Best Home Warranty Companies in New Mexico

By Deanna Kane

When you sign onto a home warranty policy, the company you’re working with will protect a set of items, whether that’s just systems, just appliances, or both. If a covered item needs a repair or replacement, your home warranty provider will cover the expenses in exchange for a small service fee. Having this type of protection will give you peace of mind and allow you to enjoy your home because you won’t have to worry about an unexpected repair bankrupting you.

Before you invest in a home warranty, you’ll want to conduct thorough research on your options.  We have compiled that research for you in this guide on the best home warranties in New Mexico.

New Mexico’s top 5 home warranty companies

Editor's Choice

  • 2 plans available + optional add-ons
  • Has over 10 years of industry experience
  • 90-day repair guarantee
  • $36–$44 per month
Most cost-effective plans

  • Provides free roof leak coverage
  • Has optional septic system coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Get 2 extra months free when you sign up today
Best for add-ons

  • 3 plans + optional add-ons
  • Provides customers with one month free of coverage
  • Has a network of more than 10,000 licensed technicians
  • $29–$46 per month
Best customizable plans

  • 4 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $50–$55 per month
Most trustworthy

  • All three available plans are under $60.00 per month
  • Has a 60-day workmanship guarantee on all repairs
  • Offers optional add-ons for up to 20 items
  • Customer service available 24 hours a day, seven days a week

Top home maintenance problems in New Mexico

If you’re a new homeowner, you might not be aware of just how expensive even a minor appliance or system repair can be. Let’s take a look at some of the repairs you might face with your New Mexico home and how home warranty coverage can help save the day.

  • Aging air conditioning systems: Because of the state’s humid, arid climate, homeowners often run their air conditioning systems year-round. This can put increased strain on the system, leading to more frequent breakdowns. Thankfully, you can get home warranty coverage for your HVAC system with a systems or combo plan.
  • Roof leaks: Many homes in Santa Fe and other parts of New Mexico are built with flat roofs, which tend to age quicker than sloped roofs. If you have a flat roof, consider using an optional add-on to extend your home warranty coverage to include limited roof leaks.
  • Out-of-date plumbing: Homes that are more than 30 years old are more susceptible to plumbing problems, especially if they haven’t been properly maintained. Home warranty companies usually offer coverage for this in plans that protect systems. 

1. Choice Home Warranty

Choice Home Warranty can be a great choice for homeowners looking for quick and simple coverage. The company offers two plans, both of which are easy to understand and offer system and appliance coverage.

Choice Home Warranty currently offers the following plans:

  • Basic Plan: The Basic Plan includes coverage for 14 home components, including your heating system and dishwasher.
  • Total Plan: The Total Plan includes all coverages found in the Basic Plan plus coverage for your air conditioner, refrigerator, washer, and dryer.

Here’s what you can expect to pay per month and per year for your plan from Choice:

Plan name Price per month Price per year
Basic Plan $36.17 $434.04
Total Plan $42.50 $510

Choice also charges an $85 service fee, which is due to the technician that conducts a repair.

Get your free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164

2. Select Home Warranty

Select Home Warranty is best known for its affordability. All of the company’s plans are available for less than $40 per month, with comprehensive coverage for both systems and appliances only being a few dollars more than the plans that cover either just systems or just appliances.

Select Home Warranty offers three plan options:

  • Bronze Care: The Bronze Care plan provides coverage for eight home appliances, like your stove and washer-dryer set.
  • Gold Care: The Gold Care plan has coverage for six home systems, including your cooling system and water heater.
  • Platinum Care: The Platinum Care plan covers everything in the Bronze Care and Gold Care packages plus a few extras.

Take a look at these pricing estimates from Select Home Warranty:

Plan name Price per month Price per year
Bronze Care $35.83 $429.96
Gold Care $35.83 $429.96
Platinum Care $37.50 $450

You’ll also pay a $75 service fee each time you need a repair.

Claim your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953.

3. Amazon Home Warranty

Adding optional coverages to your home warranty is one of the best ways to customize your coverage to protect even the uncommon parts of your home. Amazon Home Warranty makes customization easy with over 23 unique add-ons.

Amazon Home Warranty has three plans:

  • Appliances Plan: The Appliances Plan offers coverage for eight appliances, ranging from your oven to your trash compactor.
  • Systems Plan: The Systems Plan offers coverage for eight major systems, including your central air conditioning system and electrical system.
  • Combo Plan: The Combo Plan includes all coverages that come with both of the above plans plus a few more.

Here’s what you can expect to pay each year when you choose Amazon Home Warranty:

Plan name Price per year
Appliances Plan $479
Systems Plan $479
Combo Plan $579

You’ll also pay a $75 service fee each time you make a service call.

Claim your free quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194

4. American Home Shield 

While Amazon Home Warranty allows you to customize your coverage, American Home Shield allows you to customize your price. When you sign up for an American Home Shield plan, you get to decide between a $75, $100, or $125 service fee.

American Home Shield offers three policy options:

  • Systems Plan: The Systems Plan offers coverage for 12 home systems, including your plumbing system and doorbells.
  • Appliances Plan: The Appliances Plan includes coverage for 10 appliances, ranging from your dishwasher to your clothing washer and dryer.
  • Combo Plan: The Combo Plan includes everything in the Systems Plan and Appliances Plan.

Take a look at how much American Home Shield costs:

Plan name Price per month Price per year
Systems Plan $49.99 $599.88
Appliances Plan $49.99 $599.88
Combo Plan $59.99 $719.88

You get to choose your own service fee, but keep in mind that choosing a lower one will increase your premium.

Claim your free quote from American Home Shield by filling out this online form or calling 866-451-2281

5. Liberty Home Guard

If reviews from past customers is the number one factor you use to choose a company, be sure to consider Liberty Home Guard. Liberty Home Guard has the highest customer rating on its Better Business Bureau profile out of the providers in this review, with an average of 4.66 out of 5 stars. 

Liberty Home Guard has three plans:

  • Appliance Guard: The Appliance Guard plan covers nine home appliances, including your microwave and dishwasher.
  • System Guard: The System Guard plan covers six major systems, including your plumbing system and ductwork.
  • Total Home Guard: The Total Home Guard Plan covers everything in the previous two plans.

Here’s what you can expect to pay per month and per year for your plan:

Plan name Price per month Price per year
Appliance Guard $40 $480
System Guard $50 $600
Total Home Guard $60 $720

You’ll also pay a $60 service fee each time you use your coverage.

Claim your free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281

New Mexico home warranty buying guide

With so many companies offering home warranty protection plans, choosing the best option for you and your home can be a challenge. Here are a few features you might want to look for to narrow down your options:

  • Ease of signup: If you’re searching for quick home warranty coverage, be sure to work with a company that makes it easy to learn about plan options and easy to sign onto coverage. You should be able to find all of the information you need on its website or over the phone with company representatives.
  • Policy transparency: You want a home warranty provider that’s open and honest about what is and isn’t covered under its policies. You should be able to find a sample contract on the company’s website that breaks this down for you.
  • Service technician: If you have a particular contractor that you’ve been using for years, you’ll want a home warranty company that allows you to choose your own technician when a repair is needed instead of assigning one to you.

Our conclusion

When recommending Choice Home Warranty, Select Home Warranty, Liberty Home Guard, Amazon Home Warranty, and American Home Shield to New Mexico residents, we considered customer service, levels of coverage, pricing, customer reviews, and more. However, the best home warranty in New Mexico will vary from person to person depending on their specific home and needs. That’s why we recommend getting a custom quote from all of the providers in this review before making your final decision.

Frequently asked questions about New Mexico home warranties

How much should I expect my service fee to be?

Each company charges a different amount, but most service fees are between $75 and $125 each time you request service.

How do home warranties work?

After signing up for a plan, you’ll usually have to wait 30 days before your coverage begins. Once those 30 days are up, you can file a claim with your provider any time a covered system or appliance breaks down. If your claim is approved, your provider will send a repair technician to your home. You’ll give the agreed-upon service fee to that technician once the repair is complete.

Is it too late to buy a home warranty?

Whether you just purchased a home or you’ve owned your home for years, you can buy a home warranty at any time. 

See the best home warranty companies in your state

AlaskaHawaiiAlabamaArkansasArizonaCaliforniaColoradoConnecticutDelawareFloridaGeorgiaIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyomingDistrict of Columbia
Best Home Warranty Companies in Alabama

Looking for a home warranty in Alabama? We compared the top providers in Alabama below.

Best Home Warranty Companies in Alaska

Looking for a home warranty in Alaska? We compared the top providers in Alaska below.

Best Home Warranty Companies in Arizona

Looking for a home warranty in Arizona? We compared the top providers in Arizona below.

Best Home Warranty Companies in Arkansas

Looking for a home warranty in Arizona? We compared the top providers in Arizona below.

Best Home Warranty Companies in California

Looking for a home warranty in California? We compared the top providers in California below.

Best Home Warranty Companies in Colorado

Looking for a home warranty in Colorado? We compared the top providers in Colorado below.

Best Home Warranty Companies in Connecticut

Looking for a home warranty in Connecticut? We compared the top providers in Connecticut below.

Best Home Warranty Companies in Delaware

Looking for a home warranty in Delaware? We compared the top providers in Delaware below.

Best Home Warranty Companies in Florida

Looking for a home warranty in Florida? We compared the top providers in Florida below.

Best Home Warranty Companies in Georgia

Looking for a home warranty in Georgia? We compared the top providers in Georgia below.

Best Home Warranty Companies in Hawaii

Looking for a home warranty in Hawaii? We compared the top providers in Hawaii below.

Best Home Warranty Companies in Idaho

Looking for a home warranty in Idaho? We compared the top providers in Idaho below.

Best Home Warranty Companies in Illinois

Looking for a home warranty in Illinois? We compared the top providers in Illinois below.

Best Home Warranty Companies in Indiana

Looking for a home warranty in Indiana? We compared the top providers in Indiana below.

Best Home Warranty Companies in Iowa

Looking for a home warranty in Iowa? We compared the top providers in Iowa below.

Best Home Warranty Companies in Kansas

Looking for a home warranty in Kansas? We compared the top providers in Kansas below.

Best Home Warranty Companies in Kentucky

Looking for a home warranty in Kentucky? We compared the top providers in Kentucky below.

Best Home Warranty Companies in Louisiana

Looking for a home warranty in Louisiana? We compared the top providers in Louisiana below.

Best Home Warranty Companies in Maine

Looking for a home warranty in Maine? We compared the top providers in Maine below.

Best Home Warranty Companies in Maryland

Looking for a home warranty in Maryland? We compared the top providers in Maryland below.

Best Home Warranty Companies in Massachusetts

Looking for a home warranty in Massachusetts? We compared the top providers in Massachusetts below.

Best Home Warranty Companies in Michigan

Looking for a home warranty in Michigan? We compared the top providers in Michigan below.

Best Home Warranty Companies in Minnesota

Looking for a home warranty in Minnesota? We compared the top providers in Minnesota below.

Best Home Warranty Companies in Mississippi

Looking for a home warranty in Mississippi? We compared the top providers in Mississippi below.

Best Home Warranty Companies in Missouri

Looking for a home warranty in Missouri? We compared the top providers in Missouri below.

Best Home Warranty Companies in Montana

Looking for a home warranty in Montana? We compared the top providers in Montana below.

Best Home Warranty Companies in Nebraska

Looking for a home warranty in Nebraska? We compared the top providers in Nebraska below.

Best Home Warranty Companies in Nevada

Looking for a home warranty in Nevada? We compared the top providers in Nevada below.

Best Home Warranty Companies in New Hampshire

Looking for a home warranty in New Hampshire? We compared the top providers in New Hampshire below.

Best Home Warranty Companies in New Jersey

Looking for a home warranty in New Jersey? We compared the top providers in New Jersey below.

Best Home Warranty Companies in New Mexico

Looking for a home warranty in New Mexico? We compared the top providers in New Mexico below.

Best Home Warranty Companies in New York

Looking for a home warranty in New York? We compared the top providers in New York below.

Best Home Warranty Companies in North Carolina

Looking for a home warranty in North Carolina? We compared the top providers in North Carolina below.

Best Home Warranty Companies in North Dakota

Looking for a home warranty in North Dakota? We compared the top providers in North Dakota below.

Best Home Warranty Companies in Ohio

Looking for a home warranty in Ohio? We compared the top providers in Ohio below.

Best Home Warranty Companies in Oklahoma

Looking for a home warranty in Oklahoma? We compared the top providers in Oklahoma below.

Best Home Warranty Companies in Oregon

Looking for a home warranty in Oregon? We compared the top providers in Oregon below.

Best Home Warranty Companies in Pennsylvania

Looking for a home warranty in Pennsylvania? We compared the top providers in Pennsylvania below.

Best Home Warranty Companies in Rhode Island

Looking for a home warranty in Rhode Island? We compared the top providers in Rhode Island below.

Best Home Warranty Companies in South Carolina

Looking for a home warranty in South Carolina? We compared the top providers in South Carolina below.

Best Home Warranty Companies in South Dakota

Looking for a home warranty in South Dakota? We compared the top providers in South Dakota below.

Best Home Warranty Companies in Tennessee

Looking for a home warranty in Tennessee? We compared the top providers in Tennessee below.

Best Home Warranty Companies in Texas

Looking for a home warranty in Texas? We compared the top providers in Texas below.

Best Home Warranty Companies in Utah

Looking for a home warranty in Utah? We compared the top providers in Utah below.

Best Home Warranty Companies in Vermont

Looking for a home warranty in Vermont? We compared the top providers in Vermont below.

Best Home Warranty Companies in Virginia

Looking for a home warranty in Virginia? We compared the top providers in Virginia below.

Best Home Warranty Companies in Washington

Looking for a home warranty in Washington? We compared the top providers in Washington below.

Best Home Warranty Companies in West Virginia

Looking for a home warranty in West Virginia? We compared the top providers in West Virginia below.

Best Home Warranty Companies in Wisconsin

Looking for a home warranty in Wisconsin? We compared the top providers in Wisconsin below.

Best Home Warranty Companies in Wyoming

Looking for a home warranty in Wyoming? We compared the top providers in Wyoming below.

Additional New Mexico Home Warranties to Consider

America's 1st choice home club logo
Home Warranty

America’s First Choice (AFC) Home Club Review (2021)

Read America's 1st Choice Home Club reviews to learn more about AFC Home Club's exclusive club benefits and choose-your-own-contractor policy for home repairs.

Pride Home Warranty logo
Home Warranty

Pride Home Warranty Reviews

Pride Home Warranty recently shut down and went out of business. Read our review for other home warranty alternatives.

2-10 Home Buyers Warranty logo
Home Warranty

2-10 Home Buyers Warranty Reviews (2021)

2-10 Home Buyers Warranty does what most home warranty companies don't—keep their promise. Read our review for the full scoop and find out why 2-10 HBW is the most trustworthy home warranty company on the market today.

By continuing to browse or by clicking “OK” you agree to the storing of first- and third-party cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. Privacy Policy.

OK