Updated Jan 10, 2023
Updated Jan 10, 2023
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Homeowners in Maine are as far east as you can get in the United States. Maine is known for its beautiful summers and picturesque winters. Those who are lucky to own a home in Maine will want to be outside and enjoy everything that the state offers. The problem is that homeownership comes with quite a few stressors when you try to keep the home in excellent condition.
Maine is one of the northernmost states in the U.S. and is bordered by New Hampshire, as well as the Canadian provinces of New Brunswick and Quebec. Having both system and appliance coverage in a Maine home can be quite important. In our guide featuring the best home warranties in Maine, we will give you information on why Maine homeowners need a home warranty, what the best home warranty companies in Maine are, and how to choose the perfect one for your home.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Maine. The Choice Home Warranty company has over 13 years in the industry, and they typically have a BBB rating of around a B-. As you will quickly learn, this is reasonably good for a company in the home warranty industry. One of the things that make Choice Home Warranty stand out is that the policy and the plans are straightforward. You will clearly understand what your policy covers and what it does not.
Pros
Cons
Choice Home Warranty offers Maine homeowners two policy options to choose from. However, each of these policies has both systems and appliances covered. Having peace of mind about both the systems and appliances covered in your home is quite essential. In addition, the coverage limits or coverage caps for the Choice Home Warranty plan are considerably higher than they are with other companies. Getting to the $2500 and above the mark on coverage caps is relatively high. The service call fee from Choice Home Warranty is $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can add to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
The Select Home Warranty is the most cost-effective home warranty plan for Maine homeowners. Home warranty plans need to be affordable so that homeowners can see the value in them. Select Home Warranty allows you to quickly see how important it is to have this warranty in place. With almost ten years in the industry, this is a company that is here to stay. Select Home Warranty gives customers free roof leak coverage with any of their home warranty plan choices. This added coverage is a great benefit and helps to save quite a bit of money.
Pros
Cons
There are three Select Home Warranty policies to choose from. There is a systems plan, appliance plan, and combo plan. You will quickly see that the Platinum Care plan is the best overall choice for Maine homeowners. This policy is just a few dollars more per month, but it basically doubles your coverage. In addition, the Select Home Warranty has plenty of add-on coverage to make the plans a perfect fit for your home.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in the state of Maine. Depending on where in the state your home is located, it may have some unique features and benefits. Being able to tailor your home warranty plan to ensure that these benefits are taken care of and covered is a major reason to choose the American Home Shield warranty. AHS has been offering home warranties to Maine homeowners for the last 50 years. The customer service is high in quality, the policy limits are high, and the overall plan is considered to be a more premium option or choice.
Pros
Cons
There are three American Home Shield policies for you to choose from. Although all of these policies have good coverage, the two combo or comprehensive plans tend to be the most popular choice. Each of these plans covers various systems and appliances, making them an even better deal for homeowners. The American Home Shield plans also have a long list of add-on or optional coverage that can enhance the plan. The coverage cap from American Home Shield will range from around $75 to $125. If you want a low monthly cost, you will need to choose the high service fee.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review
The Home Service Club has the quickest coverage of any home warranty provider in Maine. The Home Service Club has been on the market for more than 13 years, it is well known for its extensive service contract, quick response time, and impressive coverage. The Home Service Club requires that homeowners wait just ten days before the policy starts. Other home warranty policies will make homeowners wait 30 days before the plan will begin. The Home Service Club is known for its strong value.
Pros
Cons
The Home Service Club has two plans for homeowners to choose from. The Comprehensive Coverage plan is one of the most extensive in the industry, with very few exclusions and 33 covered items. The Standard Coverage plan from The Home Service Club has 18 covered items and a mix of both system and appliance coverage. The coverage caps from The Home Service Club are around $2500 for most covered systems and appliances. The service fee is customizable and will range from $65 to $125.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Maine. The interesting thing about Liberty Home Guard is that the policy has only been on the market for the last two years. With two years in the industry, Liberty Home Guard has managed to earn an A rating with the BBB. The company has modern customer service systems in place, responds to service requests quickly, and has a broad range of coverage options. If you are looking to deal with a younger company that is excited about the product that they have to offer, LHG is an excellent choice.
Pros
Cons
There are three Liberty Home Guard plans to choose from. A systems plan, appliance plan, and a combo plan. When you first look at the overall pricing of the Liberty Home Guard plan, it may seem a little high. However, after evaluating the depth of the coverage, you should see how much of a value this plan offers. In addition, Liberty Home Guard provides the most extensive home warranty add-on option list around. The service fee from Liberty Home Guard is just $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The average Maine home warranty will cost about $750 per year. Home warranty coverage will vary in price depending on the size of your home and the overall coverage that you choose. If you are looking to try and keep the overall costs of home warranty coverage to a minimum, look for a plan that has customizable service fees. Homeowners can sometimes find a discount for a home warranty if you are a veteran or a senior. Keep these things in mind as you look for the best plans on the market.
Overall | $748.25 |
Single-Family | $611.79 |
Multi-Family | $1,120.18 |
Townhome | $539.61 |
Condo | $631.46 |
Duplex | $926.55 |
Home Over 5,000 sq ft | $1,294.73 |
Home Under 10,000 sq ft | $668.38 |
Home Warranty Company | Choice Home Warranty | Select Home Warranty | American Home Shield | The Home Service Club | Liberty Home Guard |
Our Rating | 9.7 | 9.5 | 9.5 | 9.4 | 9.3 |
Best For | Best Overall | Most Cost Effective | Best Customizable Plans | Quickest Service | Most Trustworthy |
Average Cost | $600/year | $614/year | $629/year | $678/year | $699/year |
Service Fee | $85 | $65 | $75-$125 | $65-$125 | $75 |
Annual Limit | Up to $3000 per covered item | Up to $2000 per covered item | Up to $6000 per covered item | Up to $2500 per covered item | Up to $2000 per covered item |
Average Response Time | Up to 48 hours | Up to 48 hours | Up to 48 hours | Within 24 hours | Within 24 hours |
State Availability | Excludes WA | Excludes NY, NV, WA, WI | Excludes AK | Available in All States | Excludes WA & WI |
Online Chat / Mobile App | No | No | Yes | Yes | Yes |
Quote | Get Quote | Get Quote | Get Quote | Get Quote | Get Quote |
Hopefully, you now feel as though you can confidently pick a home warranty policy for your home. Choice Home Warranty stands out as the best overall option for the Maine homeowner. With close to 13 years in the industry, excellent customer service, and some of the most comprehensive coverage, Choice makes this an easy decision. We recommend getting more than one quote for your home warranty. If one company on the list seems to be the best value for your Maine home, you can’t go wrong. The most crucial factor is to get this plan started, so you can start to enjoy the benefits.
Now that you have the best home warranties in Maine narrowed down to the top five, it is time to determine which of these plans is best for your home. There are quite a few things to consider when narrowing down home warranty policies. However, three of the most critical things to look for are the company history, coverage choices, and overall pricing of the policy.
As great as Maine is, there are issues with homeownership that Maine homeowners are not immune to. Some of the top home maintenance problems in Maine include plumbing systems, kitchen appliances, and HVAC.
A home warranty is a protection plan for home systems and appliances. Homeowners that are worried about paying high out-of-pocket repair and replacement expenses can put a home warranty in place to keep expenses in control. The home warranty is not a mandatory plan and instead is a way to protect your budget and your savings account. Homeowners will have to pay a service fee each time they need service for a breakdown; these expenses will be between $75 and $150. Home warranties allow homeowners to have greater peace of mind.
A home warranty and homeowners insurance are a bit different. Homeowners insurance will protect your home from large disasters like fires, hurricanes, and tornadoes. Homeowners insurance is necessary for those who have a mortgage. A home warranty protects a homeowner from the expenses related to the repair and replacement of home appliances and systems. Home warranties help with the day-to-day issues that cost us money and time. Home warranties will not cover things like a natural disasters the way that insurance companies do. In addition, the homeowners insurance deductible is considerably higher than a service fee from a home warranty.
A home warranty plan is designed to make life easier for homeowners. When you request service under your extended warranty or builder’s warranty there is typically a time-consuming and stressful process involved. With a home warranty in Maine, this will not be the case, the process is typically quite simple, and you can have a repair in 24-48 hours. Here are the basic steps on how a home warranty in Maine will work.
Home warranty plans will cover home systems, appliances, and add-on coverage. The home appliances are typically the washing machine, dryer, refrigerator, oven, dishwasher, and more. Home appliances are used daily, and we rely on them heavily. It makes sense to have this coverage because of the number of appliances and the amount of wear and tear that appliances take.
The home systems often included in the plan include electrical systems, HVAC, plumbing systems, heating system, and more. The repair and replacement costs for home systems are high, and having protection under the home warranty plan is important. The add-on coverages typically include things like swimming pools, sprinkler systems, pest control, and more.
With a home warranty plan, homeowners will have protection against normal wear, but there are quite a few exclusions that will cause your home warranty claim to get denied. Understanding what will cause your home warranty claim to get denied is very important.
Home warranty plans only cover normal wear and tear on appliances and systems. If there are cosmetic issues, intentional breakages, or even a lack of routine maintenance, your home warranty claims will be denied. Having an inspection of your property done before the start of your home warranty plan can be an excellent way to help prove that you have no preexisting issues in your home.
Homeowners in Maine tend to like their home warranty plans because of the money they save. However, some issues come up and some people complain and cancel their plans. When reading home warranty reviews, you will find a few of the biggest complaints are claim denial, failed repair, and additional out-of-pocket expenses.
A home warranty plan is well worth the money for a Maine homeowner. Homeowners in Maine have to deal with a wide range of weather and climate-related issues throughout the course of a year. This can create issues with home systems and appliances and the rate at which they experience normal wear. Home warranties will help you stay ahead of these issues as they come your way.
If your HVAC unit goes down and you don’t have a home warranty in place, chances are you will pay an inspection fee and the repair fee. This can cost hundreds and sometimes thousands of dollars depending on the part that needs repair. With the home warranty in place, you will only be responsible for a service fee which is typically around $75 to $100.
The home warranty allows you to have peace of mind about your home and actually enjoy living in the state of Maine. Home warranty policies typically pay for themselves after just a few repairs or replacements.
A home warranty in Maine costs between $35 and $75 a month. In addition, there are service fees that need to be paid if a system or appliance experiences a break. The pricing for Maine home warranties is about standard throughout the industry.
A service fee is a price that you pay each time a home warranty issue comes up. The service fees can range between $60 and $150.
Home warranties do not require a home inspection, however, you may want to schedule one to verify the current condition of your home systems and appliances.
The best home warranty company in Maine is Choice Home Warranty. The Choice Home Warranty plan allows customers a great combination of system and appliance coverage. The plans are well priced, come with impressive customer service, and will, without a doubt, keep your Maine home in excellent condition.
A home warranty is worth it because it provides both peace of mind and protection of your funds. Owning a home can be overwhelming, and when systems and appliances start to break down, you will go through quite a bit of money. The home warranty ensures that you are paying for service fees but keeping your savings account intact.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Maine Home Warranty Resources
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