Best Home Warranty Companies in Idaho (2021)

By Kelly Boyer Sagert

Homeownership in Idaho typically comes along with some of the most beautiful scenery and landscapes that the United States offers. Homes in Idaho can vary considerably in style, size, and overall architecture. However, one thing remains across all homes in Idaho, and that is the issues that can come up with the repair and replacement of appliances and systems.

In our guide featuring the best home warranty companies in Idaho, we will give you information on:

  • How to choose the best home warranty 
  • Why do Idaho homeowners need a home warranty 
  • What the best companies in Idaho are for home warranties

The purpose of a home warranty is to protect your budget and your savings account from unexpected expenses related to system and appliance repair and replacement. With a home warranty, homeowners can have peace of mind about their ability to keep their home in top condition at all times. However, finding the best home warranty companies on the market can be a challenge. There are a large number of outstanding companies to choose from. If you find that you are overwhelmed with this decision, keep reading so we can help.

Idaho Top 5 Home Warranty Companies

Idaho residents are lucky to have dozens of home warranty companies to choose from. When narrowing down this list, we looked at things like BBB rating, plan choices, pricing, customer service, and more. Here is how the top five plans in Idaho ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy
  5. First American Home Warranty: Best for Appliances
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $45/month

Total Plan: $53.33/month

$85 13 B-
American Home Shield AHS Best Customizable Plans ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze Care Plan: $57/month

Gold Care Plan: $57/month

Platinum Care Plan: $63/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$60 2 A
First American Home Warranty  First American Best Appliance Coverage Basic Plan: $38/month

Premier Plan: $48.50/month

$85 37 B+

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Idaho. Choice Home Warranty has over 13 years of experience under their belt and they continue to impress with the customer service and policy simplicity. There is no doubt that Choice Home Warranty is one of the easiest companies to work with and has some of the better plan choices on the market. With a BBB rating of a B, Choice Home Warranty is also a policy that you can trust. 

There are two Choice Home Warranty plans to choose from. Although you may think that having only two plans is a bit restrictive, each of these plans is a combo or comprehensive plan. This means that both systems and appliances are covered as part of the plan. Most other companies charge very high premiums for this luxury. If the details of the Choice Home Warranty policies don’t match what you need for your home, there are plenty of add-on coverages and options that can make the plan more comprehensive. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. By the time you get through our top five list, you will see an average level service fee. 

Whether you have lived in your Idaho home for forty years or forty days, Choice will still accept your application for a home warranty policy. They are known for bringing in new customers regardless of the age of the appliance and systems, as long as everything is working at the start of the policy.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in Idaho. Having the ability to add and subtract coverage to meet the needs of your Idaho home is a tremendous benefit. Homeowners that are new to the world of home warranties are always impressed with the premium quality of the American Home Shield plans. With over 50 years in the industry, American Home Shield has built up a tremendous network of service technicians and repair professionals. The longer this company is around, the better they get. Many people consider American Home Shield to be the premier home warranty company. 

American Home Shield offers three plans to choose from. The two plans that offer both system and appliance coverage tend to be the most popular. It’s important to remember that with all American Home Shield policies, you can customize the coverage to work specifically for the needs of your Idaho home. In addition, there are plenty of coverage options like electronics and pools that can also be added to the plan. These will vary in price and slightly raise the monthly payment that you are responsible for. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

The service fees for the American Home Shield policy will range in price from $75 to $125. The service fee being customizable is just another great benefit of the AHS plan. 

If you care about the quality of the company you are choosing and you want a premium and reliable plan for your Idaho home, the American Home Shield will likely be your best choice. With an impressive customer service history and so much time in the industry, AHS is a smart choice for your home warranty needs.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is the most cost-effective home warranty plan for Idaho residents. When you purchase a home warranty plan, keeping the cost as affordable as possible makes sense. Select Home Warranty helps you do this by offering free roof leak coverage with each policy they sell. With close to ten years in the home warranty industry, Select Home Warranty has quite some experience working in Idaho. One of the things that make Select Home Warranty stand out is its high contractor professionalism. It is very difficult to be approved by SHW as a provider, and as a homeowner, you will benefit from this. 

The Select Home Warranty packages are very standard for the home warranty industry. You must choose between the appliance plan, systems plan, or combo plan. The combo plan, also known as the Platinum Care, is the best option that Select Home Warranty offer. With this, you will get a combination of systems and appliances and the coverage that you need, for just a few dollars extra per month. Select Home Warranty also offers add-on coverage in addition to their free roof leak coverage.  

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The service fee for Select Home Warranty is just $60. This is one of the lowest on the market, and it only further pushes the point that Select Home Warranty is the most cost-effective warranty. 

Paying attention to the overall costs of the home warranty that you choose will help ensure that you save quite a bit of money long term. Home warranties are supposed to be cost-effective ways to protect your home, and Select Home Warranty helps that to become a reality. If the cost of a home warranty plan is what is holding you back, this is a provider to seriously consider.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Idaho. Earning the reputation of a trustworthy home warranty is quite difficult. When you read through customer reviews of other home warranty customers, you will see that the statements are a bit mixed. However, in just two years on the market, Liberty Home Guard has managed to earn an A rating with the BBB. This is almost unheard of, and Liberty Home Guard will have their work cut out for them to maintain this rating. If you like modern systems, excellent communication, and one of the broadest list of coverage on the market, Liberty Home Guard is one of the best plans around. 

There are three Liberty Home Guard plans to choose from. The appliance plan, systems plan, and then a comprehensive plan. When you look at the pricing of each of these plans, you will see that it tends to be a bit higher than some other options on our list. The reason behind this is the extensive range of coverage that the Liberty Home Guard plans offer. Always consider the individual coverage points in addition to the pricing. In addition, the LHG plan allows for an extensive list of add-on coverages like a locksmith or trash compactors. 

The add on coverage from Liberty Home Guard is quite extensive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The service fee associated with the Liberty Home Guard policy is $60. This is about as low as a service fee will get. 

The Liberty Home Guard company is only just beginning its journey in the world of home warranties. Now is the time to get in while the customer base is smaller and the attention to detail is very impressive. Hopefully, Liberty Home Guard will continue to grow and offer coverage to all states in the US.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

The First American Home Warranty is the best home warranty for appliance coverage in Idaho. Starting an appliance coverage plan on your Idaho home is a great way to get the ball rolling. Almost all homes have laundry rooms and kitchen appliances that tend to have issues from time to time. With more than 37 years in the home warranty industry, First American Home Warranty is one of the most trusted names in the industry. The First American Home Warranty policies are simple, and their service is quick and high quality. 

There are two First American Home Warranty plans, one is the appliance plan, and another is a more comprehensive Premier Plan. The Premier PLan covers some systems in the home, including the heating system and the plumbing system. However, central air conditioning is an add-on that you would have to pay extra for. One of our favorite plan options with First American is to purchase the appliance plan and just add on a few systems that you worry about the most. 

The optional coverage choices from First American Home Warranty include:

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)
Plan Price Per Month Price Per Year
Basic Plan  $38 $420
Premier Plan $48.50 $526

First American Home Warranty has a service fee of $85. This is considered to be about average. 

Owning a home without any type of warranty can feel like a risk. However, adding the appliance coverage for $38 a month can give you peace of mind that you have some protection against these expensive repairs and replacement expenses. You can easily upgrade to the Premier Plan when you see how the Basic Plan can pay for itself after just a few years.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Idaho Home Warranty Buying Guide

Hopefully, you now feel as though you can choose a home warranty plan for your Idaho home. Narrowing things down to the top five companies on the market is quite an accomplishment; however, you will still need to choose just one policy for your Idaho home. There are some essential features to look at when you start narrowing things down; those are the service fee costs, coverage caps or limits, and add-on options.

  • Service Fee Costs: The service fee is the price you pay for a repair technician to come to your home and evaluate the issue that you are having with your system or appliance. Once they diagnose the issue, they will fix it without you having to pay any additional money towards the repair. 
  • Coverage Caps or Limits: Each system or appliance covered under your plan will have a coverage cap or limit. This means that repairs and replacements will be covered until you reach the policy cap. For some plans, this is $500, and for others, it is closer to $3000. If you have high-end appliances and systems, choose the higher coverage limits.  
  • Add On Options: The add-on options included in the home warranty plan can allow for coverage of things like pools, spas, and second refrigerators. If your home has quite a few appliances and systems that fall outside the realm of the standard plan, make sure to check for add-on coverage options.  

Top Home Maintenance Problems in Idaho

Idaho homes experience a wide range of weather and climate conditions throughout the course of a year. It is important to understand that these changes will impact the appliances and systems in your home. Idaho homeowners see some of the top home maintenance problems are water heater breakdown, electrical system issues, and plumbing stoppages. Let’s take a look at how having a home warranty plan in place can help you deal with these top home maintenance problems. 

  • Water Heater: A water heater makes it possible to take a warm shower and wash hot dishes. Water heaters tend to have a shorter lifespan than some other systems in the home. Having a home warranty in place can help you have some money to put towards your water heater repair. 
  • Electrical System: The electrical system keeps all other systems in your home functioning and running at all times. Electrical systems are essential, but electricians are expensive. Having a home warranty in place to protect against the cost of an electrical repair will save you money.
  • Plumbing Stoppages: There are several types of plumbing coverages associated with home warranties; plumbing systems and plumbing stoppages are two of the main types. Plumbers can charge hundreds of dollars just to diagnose an issue with your system. When you have a home warranty in place, the price is just the cost of the service fee.  

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Our Conclusion

Hopefully, you now feel ready to purchase a home warranty for your Idaho home. Although the Choice Home Warranty plan stands out as the best overall option, there are other great coverage choices on the market. Any of the top five plans will give you excellent customer service, reliable workmanship, and a broad list of coverage. Try to find a plan that most closely matches the needs of your Idaho home. It makes sense to get a few quotes so that you know you have the coverage that you need for the best available price.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Idaho Home Warranties

How Much Does A Home Warranty Cost In Idaho? 

As Idaho home warranty will cost between $38 and $75 per month. The lower-priced plans are typically for just systems or appliances. The higher-priced plans are combo plans that have extra add-on coverages. In addition, some plans offer a higher or lower monthly price depending on the customization of the service fee. 

If you’re looking for the cheapest home warranty or trying to find one that will stay within your budget, doing thorough research is essential. Be sure to compare the monthly or annual costs, add-on coverage costs, and service fees to get an accurate number of what your home warranty will cost you.

What Is A Service Fee?

A service fee is a price that you pay for a technician or repair person to come to your home and make a repair on one of your covered items. For the majority of repairs covered under your home warranty plan, the service fee is the only out-of-pocket expense that you will have. 

What Is The Best Home Warranty Company In Idaho?

The best home warranty company in Idaho is the Choice Home Warranty. Choice Home Warranty offers its customers two very basic plans with impressive coverage. In addition, with more than 13 years in the business, Choice Home Warranty has an impressive reputation. 

Is A Home Warranty Worth It?

After just a few repairs and replacements in the home, the cost of the home warranty plan will be easily justified. Once you have your home warranty in place, you will see how quickly the expenses add up and make the home warranty plan worth it. Try to consider your budget and whether or not you would be able to manage the costs of several appliances or systems going down in a short period of time.

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