- 2 plans + optional add-ons
- Covers improperly installed or maintained items
- No cap on coverage for HVAC
- $28–$43 per month
From water heaters to air conditioning systems, your property is made up of a wide range of expensive systems and appliances. The right home warranty coverage can help you get the repairs and replacements you need for these components without spending thousands of dollars.
Choosing the best home warranty company doesn’t need to mean endlessly scouring the internet. Our guide to home warranty coverage in New Jersey will make finding a policy easier.
Below, you can find information on a few of the most common issues you might face as a homeowner in New Jersey that are covered by most home warranty policies.
First American Home Warranty has been in business for upwards of 35 years. The company’s defining feature is its First Class Upgrade, which extends your home warranty coverage to include expenses like building permits and refrigerant recapture.
First American currently offers two policy options:
In addition to your monthly premium, you’ll also pay a $75 service fee each time you use your coverage.
Claim your free quote from First American Home Warranty by completing this online form or calling 833-204-7164.
Choice Home Warranty is the only provider in this review that offers both system and appliance coverage in both of its policy options. This ensures that homeowners get comprehensive coverage no matter which plan they choose.
Choice Home Warranty has two plans:
You’ll also pay an $85 service fee each time you use your coverage from Choice Home Warranty.
Claim your free quote from Choice Home Warranty by completing this online form or calling 929-400-6164.
Unlike other home warranty companies that assign a technician to you when you need a repair, America’s First Choice (AFC) Home Club allows customers to choose their own service contractor. This gives you peace of mind that a high-quality professional is working on your home.
AFC Home Club offers four policy options:
AFC allows you to choose a $75, $100, or $125 service fee when you sign up for your plan. Keep in mind that selecting a higher fee will lower what you pay each month.
Claim your free quote from AFC Home Club by completing this online form or calling 877-755-1115.
Though Liberty Home Guard has only been in business for three years, the company is already a trusted name. That’s because past customers have left positive reviews on the company’s Better Business Bureau profile and given it an average rating over 4.5 stars out of 5.
Liberty Home Guard offers three policies in New Jersey:
You’ll also pay a $60 service fee each time you use your coverage.
Claim your free quote from Liberty Home Guard by completing this online form or calling 866-451-2281.
Select Home Warranty is our value pick for homeowners on a budget. You can get comprehensive system and appliance coverage for less than $40 a month along with a service fee that’s on the lower end of the industry standard.
Select Home Warranty offers the following plan options:
You’ll also pay a $75 service fee.
Claim your free quote from Select Home Warranty by completing this online form or calling 888-370-3953.
The seemingly endless list of policy options may make it difficult to make a decision. Keep reading to learn about some factors that will help narrow down your choices.
We reviewed a wide range of factors when choosing our favorite home warranty providers in New Jersey and feel confident that every homeowner will be able to find a policy that suits them. However, remember that pricing and coverage can vary depending on the specific property, so get personalized quotes from each company to see what a plan would look like for you.
What is the New Home Warranty and Builders’ Registration Act?
The New Home Warranty and Builders’ Registration Act is a law that was enacted in New Jersey in 1977 that requires building professionals to meet certain quality standards when building new homes. To ensure that home buyers are getting a high-quality home, builders are required to include a 10-year warranty with a purchase of a new home.
Can I learn about terms and conditions before I sign onto a plan?
Yes. Most home warranty companies, especially the national ones in this review, have sample contracts on their websites so that you can see what is and isn’t covered before signing up for a policy.
Who can buy a home warranty?
Real estate professionals, home sellers, home buyers, or veteran homeowners can purchase a home warranty. Agents and sellers often include a home warranty in a home sale as an incentive to pick their home over another one. However, if your new home doesn’t come with a warranty or you’ve been a homeowner for years, you can always purchase a home warranty yourself.
Looking for a home warranty in Alabama? We compared the top providers in Alabama below.
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America’s First Choice (AFC) Home Club Review (2021)
Read America's 1st Choice Home Club reviews to learn more about AFC Home Club's exclusive club benefits and choose-your-own-contractor policy for home repairs.
2-10 Home Buyers Warranty Reviews (2021)
2-10 Home Buyers Warranty does what most home warranty companies don't—keep their promise. Read our review for the full scoop and find out why 2-10 HBW is the most trustworthy home warranty company on the market today.
Super Home Warranty Review
Super offers three home warranty subscription plans that cover home appliances and systems. This article will outline Super’s plans, pricing, and what you can expect when you opt in to this service.
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