Best Home Warranty Companies in New Mexico

When you sign onto a home warranty policy, the company you’re working with will protect a set of items, whether that’s just systems, just appliances, or both. If a covered item needs a repair or replacement, your home warranty provider will cover the expenses in exchange for a small service fee. Having this type of protection will give you peace of mind and allow you to enjoy your home because you won’t have to worry about an unexpected repair bankrupting you.

Before you invest in a home warranty, you’ll want to conduct thorough research on your options.  We have compiled that research for you in this guide on the best home warranties in New Mexico.

New Mexico’s top 5 home warranty companies

Top home maintenance problems in New Mexico

If you’re a new homeowner, you might not be aware of just how expensive even a minor appliance or system repair can be. Let’s take a look at some of the repairs you might face with your New Mexico home and how home warranty coverage can help save the day.

• Aging air conditioning systems: Because of the state’s humid, arid climate, homeowners often run their air conditioning systems year-round. This can put increased strain on the system, leading to more frequent breakdowns. Thankfully, you can get home warranty coverage for your HVAC system with a systems or combo plan.
• Roof leaks: Many homes in Santa Fe and other parts of New Mexico are built with flat roofs, which tend to age quicker than sloped roofs. If you have a flat roof, consider using an optional add-on to extend your home warranty coverage to include limited roof leaks.
• Out-of-date plumbing: Homes that are more than 30 years old are more susceptible to plumbing problems, especially if they haven’t been properly maintained. Home warranty companies usually offer coverage for this in plans that protect systems. 

1. Choice Home Warranty

Choice Home Warranty can be a great choice for homeowners looking for quick and simple coverage. The company offers two plans, both of which are easy to understand and offer system and appliance coverage.

Choice Home Warranty currently offers the following plans:

• Basic Plan: The Basic Plan includes coverage for 14 home components, including your heating system and dishwasher.
• Total Plan: The Total Plan includes all coverages found in the Basic Plan plus coverage for your air conditioner, refrigerator, washer, and dryer.

Here’s what you can expect to pay per month and per year for your plan from Choice:

Choice also charges an $85 service fee, which is due to the technician that conducts a repair.

Get your free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164. 

2. Select Home Warranty

Select Home Warranty is best known for its affordability. All of the company’s plans are available for less than $40 per month, with comprehensive coverage for both systems and appliances only being a few dollars more than the plans that cover either just systems or just appliances.

Select Home Warranty offers three plan options:

• Bronze Care: The Bronze Care plan provides coverage for eight home appliances, like your stove and washer-dryer set.
• Gold Care: The Gold Care plan has coverage for six home systems, including your cooling system and water heater.
• Platinum Care: The Platinum Care plan covers everything in the Bronze Care and Gold Care packages plus a few extras.

Take a look at these pricing estimates from Select Home Warranty:

You’ll also pay a $75 service fee each time you need a repair.

Claim your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953.

3. Amazon Home Warranty

Adding optional coverages to your home warranty is one of the best ways to customize your coverage to protect even the uncommon parts of your home. Amazon Home Warranty makes customization easy with over 23 unique add-ons.

Amazon Home Warranty has three plans:

• Appliances Plan: The Appliances Plan offers coverage for eight appliances, ranging from your oven to your trash compactor.
• Systems Plan: The Systems Plan offers coverage for eight major systems, including your central air conditioning system and electrical system.
• Combo Plan: The Combo Plan includes all coverages that come with both of the above plans plus a few more.

Here’s what you can expect to pay each year when you choose Amazon Home Warranty:

You’ll also pay a $75 service fee each time you make a service call.

Claim your free quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194. 

4. American Home Shield 

While Amazon Home Warranty allows you to customize your coverage, American Home Shield allows you to customize your price. When you sign up for an American Home Shield plan, you get to decide between a $75, $100, or $125 service fee.

American Home Shield offers three policy options:

• Systems Plan: The Systems Plan offers coverage for 12 home systems, including your plumbing system and doorbells.
• Appliances Plan: The Appliances Plan includes coverage for 10 appliances, ranging from your dishwasher to your clothing washer and dryer.
• Combo Plan: The Combo Plan includes everything in the Systems Plan and Appliances Plan.

Take a look at how much American Home Shield costs:

You get to choose your own service fee, but keep in mind that choosing a lower one will increase your premium.

Claim your free quote from American Home Shield by filling out this online form or calling 866-451-2281. 

5. Liberty Home Guard

If reviews from past customers is the number one factor you use to choose a company, be sure to consider Liberty Home Guard. Liberty Home Guard has the highest customer rating on its Better Business Bureau profile out of the providers in this review, with an average of 4.66 out of 5 stars. 

Liberty Home Guard has three plans:

• Appliance Guard: The Appliance Guard plan covers nine home appliances, including your microwave and dishwasher.
• System Guard: The System Guard plan covers six major systems, including your plumbing system and ductwork.
• Total Home Guard: The Total Home Guard Plan covers everything in the previous two plans.

Here’s what you can expect to pay per month and per year for your plan:

You’ll also pay a $60 service fee each time you use your coverage.

Claim your free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281. 

New Mexico home warranty buying guide

With so many companies offering home warranty protection plans, choosing the best option for you and your home can be a challenge. Here are a few features you might want to look for to narrow down your options:

• Ease of signup: If you’re searching for quick home warranty coverage, be sure to work with a company that makes it easy to learn about plan options and easy to sign onto coverage. You should be able to find all of the information you need on its website or over the phone with company representatives.
• Policy transparency: You want a home warranty provider that’s open and honest about what is and isn’t covered under its policies. You should be able to find a sample contract on the company’s website that breaks this down for you.
• Service technician: If you have a particular contractor that you’ve been using for years, you’ll want a home warranty company that allows you to choose your own technician when a repair is needed instead of assigning one to you.

Our conclusion

When recommending Choice Home Warranty, Select Home Warranty, Liberty Home Guard, Amazon Home Warranty, and American Home Shield to New Mexico residents, we considered customer service, levels of coverage, pricing, customer reviews, and more. However, the best home warranty in New Mexico will vary from person to person depending on their specific home and needs. That’s why we recommend getting a custom quote from all of the providers in this review before making your final decision.

Frequently asked questions about New Mexico home warranties

How much should I expect my service fee to be?

Each company charges a different amount, but most service fees are between $75 and $125 each time you request service.

How do home warranties work?

After signing up for a plan, you’ll usually have to wait 30 days before your coverage begins. Once those 30 days are up, you can file a claim with your provider any time a covered system or appliance breaks down. If your claim is approved, your provider will send a repair technician to your home. You’ll give the agreed-upon service fee to that technician once the repair is complete.

Is it too late to buy a home warranty?

Whether you just purchased a home or you’ve owned your home for years, you can buy a home warranty at any time.