By Dan Simms
Updated Jan 10, 2023
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Nevada has always been a place that has attracted people who want to own a home. There are many great things to see in the Silver state: an enjoyable climate with all four seasons, deserts, and the fun nightlife of Las Vegas. However, being a Nevada homeowner can also be a bit stressful. There are some factors involved with dry heat that can lead to the failure of home systems and appliances. If you have been searching for the best home warranty company in Nevada, we have put together a complete guide to help you choose the right one.
Home warranties benefit homeowners across the country, but they can save massive amounts of money in Nevada, specifically. Residents experience extremely high temperatures in the summer months, which puts intense stress on AC systems. Likewise, the winter months can bring temperatures below freezing for long periods, which can cause heating systems to overwork and eventually break down. We keep these local factors in mind when choosing the best home warranty companies in Nevada and consider their coverage options.
Choice Home Warranty is the best overall home warranty in the state of Nevada. Choice has been a home warranty option for Nevada homeowners for the last 13 years. With Choice Home Warranty’s plans, you will get a combination of both system and appliance coverage. Choice has a BBB rating of a B and knows how to deal with all sorts of customer complaints and issues. Choice Home Warranty offers the most simple and straightforward home warranty contracts on the market.
Choice Home Warranty has two plan options for Nevada customers to choose from. These are the Basic Plan and the Total Plan. Both of the plan options from Choice Home Warranty are comprehensive, so they will have a mix of system and appliance coverage. The Total Plan, priced at $53.33 per month, is the better plan option for Nevada homeowners because of the extra coverage that it carries for things like air conditioning and refrigerator. The service fees from Choice Home Warranty are $85, which is slightly below the industry standard.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty offers minimal customization, but you can choose to include any of the below add-ons with your preferred plan:
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
Select Home Warranty is a trusted name in the home warranty industry, and it has many years of experience and success behind it. Its entry-level plans are reasonably priced, but the comprehensive option is one of the most affordable and cost-effective options in the country. Select Home Warranty includes roof leak coverage in every plan, although that’s not something most Nevada homeowners need to worry about, given the minimal precipitation in the state. Overall, the quality of the plans and service is outstanding.
Select Home Warranty has three plan options, including one for appliances only, one that covers systems only, and one comprehensive plan that covers both. The Platinum plan is one of the best values in the industry for the price, and it’s the most popular option in Nevada. The add-on coverage is also a great option for some customization. The company’s coverage caps are below average at $2,000 per item, but the service fee is one of the most appealing at just $60 per service call.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty allows you to customize your coverage a bit using the below add-ons that are available to include with any plan:
If you’re ready for a free quote from Select Home Warranty, just fill out this form or call 888-370-3953.
Read our Select Home Warranty review to learn more about this company and its offerings.
American Home Shield is the most customizable plan for Nevada homeowners. Suppose your home has an extra air conditioning unit, or you happen to have a spare refrigerator in the garage. In that case, the American Home Shield plans allow for complete customization. With more than 50 years in the industry, AHS has a solid network of service technicians and professionals that will help fix any issues with appliances and systems in the home. The coverage from American Home Shield is considered premium home warranty coverage.
With American Home Shield, you will have the option of three different home warranty plans to choose from. However, these plans are just starting points, as there are many ways that you can customize and modify one of these policies to work for your needs. The plans are ShieldSilver, ShieldGold, and ShieldPlatinum. Coverage caps from American Home Shield will typically be around $2500, but some can go as high as $5000 with the ShieldPlatinum Plan. The service fee from AHS is customizable, ranging from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
AHS provides some opportunities to customize your plan as well. You can choose from the following add-on options:
The Home Service Club offers the quickest coverage for a Nevada home warranty. Most home warranty plans have a 30-day waiting period before the start of coverage. With The Home Service Club home warranty, the waiting period is just ten days. The Home Service Club has been on the market for 13 years, and it continues to expand its network of service technicians and repair personnel. The coverage from The Home Service Club stands out because of the combination of both systems and appliances and the wide range of coverages that its plans offer.
The Home Service Club has two policies for Nevada homeowners to choose from. Standard Coverage is the basic plan, while the Comprehensive Coverage plan will offer 33 covered systems and appliances. The Comprehensive Coverage plan is priced at $63 per month, but for the amount of coverage it offers, Nevada homeowners find it to be a good value. Coverage caps from The Home Service Club are typically between $500 and $2000 depending on the covered system or appliance. The Home Service Club has a service call fee that is customizable from $65 to $125. The higher the service fee, the lower the monthly payment.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club has an impressive list of add-on services and plan customization options. You can choose from optional coverage, including:
For more information on this company and its coverage options, you can check out our complete The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty on the market. Nevada homeowners are lucky to have access to Liberty Home Guard as it is a newer company that is not yet operating in every state. With only three years in the industry, Liberty Home Guard has managed to get its BBB rating to an A. This is the only company in the home warranty industry that has done this. Customers are pleased with the range of coverage options and overall speed of repairs that Liberty Home Guard offers. This is a company that you won’t want to judge based on the time they have spent in the industry but on the several hundreds of positive customer reviews.
There are three home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Each of the home warranty plans from Liberty Home Guard has coverage caps that will be about $1500 for most major systems and appliances. The Systems Guard plan tends to be one of the best values from Liberty Home Guard as the systems covered are expensive to repair and replace. Service fees from Liberty Home Guard are $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has, by far, the longest list of add-ons of our top-rated home warranty companies. The optional coverages include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Read our Liberty Home Guard review for more information.
A home warranty plan is priced between $45 and $65 a month. The average annual home warranty costs will be anywhere from $480 to $780 a year. The total annual costs of the home warranty will include monthly fees, service fees, and coverage caps. Service fees are paid each time a repair is needed. Service fees will range in price from $60 to $150, with the average being around $85. The coverage caps are the maximum amount that a home warranty policy will payout for a home system or appliance repair. For homes with high-end systems and appliances, the coverage caps are something to pay close attention to.
|Home Over 5,000 sq ft||$1,252.00|
|Home Under 5,000 sq ft||$613.10|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost-Effective Plans||Best Customization Options||Fastest Service||Most Trustworthy|
|Average Cost||$50 per month||$60 per month||$45 per month||$56 per month||$70 per month|
|Annual Limit||$3,000||$2,000||$3,000 to unlimited||$350-$2,000||$2,000-$2,500|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||49 States||46 States||49 States||50 States||48 States|
|Online Chat / Mobile App||No||No||No||No||Online Chat|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
Hopefully, you now feel as though you can make an educated decision on the best home warranty for your Nevada home. Although Choice Home Warranty stands out as the best overall choice, the American Home Shield, Cinch, Liberty, and First American all have their unique positives. There is no debating that between one of these companies, you will find the perfect option for your Nevada home.
Now that we have narrowed things down to just the top five plans on the market, you have to make the difficult decision of choosing just one plan for your home. When analyzing these companies and trying to decipher which is the best, there are a few critical features to look out for. Three of the most important factors to consider are pricing, coverage limits, and workmanship guarantees.
Workmanship Guarantee: If a repair fails, many home warranty companies will come back to repair again without charging you an additional service fee. This is an excellent benefit for those that are looking for overall affordability and accountability.
Pricing: Pricing of home warranty plans varies greatly. Always be sure to consider the exclusions, the monthly prices, and the service fees when comparing one plan to another.
Coverage Limits: Each covered item on your home warranty policy will have a limit. The limit will determine how much a company is willing to pay out on that appliance or system in a given year. Coverage limits can range from $500 to $3,500.
The above criteria should be among the first things you consider when choosing a home warranty in any state. However, there are some specific coverages you might want to think about that are important in Nevada.
For one, Nevada experiences extreme temperatures in the summer, which means most residents will have their air conditioning systems running constantly for months on end to stay safe and comfortable. Over time, extended use can cause system breakdowns, which can lead to expensive repairs. It’s recommended that you choose a home protection plan that includes coverage for air conditioners.
The excessively hot weather in Nevada can also put a strain on your refrigerators and freezers that work to combat the heat. It’s a good idea to include appliance coverage for these to protect yourself and maintain peace of mind.
The winter months in Nevada can be brutally cold, which means your heating system will work overtime to keep you warm. It’s wise to get protection for this system as well to minimize your unexpected out-of-pocket costs.
A home warranty is a protection plan that will protect your savings account from expected costs related to appliance and systems maintenance. Home appliances and systems are expensive to repair and replace. However, if you have a home warranty in place, you will barely have any out-of-pocket costs when a repair is necessary. Most home warranty plans will start without the need for an inspection. The coverage typically begins about 30 days after your first payment.
Generally, you’ll pay an annual cost for your home warranty, and then an average of $85 for every service call you need throughout your contract. It’s important to remember that every plan has coverage caps that limit the payouts per year and per system or appliance.
Home warranties are similar to homeowners insurance policies because they protect you from unexpected hardships. However, there are some key differences between the two that you should understand.
First, home warranties cover individual home systems or appliances, and home insurance policies cover your entire home in general. A home insurance policy might pay out for appliances or home systems as well, but usually as a part of your entire home coverage. While this might seem like a minor difference, it’s actually quite important because it affects how and when your insurance kicks in.
Home insurance policies typically provide coverage in the case of a catastrophe, like a house fire, a flood, an earthquake, a tree falling on your home, or some other natural disaster. A home warranty provides coverage for much more mundane issues, like your fridge failing to cool or defrost, your plumbing system getting clogged, or your air conditioning system breaking down because of overuse.
Another crucial difference between the two is the amount you’re expected to pay out of pocket for repairs. Home insurance policies almost always have a large deductible reaching into the thousands of dollars. You’ll be on the hook for that amount before coverage kicks in. With a home warranty, you’ll only ever pay the service fee — an average of $85 — unless the repair cost exceeds your coverage caps.
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Once you decide you want home warranty coverage, you can choose a provider, choose one of its plans, and then make a payment for the coverage. Coverage can take up to 90 days to kick in, but after that, you can follow the below steps to request service.
A home warranty plan will cover systems and appliances from normal wear. Most home warranty companies split their plan options into three groups, an appliance plan, a system plan, and then a combo or comprehensive plan. In addition, many home warranty plans offer optional coverages.
The appliances typically covered under the plan are dryer, dishwasher, microwave, garbage disposal, refrigerator, and oven. Systems policies often have coverage for electrical systems, plumbing systems, air conditioners, hot water heaters, and heating systems. The add-on coverages typically include septic systems, central vacuum, pools, spas, roof leaks, and more. Home warranty coverage varies from provider to provider.
It is important for Nevada homeowners to understand that home systems and appliances are only protected if they are experiencing an issue based on normal wear. Things like pre-existing conditions, cosmetic issues, intentional breakages, or lack of maintenance are not covered under the home warranty plan. If you do not properly maintain your home, the plan won’t do much to protect you.
The home warranty companies reviewed above have generally positive reviews from Nevada homeowners. However, there are some common complaints we see for these companies and others from residents in your area.
One of the most common issues mentioned in reviews is that coverage that is expected is denied. In some cases, coverage denial could be a less reputable company attempting to save money on the repair. More often, though, coverage is denied because of limitations for coverage in the contract. You should always read your service contract carefully for exclusions, even on covered items.
Another complaint we see regularly about home warranty customers is that their out-of-pocket costs are higher than they expect for certain repairs. Most of the time, this occurs because the coverage caps offered by the provider don’t cover the total repair or replacement cost. For example, a coverage cap of $2,000 might not cover a whole fridge replacement, so you would be responsible for the overage. It’s crucial that you understand your contract’s coverage caps so that you aren’t caught off guard by charges above the service fee.
For most homeowners, home warranties are well worth the annual cost and the repeat service fees for service calls. Home warranties offer protection from unexpected repairs and maintenance in your home, which can get very costly without a protection plan.
For example, most homeowners make multiple calls to service professionals every year. A single call to a plumber, electrician, or air conditioner technician averages over $300. Make two or three of these calls in a year, and your home warranty could pay for itself. Your warranty can save you even more on larger repairs, like $2,000 on a fridge replacement, $400 on stove repair, and more.
Once you compare the cost of home repair with and without a home warranty, the value becomes clear. You could either pay $85 per service request with a warranty, or hundreds of dollars per service call without one.
Plus, home warranties provide peace of mind that you won’t be hit with unexpected charges. For some people, this alone makes home warranties well worth the money. Plus, the real estate you own is probably your biggest investment, and a home warranty helps protect it.
The best home warranty company in Nevada is Choice Home Warranty.The Choice Home Warranty plan has been around for 13 years. The Choice plans are both combo plans so that you will get a mix of appliance and systems coverage for a very fair price. If you are new to the home warranty industry, these plans are simple and affordable.
The service fee is the price that you pay for a repair technician to come to your home and make a repair. The service fee can sometimes be called a deductible, and it should be the only cost incurred with a repair of a covered item.
Some companies will allow you to choose a service technician or company you trust to complete the repair in your home. However, with the workmanship guarantees that some plans offer, this can get a bit tricky. For instance, the Cinch Home Services plan provides a 180-day workmanship guarantee. To offer this to customers, they must take away the ability to choose your own plan.
Air conditioning system protection is one of the most sought-after coverage options in Nevada because the intense summer heat puts immense strain on ACs. Most systems plans from home warranty service providers — including all of the options we have reviewed above — include air conditioning systems in their systems-only or comprehensive plans. You can check a company’s service contract for specifics regarding AC coverage.
Home warranties can save any homeowner money by reducing repair costs and providing financial assistance in the case of emergencies. Some people are likely to benefit more than others, though. These include owners of aging homes, first-time home buyers moving into a new home, and home sellers looking to cover costs for buyer-requested repairs and maintenance.
At House Method, transparency and trust are our most important values for the reader. We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home.
Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective rating system to score each home warranty company based on the following criteria:
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