- 2 plans available + optional add-ons
- Has over 10 years of industry experience
- 90-day repair guarantee
- $36–$44 per month
From the bustling Mardi Gras festival of New Orleans to the rich history of Baton Rouge, there are plenty of things to love about Louisiana. However, Louisiana’s proximity to the Gulf of Mexico and humid summer seasons can mean an increased strain on your home’s systems and appliances.
A home warranty plan can help you handle ongoing property issues without blowing your entire savings account each time you need a system or appliance repair. Since homeowners insurance doesn’t cover normal wear and tear to your home, a home warranty will help fill that coverage gap for you. Keep reading to learn more about home warranty policies and the best home warranty companies in your state.
Let’s take a look at a few of the most common problems homeowners in Louisiana face and how a home warranty can help repair them quickly and affordably.
Choice Home Warranty’s plans are straightforward and easy to understand, making the company a good option for homeowners who have never purchased a home warranty before. If you end up purchasing one of the company’s plans and become unsatisfied down the road, you can take advantage of the 30-day, money-back guarantee to get your money back and look elsewhere.
Choice Home Warranty currently offers two plan options:
You’ll also pay an $85 service fee each time you use your plan.
Claim your quote from Choice Home Warranty by completing this online form or calling 929-400-6164.
If you live in an older home and you’re worried about the conditions of your systems and appliances, consider a home warranty from First American Home Warranty. First American offers a First Class Upgrade that extends your coverage to include systems and appliances that have been improperly installed or maintained.
First American Home Warranty offers two plan choices:
You’ll also pay a $75 service fee each time you use your coverage.
Claim your quote from First American Home Warranty by completing this online form or calling 833-204-7164.
If you’re searching for affordability, Select Home Warranty might be right for you. All of Select’s plans are under $40 a month, with service fees also being on the lower end of the industry norm at $75. In addition to this, new policyholders are eligible for two free months of coverage when they sign onto a plan.
Select Home Warranty offers three tiers of coverage:
In addition to your monthly fee, you’ll also pay a $75 fee each time you make a service call.
Claim your quote from Select Home Warranty by completing this online form or calling 888-370-3953.
If you’re the type of property owner that wants as many coverage options as possible, look into America’s First Choice (AFC) Home Club. AFC Home Club offers four plan tiers, which is double that of many competing home warranty providers.
Let’s take a closer look at AFC’s plans:
In addition to your monthly premium, you’ll also pay a per-use service fee, which you get to choose yourself between $75 and $125.
Claim your quote from AFC Home Club by completing this online form or calling 877-755-1115.
Liberty Home Guard is a relatively new home warranty company, having opened its doors in 2019. However, in that short period of time, the company has amassed over 430 reviews on its Better Business Bureau profile, with an average rating of 4.64 out of 5 stars.
Liberty Home Guard currently offers three competitively priced plans:
In addition to your monthly premium, you’ll also pay a $60 service fee each time you use your coverage.
Claim your quote from Liberty Home Guard by completing this online form or calling 866-451-2281.
Coverage and cost are the first factors you consider when looking for a home warranty company. However, they’re not the only ones you should look at. Here are a few additional factors you might want to consider:
So, which company has the best home warranty in Louisiana? The answer to that question will depend on your needs as a homeowner. For example, if you’re primarily interested in choosing your own technician, AFC Home Club might be right for you. On the other hand, if you’re shopping on a budget, Select Home Warranty is your best option. However, we recommend getting quotes from at least three of the providers we mentioned, as you never know what rates and specials may be available for your specific home.
Do realtors pay for a home warranty?
When buying a home, your realtor or seller might choose to offer you a home warranty policy as a closing gift. However, this is not a requirement, meaning you may have to buy one yourself if this is something you desire.
How long after buying a house can you get a home warranty?
You can typically buy a home warranty at any point in the home buying process or even after the process is over and you’re already moved in. Depending on the home warranty company you choose, you might be able to get a discount on your policy for purchasing it shortly after you close on your home.
Do home warranties have deductibles?
Home warranties have service fees instead of deductibles, but the idea is the same. Every time you file a claim to use your home warranty, you’ll have to pay a service fee. However, instead of paying this service fee to the provider like you would for insurance, you pay it to the contractor who comes to your home.
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Choice Home Warranty Review (2021)
If you're on the fence about which home warranty provider to choose, keep reading and learn about Choice Home Warranty coverage and costs, current customer ratings and reviews, and our take on the company.
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