Best Home Warranty Companies in New Mexico (2021)

By Deanna Kane

Living in New Mexico means access to warm weather and lots of history and culture. New Mexico homeowners love the availability of fair housing prices, beautiful landscapes, and the ability to be outside for so much of the year. However, like homeownership in any state, New Mexico homeownership comes with some negatives as well.

In our guide featuring the best home warranty companies in New Mexico, we will give you information on:

  • How to choose the best home warranty 
  • Why do New Mexico homeowners need a home warranty 
  • What the best companies in New Mexico are for home warranties

A home warranty is a plan that will protect homeowners from large expenses related to system and appliance repair. Home warranties give homeowners peace of mind about the money they will have to spend in the upcoming years on home-related costs. The problem with finding the best home warranty companies on the market is that there are quite a few to choose from. If you are frustrated with trying to narrow this list down, keep reading, and we can help. 

New Mexico Top 5 Home Warranty Companies

There are dozens of New Mexico home warranties to choose from. Breaking these companies down into the top five choices took quite a bit of research and time. When we came up with our list, we compared pricing, cancellation fees, service contract simplicity, plan choices, service fees, customer satisfaction, and more. Here is how the top five plans in New Mexico ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of New Mexico. The Choice Home Warranty plan has been on the market for 13 years and has plenty of experience in the New Mexico area. One of the things that stands out most about the Choice Home Warranty plan is its very simple and straightforward contract. If you are tired of fine print and hidden costs, the Choice Home Warranty will be a great relief. New Mexico homeowners are also impressed with the customer service that this plan offers. 

There are two Choice Home Warranty plans to choose from. Each of these plans is a combo or comprehensive plan so it has a combination of both system and appliance coverage. Many other companies charge a premium for a combo plan, so the Choice Home Warranty is a very fair value considering what it offers. In addition, there are add-on coverage options to help make plans even more comprehensive. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The service fee for a Choice Home Warranty plan is $85. You will soon notice that the service fees range in price from about $60 to $150, so the Choice Home Warranty pricing is quite fair. 

If you don’t want to deal with a difficult customer service experience or a plan that has inadequate coverage, the Choice Home Warranty plan is going to be your best option. Signing up for Choice Home Warranty is easy, and when it comes time to submit your first claim you will be impressed with what the company has to offer. 

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in New Mexico. Having the ability to change the coverage and the pricing of the plan to work for your home is a substantial benefit of the American Home Shield policy. AHS has been on the market for more than 50 years. This is a very long time to be active in the home warranty industry. Even after all this time, customers still consider this the premium home warranty company option in New Mexico. Whether you are new to homeownership or have been around for several years, this is a policy that you can trust. 

There are three American Home Shield policies for New Mexico homeowners to choose from. The two combo or comprehensive plans are the most popular choices because of their excellent coverage options and the peace of mind they give customers. The American Home Shield policy also has add-on coverage options for New Mexico homeowners to choose from. If you are lucky enough to have a pool at your home, take a look at the pool systems coverage, as it can be very beneficial to have.  

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

American Home Shield also has a customizable service fee. The pricing will range from around $75 to $125. If you want a higher monthly payment, the service fee will be lower. Choose a plan that works for your budget and the needs of your home. 

Having the ability to set up your home warranty plan to work specifically for the needs of your home is a tremendous benefit. If you are tired of being stuck with a plan that doesn’t match the needs of your home, then AHS can help.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective home warranty plan for New Mexico homeowners. Choosing a home warranty is almost always going to require a homeowner to consider the plan’s pricing. Select Home Warranty makes it very clear that you will save money and gain some peace of mind by choosing this home warranty. With almost nine years of experience in the home warranty industry, Select Home Warranty is quite well respected for workmanship and the quality of the repair. 

There are three Select Home Warranty plans to choose from. The three plans consist of a systems plan, an appliances plan, and a combo or comprehensive plan. With each of these plan choices, homeowners get free roof leak coverage with their policy. Having this additional coverage free of charge is something that should really be considered when choosing the plan. If you need more than roof leak coverage as an add-on, the Select Home Warranty offers options like central vacuum and lawn sprinkler systems as well. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The Select Home Warranty service fee is $60. One of the lowest-priced service fees on the market is the one offered by Select Home Warranty, and it only helps make this one of the most cost-effective policies you will find. 

The Select Home Warranty plan helps homeowners stay within their monthly budget yet still get the coverage they need for home systems and appliances.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of New Mexico. If you want to ensure that your repair will be handled professionally and quickly, Liberty Home Guard is the company to choose. Although LHG has only been on the market for two years, they have managed to earn an A rating with the BBB. This is a very impressive distinction in a difficult industry. Customers are happy with the speed of service and the overall quality of the workers coming to make the repairs on their homes. There is no question that the Liberty Home Guard policy will be around for quite some time and continue to expand and grow. 

There are three Liberty Home Guard policies to choose from. You will probably notice that the Liberty Home Guard pricing is a bit higher than the other options on the market. However, the coverage is quite broad and will cover a wide range of appliances and systems. Even though you pay a little more, you will get more coverage. There is also a long list of add-on coverages that you can include with your policy. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard has one of the lowest service fees in the market. When you pay just $60 the monthly pricing seems to be a bit easier to manage. 

It can be difficult to give a new company on the market a chance; however, if you ignore Liberty Home Guard, you could be missing out on an excellent option for your New Mexico home. The impressive customer service and depth of coverage is certainly something worth considering.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty for appliance coverage in New Mexico. Appliance coverage is something that all New Mexico homeowners should consider having for their homes. First American Home Warranty has been on the market for more than 37 years, and they are known for being fair to work with. The appliance coverage offered from First American Home Warranty is some of the best prices on the market. 

The First American Home Warranty keeps its policies somewhat limited. You can choose between the appliance plan or a Premier PLan that covers both systems and appliances. The Premier plan is higher in cost but will include some key systems in the home. To get central air conditioning coverage as part of your policy, you must purchase it as an add-on. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The First American Home Warranty service fee is $85. When you look at the basic plan costing $38 and the service fee of $85, the overall pricing of the First American plan is quite fair. 

If you are on the fence about whether or not a home warranty is worth the cost, the appliance plan from First American Home Warranty is the place to start. You will find that there is excellent customer service, speedy repairs, and overall fair pricing. Take advantage of the 37 years that First American has spent in the industry.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

New Mexico Home Warranty Buying Guide

At this point, you have the list narrowed down to the top five home warranties for New Mexico homeowners. Now we need to take a look at which of these home warranties will be best for your home. There are a few essential things to consider when trying to pick one policy from another. Three of the most important features to consider include monthly pricing, service fee, and the workmanship guarantee. 

  • Monthly Pricing: The price for a New Mexico home warranty ranges anywhere from $38 to $75 per month. The higher the price per month, the more coverage that you will have. Always check the amount of coverage a plan is offering for the pricing. 
  • Service Fee: The service fee for a home warranty is the price you pay when you need a repair completed on your home. Service fees are typically going to range in price from $60 to $150. 
  • Workmanship Guarantee: When a repair is completed on a home you will want to ensure that the repair holds up over time. Workmanship guarantees will last anywhere from 90 to 180 days, depending on the company that you choose. 

Top Home Maintenance Problems in New Mexico

New Mexico can experience some hot and dry conditions. These conditions can cause issues with some of your home systems and appliances. Three things to look out for include the HVAC, ceiling fans, and plumbing issues. Let’s take a look at how a home warranty can help with maintenance problems around your home. 

  • HVAC: During the New Mexico summer, you are going to need an HVAC system in place. Cooling your home will be a must to keep it in great shape; however, the HVAC system is quite expensive to repair. With a home warranty in place, you will only pay for the service fee. 
  • Ceiling Fans: Ceiling fans may not seem like a difficult maintenance problem to have, yet most homeowners don’t have the skills or the tools to fix and replace ceiling fans on their own. This is a coverage you will end up using much more than you realize. 
  • Plumbing Issues: Any home with a plumbing issue needs an immediate fix. Many home warranty companies will allow you to schedule emergency service to have your problems taken care of at a much faster rate. Plumbing issues will no longer scare you with a home warranty in place. 

Get a Free Quote

from our #1 recommended provider in New Mexico, CHW!

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Our Conclusion

At this point, you should feel more confident in the home warranty decision that you need to make. Although any of the top five plans on our list could be a good choice for your New Mexico home, the Choice home Warranty stands out as the best overall option. Choice Home Warranty has been on the market for more than 13 years, and they are fair about the costs associated with the plan. It makes sense to get a few home warranty quotes to ensure that you get a plan that precisely fits your needs. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About New Mexico Home Warranties

How Much Does A Home Warranty Cost In New Mexico?

Home warranties in New Mexico can range in price from around $38 to $75 per month. When considering the overall fees of the plan, it is important to consider the service fee or deductible. In addition, policy limits could have you paying higher out-of-pocket expenses. 

What Is A Service Fee?

A service fee is a price you pay when a repair is needed for a covered appliance or system. The service fees tend to range in price from $60 to $150 per repair. Some companies will allow you to customize the pricing of the service fee based on the monthly fees you pay. 

What Is The Best Home Warranty Company In New Mexico?

The best home warranty company in New Mexico is the Choice Home Warranty. With Choice Home Warranty, you get a mix of great coverage with fair value. The CHW has been on the market for 13 years, and the company is known for being trustworthy and reliable. 

Who Needs A Home Warranty?

Homeowners, home buyers, home sellers, and even real estate agents can benefit from having a home warranty in place. If you have systems and appliances in your home that need repair or replacement from time to time, you will benefit from a New Mexico home warranty. Landlords will also benefit from the home warranty coverage offered on the market as it can make real estate investment much more manageable. 

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