Best Home Warranty Companies in Mississippi (2022)

Mississippi homeowners get a low cost of living, comfort food, and mild winters. The state of Mississippi has lots of great things going for it, but of course, homeownership in any state can be stressful. The time you spend worrying about the systems and appliances in your home will certainly start to wear on you.

In our guide featuring the best home warranty companies in Mississippi, we will give you information on:

• How to choose the best home warranty 
• Why do Mississippi homeowners need a home warranty 
• What the best companies in Mississippi are for home warranties

A home warranty is a policy that ensures that the appliances and systems in your home are covered when it comes to expensive repair and replacement costs. Having a home warranty in place can give Mississippi homeowners peace of mind about their homes and their ability to afford anything that could come up. The hardest part of the process is choosing the best home warranty companies in Mississippi. With so many great options on this market, it can get quite frustrating. If you need some guidance in this process, keep reading, and we can help.

Mississippi Top 5 Home Warranty Companies

With more than 50 home warranty companies in Mississippi to choose from, narrowing down the best choices can be challenging. We compared the BBB ratings, policy limits, customer reviews, plan choices, service fees, overall pricing, and more. Here is how the top five plans in Mississippi ranked. 

1. Choice Home Warranty: Best Overall 
2. American Home Shield: Best Customizable Plans 
3. Select Home Warranty: Most Cost-Effective Plans 
4. Liberty Home Guard: Most Trustworthy
5. First American Home Warranty: Best for Appliances

1. Choice Home Warranty

Choice Home Warranty is the best overall home warranty in the state of Mississippi. The Choice Home Warranty offers one of the most simple and straightforward service contracts on the market. If you are new to the world of home warranties and worried about whether or not your home will be accepted for coverage, don’t be. Choice HOme Warrant is one of the most inclusive companies on the market. Having more than 13 years in the industry, they know exactly what homeowners need and they will provide quick and affordable service. 

The Choice Home Warranty plan comes with the option of two different policies. Even though there are only two plans to choose from, each one has a mix of appliances and systems. Other home warranty companies will require that you purchase both system and appliance coverage, and it can get quite expensive. In addition, the Choice Home Warranty policy comes with a nice list of add-on coverages. These add-on coverages will help customize the plan to your needs. 

The add ons to the Choice Home Warranty plan include: 

• Central vacuum
• Limited roof leak
• Septic system
• Septic tank pumping
• Sump pump
• Well pump
• Pool/Spa
• Second refrigerator
• Standalone freezer

The Choice Home Warranty service fee is $85. A service fee of $85 is about average. You will notice that the majority of policies we review are between $60 and $125 for their service fee. 

Having spent 13 years in the industry, Choice Home Warranty knows what Mississippi homeowners are looking for. You will not be disappointed with the coverage options, customer service, or workmanship of this plan.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

American Home Shield is the most customizable plan in Mississippi. Having the ability to add and subtract coverage based on the specific needs of your Mississippi home is quite an impressive benefit of the American Home Shield warranty. AHS has been on the market for more than 50 years, making it one of the oldest home warranty companies on the market. After all this time in the industry, American Home Shield is still looked at as having premium coverage for homeowners. 

The American Home Shield policies come in three choices. The two comprehensive options tend to be the better choice because of the system and appliance coverage. One important thing about the American Home Shield policy is that the add-on coverage is very strong. If your Mississippi home has a pool or a spa, this is an add-on you will want to consider. Pool and spa equipment are very expensive to repair. 

Some of the add on coverage that you can get with the American Home Shield warranty include:

• Electronic extended warranty
• Pool and spas
• Well pump
• Septic pump
• Guest unit
• PC and TV

The American Home Shield service fee will range in price from $75 to $150. The lower-priced service fees tend to come with a higher-priced monthly plan. You can decide which of these payment plan options works best for your budget. 

If you care about premium service, impressive customer service interactions, and quality of repair, the American Home Shield company is one of the best options on the market. Although the plans may cost a few dollars more per month, the overall value is still quite good.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839. 

To read more, visit our American Home Shield review.

3. Select Home Warranty

Select Home Warranty is the most cost-effective home warranty plan for Mississippi homeowners. When you are purchasing a home warranty, it is essential to pay attention to the overall costs. The more expensive a policy is, the harder it is to justify the costs. Select Home Warranty makes it much easier to afford their plans, and they offer quality workmanship along with it. In addition, the Select Home Warranty plan comes with free roof leak coverage. This coverage is an added benefit and a way to increase the overall value of this plan. 

Select Home Warranty has three policies to choose from. The options are quite simple as you will have a systems plan, appliance plan, and combo plan to choose from. Select Home Warranty offers one of the most affordable combo plans on the market. It is just a few dollars more per month, yet it will double the coverage of the other plans. The Select Home Warranty also offers some great paid add-on coverages that you can use to customize your plan. 

The add ons or options coverages from Select Home Warranty are:

• Pool
• Spa
• Septic system
• Well pump
• Sump pump
• Lawn sprinkler system
• Roof leaks
• Central vacuum
• Stand-alone freezer

The service fee for Select Home Warranty is $60. This is one of the lowest on the market, and it will help you see how cost-effective the Select Home Warranty is. 

Select Home Warranty has been in the business for almost ten years. They have learned that customers need to see the value in their home warranty. The Select Home Warranty plans make purchasing a home warranty a much easier and more affordable decision.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Liberty Home Guard is the most trustworthy home warranty in the state of Mississippi. The great thing about the Liberty Home Guard plan is that it has a BBB rating of an A. This is almost unheard of in the home warranty industry. Even though the Liberty Home Guard plan has only been on the market for about two years, they have done a tremendous job of proving their value. One of the things that customers like most about LIberty Home Guard is the speed of service and attention to detail. Customer service has remained a priority since day one with this company. 

The Liberty Home Guard has three plan options to choose from. A systems plan, appliance plan, and a comprehensive or combo plan. Each of these plans tends to be a little higher in cost than some of the other options on the market, but the coverages are pretty broad. The add-on coverage from Liberty Home Guard is some of the broadest on the market. You can add anything from pest control to a sump pump. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

• Pool and spa
• Additional spa
• Saltwater pool
• Gutter cleaning
• Floor/carpet cleaning
• Sump pump
• Fixtures
• Water softener
• Trash compactor
• Lawn sprinkler system
• Electronics protection
• Swamp cooler
• Ejector pump
• Septic system pumping
• Limited roof leak
• Pest control
• Locksmith
• Free-standing ice maker
• Central vacuum
• Stand-alone freezer
• Re-key
• Second refrigerator
• Wine refrigerator
• Well pump
• TV and PC
• Generator
• Water dispenser 

The Liberty Home Guard service fee is just $60. This is one of the lowest prices on the market and helps to make the value of the Liberty Home Guard plan quite good. 

It’s impressive to see what Liberty Home Guard has done in the home warranty industry after just two short years. If you like hard-working companies, have modern systems in place, and can easily accommodate your home repair and warranty needs, Liberty Home Guard is a great choice.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

First American Home Warranty is the best home warranty for appliance coverage in Mississippi. For some Mississippi homeowners, the appliance coverage is the entry into the home warranty industry. The First American Home Warranty has been on the market for close to 37 years. Throughout this time, they have been recognized as a reputable and reliable home warranty in the industry. IF you are on the fence about whether or not to get a home warranty plan, the appliance coverage from First American is a great place to start. 

There are only two First American Home Warranty policies on the market to choose from. If you don’t go with the appliance plan, you can choose the Premier plan, which has a mix of both systems and appliances. The First American Home Warranty has some add-on coverages, including a First Class Upgrade that allows additional unforeseen expenses. 

The optional coverage choices from First American Home Warranty include:

• Central air conditioning (electric)
• Additional refrigeration
• Pool/Spa equipment
• Well pump
• Septic/septic tank pumping
• First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)

The service fee for a First American Home Warranty is $85. This is a fair price when paired with the Basic appliance plan. 

With the time that First American Home Warranty has spent in the industry, there is no question they know what they are doing. Keeping your Mississippi home in working condition does not have to be stressful. Choose First American Home Warranty to help you keep your appliances in working condition at all times.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Mississippi Home Warranty Buying Guide

Now that we have your options narrowed down to the top five best on the market, it’s time to choose which one of these plans will be best for you. There are several important factors to consider when comparing Mississippi home warranties. Three of these are customer reviews, claim approvals, and service fee pricing. 

• Customer Reviews: There are plenty of customer reviews out there about any of these policy choices. Remember that customers are more likely to review a company when they are angry or upset; however, it is good to see how the home warranty company responds to these issues. 
• Claim Approvals: Home warranty companies will deny claims for a variety of reasons. Take a look at the reputation of the home warranty companies when it comes to paying out claims. You will want a company that says yes to a claim when you have an issue in your home. 
• Service Fee Pricing: The service fee is the price you pay each time a repair is scheduled. Service fees are typically priced between $60 and $150, and they will impact the overall affordability of the plan. 

Top Home Maintenance Problems in Mississippi

Mississippi homeowners have a very mild winter, but the summers can be warm and humid. These weather conditions can sometimes cause issues in the home that make it difficult to maintain. The HVAC, electrical system and refrigerator are three of the top home maintenance problems in Mississippi. Let’s take a look at how your Mississippi home warranty can help with these issues. 

• HVAC: The HVAC system is a necessity during a Mississippi summer. Ensure that you have a home warranty covering the HVAC system as they can get quite expensive to fix. HVAC systems have high dollar value parts, and they can fail at a moment’s notice. 

• Electrical System: The electrical system is what keeps all the rest of your appliances and systems functioning. If you have an electrical system failure, the price to have an electrician come to the home to inspect it will be much higher than the service fee involved with a Mississippi home warranty. 
• Refrigerator: A refrigerator is one of the most used appliances in a home. Refrigerators tend to sell for thousands of dollars, and having to replace one can put a big dent in your savings account. A home warranty with replacement coverage can at least offer you some savings towards your new refrigerator purchase. 

Our Conclusion

At this point, we hope you feel confident about the Mississippi home warranty choices. The Choice Home Warranty is the best overall home warranty for Mississippi homeowners. With this plan in place, you will get great customer service, impressive workmanship, and more peace of mind about your home. The most important thing to ensure is that you get your home warranty started sooner rather than later. You never know when the next break will happen, and you will want your coverage to be active. Getting a quote for a few of the top five companies will help you choose the best possible plan for your needs. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.