Best Home Warranty in Miami, FL

By Camille Moore

With a Florida home warranty, you can save money on repair and replacement costs for major systems and appliances in your home that break down due to normal wear and tear. In this review, we’ll discuss the best home warranty options in Miami, FL, and share some insight on how to pick the best plan for your needs.

Best home warranty companies in Miami

  • Has a nationwide network of more than 15,000 contractors
  • Provides after-hours service
  • Offers a 90-day repair guarantee

  • Provides a completely in-house customer service team
  • Gives customers the choice to choose their own technician
  • Has the longest work guarantee in the industry

  • Provides a 24/7 claims hotline
  • Allows customers to add 17 optional add-ons to plans
  • Doesn’t require a fee to transfer your plan to new owners

Importance of a home warranty in Miami

Miami temperatures during the summer months can easily reach over 100 degrees Fahrenheit. For most residents, this means the air conditioning is on full blast for most of the year. A Miami home warranty can help ensure that your air conditioning and other important appliances in your home are protected in the event they need to be serviced.

Having this type of complete appliance protection can give you peace of mind that your items will be repaired or replaced at an affordable cost to you. 

A home warranty can also provide value in other ways. For example, some plans can be transferred between owners during a home sale. If you were to put your home on the market, your real estate agent could help pass your home warranty along to the new owners, making your home much more attractive to potential buyers.

Home warranty coverage in Miami

Home warranty coverage can differ based on the size of your home, the items you want covered, and the company you select. You can expect the following items to be covered under a basic policy:

  • Air conditioning
  • Heating
  • Electrical
  • Ductwork
  • Plumbing
  • Refrigerator
  • Oven/Stove/Range
  • Dishwasher
  • Built-in microwave
  • Clothes washer
  • Clothes dryer

Many policies will also allow customers to include add-ons for an additional cost. Some of these items include:

  • Swimming pool
  • Hot tub
  • Water heaters
  • Well pump
  • Additional air conditioners

For Miami residents, it’s especially important to make sure your home warranty includes coverage for air conditioning units and ductwork.

How much does a home warranty cost in Miami?

Although the cost of a home warranty can vary, most home warranty plans are pretty affordable. In general, a home warranty ranges between $350–$600 per year. Keep in mind that the cost of your plan may increase depending on how many items you’d like to cover.

In addition to a monthly premium, customers will have to pay a service call fee—a one-time fee paid to the technician that comes out to your home to service the item in question—that costs between $75–$125.

Home warranty buying tips in Miami

Before buying a home warranty, take the following factors into consideration:

  • The company’s reputation—Look at what other customers have had to say about the company and see what the company’s BBB rating is.
  • Plan options—Determine if the company offers systems plans, appliances plans, combo plans, and optional add-ons to give you the most comprehensive coverage possible.
  • Coverage for older appliances—Some home warranty companies won’t cover older appliances while others will. If you live in an older house, consider signing up for home warranty coverage that covers older appliances and systems.
  • Coverage limits—Read the fine print before signing your home warranty contract to get a thorough understanding of what your contract covers and any coverage limits on certain home systems and appliances.

After considering these factors, call one of the home warranty companies outlined above to get a free quote.

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