Best Home Warranty in Kansas City

By Camille Moore

Are you prepared to repair or replace a major appliance or system in your home if it were to fail without notice? If you’re like most people, the answer is probably no. This is why a home warranty in Kansas City is a must-have. A home warranty can help save you money on expensive repairs and prevent you from paying exorbitant repair or replacement costs.

Keep reading to learn about the best home warranty plans in Kansas City and how to find a home protection plan that’s right for you.

Best home warranty companies in Kansas City

  • Provides customers with local, pre-screened technicians
  • Ensures replacement for items that can’t be repaired
  • Customer service is available 24 hours a day, 7 days a week

  • Has an A rating from the Better Business Bureau (BBB)
  • Best plans for newly built homes
  • Provides after hours and emergency services

  • Doesn’t require a home inspection before purchase
  • Offers full replacement of covered items
  • National recognition and multiple awards for home warranty service

Importance of a home warranty in Kansas City

Although summers in Kansas City can be hot, it’s the winters that can really put stress on your home systems and appliances. Winters in Kansas City can bring weeks of below freezing temperatures that can force your heating and air conditioning systems to work over time. Additionally, your home’s plumbing system can be susceptible to frozen pipes and other weather-related issues.

Purchasing a Kansas home warranty will allow you to feel prepared in the event of a repair or replacement and protect these systems from unexpected breakdowns.

Note: Having a home warranty while selling your home can be beneficial in the long run. If you’re selling your home, you can probably transfer your home warranty to the new owners. This benefit can make your house more attractive to potential home buyers and help your house sell faster.

Home warranty coverage plans in Kansas City

Home warranty coverage in Kansas City will vary depending on the company and policy you choose. Covered items under a basic policy generally include the following:

  • HVAC systems
  • Plumbing and electrical systems
  • Clothes washers and dryers
  • Microwaves
  • Stoves/ovens
  • Refrigerators
  • Garbage disposals
  • Ceiling fans
  • Dishwashers

If you’d like to have additional items covered, you can typically include these add-ons with your plan. Most home warranty companies often provide coverage for the following items:

  • Sump pump
  • Air conditioner
  • Sprinkler system
  • Central vacuum
  • Roof leak
  • Pool
  • Spa
  • Second refrigerator

How much does a home warranty cost in Kansas City?

Home warranties tend to be very affordable, costing around $300–$600 a year. In addition to paying a monthly premium, you’ll also have to pay a service fee every time a technician visits your home to fix the appliance or system in question. On average, most service call fees range from $60 to $100. 

In many cases, you’ll find that what you pay yearly for a home warranty is less than what it would cost you to repair or replace a major home system or appliance without a warranty. 

Buying a home warranty in Kansas City

After reviewing the basics of home warranties in Kansas City, your next step is to decide which company you want to get a free quote from. Before making your final decision, here are a few additional factors to consider:

  • Reputation—Does the company have a history of excellent customer service? Do they have positive ratings and reviews?
  • Service fee—How much will it cost to have a technician come to your home to assess your broken system or appliance?
  • Claim filing—How easy is it to file a claim and will the company be able to send you a technician within 48 hours?
  • Plan options—Does the company offer a plan that covers what you need?

Every home warranty company we recommended above offers free quotes and has a great track record. Call one of the top providers we mentioned to get an estimate of plan pricing. With the right home warranty, you can rest assured that unexpected repairs or replacements costs won’t break your bank.

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