Best Home Warranty Companies in Nebraska (2021)

By Toni Matthews-El

Homeowners in Nebraska get to take advantage of excellent views, endless outdoor activities, and some of the friendliest neighbors around. Owning a home in Nebraska comes with plenty of great benefits. However, no homeowner is exempt from the issues that will come up with appliance and system repair and replacement. 

In our guide featuring the best home warranty companies in Nebraska, we will give you information on:

  • How to choose the best home warranty 
  • Why do Nebraska homeowners need a home warranty 
  • What the best companies in Nebraska are for home warranties

A home warranty policy is a protection plan covering the systems and appliances of your home. If any of the protected items should stop working, you can have the home warranty company come in and handle the repair. Home warranties give homeowners peace of mind and help to save considerable sums of money. Choosing the best home warranty companies on the market is quite a bit of work. There are many options to choose from, and sometimes they all seem like they offer the same thing. If you are tired of trying to tackle this project on your own, keep reading! 

Nebraska Top 5 Home Warranty Companies

Nebraska homeowners have more than 50 different home warranty companies to choose from. To try and break these companies down to the top five, we compared pricing, cancellation fees, service fees, website ease of use, service contracts, and plan choices.  Here is how the top five plans in Nebraska ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty 

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Nebraska. The Choice Home Warranty policy has a straightforward contract, impressive customer service, and fair pricing. Choice has been on the market for more than 13 years and has always remained a solid choice for Nebraska homeowners. The Choice Home Warranty helps keep things very straightforward for the Nebraska homeowner. If your home is two years old or forty years old, Choice Home Warranty will still offer you coverage. 

There are two Choice Home Warranty plans to choose from. The unique thing about these plan choices is that they have both system and appliance coverage as part of the plan. Many companies will charge a premium to have a combo plan like this, so the Choice Home Warranty offers great value. In addition, you will find that there is plenty of add-on coverages to help make the overall plan more comprehensive. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The service fee for a Choice Home Warranty plan is $85. As we make our way through these different home warranties, you will find that $85 is about average, with fees ranging from $60 to $150. 

The Choice Home Warranty policy makes owning a home warranty a true benefit. Every time an issue comes up, it will be easily handled by the Choice Home Warranty policy. There are quick response times, excellent workmanship, and fair pricing associated with this plan.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Nebraska. The variety in the types of homes in Nebraska is quite extensive. Therefore if you need a plan with unique coverage options, the American Home Shield is a perfect choice. The American Home Shield plan has more than 50 years of experience in the home warranty industry. This is quite a bit of time in a complicated business and has given the American Home Shield policy the premium name. There is no doubt that the AHS is a plan worth getting a quote from. 

There are three American Home Shield policies offered for Nebraska homeowners. Out of these three policies, two combo or comprehensive options tend to be the most popular. Having both system and appliance coverage is an excellent benefit for homeowners in Nebraska. In addition, there are some impressive electronics add-on coverages for the more expensive electronic devices in your home. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The service fees associated with the American Home Shield plan can range in price from $75 to $125. To get a lower service fee, you will have to pay a higher monthly premium. 

The American Home Shield home warranty allows you to customize your coverage and your pricing for your home warranty plan. This is truly putting the power and control of the policy in the hands of the Nebraska homeowner. You will find that the value is quite impressive for the little bit extra you pay for an American Home Shield warranty.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for Nebraska homeowners. Select Home Warranty has some of the best coverage for the most reasonable price. With close to ten years in the industry, Select Home Warranty has learned what Nebraska homeowners need to keep their peace of mind and their budget. One of the best benefits of the Select Home Warranty plan is that it comes with free roof leak coverage. Most other companies will charge extra money each month to add on this coverage. 

Select Home Warranty has a very classic setup when it comes to plan options. There are three plans to choose from the Gold Care, Bronze Care, and Platinum Care. The Platinum Care plan is the only one with various systems and appliances as part of the plan. One of the best things about Platinum Care is that it combines the coverages of Gold and Bronze to create a cost-effective and comprehensive option for homeowners. There are also add-on or options coverages offered by Select. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee for Select Home Warranty is $60. This is one of the lowest on the market and will help prove this plan’s value. 

When you choose a home warranty, it is crucial to consider the pricing. The plan has to make sense long term, and the best way to ensure this is to pick a plan that is fairly priced. Select Home Warranty is easy to work with and puts the needs of the customer first. 

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Nebraska. The interesting thing about Liberty Home Guard is that they have only been on the market for two years. This is a very short period for a company to earn a BBB rating of an A. When you look at reviews and customer reports from Liberty Home Guard, you will see that service is fast and friendly. Customers are very happy with the value they are getting from this plan and the overall extensive coverage options. 

Liberty Home Guard offers three policies to choose from. The policies are the Systems Guard, Appliances Guard, and the Total Home Guard. The Total Home Guard is the most expensive of the policies, but it will combine the coverages of the other two. The Liberty Home Guard plan comes with a long list of add-on coverage options. Everything from floor and carpet cleaning to electronics protection can be added to your Liberty Home Guard. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The Liberty Home Guard has one of the lowest service fees in the market at just $60. The lower-priced option can help to make LHG be a bit more reasonably priced. 

Although the Liberty Home Guard is a new company in Nebraska, there are some great benefits to their product. If you like quick responses to repair-related issues, modern customer service systems, and a broad range of coverage, give Liberty Home Guard a serious consideration.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is the best home warranty for appliance coverage in Nebraska. The appliances are used day in and day out, and most homeowners would have no idea how to fix an appliance that needed repair. Therefore going with a company with more than 37 years in the home warranty industry is quite a smart choice. First American Home Warranty offers fair pricing, impressive customer service, and a very strong appliance-only package that will not offset your monthly home budget. 

In addition to the appliance coverage that First American Home Warranty offers, there is also a Premier plan that will cover both systems and appliances. First American Home Warranty offers a unique add-on called First Class Upgrade. This upgrade helps to ensure that all of the hidden expenses that are not covered under your plan will be handled should an issue be reported. Things like haul away services or even building permits can be covered under the First Class Upgrade. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

The First American Home Warranty service fee is $85. The service fee is the same as the Choice Home Warranty, making it an overall affordable plan. 

If you are a homeowner that has more confidence in a company that has been on the market for many years, then the First American Home Warranty could be an excellent option for you. Sometimes starting a home warranty policy can be a big decision. Yet when that policy is just $38 per month, it can make things a bit easier to handle. The Basic Plan from First American is a great way to introduce yourself to the world of home warranties.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Nebraska Home Warranty Buying Guide

Hopefully, you feel as though you can choose between one of these five policies for your Nebraska home. Now you will have to take a deeper look at these plans and try to decide which will be the best overall choice for you. When looking at a Nebraska home warranty, three important things are the plan structure, overall pricing, and workmanship guarantee. 

  • Plan Structure: The home warranty plan can either have appliances, systems, or both appliances and systems. Many homeowners in Nebraska like the benefits of the combo or comprehensive plan. Since there is no telling what might break next, this plan structure is important to consider. 
  • Overall Pricing: When comparing the overall pricing of a home warranty plan, consider monthly payments and the service fees associated with the plan. The high service fees can have a big impact on the overall affordability of your home warranty plan. 
  • Workmanship Guarantee: Just because a repair works initially may not mean that it is fixed for good. Companies with an excellent workmanship guarantee will come back for re-service up to 90 or 180 days out from when the appliance or system was first repaired. 

Top Home Maintenance Problems in Nebraska

Even with all the great things about homeownership in Nebraska, there are also times when the weather patterns and climate of the state can bring about even more home-related issues. Three of Nebraska’s top home maintenance problems include roof leaks, electrical systems, and heating system problems. Let’s take a look at how your Nebraska home warranty could help with these maintenance problems.

  • Roof Leak: Roof leaks can lead to other issues with both systems and appliances in the home. The quicker the roof leak issues are handled, the better. Therefore having a home warranty in place that guarantees service within a specific time frame will be a great benefit. 
  • Electrical System: The electrical system in your Nebraska home is going to keep all other systems and appliances up and running. Finding a great electrician can be a headache. However, with a home warranty in place, this will all be done for you. Home warranty companies test and approve all contractors and repair technicians that they send to your home. 
  • Heating System: Nebraska winters are cold and windy. It will only take a few hours without a heating system to realize you have a major problem. Parts for a heating system can cost hundreds of dollars, but you will only be responsible for your service fee with a home warranty in place. 

Get a Free quote

from our #1 recommended provider in Nebraska, CHW!

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Our Conclusion

Hopefully, you now feel ready to narrow down this list to the best choice for your Nebraska home. Although all five choices have some great benefits, Choice Home Warranty still stands out as the overall best. The time Choice has spent in the industry, the quick service, and the impressive customer service make this one of the best values on the home warranty market. It makes sense to get more than one quote to compare each of these companies against each other and decide on the best one for your Nebraska home. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Nebraska Home Warranties

How Much Does A Home Warranty Cost In Nebraska? 

Nebraska home warranties can cost anywhere from around $35 to over $75. When you sign up for a home warranty, you can adapt the plan to work for your budget. If you have no financial concerns, you can add in coverage for every system and appliance in the home and have a pretty high monthly fee. Those on a budget will enjoy the limited policy options that allow for the major appliances and systems to be covered.

What Is A Service Fee?

A service fee is a price you pay when you need to repair one of your covered appliances or systems. The service fees range in price from $60 to $150. Some policies will allow you to increase your monthly payments to lower your service fee. You have to find a structure and budget that works for your needs. 

What Is The Best Home Warranty Company In Nebraska?

The best home warranty company in Nebraska is the Choice Home Warranty. Choice is a nationwide company offering reasonably priced service, great customer benefits, and quick response times. The Choice Home Warranty has been in the industry for more than 13 years, and it makes sense to consider this option when picking a plan. 

Is A Home Warranty Worth It?

A home warranty is well worth the pricing that you pay. Having a home warranty ensures that you are protected from large repair-related expenses. There is no way to prepare for what may happen around your home in a year. To help keep your month-to-month expenses in control, the home warranty will make a huge difference. Think about losing your washing machine, dryer and cooktop all in the same month. It will only take a few phone calls to repair technicians to realize the value that a home warranty can offer. 

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