Best Home Warranty Companies in Memphis, TN

By Camille Moore

If you’ve ever had to deal with an unexpected home repair, you know just how stressful it can be. Dealing with repair and replacements costs and trying to find a trusted technician to repair your item can be overwhelming. Fortunately, a home warranty can help reduce your stress and offset the cost of major repairs and replacements for important home items.

Keep reading for the best home warranty companies in Memphis, TN, and tips on how to find a home protection plan that’s right for you and your home.

Best home warranty companies in Memphis

  • Has local, pre-screened technicians to service repairs and replacements
  • Provides 24/7 customer service
  • Replaces items that can’t be fixed

  • One of the most trusted companies in the home warranty industry
  • Protects your systems and appliances no matter the age
  • Has a network of over 15,000 contractors

  • Provides free roof leak coverage and optional septic system coverage
  • Has some of the most affordable plans in the industry
  • Provides two free months of coverage to customers

Importance of a home warranty in Memphis

Home warranty plans are a great way to protect your home systems and appliances from normal wear and tear. With temperatures in Memphis reaching upward of 90 degrees in the summer, you may find that certain appliances, such as your air conditioning unit, get a lot of use. A home warranty can significantly decrease your out-of-pocket costs and provide you with peace of mind should your HVAC system break down due to normal wear and tear.

Additionally, though home warranty companies will vary, some providers will allow you to transfer your warranty in the event that you sell your home. This can help make your property more attractive to potential home buyers should you ever decide to sell.

Home warranty coverage in Memphis

Home warranty coverage in Tennessee can vary depending on the level of protection you’re looking for and any additional items you choose to include in your plan. In general, here’s what a home warranty covers under a basic policy:

  • HVAC
  • Plumbing
  • Electrical
  • Built-in microwave
  • Refrigerator
  • Oven/Range/Stove
  • Dishwasher
  • Clothes washer
  • Clothes dryer
  • Garage door opener
  • Water heater

More expensive policies may cover other items such as pools, spas, and additional refrigerators.

How much does a home warranty cost in Memphis?

The price of a home warranty will depend on where in the United States you’re located and the type of coverage you opt into. Homeowners in Memphis, TN, can expect to pay about $300 per year for a basic plan. If you’re interested in more comprehensive coverage, you’ll probably end up spending around $600 a year.

Note: Most home warranty companies offer monthly payments options so you’ll only have to spend between $25 and $50 per month on your plan.

In addition to a monthly premium, home warranty holders will also have to pay a service call fee whenever a technician comes out to make the necessary repair or replacement. The cost of your service fee will be entirely dependent upon the specific policy you choose, but most range between $75–$125.

Buying a home warranty in Memphis, TN

Here are a few questions to ask yourself before buying a home warranty:

  • How is the company’s customer service?
  • Does the company have positive ratings and a good reputation?
  • What is the service fee?
  • Will the policy cover older appliances?
  • Are there limits to what the plan will pay?
  • Does the plan replace items that can’t be repaired?

The best home warranty companies in Tennessee at the top of this article are all great options, but as with any other type of policy, we encourage you to read each individual home warranty company review if you have more questions or call the provider to get more clarity on the plan you’re considering to ensure you’re getting the best coverage.

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