Best Home Warranty Companies in Nevada

According to the Federal Reserve, the average American household would struggle to cover an unexpected bill over $400. This can be a major problem for homeowners who regularly face breakdowns of their home systems and appliances. A home warranty can help with this by covering the cost of expensive repairs in exchange for a small monthly premium and service fee.

As a homeowner in the Sagebrush State, you have plenty of options when it comes to purchasing a home warranty. But what is the best home warranty company and how much should you expect to pay for your coverage? Our guide to home warranty options will help you work out those questions.

Nevada’s top 5 home warranty companies

Top home maintenance problems in Nevada

As one of the driest states in the United States, Nevada homeowners face home maintenance issues that homeowners in other states don’t. Let’s take a look at three of these common issues.

• Air conditioning breakdowns: If you’ve ever made it through a summer in Las Vegas, you probably owe a big “thank you” to your air conditioning system. However, that constant use can put more stress on your system and increase the likelihood that it will break down. With a systems home warranty plan, you can cover the cost of these breakdowns.
• Electrical issues: Arid climates and sky-high temperatures can also have effects on local power systems, leading to brown outs. Your home warranty system can help you cover the cost of any damage that these power surges may cause to your home’s electrical wiring.
• Heating system repairs: Though summers in Nevada can be unbearably hot, the winter season, especially in rural parts of the state, can dip into freezing temperatures. A home warranty plan that includes HVAC coverage will help you cover the costs of expensive heating system repairs at a fraction of the price you would pay on your own. 

1. Liberty Home Guard

Liberty Home Guard is one of Nevada’s top-rated home warranty providers, with an A- rating from the Better Business Bureau (BBB). The company is not only trusted but is also affordable with plans under $60 a month.

Liberty Home Guard has three plans: Appliance Guard, System Guard, and Total Home Guard. The Appliance Guard plan covers nine appliances, while the System Guard plan covers six home systems. The Total Home Guard plan combines both coverages for a more affordable rate. You can also add up to 20 optional add-ons to any plan.

Here’s what you can expect to pay for coverage:

You’ll also pay a $60 service fee each time you need a repair or replacement.

Learn more about Liberty Home Guard by filling out this online form or calling 866-451-2281. 

2. First American Home Warranty

With almost 600,000 policyholders across the United States, First American Home Warranty is another top name in the home warranty industry. First American is best known for its First Class Upgrade, which extends your coverage to include areas like building permits and improperly installed systems.

First American currently offers two plan options. The company’s Basic Plan offers coverage to nine essential home appliances, while the Premier Plan covers a range of both systems and appliances. You can also customize your plan with five optional coverages.

Here’s what you can expect to pay for your plan from First American Home Warranty:

You’ll also pay a $75 fee for each service request.

Learn more about First American Home Warranty by filling out this online form or calling 833-204-7164. 

3. Choice Home Warranty

Choice Home Warranty is another popular option for homeowners searching for a home warranty in Nevada because of the company’s 10 years of experience, simple plan options, and 90-day repair guarantee.

Choice Home Warranty currently offers two plans: a Basic Plan and a Total Plan. The company’s Basic Plan offers coverage for 14 home systems and appliances, while the Total Plan extends coverage to a few more items. You can customize your plan by adding coverage for nine optional add-ons, ranging from water heaters to septic systems.

Take a look at these pricing estimates from Choice Home Warranty:

Choice Home Warranty also charges an $85 service fee.

Learn more about Choice Home Warranty by filling out this online form or calling 929-400-6164. 

4. American Home Shield

American Home Shield has been in business since 1986, meaning that the company has almost 50 years of experience offering home warranties. The company is also notable for providing 24/7 customer service and generous coverage caps.

American Home Shield offers three plan choices. The Appliances Plan covers 10 major appliances, while the Systems Plan covers 12 major home systems. If you’re looking for more comprehensive coverage, consider the Combo Plan, which combines both system and appliance coverage. You can also customize your plan by adding up to five optional coverages.

Take a look at how much an American Home Shield plan will cost:

American Home Shield allows you to choose your own service fee, ranging between $75 and $125. Keep in mind that choosing a lower service fee will increase your premium.

Learn more about American Home Shield by filling out this online form or calling 888-365-2839. 

5. Amazon Home Warranty

If you have several systems and appliances in your home that aren’t covered in basic home warranty plans, like a grinder pump or septic tank, consider purchasing your plan from Amazon Home Warranty. The company offers a wide range of optional add-ons that exceeds 20 options.

Amazon Home Warranty currently offers three policy options for homeowners in Nevada. Amazon’s Appliances Plan covers eight appliances, while the Systems Plan covers eight home systems. The all-inclusive Combo Plan combines the previous policies and adds a few additional coverages. You can customize your plan using a long list of additional coverages, including everything from septic systems to wine refrigerators.

View annual pricing information from Amazon Home Warranty below: 

Amazon Home Warranty’s service fee is $75 per service call.

Learn more about Amazon Home Warranty by filling out this online form or calling 866-605-8194.

Nevada home warranty buying guide

Choosing the right home warranty in Nevada is a matter of personal preferences and needs. Before you purchase any policy, be sure to consider these factors:

• Availability: Not every home warranty company services every part of Nevada. Before zeroing in on a provider, make sure you request a quote to verify that the company services your area.
• Price: When looking at pricing, be sure to consider the service fee as well as the monthly or annual premium. You’ll want to make sure that you have enough in your budget to cover both of those expenses before purchasing a plan.
• Customer service: You’ll want to work with a home warranty company that has knowledgeable and friendly customer service representatives. You can determine if this is the case by reading customer reviews on their BBB profile or by calling them yourself and talking to a representative.

Our conclusion

The best home warranty company will vary from person to person depending on their budget, desired coverage, location, and more. To find the right plan for your home, we recommend getting quotes from at least three of the providers we mentioned in our review so that you can compare coverage and cost.

Frequently asked questions about Nevada home warranties

Can I choose my own service contractors?

It depends on the company. Some companies allow you to choose your own technician, while others require you to use one of their pre-approved contractors so that they know a qualified person is conducting the repair.

Do home warranty plans cover HVAC systems?

Yes. A plan that covers only systems or covers both systems and appliances will include coverage for your heating and cooling systems.

Are home warranties worth the money?

A single home repair can cost thousands of dollars. When you compare that to the cost of a home warranty plan, where you typically pay $300-$600 per year, you end up saving money. It also gives you peace of mind and allows you to enjoy your home without worrying about having to pay for an expensive repair on your own.