Updated Jan 10, 2023
Updated Jan 10, 2023
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Homeowners in Nebraska get to take advantage of excellent views, endless outdoor activities, and some of the friendliest neighbors around. Owning a home in Nebraska comes with plenty of great benefits. However, no homeowner is exempt from the issues that will come up with appliance and system repair and replacement.
Nebraska homeowners will have issues with both systems and appliances throughout the course of a typical year of homeownership. Living in Nebraska has some great benefits, but the home warranty can provide the peace of mind that all homeowners need. In our guide featuring the best home warranty companies in Nebraska, we will give you information on how to choose the best home warranty, why a home warranty is necessary, and the best companies for a Nebraska home warranty.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Quick Comparison of Home Warranty Providers
Choice Home Warranty is the best overall home warranty in the state of Nebraska. The Choice Home Warranty policy has a straightforward contract, impressive customer service, and fair pricing. Choice has been on the market for more than 13 years and has always remained a solid choice for Nebraska homeowners. Choice Home Warranty helps keep things very straightforward for the Nebraska homeowner. If your home is two years old or forty years old, Choice Home Warranty will still offer you coverage.
Pros
Cons
There are two Choice Home Warranty plans to choose from, the Basic and the Total. The unique thing about these plan choices is that they have both system and appliance coverage as part of the plan. Many companies will charge a premium to have a combo plan like this, so Choice Home Warranty offers great value. In addition, you will find that there is plenty of add-on coverages to help make the overall plan more comprehensive. The service fee from Choice Home Warranty is $85, slightly below the industry average.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can add to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
The Select Home Warranty is the most cost-effective home warranty plan for Nebraska homeowners. Select Home Warranty has some of the best coverage for the most reasonable price. With close to ten years in the industry, Select Home Warranty has learned what Nebraska homeowners need to keep their peace of mind and their budget. One of the best benefits of the Select Home Warranty plan is that it comes with free roof leak coverage. Most other companies will charge extra money each month to add on this coverage.
Pros
Cons
Select Home Warranty has a very classic setup when it comes to plan options. There are three plans to choose from the Gold Care, Bronze Care, and Platinum Care. The Platinum Care plan is the only one with various systems and appliances as part of the plan. One of the best things about Platinum Care is that it combines the coverages of Gold and Bronze to create a cost-effective and comprehensive option for homeowners. There are also add-ons or options coverages offered by Select. The service fee from Select Home Warranty is $65, considerably less money than the average service call fee on the market.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in Nebraska. The variety in the types of homes in Nebraska is quite extensive. Therefore if you need a plan with unique coverage options, the American Home Shield is a perfect choice. The American Home Shield plan has more than 50 years of experience in the home warranty industry. This is quite a bit of time in a complicated business and has given the American Home Shield policy the premium name.
Pros
Cons
There are three American Home Shield policies offered for Nebraska homeowners. Out of these three policies, two combo or comprehensive options tend to be the most popular. Having both system and appliance coverage is an excellent benefit for homeowners in Nebraska. In addition, there are some impressive electronics add-on coverages for the more expensive electronic devices in your home. The service fees from AHS are customizable and range from $75 to $125. The higher the service fee, the lower the monthly payment of your home warranty policy.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review
The Home Service Club has the quickest coverage of any home warranty provider in Nebraska. Ten days after signing up for your home warranty coverage, Nebraska residents will be fully covered by The Home Service Club. Most other home warranty coverage options will start after a 30-day wait period. The Home Service Club has 13 years of industry experience and some of the more protection plan options in the industry. The service fees from The Home Service Club are customizable and allow for very low monthly payments on some service contracts.
Pros
Cons
The Home Service Club has two plans for homeowners to choose from. These plans are the Standard Coverage and the Comprehensive Coverage. Each plan has more than 15 covered items, and the Comprehensive Coverage plan has a total of 33 major systems and appliances. The service fee from The Home Service Club will range from $65 to $125 and allow homeowners some choice when it comes to their out-of-pocket expenses.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Nebraska. The interesting thing about Liberty Home Guard is that they have only been on the market for two years. This is a very short period for a company to earn a BBB rating of an A. When you look at reviews and customer reports from Liberty Home Guard, you will see that service is fast and friendly. Customers are very happy with the value they are getting from this plan and the overall extensive coverage options.
Pros
Cons
Liberty Home Guard offers three policies to choose from. The policies are the Systems Guard, Appliances Guard, and Total Home Guard. The Total Home Guard is the most expensive of the policies, but it will combine the coverages of the other two. The Liberty Home Guard plan comes with a long list of add-on coverage options. Everything from floor and carpet cleaning to electronics protection can be added to your Liberty Home Guard. The service fee from Liberty Home Guard is $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The average Nebraska home warranty will cost just less than $700 per year. If you are living in a large home and include a number of add-on coverage options, expect that the service provider will increase the monthly fees of your home warranty. Some home warranties will have an adjustable deductible or service fee that will allow you to customize the monthly price that you pay for your home warranty plan. Homeowners need to find a balance between the coverage and the pricing of their plan.
Overall | $698.94 |
Single Family | $563.99 |
Multi Family | $1,078.47 |
Townhome | $477.77 |
Condo | $607.40 |
Duplex | $875.75 |
Home Over 5,000 sq ft | $1,294.73 |
Home Under 10,000 sq ft | $634.60 |
Home Warranty Company | Choice Home Warranty | Select Home Warranty | American Home Shield | The Home Service Club | Liberty Home Guard |
Our Rating | 9.7 | 9.5 | 9.5 | 9.4 | 9.3 |
Best For | Best Overall | Most Cost Effective | Best Customizable Plans | Quickest Service | Most Trustworthy |
Average Cost | $600/year | $614/year | $629/year | $678/year | $699/year |
Service Fee | $85 | $65 | $75-$125 | $65-$125 | $75 |
Annual Limit | Up to $3000 per covered item | Up to $2000 per covered item | Up to $6000 per covered item | Up to $2500 per covered item | Up to $2000 per covered item |
Average Response Time | Up to 48 hours | Up to 48 hours | Up to 48 hours | Within 24 hours | Within 24 hours |
State Availability | Excludes WA | Excludes NY, NV, WA, WI | Excludes AK | Available in All States | Excludes WA & WI |
Online Chat / Mobile App | No | No | Yes | Yes | Yes |
Quote | Get Quote | Get Quote | Get Quote | Get Quote | Get Quote |
Hopefully, you now feel ready to narrow down this list to the best choice for your Nebraska home. Although all five choices have some great benefits, Choice Home Warranty still stands out as the overall best. The time Choice has spent in the industry, the quick service, and the impressive customer service make this one of the best values on the home warranty market. It makes sense to get more than one quote to compare each of these companies against each other and decide on the best one for your Nebraska home.
Hopefully, you feel as though you can choose between one of these five policies for your Nebraska home. Now you will have to take a deeper look at these plans and try to decide which will be the best overall choice for you. When looking at a Nebraska home warranty, three important things are the plan structure, overall pricing, and workmanship guarantee.
Even with all the great things about homeownership in Nebraska, there are also times when the weather patterns and climate of the state can bring about even more home-related issues. Three of Nebraska’s top home maintenance problems include roof leaks, electrical systems, and heating system problems.
A home warranty is a plan that homeowners can invest in designed to lower out-of-pocket expenses on home system and appliance repairs and replacement costs. If one of your kitchen appliances starts to act up, the home warranty will step in, and a service contractor will come to your home to start the repair process. Home warranty plans can be purchased for a new home, and homes that have been around for many years. The Nebraska home warranty will cost between $35 and $70 a month, depending on the coverage that you choose.
A home warranty and homeowners insurance are not the same. The home warranty will cover the basic systems and appliances that you use on a daily basis in your home. These include things like the HVAC system or the refrigerator. The homeowners insurance policy is designed to protect against large and uncontrollable disasters. Things like a tornado or a house fire are the main issues that a homeowners insurance policy will work to protect against. The homeowner’s insurance policy is typically mandatory for those with a mortgage, but the home warranty is a voluntary plan.
A home warranty plan is designed to be relatively easy to use. Whether you have chosen AHS, CHW, or THSC, you will have to request service each time you experience a breakdown of a system or appliance. Owning real estate can be stressful. For Nebraska, a home warranty works to ensure that this is not an overwhelming process for homeowners.
A home warranty is designed to protect against three major groups of coverage, the home systems, home appliances, and the add-on coverage. The home systems include things like HVAC, plumbing systems, electrical systems, and more. With the high cost to repair home systems, it is quite important to choose a plan with some system coverage.
Home appliances like the laundry room and kitchen appliances are also typically offered as coverage options. A combo plan with home systems and home appliances is typically the best option for Nebraska homeowners.
Add-on coverage can include things like swimming pools, lawn sprinklers, and pest control options for homeowners. The add-on coverages will require additional investment into the home warranty provider typically starting around $5 per month for each covered item. The home warranty can offer quite a bit of coverage but will only cover normal wear.
Home warranty plans only cover normal wear. Having a home warranty in place does not mean you can neglect your home-related issues. Homeowners must still follow routine maintenance for their home systems and appliances. Here are a few of the things that are not covered by a home warranty plan:
The Nebraska home warranties can cover a variety of home systems and appliances and save homeowners hundreds if not thousands of dollars. There are a few issues that homeowners find to be difficult to deal with when they have a home warranty in place. Three of these include claim denial, failed repairs, and lower coverage caps.
A Nebraska home warranty is worth the money that you will pay. Homeowners in Nebraska will have complete peace of mind about their home systems and appliances and the ability to pay for these repairs and replacements. Although you may be able to afford a single repair to a washer or dryer, the cost of repairing several home systems or appliances at once is quite high.
With the Nebraska home warranty, you can have peace of mind about the out-of-pocket expenses that you will pay. A home warranty provider may charge a service fee to come out and inspect and repair your home system and appliance, but it will still be considerably less expensive than if you were to have this item repaired without the home warranty in place.
Most homeowners find that a home warranty plan will pay for itself after about one or two repairs around the home. If you have a bad year where your home needs four or five repairs, your home warranty can save you hundreds or thousands of dollars.
Nebraska home warranties can cost anywhere from around $35 to over $75. When you sign up for a home warranty, you can adapt the plan to work for your budget. If you have no financial concerns, you can add coverage for every system and appliance in the home and have a pretty high monthly fee. Those on a budget will enjoy the limited policy options that allow for the major appliances and systems to be covered.
A service fee is a price you pay when you need to repair one of your covered appliances or systems. The service fees range in price from $60 to $150. Some policies will allow you to increase your monthly payments to lower your service fee. You have to find a structure and budget that works for your needs.
The best home warranty company in Nebraska is Choice Home Warranty. Choice is a nationwide company offering reasonably priced service, great customer benefits, and quick response times. Choice Home Warranty has been in the industry for more than 13 years, and it makes sense to consider this option when picking a plan.
A home warranty is well worth the pricing that you pay. Having a home warranty ensures that you are protected from large repair-related expenses. There is no way to prepare for what may happen around your home in a year. To help keep your month-to-month expenses in control, the home warranty will make a huge difference. Think about losing your washing machine, dryer and cooktop all in the same month. It will only take a few phone calls to repair technicians to realize the value that a home warranty can offer.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Nebraska Home Warranty Resources
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