- 2 plans + optional add-ons
- Covers improperly installed or maintained items
- No cap on coverage for HVAC
- $28–$43 per month
Your home is made up of hundreds of thousands of dollars worth of components and machinery. Many homeowners underestimate just how much they might need to spend if one of these components were to break down, leaving them with an expensive bill when it does happen.
A home warranty can help save you. In exchange for a monthly premium and small service fee, your home warranty provider covers the cost of these expensive repairs and replacements. In the end, you pay less than $1,000 a year for coverage, while your provider pays a couple thousand dollars in bills when one of your covered components breaks down. To learn how to get this type of coverage, read our review below on the best home warranty companies in Iowa.
Let’s take a look at a few of the most common breakdowns homeowners in Iowa see throughout the year.
First American Home Warranty is one of Iowa’s most well-established home
warranty providers with 36 years of experience offering policies. One of the biggest benefits of this company is its 24/7 claims reporting so that you can get a repair in a timely manner.
First American Home Warranty offers two plan options:
Here’s what you might expect to pay for your plan from First American Home Warranty:
Plan | Price per month | Price per year |
Basic Plan | $28 | $336 |
Premier Plan | $42.50 | $510 |
First American Home Warranty also charges a service fee of $75 each time you use your plan.
Get your free quote from First American Home Warranty by filling out this online form or calling 833-204-7164.
With almost 50 years of experience offering home warranty policies, American Home Shield is another well-known name in Iowa. American Home Shield is a top choice for homeowners as well as real estate professionals who need to protect a portfolio of properties.
You can choose from the following three plans from American Home Shield:
View pricing information from American Home Shield below:
Plan | Price per month | Price per year |
Systems Plan | $49.99 | $599.88 |
Appliances Plan | $49.99 | $599.88 |
Combo Plan | $59.99 | $719.88 |
You’ll also choose a $75, $100, or $125 fee that you’ll pay each time you make a service request.
Get your free quote from American Home Shield by filling out this online form or calling 888-365-2839.
Select Home Warranty offers some of the most affordable home warranty plans in Iowa with coverage available for under $40 a month. You can also claim two months of free coverage when you sign up with Select Home Warranty, increasing your coverage to 14 months.
Select Home Warranty has three plans:
Browse pricing estimates from Select Home Warranty below:
Plan | Price per month | Price per year |
Bronze Care | $35.83 | $429.96 |
Gold Care | $35.83 | $429.96 |
Platinum Care | $37.50 | $450 |
Select Home Warranty’s service fee is $75 per visit.
Get your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953.
Choice Home Warranty is a great company for those who have never purchased a policy before. The company’s two plan options are straightforward and easy to understand with both plans covering a combination of systems and appliances.
Choice Home Warranty offers two plan choices:
Take a look at the prices for these plans below:
Plan | Price per month | Price per year |
Basic Plan | $36.17 | $434.04 |
Total Plan | $42.50 | $510 |
When you use your plan, you’ll pay a maximum service fee of $85.
Get your free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164.
Are you concerned about the technicians that will be working on your property? America’s First Choice (AFC) Home Club allows you to choose a contractor that you already trust so that you know you’ll get a quality repair.
AFC Home Club has four plans:
Browse pricing information from AFC Home Club below:
Plan | Price per month | Price per year |
Systems Plan | $43.18 | $450 |
Silver Plan | $43.18 | $400 |
Gold Plan | $52.27 | $550 |
Platinum Plan | $59.09 | $625 |
Like with American Home Shield, you can choose your own service fee between $75 and $125. However, keep in mind that a lower service fee will increase your premium.
Get your free quote from AFC Home Club by filling out this online form or calling 877-755-1115.
Below are a few of the biggest factors that homeowners in Iowa might want to consider when reviewing their provider and policy options.
We’ve compared dozens of home warranty companies in terms of premiums, service fees, coverage caps, ratings, customer service, covered items, and more to give you this list of Iowa’s top five providers. However, the best way to understand what coverage and pricing will look like in your area is to contact each company yourself.
Is a home warranty required?
No. Unlike homeowners insurance, which is typically required by the bank that gave you a loan to purchase your home, home warranties are optional. However, they can save you thousands of dollars every year by covering major repairs that you normally would have had to cover on your own.
How much should I pay for a home warranty in Iowa?
Your home warranty should cost about $300-$600 every year. You’ll also have to pay an additional fee each time you request service, which is typically between $75 and $125.
What do home warranties typically cover?
Home warranty plans usually cover appliances, systems, or both. Most home warranty companies also offer optional coverage options that extend your policy to less common items in your home, like a second refrigerator or sump pump.
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Choice Home Warranty Review (2021)
If you're on the fence about which home warranty provider to choose, keep reading and learn about Choice Home Warranty coverage and costs, current customer ratings and reviews, and our take on the company.
The Home Service Club (HSC) Review (2021)
The Home Service Club reviews reveal it's the most responsive home warranty company. Learn about its fast coverage, customer service, and costs with our guide.
America’s First Choice (AFC) Home Club Review (2021)
Read America's 1st Choice Home Club reviews to learn more about AFC Home Club's exclusive club benefits and choose-your-own-contractor policy for home repairs.
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