Best Home Warranty Companies in Nevada

If your heating and cooling system breaks down or your appliances age out of their original warranty coverage, a good home warranty can put you in a position to save hundreds, if not thousands, of dollars on expensive repairs and replacements.

If you’re looking for a home warranty in Reno, Las Vegas, or other city in Nevada, keep reading to learn about our recommendations for the top home warranty companies in the state, common home maintenance issues faced by Nevada homeowners, and how to find the best home warranty for you and your home.

Nevada’s best home warranty companies

Nevada had a very unique entrance into the United States that came by way of a telegraph sent to Congress on October 31, 1864. Nevada’s statehood came just days before the presidential election of that year and played a crucial role in securing President Abraham Lincoln three additional electoral votes.

Prior to that, Nevada was a U.S. territory that the United States claimed as part of its victory after the Mexican-American War. In fact, the name Nevada means “snow-covered” in Spanish. In reality, snow isn’t necessarily common, depending on where you live in the state. Las Vegas residents have experienced snowfall only a few times within the last century.

Read more: Las Vegas Home Warranty Review

In 1931, Nevada enjoyed a massive boom thanks to Las Vegas, which soon became one of the most famous cities in the country, and one of the most visited gambling and entertainment stops in the world. This shimmering oasis in the desert is the state’s largest city, with an estimated population of 644,644 people as of 2018. Nevada’s capital is Carson City, but the oldest town in the state is Genoa, which was founded in 1851.

Nevada is a southwestern state that shares a northern border with Oregon and Idaho. To the west is California and to the east is Utah. The southeastern border between Nevada and Arizona falls along the Colorado River. Despite this, Nevada is the driest state in America, with a climate that is semi-arid. Though mostly desert, there are millions of people who call this state home.

As you can imagine, there are unique challenges that many Nevada homeowners face. The winters are usually dry and can get quite chilly and the summers can reach record-breaking temperatures. Because of these two facts alone, residents should strongly consider a home warranty with comprehensive coverage. Making sure that systems can be repaired or replaced as quickly as possible is crucial to one’s quality of life in Nevada.

Top home maintenance problems in Nevada

Nevada residents experience home maintenance problems that aren’t necessarily shared by homeowners in other states. Here’s a list of issues and maintenance-related concerns of which Nevada homeowners have to be mindful.

• AC tune-up and maintenance—The heat in Nevada is a serious and constant concern that can cause respiratory issues and other health risks. Homeowners in Nevada should ensure their air conditioning is working properly. If it’s not, they should try to get it fixed as soon as possible and enroll in protection that covers system repairs and replacements
• Electrical issues and power outages—Some Nevada homeowners have to contend with power outages and electrical system failures. Should you experience an electrical system failure in your home, the related repair costs could be covered for you under a home warranty.
  
• Pipe repair and replacement—Whether due to the frozen ground or tree roots breaking pipes, this type of damage is usually beyond what a DIY homeowner can manage. Not to mention, repair costs can be expensive without some form of coverage. With a home warranty, pricey plumbing-related repairs are less of a worry as they would be if you had to handle the costs alone.
• Garage door maintenance—It’s crucial to carry out seasonal garage door maintenance. If you constantly use your garage, the wear and tear will inevitably lead to something breaking or otherwise needing replacement. Even if you don’t routinely use your garage door, there’s no telling when unanticipated repair costs might manifest.
• Adequate heating during the winter—Many might not realize that Nevada can get very cold during the winter. While Nevada homeowners don’t necessarily have to worry about snow, the cold temperatures make it necessary for one’s heating system to function properly.

Who is eligible for a home warranty in Nevada?

Single-family homeowners, real estate agents and landlords, and mobile home owners are all eligible for a home warranty in the state of Nevada. Eligibility and cost will vary by location. It’s possible to find coverage for a variety of homes, including duplexes, multi-family homes, and rental properties. Some home warranty companies, such as The Home Service Club, even have special plans available for home sellers.

MORE: Mobile Home Warranties

In addition to home sellers and buyers, here are a few others who should consider a home warranty:

• Rental property owners—When renters experience issues with their appliances or HVAC systems, it’s often up to the rental property owner to cover the cost of repairs. It’s not uncommon for home warranty companies to offer special deals to rental property owners to help ease their out-of-pocket expenses. The more tenants you have to worry about, the more a home warranty makes sense.
• First-time homeowners—When you buy your first home, you might not be well-acquainted with the challenges that arise from having appliances fail and home systems break down. Often, new homeowners just don’t have the budget in place to cover these problems. Until they do, it’s a good idea to get complete appliance and systems coverage through a home warranty company.
• Anyone new to the state of Nevada—Not only does a home warranty help out with replacing or repairing appliances, but the companies also put you in touch with trusted local technicians. If you’re new to Nevada and aren’t sure about which professionals to contact in your area, a home warranty takes that guesswork out of your hands.

What is covered under a Nevada home warranty?

Though many home warranty companies offer coverage in most states, plans can change according to the exact location in which you live. If you live in one state and move somewhere else, you might expect the exact same plan to carry over but find that coverage and pricing are different.

Additionally, coverage will depend based on what items you actually want covered in your home. For example, there are systems plans that cover your home’s plumbing, electrical, and cooling, and appliance plans that cover your refrigerator, oven, stove, and more. There are also combo plans that cover a mix of systems and appliances.

Here are a few items that are commonly covered under a Nevada home warranty:

Choice Home Warranty

Although CHW covers most appliances and home systems under its Basic plan, like a water heater and garbage disposal, it doesn’t cover air conditioning coverage, which Nevada residents can only get through the Total plan (which costs slightly more). It’s also worth noting that refrigerators, clothes dryers, and washers aren’t covered under the Basic Plan.

That said, Choice Home Warranty does cover ductwork, something that’s typically not included in general home warranty coverage. Additionally, CHW will let you cover a second refrigerator as part of optional coverage.

American Home Shield

This company’s home warranty plans are very competitive. AHS provides “systems only” and “appliances only” plans that cover most major home appliances and systems, such as your air conditioning, plumbing and related stoppage issues, and refrigerator. It’s possible to combine coverage of appliances and home systems or to completely customize your coverage.

The Home Service Club

Although not quite as comprehensive as the home warranty coverage offered by American Home Shield or Choice Home Warranty, The Home Service Club does provide coverage for air conditioning, HVAC, electrical, ceiling fans, refrigerators, microwaves, dishwashers, clothes washers, and many more items.

Remember: Always read your service contract before opting into coverage to understand exactly what is and isn’t covered in your home.

How much does a home warranty cost in Nevada?

The home warranty cost for Nevada residents will change depending on the company, the plan they choose, and any add-ons they agree to. The city you live in can also affect the price of a home warranty. On average, you can expect to spend between $300 and $600 per year.

How does a home warranty work?

When you buy a brand new appliance, you’ll probably receive coverage from a manufacturer’s warranty. Should the appliance break down unexpectedly, repairs and replacements should be covered for the first couple of years. Once the warranty expires, it will be your responsibility to cover the complete cost of repairs or replacements. This is why a home warranty is so helpful.

A home warranty company can potentially negate the entire cost of repairing or replacing your systems or appliances. This means you could save thousands of dollars on out-of-pocket expenses and pay only a small service fee when you call in a claim.

Why is a home warranty in Nevada necessary?

Imagine living in Las Vegas, a city where the pavement can reach a blistering 147 degrees, and your AC stops working. This isn’t just a problem that’s costly, but it can be a true health issue. If you can’t afford to cover the cost of cooling system repairs on your own, a solid home warranty could be the perfect solution. The warranty plan can completely cover the cost of repairs and prevent this issue from spiraling into a dangerous health crisis.

In addition to heat, you might find yourself needing reliable plumbing and electrical repairs. Your home warranty company can connect you to trusted and well-reviewed professionals. If not merely for the cost of covering repairs, you’ll definitely want a home warranty that will take care of locating the right technicians for the job.

Buying a home warranty in Nevada

If you’re considering a Nevada home warranty, there are a few factors you’ll need to keep in mind.

• Be aware of the coverage cap—Some companies have a relatively low coverage cap for repairs, covering only a few hundred dollars for the cost to replace appliances. If you run into an issue that costs a few thousand dollars, a low coverage limit will not help you. Seek out the top home warranty companies with higher coverage.
• Ask about pre-existing conditions—It’s best to take note of the condition of your home systems and appliances before buying a home warranty. If it’s determined that the issue existed prior to coverage, your claim could get rejected. Some companies, like American Home Shield, might cover a pre-existing condition in certain cases.
• Make your HVAC system a priority—Ask questions about the cost to cover your HVAC system and what components are actually covered. Ideally the whole system will be covered and not just certain parts.

Nevada home warranty reviews

Here are a few reviews and testimonials regarding Nevada home warranty companies.

Choice Home Warranty

Choice Home Warranty was one of the better-reviewed home warranty companies in Nevada. It’s considered a good value for the money with great coverage terms. It’s worth noting that the most positive reviews of CHW’s service came from verified reviewers. If reviewers weren’t happy with the service, CHW tended to prioritize criticisms from verified customers.

American Home Shield

Most AHS customers said that the company was quick to respond to claims. It often seems to come down to how happy customers are with the contractor. Customers don’t have the option to choose their own technicians with AHS, causing some friction among current customers. That aside, AHS customers overall seemed pleased enough with the service to continue renewing.

The Home Service Club

Most Nevada home warranty owners seem very satisfied with the service that The Home Service Club provides. Pippa in Las Vegas wrote,

“I’ve had a couple of claims that [were] approved and they always got the issue fixed. […] I’m glad [I heeded] to the advice of my brother a year ago to subscribe to their service.”

Our conclusion

Whether you opt for home warranty companies like The Home Service Club, Choice Home Warranty, or American Shield, the extra coverage can save you thousands on repairs and replacement costs. Don’t wait for costly repair problems to appear—your best bet is to shop around for quality home warranty coverage and opt into a plan today.