Best Home Warranty Companies in Nebraska

Did you know that the average American household would have trouble covering a surprise $500 expense? If you own a home, this could mean that a single repair or replacement to one of your home’s systems or appliances would put you into debt.

A home warranty in Nebraska can help give you the peace of mind that comes with knowing a sudden breakdown won’t drain your family’s savings account. When you sign up for home warranty coverage, your provider will cover repair expenses in exchange for a monthly premium and small service fee. To help you get started with home warranty coverage, read our guide to the best home warranty providers in Nebraska.

Nebraska’s top 5 home warranty companies

Top home maintenance problems in Nebraska

Anticipating the types of repairs you might need as a homeowner in Nebraska can help you choose a more effective home warranty policy. Let’s take a look at a few of the most common issues homeowners in your state face that are covered by most home warranties.

• Electrical system failure: Nebraska’s failing power grid plus high-speed winds result in more frequent power surges. Repeated power failures can put more strain on your electrical system. Thankfully, a home warranty with systems protection will cover this type of wear and tear.
• Frozen pipes: Nebraska’s winter temperatures can regularly dip below freezing, which can mean more damage to your plumbing system. A systems home warranty plan will cover plumbing problems under most circumstances.
• HVAC breakdowns: Nebraska experiences the full spectrum of seasons with cold winters and hot, humid summers. A systems plan will cover your HVAC system if it breaks down from this year-round use. 

1. Select Home Warranty

Select Home Warranty is a home warranty provider based in New Jersey that offers policies across the country. Some of the biggest benefits you’ll enjoy when you choose a plan from Select include:

• Lower-than-average monthly pricing
• Two months of free coverage for new policyholders
• Coverage for multiple types of homes

Select Home Warranty offers the following policy options in Nebraska:

• Bronze Care ($35.83 per month): The Bronze Care plan includes coverage for eight home appliances.
• Gold Care ($35.83 per month): The Gold Care plan includes coverage for six home systems.
• Platinum Care ($37.50 per month): Platinum Care includes coverage for everything found in both the Bronze Care and Gold Care packages plus a few more items.

You’ll also pay a $75 fee each time a technician visits your property. 

Claim a free custom quote from Select Home Warranty by filling out this online form or calling 888-370-3953.

2. Liberty Home Guard

Though Liberty Home Guard has only been issuing home warranty policies for three years, the company has already made a name for itself. Some of the benefits that come with choosing Liberty Home Guard include:

• Low service fees
• Massive selection of optional coverages
• High customer reviews

Liberty Home Guard has three policy choices in Nebraska:

• Appliance Guard ($40 per month): The Appliance Guard plan offers coverage for nine of your home’s appliances.
• System Guard ($50 per month): The System Guard plan offers coverage for six of your home systems.
• Total Home Guard ($60 a month): The Total Home Guard plan includes everything found in both the Appliance Guard and System Guard plans.

You’ll also pay a $60 service fee each time you use your plan.

Claim a free custom quote from Liberty Home Guard by filling out this online form or calling 866-451-2281.

3. American Home Shield 

American Home Shield is one of the oldest and most-trusted home warranty providers in the country. Along with many years of experience, you’ll also get the following with one of its policies:

• Variable service fees
• Fast response times
• High coverage caps

American Home Shield has three plans:

• Systems Plan ($49.99 per month): The Systems Plan offers coverage for 12 of your home systems.
• Appliances Plan ($49.99 per month): The Appliances Plan offers coverage for 10 of your home appliances.
• Combo Plan ($59.99 per month): The Combo Plan combines the Systems Plan and Appliances Plan coverages.

When a service technician visits your property, you’ll pay a service fee of $75, $100, or $125, depending on which one you choose when you sign up.

Claim a free custom quote from American Home Shield by filling out this online form or calling 888-365-2839.

4. Choice Home Warranty

With over 12 years in business, Choice Home Warranty is another trusted name in the home warranty business. Some of the advantages that come with selecting a policy from Choice include:

• 90-day workmanship guarantee
• Coverage for homes of all ages
• 30-day, money-back guarantee

Choice Home Warranty currently offers two policies:

• Basic Plan ($36.17 per month): Choice Home Warranty’s Basic Plan offers coverage for 14 of your home components, including a mixture of both systems and appliances.
• Total Plan ($42.50 per month): The Total Plan includes coverage for everything found in the Basic Plan plus coverage for air conditioners, clothes washers, clothes dryers, and refrigerators.

In addition to your monthly premium, you’ll also pay an $85 service fee each time you use your coverage.

Claim a free custom quote from Choice Home Warranty by filling out this online form or calling 929-400-6164.

5. America’s First Choice Home Club

America’s First Choice (AFC) Home Club is a BBB-accredited home warranty provider with 11 years of experience offering policies. Some of the benefits you’ll have access to when you choose an AFC policy include:

• Large selection of plan choices
• Around-the-clock claims reporting
• Choose-your-own technician policy

AFC Home Club currently offers four policy options:

• System Plan ($43.18 per month): The System Plan offers coverage for six of your home systems.
• Silver Plan ($43.18 per month): The Silver Plan offers coverage for nine of your home appliances.
• Gold Plan ($52.27 per month): The Gold Plan covers everything in both the Silver Plan and the System Plan.
• Platinum Plan ($59.09 per month): The Platinum Plan covers everything included in the Gold Plan plus a few more items.

Like American Home Shield, you’ll select a service fee of $75, $100, or $125 when you sign up for coverage.

Claim a free custom quote from AFC Home Club by filling out this online form or calling 877-755-1115.

Nebraska home warranty buying guide

Here are a few factors you might want to consider to make selecting your plan and provider faster and easier:

• Coverage caps: Like your homeowners insurance policy, your home warranty plan only covers repairs and replacements to your home components up to a set limit. Once you reach your limit, you’ll have to pay any remaining expenses yourself. To limit how much you’ll pay out of pocket, look for a provider that has generous coverage caps.
• Technician choice: If you already have a service contractor that you know and trust, consider a plan from a company like AFC Home Club that allows you to choose your own technician instead of assigning one to you.
• Home age: Some home warranty companies deny coverage based on the age of your home or your home’s components. If you live in an older property, find a company that doesn’t have age restrictions.

Our conclusion

When recommending Select Home Warranty, Liberty Home Guard, American Home Shield, Choice Home Warranty, and AFC Home Club, we compared a wide range of factors, including premiums, customer service, levels of coverage, and service fees. Since home warranty coverage looks different for each person and home, be sure to get custom quotes from each of our recommended providers.

Frequently asked questions about Nebraska home warranties

Who can purchase a home warranty?

Home sellers, home buyers, veteran homeowners, and real estate professionals can buy home warranties. Home sellers and real estate agents often purchase home warranty coverage to protect the home they’re trying to sell and to offer an incentive to choose their home over another one. Home buyers that didn’t receive a home warranty with their purchase or homeowners who have owned their home for years can also buy home warranty coverage to protect their investment.

What is a workmanship guarantee?

A workmanship guarantee is a promise from your home warranty provider that you won’t be charged for the same repair within a set period of time. For example, imagine that you receive a repair for your refrigerator’s thermometer. If your policy has a 60-day workmanship guarantee and your refrigerator’s thermometer breaks down again less than 60 days after you first got your repair, the company will fix it again free of charge.

Will a home warranty in Nebraska cover tornado damage?

No. Tornadoes are not considered normal wear and tear, so they won’t be covered under your home warranty plan. However, they will be covered by homeowners insurance.