- Provides free roof leak coverage
- Has optional septic system coverage
- Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
- Get 2 extra months free when you sign up today
If your air conditioning system, water heater, or refrigerator broke down today, would you be able to cover the cost of a repair or replacement? For many home buyers in Illinois, the answer to this question is “no.” A home warranty can help with that.
A home warranty plan covers the cost of repairing or replacing systems and appliances around your home if they break down due to normal wear and tear. You pay the provider a monthly or annual premium, and if a covered component stops working, your provider will cover the repair costs in exchange for a small service fee. To learn more about home warranties and the best home warranty companies in Illinois, read our review below.
Below, you can find information on some of the most common breakdowns homeowners in Illinois face and how a home warranty can help you take care of them quickly.
With all of the plans available for less than $40 a month and an industry average service fee of $75 per call, Select Home Warranty offers some of the most competitive pricing in Illinois. You can even claim two months of free coverage as a new policyholder.
Select Home Warranty offers the following plans:
You can also customize your plan with up to nine optional add-ons for items like a pool, lawn sprinkler system, or septic system.
Here’s what you can expect to pay for your plan each month when you choose Select Home Warranty:
Plan name | Price per month |
Bronze Care | $35.83 |
Gold Care | $35.83 |
Platinum Care | $37.50 |
You’ll also pay $75 each time you request service.
Get a free quote from Select Home Warranty now by filling out this online form or calling 888-370-3953.
Amazon Home Warranty has over 20 add-on options. This allows policyholders to extend their coverage to items that aren’t normally covered under a base plan, like a water softener or whole-house humidifier.
Amazon Home Warranty currently offers the following three plan options:
Customize your Amazon Home Warranty plan with up to 23 optional add-ons.
Take a look at how much Amazon Home Warranty costs per year:
Plan name | Price per year |
Appliances Plan | $479 |
Systems Plan | $479 |
Combo Plan | $579 |
You’ll also pay a $75 fee each time you make a service call.
Get a free quote from Amazon Home Warranty now by filling out this online form or calling 866-605-8194.
Choice Home Warranty offers two plans, both of which have coverage for systems and appliances. These two combo plans means that you can get coverage for all of the major components in your home regardless of which policy you choose.
Let’s take a closer look at Choice Home Warranty’s two plans:
You can also customize your coverage with nine optional add-ons, including coverage for a stand-alone freezer, septic system, and sump pump.
Here’s what you can expect to pay for your Choice Home Warranty plan:
Plan name | Price per month |
Basic Plan | $36.17 |
Total Plan | $42.50 |
You’ll also pay an $85 service fee each time you use your coverage.
Get a free quote from Choice Home Warranty now by filling out this online form or calling 929-400-6164.
With nearly 50 years of experience offering policies, American Home Shield is one of the country’s top names in the industry. Because of the company’s long-standing reputation, you can trust that you’re getting quality coverage.
American Home Shield offers the three plans:
Customize your plan from American Home Shield with up to five unique optional add-ons.
Take a look at the pricing for American Home Shield:
Plan name | Price per month |
Systems Plan | $49.99 |
Appliances Plan | $49.99 |
Combo Plan | $59.99 |
When signing up for your plan, you get to choose between a service fee of $75, $100, or $125 that you’ll pay each time you use your policy. However, keep in mind that a lower service fee will increase your premium.
Get a free quote from American Home Shield now by filling out this online form or calling 888-365-2839.
America’s First Choice (AFC) Home Club is best known for its claims process. The company gives you the option to choose the service fee you want to pay each time you file a claim and the technician who will repair your broken item. The company also has a workmanship guarantee that lasts for as long as you have an AFC policy.
AFC Home Club offers four plan options:
AFC Home Club also offers coverage for nine optional add-ons, ranging from your septic system to your well pump.
Here’s what you can expect to pay for your AFC Home Club coverage:
Plan name | Price per month |
Systems Plan | $43.18 |
Silver Plan | $43.18 |
Gold Plan | $52.27 |
Platinum Plan | $59.09 |
Like American Home Shield, AFC Home Club has a choose-your-own service fee.
Get a free quote from AFC Home Club now by filling out this online form or calling 877-755-1115.
Make sure you’re getting a policy that will fit your unique needs by considering these characteristics.
A home warranty gives you the peace of mind that comes with knowing you won’t need to take out a loan if one of your home’s systems breaks down. To help you find this type of protection, we reviewed five home warranty companies in Illinois that are rated highly in terms of coverage, customer service, cost, and reputation. We recommend getting quotes from at least three of these companies so that you can find the right policy for you.
What’s the difference between a home warranty and homeowners insurance?
Homeowners insurance covers damage to your home caused by accidents, like fire, theft, and falling objects. Home warranty plans cover the systems and appliances of your home from normal wear and tear.
Am I required to have a home warranty?
Unlike homeowners insurance, you aren’t required to maintain a home warranty policy as a condition of a mortgage loan. However, a home warranty policy can ensure that you don’t go over your monthly budget by covering expensive repairs.
Does the seller or the buyer pay for home warranty coverage?
Some home sellers and realtors will offer a home warranty policy as a closing gift when you buy a home. However, this is completely up to the individual seller or agent, so don’t assume that your home purchase will include a warranty. If your new home doesn’t include home warranty coverage, you can always purchase your own.
Looking for a home warranty in Alabama? We compared the top providers in Alabama below.
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Select Home Warranty Review: What You Need to Know (2021)
Select Home Warranty reviews tout its comprehensive coverage at an affordable price. Learn more about Select's plans, low prices, and fast claims process here.
American Home Shield Reviews
Read reviews about American Home Shield to find out why we deem it the best home warranty option for customizable plans.
Choice Home Warranty Review (2021)
If you're on the fence about which home warranty provider to choose, keep reading and learn about Choice Home Warranty coverage and costs, current customer ratings and reviews, and our take on the company.
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