Best 3 Home Warranty Companies for Mobile Homes (2021)

House Method created this guide on mobile home warranties to save our readers time, money, and confusion.  This guide includes the following: 

• What a mobile home warranty is and the benefits
• Cost and coverage of a home warranty
• House Method’s recommended home warranty providers

A mobile home warranty is a yearly renewable contract that promises to protect the appliances and systems in your manufactured home if they malfunction or fail due to normal wear and tear up to the limits you define in your contract. While items may be covered under a short-term manufacturer’s warranty or extended warranty, a mobile home warranty can cover these major appliances and systems for much longer year after year.

Our team researched a variety of home warranty companies and compared monthly premiums and service fees, claims processes and customer service, and customer reviews from accredited organizations like the Better Business Bureau (BBB). To help you find the best home warranty, we’ve narrowed this overwhelming selection down to three of the top home warranties for your mobile home.

What is a mobile home warranty?

A mobile home warranty is a service agreement between homeowners and a home warranty company of their choice that promises to protect major systems and appliances in your remanufactured home. These warranties cover the repair or replacement costs of systems and appliances that are specifically covered under contract like the air conditioning and heating, the refrigerator, the garbage disposal, smoke detectors, and more.

When a covered item breaks down from age or normal wear and tear, home warranty customers pay their provider’s pre-approved contractor a fairly small service fee instead of the full cost to repair a system or appliance.

What’s covered under a mobile home warranty?

Depending on the level of coverage you choose, a home warranty plan can include coverage for many items from large appliances—like a refrigerator, dishwasher, and washing machine—to major systems such as heating and cooling, ductwork, electrical, and plumbing.

Here are some other common items that are covered under a mobile home warranty:

Mobile home warranties cover items that are A) specifically written into the contract, B) have broken from age or normal wear and tear, and C) have been properly installed and maintained. As a mobile homeowner, you will have three levels of home warranty coverage to choose from: a systems-only plan, an appliances-only plan, and a combination plan. 

Systems plans only cover home systems, while appliance plans protect only appliances. Comprehensive combo plans cover a mix of systems and appliances. You can also customize your plan with optional add-on coverage for items like roof leaks or a septic system.

How much does a mobile home warranty cost?

Mobile home warranties cost $25 to $50 per month. For more comprehensive coverage, you’ll probably pay closer to $50. You may be able to get a cheaper home warranty by choosing a custom plan and only paying for coverage on select items.

In addition to a monthly premium, you’ll be charged a service fee per claim that ranges between $75 and $125. Some companies like American Home Shield, will allow you to choose your own service fee, while companies like Select Home Warranty pre-determine the service fee for you. Fortunately, most contracts guarantee home repairs for at least 30 days, which means you won’t be charged for repeat visits if the problem persists.

Because mobile home warranty prices depend on the provider you go with, the amount of home warranty coverage you want, and where you live, we recommend getting quotes from a few different providers so you can compare pricing and select a plan that falls within your budget.

Top 3 Home Warranty Providers for Mobile Homes

1. Best Overall – Choice Home Warranty
2. Best Customizable Plans – American Home Shield
3. Most Cost-effection Plans – Select Home Warranty

1. Choice Home Warranty

Choice Home Warranty (CHW) is a seasoned home warranty provider in the industry. CHW has two coverage options, the Basic Plan and the Total Plan, costing $45 per month and $53.33 per month, respectively. The total plan has more comprehensive coverage, but add-ons like septic and roof leak coverage can be added to either plan.

In addition to monthly premiums, CHW has a $85 service call fee each time you use your policy.

To get a free quote, fill out this form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. American Home Shield

American Home Shield (AHS) is also an industry veteran committed to protecting home appliances and systems, no matter the age. AHS offers three coverage plans: an appliance plan, ShieldSilver; a systems plan, ShieldGold; and a comprehensive combo plan, ShieldPlatinum. 

Uniquely, AHS allows customers to choose their service fee of $75, $100, $125. With a lower service fee comes a higher monthly premium and vice versa. Plans range from as low as $34.99 per month up to $74.99 per month.

AHS offers addition coverage on septic systems, well pumps, and more, for an additional cost.

For a free quote from AHS, fill out this form or call 888-365-2839.

To read more, visit our American Home Shield review.

3. Select Home Warranty

Select Home Warranty is also a top competitor as a home warranty provider, and is known for its affordability in policy plans and services fees. Select offers three plans: the Bronze Care Plan which covers appliances; the Gold Care Plan which covers home systems, and the Platinum Care Plan which offers comprehensive combo coverage .

Plans range from $57-$63 per month with a $60 service call fee. Select also offers an array of optional add-on coverage such as roof leakage, septic system, and stand-alone freezer, for an additional cost.

Get a free quote from Select Home warranty through this form or by calling 888-370-3953.

Read our Select Home Warranty review to learn more.

Benefits of a mobile home warranty

In addition to providing protection for your major home systems and appliances, a mobile home warranty offers the following benefits:

• Financial savings and discounts
• Unique perks like discounts at retailers and restaurants and savings on appliances
• Access to quick, professional repair services
• Additional security and peace of mind
• Higher resale value if you’re selling your home

Do you need a mobile or manufactured home warranty?

Any owner of a manufactured or mobile home should consider a mobile home warranty. Although optional, you’ll save money and gain peace of mind. Newly manufactured homes could be covered under a builder’s or manufacturer’s warranty for one to two years, but if your home is older than that, we recommend signing up for a home protection plan. Find a home warranty that’s perfect for your mobile home, especially if you are in Texas, where they are most popular..

Final Thoughts

We at House Method believe it’s a good idea to get a mobile home warranty on top of your homeowners insurance. Appliances and systems will inevitably break over time and it’s more likely these items will break due to normal wear and tear than be stolen or damaged by a natural disaster. Moreover, the yearly cost of a home warranty pays for itself in usually 1-2 repairs or replacements of an appliance or system.

We’re a fan of wise investments at House Method, which is why we suggest shopping around for the best home warranty for your mobile home before you buy. Consider getting quotes from all three providers listed in this article so you can compare pricing and price match with the lowest offer you receive.

House Method home warranty provider ranking methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.