Best Home Warranty Companies in Louisiana (2022)

Louisiana is a place that has so much culture, great weather, access to all the outdoor activities you could ever want, and some great homes. Homeownership in Louisiana has so many positives associated with it. However, some negatives come along with this as well. Ensuring that your home’s systems and appliances stay in working condition can make Louisiana homeownership quite tricky. It can be difficult to narrow down the best home warranties in the industry. There are several good choices on the market for Louisiana homeowners.

In our guide featuring the best home warranty companies in Louisiana, we will give you information on:

• How to choose the best home warranty 
• Why do Louisiana homeowners need a home warranty 
• What the best companies in Louisiana are for home warranties
• and much more . . .

A home warranty is a policy that protects your wallet and budget from expensive and unexpected home warranties and repairs. With a home warranty in place, if your dishwasher or electrical system happens to break down, the home warranty will step in and help cover the costs. If you are frustrated with deciding which plan is best for you, keep reading, and we can help.

Louisiana Top 5 Home Warranty Companies

Part of the reason choosing a home warranty policy in Louisiana is so difficult is that there are so many to choose from. With dozens of companies to choose from, Louisiana residents need some help narrowing things down. Some of the ways we evaluated the best home warranties in Louisiana include looking at the coverage options, pricing, deductibles or service fees, customer reviews, policy simplicity, and the overall affordability of the plan. Here is how the top five Louisiana plans ranked. 

1. Choice Home Warranty: Best Overall 
2. American Home Shield: Best Customizable Plans 
3. Select Home Warranty: Most Cost-Effective Plans 
4. Liberty Home Guard: Most Trustworthy 
5. ServicePlus Home Warranty: Best for Immediate Service 

1. Choice Home Warranty

Choice Home Warranty is the best overall home warranty in the state of Louisiana. With the Choice Home Warranty, you will get 13 years of experience on the market. The customer service representatives and service technicians are well trained and capable of taking on any project that may come their way. Choice Home Warranty is known for its comprehensive coverage options and overall affordability of the plan. It does not matter if your home is a few years old or dozens of years old; Choice Home Warranty will still accept your application for a home warranty quote.  

There are two Choice Home Warranty plans that Louisiana homeowners can choose from. Each of these plans is considered a combo plan, and they will have a mix of systems and appliances covered under the plan. Most companies offer combo plans as a premium option, but with Choice, the combo plan is extremely affordable and part of the basic plan. In addition, Choice has a variety of add-on options that you can attach to your plan as well. 

The add ons to the Choice Home Warranty plan include: 

• Central vacuum
• Limited roof leak
• Septic system
• Septic tank pumping
• Sump pump
• Well pump
• Pool/Spa
• Second refrigerator
• Standalone freezer

The Choice Home Warranty service fee is $85. The overall affordability and value of the Choice Home Warranty are quite impressive, and you will find it to be one of the better choices on the market. 

Louisiana residents that are new to the world of home warranties will find that Choice is one of the most straightforward companies on the market to work with. When you have a Choice Home Warranty in place, the stress of homeownership starts to decrease considerably. 

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

American Home Shield is the most customizable plan in the home warranty industry. For Louisiana homeowners that are concerned with putting together a plan that meets the specific needs of their home, American Home Shield will be the best choice. For over 50 years, American Home Shield has offered some of the best coverage on the market to Louisiana homeowners. In addition to allowing homeowners to customize their plans, they can also customize the payment option that works best for them. If you want the best coverage for your home and don’t mind paying a few dollars more, this is a plan to consider. 

The American Home Shield plan offers users three plans to choose from. The ShieldGold Combo Plan tends to be the most popular plan. The pricing is still fair, and it allows for a mix of appliance and system coverage for the home. American Home Shield also offers a wide range of add-on coverage choices to help you further customize your plan. If you are worried about your electronics and TVs, you can even add them to an American Home Shield plan. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

• Electronic extended warranty
• Pool and spas
• Well pump
• Septic pump
• Guest unit
• PC and TV

The American Home Shield home warranty comes with a service fee that will range between $75 and $125. The lower the service fee, the higher your monthly fee. 

So many of these home warranty policies leave you stuck with the coverages and the payments that they offer. However, American Home Shield gives the customer some choices and some power in their own plan.  To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839. 

To read more, visit our American Home Shield review.

3. Select Home Warranty

Select Home Warranty is the most cost-effective home warranty plan for Louisiana homeowners. The decision to purchase a home warranty sometimes comes down to cost. If the costs don’t make sense, the warranty won’t be worth the price that you pay. The Select Home Warranty offers a  tremendous value for the coverage that they give customers. With almost ten years in the industry and a BBB rating of a B, Select is a reputable and well-known home warranty company. With each plan that Select Home Warranty offers, they will also give free roof leak coverage. You will quickly learn that in the home warranty industry, not much is given away for free. 

The three plans from Select Home Warranty give a Louisiana homeowner a great mix of options to choose from. There is an appliance plan, a systems plan, and then a combo plan. The Platinum Plan is the option that includes both system and appliance coverage. This is typically considered the best choice for homeowners simply because it is only a few dollars more but double the coverage of the other plans. In addition to the free roof leak coverage, there are paid add-on options that you can also add to your Select Home Warranty policy.

The add ons or optional coverages from Select Home Warranty are:

• Pool
• Spa
• Septic system
• Well pump
• Sump pump
• Lawn sprinkler system
• Roof leaks
• Central vacuum
• Stand-alone freezer

Select Home Warranty comes with a $60 deductible or service fee. The $60 price is one of the lowest in the market and certainly helps to strengthen the value that this home warranty plan offers its consumers. 

If cost is one of your main concerns when putting together your home warranty policy, consider the Select Home Warranty plan. You will be pleasantly surprised by all that it has to offer and the impressive value that you get. 

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Liberty Home Guard is the most trustworthy home warranty in the state of Louisiana. Home warranty companies like to have peace of mind that their provider will show up, complete a timely repair and do so within the limits of the policy. Liberty Home Guard has managed to earn an A rating with the BBB in just two years on the market. The customer reviews and the early indications from the Liberty Home Guard team show that they will be strong supporters of workmanship and customer service. One thing that already makes Liberty Home Guard stand out is the speed they are offering assistance. With modern systems in place, excellent communication, and a vast list of coverage options, this is a home warranty that will be around for years to come. 

There are three plans to choose from with the Liberty Home Guard plan. The appliance, system, and comprehensive option all offer extensive coverage. The plans from Liberty Home Guard are sometimes priced just a bit higher, but it won’t take long to see the value associated with the plan choices. In addition, the Liberty Home Guard add-on options or choices are some of the most extensive in the market. If you want to pick and choose specific coverages for your Louisiana home, this is an excellent plan choice. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

• Pool and spa
• Additional spa
• Saltwater pool
• Gutter cleaning
• Floor/carpet cleaning
• Sump pump
• Fixtures
• Water softener
• Trash compactor
• Lawn sprinkler system
• Electronics protection
• Swamp cooler
• Ejector pump
• Septic system pumping
• Limited roof leak
• Pest control
• Locksmith
• Free-standing ice maker
• Central vacuum
• Stand-alone freezer
• Re-key
• Second refrigerator
• Wine refrigerator
• Well pump
• TV and PC
• Generator
• Water dispenser 

Liberty Home Guard’s service fee is $60; this is one of the lowest around and will significantly increase the overall value of the plan. 

The BBB rating is not the only way to rate a home warranty company. However, there is not much to argue with when a company can produce an A rating. With just two years in the business, the best is yet to come from Liberty Home Guard.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

To learn more information, visit our Liberty Home Guard review.

5. ServicePlus Home Warranty

ServicePlus Home Warranty is the best Louisiana home warranty for immediate service. Although many home warranties will try to dispatch a repair technician within 48 hours, some instances require prompt service. ServicePlus allows you to put service calls in 24/7, and if there is a true emergency, they will do everything they can to have a repair technician there the same day. ServicePlus Home Warranty has been on the market for about five years, and just like Select Home Warranty, you will also get free roof leak coverage with their plans. For quick service, solid coverage choices, and excellent customer service, ServicePlus is an option to consider. 

There are two plans for the Louisiana homeowner to choose from. The Platinum Combo plan tends to be most popular as it has a very wide range of coverage choices. If you want to include some add-on coverages like a central vacuum or a septic system, the ServicePlus Home Warranty will allow for that as well. 

The optional coverage choices from ServicePlus Home Warranty include:

• Pool / Spa
• Additional Spa
• Limited Roof Leak
• Central Vacuum
• Sump Pump
• Well Pump
• Septic System
• Septic Pumping
• Second Refrigerator
• Stand Alone Freezer
• Water Softener
• Refrigerator Ice Maker
• Free Standing Ice Maker
• Add’l A/C System (each)
• Add’l Heading System (each)
• Water Heater (each)
• Add’l Garage Door Opener (each)

With a service fee of just $75, the ServicePlus Home Warranty tries to produce an affordable plan, even while offering speedy service. 

The ServicePlus Home Warranty may not be as seasoned as some of the other choices on the market. However, it is hard to argue with a home warranty provider that will give you complete and fair service in less than 24 hours. To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091.

Louisiana Home Warranty Buying Guide

As you can see from the policies we have reviewed, there are quite a few similarities from one provider to another. It may come down to the smallest differences that lead you from one company to another. Three things to consider when choosing your Louisiana home warranty are overall pricing, coverage caps or limits, and plan exclusions. 

• Overall Pricing: The overall price that you will pay for a home warranty can range from around $40 a month to over $80 per month. When considering the pricing of a plan, ensure that you are simultaneously looking at coverage. When you pay $50 for coverage for five items instead of 15 items, there is a major difference between the two policies. 
• Coverage Caps or Limits: There are coverage caps and limits with all the home warranty policies on the market. Some plans will stop the repair costs for the year around $500 per appliance or system; others will go as high as $3000. This is something to consider before you purchase your plan. 
• Plan Exclusions:  There are always going to be things excluded from your home warranty policy. However, knowing these exclusions and what your maintenance requirements are before purchasing the plan will ensure that you get the coverage you need when the time comes. 

Top Home Maintenance Problems in Louisiana

Louisiana is considered part of the deep south. Although there can be a mix of weather conditions that you deal with in Louisiana, there is no question that heat and humidity will be in the mix. These conditions can make it difficult for both systems and appliances to make it through a rough summer. Three home maintenance problems that many Louisiana homeowners deal with including HVAC problems, ceiling fan issues, and electrical system breakdowns. Let’s take a look at how your home warranty policy could help in these situations. 

• Electrical System: If the electrical system goes, the entire house will struggle to stay cool and in working condition. Electrical issues tend to cost quite a bit of money to deal with because diagnosing the problem can take hours. With a home warranty in place, you will simply be responsible for your service fee. 
• HVAC: Trying to get through a Louisiana summer night without AC is quite difficult. However, you won’t be the only one with this issue. Trying to find an AC contractor during the summer in LA is difficult. Home warranties guarantee service within a certain number of hours, and therefore you won’t be the one trying to chase down an AC tech. 
• Ceiling Fan: The HVAC is not the only thing needed to keep you cool in a Louisiana summer. Ceiling fans are an integral part of the home, and sometimes it can be hard to find a repair person to come and help you deal with ceiling fan issues; home warranty companies readily offer ceiling fan coverage as part of their plans. 

Our Conclusion

At this point, we hope that you have a plan in mind and some questions to ask to ensure that you are getting the policy you need for your Louisiana home. Making a home warranty purchase can be overwhelming; however, the peace of mind you will feel when the plan is in place will certainly help you understand and see the impact and benefits of a home warranty.

Choice Home Warranty stands out as the best overall choice for a Louisiana homeowner. The plan choices, fair pricing, and general ease of working with Choice have made them stand out as one of the best providers on the market. Don’t hesitate to get more than one quote from home warranty providers so that you can choose the best possible option for your home. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.