- Offers 4 plans + optional add-ons
- Guarantees parts and labor for the life of your membership
- Lets members select their own service technician
- Has unique benefits like free credit monitoring and discounted supplies
As a home buyer, you know that you need to maintain a comprehensive homeowners insurance policy to protect your property from accidents. But how can you protect yourself from massive repair bills when one of your home’s systems or appliances breaks down due to regular wear and tear?
A home warranty in Indiana makes it easier to cover your home repairs. In exchange for a monthly premium and a per-use service fee, you’ll have access to unlimited repairs, helping you fill that coverage gap that homeowners insurance creates. Read our guide to the best home warranty companies below to help you find a plan.
A home warranty can give you the peace of mind that comes with knowing that if one of your home’s major systems breaks down, you won’t be out thousands of dollars in repair bills. Here are some of the most common issues Indiana homeowners face that home warranties will help cover.
If you’re worried about the technician entering your home, consider a plan from America’s First Choice (AFC) Home Club. AFC Home Club is one of the only home warranty companies in Indiana that allows policyholders to choose their own service technician when they need a system repair or replacement.
AFC Home Club offers four plan options:
Here’s what you might expect to pay for your plan of choice:
Plan | Price per month |
System Plan | $43.18 |
Silver Plan | $43.18 |
Gold Plan | $52.27 |
Platinum Plan | $59.09 |
You’ll also pay a per-incident service fee between $75 and $125. You can choose your own service fee, but choosing a lower service fee will increase your premium.
Claim your free quote from AFC Home Club now by filling out this online form or calling 877-755-1115.
If you’re looking to find a reliable home warranty provider in a matter of minutes, consider Choice Home Warranty. Choice Home Warranty has over 10 years of experience in the home warranty industry, and their plans are easy to understand, making finding a policy quick and simple.
Choice Home Warranty has two plans:
Take a look at how much Choice Home Warranty costs:
Plan | Price per month |
Basic Plan | $36.17 |
Total Plan | $42.50 |
When you need a repair, you’ll pay the service contractor a maximum of $85.
Claim your free quote from Choice Home Warranty now by filling out this online form or calling 929-400-6164.
American Home Shield is another well-established name with nearly 50 years of experience. The company offers three plan options that fit a wide range of customer needs, which means every homeowner can find a plan.
American Home Shield has three coverage options:
Take a look at these American Home Shield price estimates:
Plan | Price per month |
Systems Plan | $49.99 |
Appliances Plan | $49.99 |
Combo Plan | $59.99 |
Like with AFC Home Club, you can choose your own service fee between $75 and $125.
Claim your free quote from American Home Shield now by filling out this online form or calling 888-365-2839.
First American Home Warranty is known for its optional First Class Upgrade, which extends your coverage to home systems and appliances that were improperly installed or maintained. This commonly-excluded coverage can be beneficial for homeowners that live in an older property and don’t know how the previous owners took care of the home.
First American Home Warranty currently offers two plans:
Here’s what you can expect to pay for your plan from First American:
Plan | Price per month |
Basic Plan | $28 |
Premier Plan | $42.50 |
You’ll also pay a $75 service call fee every time you request service.
Claim your free quote from First American Home Warranty now by filling out this online form or calling 833-204-7164.
Amazon Home Warranty can be a great choice for homeowners that have a lot of items in their home that aren’t typically covered under a basic home warranty plan. Because of the company’s long list of add-on options, you can find coverage for every element of your home, including a lawn sprinkler system, a whole-house humidifier, and a wine refrigerator.
Amazon Home Warranty offers three plan choices:
View pricing information from Amazon Home Warranty below:
Plan | Price per year |
Appliances Plan | $479 |
Systems Plan | $479 |
Combo Plan | $579 |
You’ll also pay a service fee of $75 each time a technician visits your home.
Claim your free quote from Amazon Home Warranty now by filling out this online form or calling 866-605-8194.
With so many options, finding the best home warranty in Indiana can be a challenge. Be sure to consider the following factors before you commit to a plan:
In this review, we compared five of the largest home warranty providers in the state in terms of price, coverage, customer service, and more. Since the best home warranty provider will vary from homeowner to homeowner, we recommend getting quotes from at least three of these companies so that you can compare them and make a final decision that is right for you.
Can I get home warranty coverage if my systems and appliances are old?
Yes. Most home warranty companies will still protect your older systems and appliances as long as they are properly functioning at the time you purchase coverage. However, if they aren’t properly functioning, most companies will deny you coverage. An exception to this rule is First American Home Warranty with its First Class Upgrade.
Can I cancel my home warranty plan?
Yes. If you change your mind about home warranty coverage, most companies will allow you to cancel the plan at any time. If you cancel it within the first 30 days and haven’t filed any claims yet, you can usually get a full refund. If you cancel it later in the year, you’ll likely only get a partial refund. To cancel a policy, contact your home warranty provider, and a representative will walk you through the cancellation process.
How much does a home warranty in Indiana cost?
Depending on the coverage and company you choose, you’ll probably pay between $300 and $600 a year. You’ll also have to pay a service fee between $75 and $125 each time you request service on a broken item.
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