Updated Jan 10, 2023
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New Hampshire is the fifth smallest state in the nation. However, even with being smaller in size, people love the idea of living in New Hampshire, and there are more than 600,000 housing units in the state. These homeowners benefit from beautiful weather conditions, endless outdoor activities, and no income tax on wages and benefits. Owning a home in New Hampshire has tons of great benefits, but there are, of course, some negatives too.
New Hampshire has a wide range of temperatures and weather conditions that can make it difficult to maintain home systems and appliances. The home warranty is one of the only ways to have complete peace of mind as a homeowner. In our guide featuring the best home warranty companies in New Hampshire, we will give you information on why it’s important to have a NH home warranty, the best home warranty companies in New Hampshire, and how to narrow down which one is for you.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of New Hampshire. Choice Home Warranty has been on the market for the past 13 years. With this time spent in the industry, impressive customer service, and simple policy options Choice Home Warranty stands out as one of the best around. We were impressed with the comprehensive plan choices and the fair pricing that you get with each of these plans. Most New Hampshire homeowners that choose Choice Home Warranty are pleased with the overall value that they get with this plan.
There are only two Choice Home Warranty plans to choose from. Although this may seem like a disadvantage, the unique fact is that both plans are combo or comprehensive plans. This means that each of the plans has both system and appliance coverage. Having peace of mind about both systems and appliances for one low monthly price is a tremendous benefit. There are also quite a few add-on coverages that the Choice Home Warranty offers its customers. The Choice Home Warranty has an $85 service fee.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can add to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for New Hampshire residents. Choosing a home warranty plan that is reasonably priced will help you find even more value in having the home warranty in place. Select Home Warranty has been in the industry for about nine years. With each Select Home Warranty policy, you will get free roof leak coverage for your home. Select Home Warranty takes its contractor professionalism very seriously. You will feel confident that the technician that comes to your home is capable of repairing the issue that you have.
Select Home Warranty has three home warranty plans to choose from. The systems plan, appliances plan, and then a combo plan. The combo plan is the most popular as it is just a few dollars more per month, but it offers double the coverage. In addition to the free roof leak coverage from Select Home Warranty, there are several optional paid plan coverages that you can add to your home warranty plan. The service fee from Select Home Warranty is $65, and coverage caps for major systems and appliances are fair around the $1500 mark and sometimes above.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in the state of New Hampshire. Depending on where you are located in New Hampshire, your home may have unique features. Therefore it makes sense to choose a plan that is more customized to your home. The American Home Shield plan allows you to adjust coverage and pricing to fit the needs of your home. With more than 50 years in the home warranty industry, American Home Shield offers its customers a premium plan with impressive benefits and features.
The American Home Shield company offers three basic plan options to choose from. The two combo plans are the most popular because of the combination of appliance and system coverage. The American Home Shield plans tend to be priced a bit higher than other options on the market, but they offer high coverage limits and broad options for your New Hampshire home. For great add-on coverages like electronics, pools, and spas, American Home Shield has you covered as well. AHS has a customizable service fee or deductible ranging from $75 to $125. The higher the service fee you choose, the lower you can get your monthly payments.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has the quickest coverage of any home warranty provider in New Hampshire. Most service providers will require a 30-day waiting period before the home warranty policy will begin. With The Home Service Club, coverage for breakdowns begins just ten days after the start of the policy. Homeowners will notice that The Home Service Club has extensive coverage for home systems and appliances. In addition, the policy has 13 years of industry experience, making it a leader in workmanship and professional quality.
The Home Service Club offers the Standard Coverage and Comprehensive Coverage plans for homeowners. These plans each have more than 18 covered items consisting of both systems and appliances. The service fees from The Home Service Club are fair, ranging from $65 to $125. The price of a service fee will impact the overall costs of the home warranty. Coverage caps from The Home Service Club will be around $2500.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of New Hampshire. Liberty Home Guard has only been on the market for two years, yet they have managed to earn an A rating with the BBB. When you read the customer reviews and reports on how the Liberty Home Guard has been performing, it’s hard not to be impressed. Liberty Home Guard offers quick service and a broad range of coverage options.
There are three Liberty Home Guard plans to choose from. You will notice that each of these policies is priced a bit higher than some others on the market. However, it is a good idea to look at the individual covered items included in the plan. Liberty Home Guard has a great range of options that will leave the majority of your home covered. In addition, the LHG additional options are some of the most extensive in the market. The service fee from LHG is $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The average cost of a home warranty plan in New Hampshire is $800. The cost of this policy will change depending on the coverage you choose and the type of home you own. For those that are enjoying the Granite State in a condo or townhouse, expect lower overall costs. In addition, you must consider the service call fee, cancellation fees, and the coverage caps when looking at the total cost of having a home warranty in place. For those on a budget, a customizable plan tends to be a great choice.
|Home Over 5,000 sq ft||$1,294.73|
|Home Under 10,000 sq ft||$708.30|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost Effective||Best Customizable Plans||Quickest Service||Most Trustworthy|
|Annual Limit||Up to $3000 per covered item||Up to $2000 per covered item||Up to $6000 per covered item||Up to $2500 per covered item||Up to $2000 per covered item|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Excludes AK||Available in All States||Excludes WA & WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
Hopefully, you now feel ready to choose a warranty for your New Hampshire home. The five companies on our list all offer excellent options for New Hampshire homeowners. However, Choice Home Warranty is the best overall option on the market. Choice has close to 13 years in the home warranty industry, excellent customer service, and a very simple plan policy to figure out. Overall you will be impressed with what Choice Home Warranty has to offer New Hampshire residents. It can make sense to get a few different quotes for your home warranty. Being able to compare pricing and coverage will help ensure you get the best deal.
At this point, you should be feeling a little less overwhelmed with the number of choices for New Hampshire home warranties. These top five plans will provide an excellent choice for the majority of New Hampshire homeowners. When you need to narrow down your plan and make your ultimate choice, there are a few things that you must keep in mind. Three of these things are service fees, company history, and coverage exclusions.
The winters in New Hampshire can be a bit harsh, and you have to be prepared for the aftermath of what the wear and tear of winter can do to a home. Three of the most common home maintenance problems in New Hampshire include the plumbing system, heating system, and laundry room appliances.
A home warranty is a protection plan for home systems and appliances. With a home warranty in place, homeowners can have peace of mind about the out-of-pocket expenses involved with home appliances and system repair. A home warranty is important as it will encourage homeowners to enjoy the home they live in without thinking about the next home system or appliance breakdown costing them hundreds of dollars. In addition, when you have a home warranty in place, expect the wait times to be considerably lower for repairs and replacement.
A home warranty and homeowners insurance are quite different. With a homeowners insurance policy, you will get protection from major events like fire, tornadoes, and even hurricanes. However, if you experience an issue with your dishwasher, the homeowner’s insurance will do nothing to help you. Home warranty plans are there to protect homeowners from the more common expenses that come up as a result of us using our homes each and every day.
get a free quote
from our #1 recommended provider in NH, Choice Home Warranty.
Whether you live in Concord or Manchester, NH, expect the home warranty plan to work almost exactly the same. All home warranty providers in the area follow the same basic steps for using your home warranty plan. Here is how a home warranty will work.
Most home warranty plans will cover home systems, home appliances, and add-on coverage options. The choice of plan that works for your home may vary depending on the number of years you have in your home and the overall pricing you must pay for your home warranty. The appliances typically covered under the plan include things like the washer and dryer, dishwasher, and refrigerator.
For the systems coverage, it is very important to look at the list of coverages and find things that work for your needs. Systems are expensive to repair and replace, and you will want this coverage there to help you. Coverage can include things like plumbing systems, electrical systems, HVAC, and heating systems.
The add-on coverages are the extras. These will come at an increased cost, typically starting at around $5 per month. The add-on coverages include swimming pools, spas, sprinkler systems, pest control, and more.
Home warranty plans only cover normal wear. If you are not adequately caring for your appliances and systems and not following routine maintenance procedures, the home warranty will not cover your needs. There are also times when things like intentional breakage or preexisting conditions will get your claim denied. Here are a few of the things that are not covered by a home warranty plan:
As great as home warranty coverage is for most New Hampshire homeowners, there are complaints about the process. Home warranty companies in New Hampshire are not perfect, and there are issues that can come up with your policy documents or those that are sent to your home to repair an appliance or system. Three of the biggest complaints about New Hampshire home warranty companies are claim denials, failed repairs, and out-of-pocket expenses.
A New Hampshire home warranty is worth the money. With this home warranty in place, you will be able to live in your New Hampshire home without the constant fear of an appliance or system taking your next paycheck right out of your hands. Owning a home can be a lot to manage, and a home warranty helps make that easier for homeowners.
With a home warranty in place, homeowners can expect that there will be significant cost savings for system and appliance-related repairs. Whether you are looking to fix your HVAC or your plumbing system, you can expect average costs of $350 or more. With a home warranty in place, the costs will be for a service fee only or around $75.
For homeowners that are worried about the speed of a repair, most home warranty providers will guarantee you service within a 24 to 48 hour time period. The time it takes to repair a home warranty-related issue will be a major factor when you are in the middle of a New Hampshire winter.
A home warranty in New Hampshire will cost between $35 and $75 per month. The higher-priced fees will be for the policies that have lots of add-on coverage and lower service fees. The lower prices will have limited coverage and lower coverage limits.
A home warranty is an excellent solution for homeowners, home buyers, home sellers, and even real estate agents. Some real estate investors will buy a policy for the properties that they own so that they can have an easier time managing them. Home warranties will help a wide range of people that are worried about the systems and appliances in their homes.
The best home warranty company in New Hampshire is Choice Home Warranty. Choice has had more than 13 years in the industry, and is known for its simplicity and policies with impressive coverage and high policy limits. New Hampshire residents are lucky to have a policy like this and should take full advantage of its coverage.
A home warranty will cover certain appliances and systems in your New Hampshire home. When there is an issue with these covered items, you can call to schedule a service call. Once the service call is scheduled you will have a repair technician come to your home to fix it, and that should be the only cost incurred in the process.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.
Here is a quick breakdown of our five core scoring categories:
Additional New Hampshire Home Warranty Resources