Updated Jan 10, 2023
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Living in New Mexico means access to warm weather and lots of history and culture. New Mexico homeowners love the availability of fair housing prices, beautiful landscapes, and the ability to be outside for so much of the year. However, like homeownership in any state, New Mexico homeownership comes with some negatives as well. In our guide featuring the best home warranty companies in New Mexico, we will show you how to choose a home warranty, why a home warranty plan is a smart choice for your New Mexico home, and which home warranty plans are the best on the market.
A home warranty is a plan that will protect homeowners from large expenses related to system and appliance repair. In New Mexico, the warm weather can do some wear and tear to your home systems and appliances. Finding the best home warranty companies on the market can be difficult because of the number of companies available to choose from. Keep reading if you need some help!
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of New Mexico. The Choice Home Warranty plan has been on the market for 13 years and has plenty of experience in the New Mexico area. One of the things that stands out most about the Choice Home Warranty plan is its very simple and straightforward contract. If you are tired of fine print and hidden costs, the Choice Home Warranty will be a great relief. New Mexico homeowners are also impressed with the customer service that this plan offers.
There are two Choice Home Warranty plans to choose from. Both the Basic Plan and the Comprehensive Plan are combo or comprehensive plans, so they have a combination of both system and appliance coverage. Many other companies charge a premium for a combo plan, so the Choice Home Warranty is a very fair value considering what it offers. In addition, there are add-on coverage options to help make plans even more comprehensive. The service fee for Choice Home Warranty is $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can attach to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for New Mexico homeowners. Choosing a home warranty is almost always going to require a homeowner to consider the plan’s pricing. Select Home Warranty makes it very clear that you will save money and gain some peace of mind by choosing this home warranty. With almost nine years of experience in the home warranty industry, Select Home Warranty is quite well respected for workmanship and the quality of the repair.
There are three Select Home Warranty plans. The three plans consist of a systems plan, an appliances plan, and a combo or comprehensive plan. With each of these plan choices, homeowners get free roof leak coverage included as part of their service contract. Having this additional coverage free of charge is something that should be considered when choosing the plan. Select Home Warranty has a very fair service fee of just $60.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying any extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in New Mexico. Having the ability to change the coverage and the plan’s pricing to work for your home is a substantial benefit of the American Home Shield policy. AHS has been on the market for more than 50 years. This is a very long time to be active in the home warranty industry. Even after all this time, customers still consider this the premium home warranty company option in New Mexico. Whether you are new to homeownership or have been around for several years, this is a policy that you can trust.
There are three American Home Shield policies for New Mexico homeowners to choose from. The two combo or comprehensive plans are the most popular choices because of their excellent coverage options and the peace of mind they give customers. The American Home Shield policy also has add-on coverage options for New Mexico homeowners to choose from. If you are lucky enough to have a pool at your home, take a look at the pool systems coverage, as it can be very beneficial to have. The service fee from American Home Shield is customizable and will range from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club offers the quickest service of any home warranty plan in the state of New Mexico. Most home warranty providers will require a homeowner to wait 30 days before their home warranty will go into place, but with The Home Service Club, homeowners can request service for home repairs just 10 days after the home warranty contract is bound. The Home Service Club has more than 10 years of industry experience and has one of the more extensive plan coverage options on the market.
There are two home protection plans from The Home Service Club. The Comprehensive Coverage Plan has more than 33 covered items making it one of the most extensive plans on the market, with very few exclusions. The Standard Coverage is the more budget-friendly option, but it still has 18 covered items included as part of the plan. The service fee from The Home Service Club is customizable and ranges from $65 to $125. Higher service fees require a lower monthly payment.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of New Mexico. If you want to ensure that your repair will be handled professionally and quickly, Liberty Home Guard is the company to choose. Although LHG has only been on the market for two years, they have managed to earn an A rating with the BBB. This is a very impressive distinction in a difficult industry. Customers are happy with the speed of service and the overall quality of the workers coming to make the repairs on their homes. There is no question that the Liberty Home Guard policy will be around for quite some time and continue to expand and grow.
There are three Liberty Home Guard policies to choose from. You will probably notice that the Liberty Home Guard pricing is a bit higher than the other options on the market. However, the coverage is quite broad, and the customer service is considered very impressive. Even though you pay a little more, you will get more coverage. There is also a long list of add-on coverages that you can include with your policy, more than any other home warranty plan on the market.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add on coverages in the industry; these will include . . .
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
A New Mexico home warranty will cost about $685 per year. Depending on the size of your home, the kitchen appliances, laundry room appliances, or home systems you include, the overall cost of the home warranty will vary considerably. In addition, if you have a condo or townhouse, the New Mexico home warranty will also be a slightly different price. For homeowners on a budget, a home warranty with customizable pricing tends to be the best overall choice.
|Home Over 5,000 sq ft||$1,232.50|
|Home Under 5,000 sq ft||$649.74|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost Effective||Best Customizable Plans||Quickest Service||Most Trustworthy|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Excludes AK||Available in All States||Excludes WA & WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
At this point, you should feel more confident in the home warranty decision that you need to make. Although any of the top five plans on our list could be a good choice for your New Mexico home, Choice home Warranty stands out as the best overall option. Choice Home Warranty has been on the market for more than 13 years, and they are fair about the costs associated with the plan. It makes sense to get a few home warranty quotes to ensure that you get a plan that precisely fits your needs.
At this point, you have the list narrowed down to the top five home warranties for New Mexico homeowners. Now we need to look at which of these home warranties will be best for your home. There are a few essential things to consider when trying to pick one policy from another. Three of the most important features to consider include monthly pricing, service fee, and the workmanship guarantee.
New Mexico can experience some hot and dry conditions. These conditions can cause issues with some of your home systems and appliances. Three things to look out for include the HVAC, ceiling fans, and plumbing issues. Let’s take a look at how a home warranty can help with maintenance problems around your home.
A home warranty is an optional purchase for homeowners that are looking for a bit of peace of mind regarding their home systems and appliances. The home warranty will cover issues that come up as a result of normal wear and tear. Some home warranty plans will also cover the replacement of certain home systems and appliances. The home warranty typically covers systems, appliances, and add on coverages. The add on coverages can include things like well pumps, septic systems, locksmiths or even central vacuums.
A home warranty and home insurance are two completely different things. The homeowner’s insurance is in place to protect against things like hurricanes, fires, and other natural disasters that are entirely out of your control. However, homeowners insurance will not help you when your microwave control panel stops working.
Homeowners’ insurance policies don’t cover specific items like this, and they tend to have high deductibles. Home warranty plans specifically cover each individual home system or appliance in the home. Each individual coverage will have its own coverage cap.
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from our #1 recommended provider in New Mexico, CHW!
A home warranty in New Mexico should be very simple to use when an issue comes up around the home. The first step in this process is to put together a home warranty plan with a well respected service provider in New Mexico. Once you have done your research and chosen your plan, here is the basic way that a home warranty will work.
A home warranty plan will protect homeowners from unexpected expenses that come up with home systems and appliances. If you have an issue with your plumbing system, swimming pool, or your refrigerator, you can expect the home warranty coverage will likely cover it. Home warranty plans will only protect against normal wear, and typically repairs are covered regardless of the age of your appliances or systems.
In addition to repair costs, a home warranty will also cover replacement costs. If your three-year-old washing machine is damaged beyond repair, chances are your home warranty coverage will cover almost a full replacement for this appliance.
Normal wear happens to hall homeowners because of the use that these products get. We all need the oven, microwave, plumbing system, and electrical system throughout the course of a day. However, when these home systems and appliances start to break down, especially all at once, the costs can get out of control.
Home warranty plans only protect against normal wear. If you don’t properly take care of your home appliance and systems, the repair technician that comes to your home will not approve the repair, and you will be out the cost of the service fee. There are several ways in which your home warranty claim can be denied. The most common exclusions from a home warranty plan are…
Some home warranty plans will require an inspection before the start of the plan, and others will not. It can be in your best interest to have an inspection done before you start your plan. This will be a point of reference for you to show that your home systems and appliances were in good working condition before the start of the plan.
Most home warranty customers in New Mexico are pleased with their home warranty plan and the money that it can save. Having to pay to repair an HVAC unit and a stovetop in the same month can help anyone see the value of having a home warranty plan. However, there are a few issues that you will see homeowners complain about when it comes to home warranty issues. These include . . .
A home warranty plan is worth it for those that are living in New Mexico. With the extreme temperatures that New Mexico homeowners can face, there are times when home systems and appliances will have a hard time keeping up. Things like your HVAC system may need more frequent repairs in an area like New Mexico.
Most companies will not come out to your home to inspect an issue without paying a fee. These fees can be anywhere from $50 to $200. Once they come to your home, the pricing to fix an appliance or system can be anywhere from $25 to $2500, depending on the issue. There will be no way to fix the issue, and it will need to be replaced.
Home warranties require a service fee to be paid initially, but they will typically range from $60 to $125. Once the service fee is paid for, the rest of the pair should be covered under the limits of the home warranty plan. At times this could mean that you end up with a brand new appliance or system for just $100.
For those new to homeownership, or on a strict budget and are not great at DIY repairs, the home warranty plan is well worth the expense.
Home warranties in New Mexico can range in price from around $38 to $75 per month. When considering the overall fees of the plan, it is vital to consider the service fee or deductible. In addition, policy limits could have you paying higher out-of-pocket expenses.
A service fee is a price you pay when a repair is needed for a covered appliance or system. The service fees tend to range in price from $60 to $150 per repair. Some companies will allow you to customize the pricing of the service fee based on the monthly fees you pay.
The best home warranty company in New Mexico is Choice Home Warranty. With Choice Home Warranty, you get a mix of great coverage with fair value. CHW has been on the market for 13 years, and the company is known for being trustworthy and reliable.
Homeowners, home buyers, home sellers, and even real estate agents can benefit from having a home warranty in place. If you have systems and appliances in your home that need repair or replacement from time to time, you will benefit from a New Mexico home warranty. Landlords will also benefit from the home warranty coverage offered on the market as it can make real estate investment much more manageable.
At House Method, transparency and trust are our most important values for the reader. We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home.
Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective rating system to score each home warranty company based on the following criteria:
Additional New Mexico Home Warranty Resources