Best Home Warranty Companies in Nevada (2022)

Nevada has always been a place that has attracted people who want to own a home. There are many great things to see in the Silver state: an enjoyable climate with all four seasons, deserts, and fun nightlife of Las Vegas. However, being a Nevada homeowner can also be a bit stressful. There are some factors involved with the dry heat that can lead to the failure of home systems and appliances. If you have been searching for the best home warranty company in Nevada, we have put together a complete guide to help you choose the right one. In this guide, we will give you information like:

• How to choose the best home warranty 
• Why do Nevada homeowners need a home warranty 
• What is the best Nevada home warranty company 
• and much more . . .

A home warranty is a plan that protects homeowners from large repair or replacement expenses on their appliances and systems. The home warranty can have a variety of coverage options and will vary in price. Ensuring that the coverage matches your specific home is most important. Narrowing down the best home warranty companies in Nevada takes some time. If you don’t have that kind of time and want to know the best plan for your home, keep on reading. 

Nevada’s Top 5 Home Warranty Companies

There are more than fifty home warranty companies for Nevada homeowners to choose from. We took each of these companies and analyzed things like customer service, plan options, coverage limits, add-on coverage, pricing, service fee costs, and workmanship guarantees. Here is how the top five Nevada home warranties stacked up . . . 

1. Choice Home Warranty (Best Overall)
2. American Home Shield (Best Customizable Plans)
3. The Home Service Club (Quickest Service)
4. Liberty Home Guard (Most Trustworthy)
5. First American Home Warranty: Best Appliance Coverage

Compare the Best Home Warranty Companies in Nevada

1. Choice Home Warranty 

Choice Home Warranty is the best overall home warranty in the state of Nevada. Choice has been a home warranty option for Nevada homeowners for the last 13 years. With Choice Home Warranty’s plans, you will get a combination of both system and appliance coverage. Choice has a BBB rating of a B and knows how to deal with all sorts of customer complaints and issues. Choice Home Warranty offers the most simple and straightforward home warranty contracts on the market. 

Plans, Cost & Coverage

Choice Home Warranty has two plan options for Nevada customers to choose from. These are the Basic Plan and the Total Plan. Both of the plan options from Choice Home Warranty are comprehensive, so they will have a mix of system and appliance coverage. The Total Plan, priced at $53.33 per month, is the better plan option for Nevada homeowners because of the extra coverage that it carries for things like air conditioning and refrigerator. The service fees from Choice Home Warranty are $85, which is slightly below the industry standard. 

Here’s a detailed look at Choice Home Warranty’s coverage: 

• Basic Plan ($42 per month): The Basic Plan from Choice Home Warranty is the simple and more affordable option for Nevada homeowners. This plan covers 13 items, including plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. 
• Total Plan ($53.33 per month): The Total Plan is a comprehensive plan from Choice Home Warranty. This plan covers all 13 items in the Basic Plan with an additional four items. The Total Plan includes clothes washer, dryer, refrigerator, and air conditioner coverage. With the weather in Nevada and how important it is to cool the home during certain times of the year, air conditioner coverage is important. 
• Add On Options: There are nine Choice Home Warranty add-on options to choose from. These options include roof leak coverage, central vacuum, septic tank, well pump, pool and spa, sump pump, and stand-alone freezer. The pricing for add-on options varies and starts around $5.00 per month. 

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. American Home Shield 

American Home Shield is the most customizable plan for Nevada homeowners. Suppose your home has an extra air conditioning unit, or you happen to have a spare refrigerator in the garage. In that case, the American Home Shield plans allow for complete customization. With more than 50 years in the industry, AHS has a solid network of service technicians and professionals that will help fix any issues with appliances and systems in the home. The coverage from American Home Shield is considered premium home warranty coverage. 

Plans, Cost & Coverage

With American Home Shield, you will have the option of three different home warranty plans to choose from. However, these plans are just starting points, as there are many ways that you can customize and modify one of these policies to work for your needs. The plans are ShieldSilver, ShieldGold, and ShieldPlatinum. Coverage caps from American Home Shield will typically be around $2500, but some can go as high as $5000 with the ShieldPlatinum Plan. The service fee from AHS is customizable, ranging from $75 to $125. The pricing on our chart below is for a $100 service fee. 

Here’s a detailed look at American Home Shield’s coverage: 

• ShieldSilver™ ($39.99 per month): ShieldSilver is the most basic plan from American Home Shield. This plan covers 14 home systems, including air conditioning, electrical system, smoke alarms, water heater, doorbells, garage door opener,  heating system, plumbing, and ductwork. Systems are the most expensive items to replace and repair. 
• ShieldGold™ ($49.99 per month): The ShieldGold plan covers 23 home systems and appliances. ShieldGold has additional coverages, including a clothes washer, dishwasher, clothes dryer, microwave, oven, and refrigerator. Coverage caps for this plan are typically around $2500. This is a popular plan for Nevada homeowners because it has a combination of coverages for a fair monthly price. 
• ShieldPlatinum™ ($64.99  per month): ShieldPlatinum is the most extensive home warranty plan from AHS. This plan has 27 systems and appliances. ShieldPlatinum has many other benefits in addition to coverage. Some of these include higher coverage caps for some items and a $1000 coverage for unexpected expenses like permits needed to complete a repair.
• Add-On Options: There are several additional coverages offered by AHS, including septic system, pool and spa, PC, TV, and well pump. Keep in mind that almost all coverage from AHS is customizable. 

To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.

For more information, read our American Home Shield Warranty Review.

3. The Home Service Club

The Home Service Club offers the quickest coverage for a Nevada home warranty. Most home warranty plans have a 30-day waiting period before the start of coverage. With The Home Service Club home warranty, the waiting period is just 10 days. The Home Service Club has been on the market for 13 years, and it continues to expand its network of service technicians and repair personnel. The coverage from The Home Service Club stands out because of the combination of both systems and appliances and the wide range of coverages that its plans offer. 

Plans, Cost & Coverage

The Home Service Club has two policies for Nevada homeowners to choose from. Standard Coverage is the basic plan, while the Comprehensive Coverage plan will offer 33 covered systems and appliances. The Comprehensive Coverage plan is priced at $63 per month, but for the amount of coverage it offers, Nevada homeowners find it to be a good value. Coverage caps from The Home Service Club are typically between $500 and $2000 depending on the covered system or appliance. The Home Service Club has a service fee that is customizable from $65 to $125. The higher the service fee, the lower the monthly payment. 

Here’s a detailed look at The Home Service Club’s coverage: 

• Standard Coverage ($50 per month): With The Home Service Club’s Standard Coverage plan, there are 18 covered items, including air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more. 
• Comprehensive Coverage ($63.00 per month): Comprehensive Coverage has more coverage than most other home warranty plans on the market. Some of these extra coverages include gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, and more. Ductwork and free pest control coverage stands out as one of the biggest reasons to upgrade to the Comprehensive plan. 
• Add-On Options: There are 12 add-ons offered by The Home Service Club. The add-ons include things like a well pump, service line, plumbing sprinkler, spa and spa heater, free-standing freezer, water softener, and more. 

To get a free quote from The Home Service Club, fill out this online form.

For more information, read our The Home Service Club Review. 

4. Liberty Home Guard 

Liberty Home Guard is the most trustworthy home warranty on the market. Nevada homeowners are lucky to have access to Liberty Home Guard as it is a newer company that is not yet operating in every state. With only three years in the industry, Liberty Home Guard has managed to get their BBB rating to an A. This is the only company in the home warranty industry that has done this. Customers are pleased with the range of coverage options and overall speed of repairs that Liberty Home Guard offers. This is a company that you won’t want to judge based on the time they have spent in the industry, but on the several hundreds of positive customer reviews. 

Plans, Cost & Coverage

There are three home warranty plans from Liberty Home Guard: Appliance Guard, Systems Guard, and Total Home Guard. Each of the home warranty plans from Liberty Home Guard have coverage caps that will be about $1500 for most major systems and appliances. The Systems Guard plan tends to be one of the best values from Liberty Home Guard as the systems covered are expensive to repair and replace. Service fees from Liberty Home Guard are $75. 

Here’s a detailed look at Liberty Home Guard’s coverage: 

• Appliance Guard ($64.99 per month): The least expensive plan from Liberty Home Guard is the Appliance Guard plan. This plan covers 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker. 
• Systems Guard ($69.99 per month): The Systems Guard plan offers coverage on nine major systems. These systems include the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing and plumbing stoppages, and water heater. 
• Total Home Guard ($74.99 per month): The Total Home Guard plan covers a total of 20 home systems and appliances. This is essentially the Appliance and Systems Guard plans combined. Total Home Guard is the only comprehensive plan from Liberty Home Guard. When your microwave and electrical system experience an issue on the same day, you will be glad you have Total Home Guard in place. 
• Optional add-ons: If your Nevada home has unique features, this is the provider you will want to go with. Some of the add-on coverages are unique, including things such as gutter and floor cleaning, re-key service, lawn sprinklers, pest control, and wine refrigerator. Liberty Home Guard is known for its extensive add-on coverage options that it offers homeowners. 

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

Read our Liberty Home Guard review for more information.

5. First American Home Warranty 

First American Home Warranty is the best option for appliance coverage in Nevada. Appliances tend to break quite easily, and there is a great deal of them in most Nevada homes. First American Home Warranty is a company that has more than 37 years in the home warranty industry. In this time, they have developed some impressive relationships with top service technicians and professionals across the USA. In addition, the coverage options for First American policies are extensive and thorough. If you want a reasonably priced plan from a reputable company then First American is a smart choice.

Plans, Cost & Coverage

First American Home Warranty has two very straightforward home warranty plans for Nevada homeowners. With the amount of time that First American has been in the industry, it is not surprising that they have these coverage options down to a science. The Basic Plan is an appliance only plan for $38 a month, while the premier plan covers more items for $11.50 more per month. Coverage caps from First American vary considerably, but there are no coverage caps on the air conditioning, should you include it as an extra. The service fees from First American Home Warranty are $85. 

Here’s a detailed look at First American’s coverage: 

• Basic Plan ($38 per month): The Basic Plan from First American will cover appliances only. These appliances include a clothes washer, clothes dryer, refrigerator, dishwasher, trash compactor, oven range, cooktop, microwave, and garbage disposal. This is one of the most affordable home appliance insurance plans in Nevada. 
• Premier Plan ($48.50 per month): The Premier Plan will cover everything in the Basic Plan with the addition of a plumbing system, plumbing stoppages, heating system, water heater, electrical system, garage door opener, ductwork, and the central vacuum system. As you will notice, air conditioning is excluded from this plan, but it is available as an add-on option. 
• Optional add-ons: The optional coverage from First American is where you will find the air conditioning coverage. In addition, things like pool and spa equipment, well pump, and the First Class Upgrade, which offers various additional benefits such as HVAC tune-up.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Home Warranties in Nevada Cities

• Las Vegas, NV
• Reno, NV

How to Find the Best Home Warranty in Nevada

Now that we have narrowed things down to just the top five plans on the market, you have to make the difficult decision of choosing just one plan for your home. When analyzing these companies and trying to decipher which is the best, there are a few critical features to look out for. Three of the most important factors to consider are pricing, coverage limits, and workmanship guarantees. 

Workmanship Guarantee

If a repair fails, many home warranty companies will come back to repair again without charging you an additional service fee. This is an excellent benefit for those that are looking for overall affordability and accountability. 

Pricing

Pricing of home warranty plans varies greatly. Always be sure to consider the exclusions, the monthly prices, and the service fees when comparing one plan to another. 

Coverage Limits

Each covered item on your home warranty policy will have a limit. The limit will determine how much a company is willing to pay out on that appliance or system in a given year. Coverage limits can range from $500 to $3,500.  

What is a Home Warranty and How Does it Work?

A home warranty is a protection plan that will protect your savings account from expected costs related to appliance and systems maintenance. Home appliances and systems are expensive to repair and replace. However, if you have a home warranty in place, you will barely have any out-of-pocket costs when a repair is necessary. Most home warranty plans will start without the need for an inspection. The coverage typically begins about 30 days after your first payment. 

When you have to file a claim for your home, you will use the online portal system or call your home warranty company and alert them to the issue. The company then works on scheduling a qualified repair technician or service professional to come to your home to fix the issue. This is when the service fee will be due, and it should be the only out-of-pocket expense for a Nevada homeowner besides your monthly premium. The service fees will range in price from around $60 to $150, and they are included in all home warranty policies.

Top Home Maintenance Problems in Nevada

Nevada can experience some very warm temperatures. Although Nevada homes are built to handle these conditions and the intense sun, there are still problems that can come up. Knowing that your home warranty plan has the proper coverage can give you peace of mind. Let’s take a look at a few of the most common issues and how a home warranty can help. 

• Electrical System Outages: If you lose your electrical system, you lose all the other appliances and systems in your home that depend on it. This is one of the most essential home warranty coverage options out there. 
• HVAC Breakdown: The Nevada heat can be a bit too much to bear during the summer months. When your HVAC system malfunctions, you will be on a long list of other people that have also had their HVAC malfunction. With a home warranty, your repair will be guaranteed within the shortest window of time possible.  
• Range and Exhaust Hoods: Spending time cooking in your Nevada kitchen is great until it gets hot and smoky. Making sure that both your range and your exhaust hood are functioning is something that many home warranty plans will cover under the appliance section of the plan.  

How Much Does a Home Warranty Cost? 

A home warranty plan is priced between $45 and $65 a month. The average annual home warranty costs will be anywhere from $480 to $780 a year. The total annual costs of the home warranty will include monthly fees, service fees, and coverage caps. Service fees are paid each time a repair is needed. Service fees will range in price from $60 to $150, with the average being around $85. The coverage caps are the maximum amount that a home warranty policy will payout for a home system or appliance repair. For homes with high-end systems and appliances, the coverage caps are something to pay close attention to. 

What Does a Nevada Home Warranty Cover?

A home warranty plan will cover systems and appliances from normal wear. Most home warranty companies split their plan options into three groups, an appliance plan, a system plan, and then a combo or comprehensive plan. In addition, many home warranty plans offer optional coverages. The appliances typically covered under the plan are dryer, dishwasher, microwave, garbage disposal, refrigerator, and oven. Systems policies often have coverage for electrical systems, plumbing systems, air conditioners, hot water heaters, and heating systems. The add-on coverages typically include septic systems, central vacuum, pools, spas, roof leaks and more. Home warranty coverage varies from provider to provider.

It is important for Nevada homeowners to understand that home systems and appliances are only protected if they are experiencing an issue based on normal wear. Things like pre-existing conditions, cosmetic issues, intentional breakages, or lack of maintenance are not covered under the home warranty plan. If you do not properly maintain your home, the plan won’t do much to protect you. 

Conclusion

Hopefully, you now feel as though you can make an educated decision on the best home warranty for your Nevada home. Although Choice Home Warranty stands out as the best overall choice, the American Home Shield, Cinch, Liberty, and First American all have their unique positives. There is no debating that between one of these companies, you will find the perfect option for your Nevada home. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.