Updated Jan 10, 2023
Updated Jan 10, 2023
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Homeownership in Idaho typically comes along with some of the most beautiful scenery and landscapes that the United States offers. Homes in Idaho can vary considerably in style, size, and overall architecture. However, one thing remains across all homes in Idaho, and that is the issues that can come up with the repair and replacement of appliances and systems.
The Idaho home warranty is important because of the climate and weather in the state of Idaho. With the way the conditions change, it is really important to ensure that your home systems and home appliances have the protection they need. In our guide featuring the best home warranty companies in Idaho, we will give you information on how to choose the best home warranty, why a home warranty is important, and which is the best for your home.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Idaho. Choice Home Warranty has over 13 years of experience under its belt, and they continue to impress with its customer service and policy simplicity. There is no doubt that Choice Home Warranty is one of the easiest companies to work with and has some of the better plan choices on the market. With a BBB rating of a B, Choice Home Warranty is also a policy that you can trust.
Pros
Cons
There are two Choice Home Warranty plans to choose from. Although you may think that having only two plans is a bit restrictive, each of these plans is a combo or comprehensive plan. This means that both systems and appliances are covered as part of the plan. There are also plenty of add-on coverages and options that can make the plan more comprehensive, but most Idaho homeowners have no issues with the Total Plan from Choice. The service fee from Choice Home Warranty is just $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can attach to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for Idaho residents. When you purchase a home warranty plan, keeping the cost as affordable as possible makes sense. Select Home Warranty helps you do this by offering free roof leak coverage with each policy they sell. With close to ten years in the home warranty industry, Select Home Warranty has quite some experience working in Idaho. One of the things that make Select Home Warranty stand out is its high contractor professionalism. It is very difficult to be approved by SHW as a provider, and as a homeowner, you will benefit from this.
Pros
Cons
The Select Home Warranty packages are very standard for the home warranty industry. You must choose between the appliance plan, systems plan, or combo plan. The combo plan, also known as the Platinum Care, is the best option that Select Home Warranty offer. With this, you will get a combination of systems and appliances and the coverage that you need for just a few dollars extra per month. Select Home Warranty also offers add-on coverage and free roof leak coverage.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without paying extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in Idaho. Having the ability to add and subtract coverage to meet the needs of your Idaho home is a tremendous benefit. Homeowners that are new to the world of home warranties are always impressed with the premium quality of the American Home Shield plans. With over 50 years in the industry, American Home Shield has built up a tremendous network of service technicians and repair professionals. The longer this company is around, the better they get. Many people consider American Home Shield to be the premier home warranty company.
Pros
Cons
American Home Shield offers three plans to choose from. The two plans that offer both system and appliance coverage tend to be the most popular. It’s important to remember that with all American Home Shield policies, you can customize the coverage to work specifically for the needs of your Idaho home. In addition, there are plenty of coverage options like electronics and pools that can also be added to the plan. These will vary in price and slightly raise the monthly payment you are responsible for. The service fee from American Home Shield is customizable and will range from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has the quickest coverage of any home warranty provider in Idaho. Ten days after you pay for your home warranty service contract, you will start your coverage with The Home Service Club. Most home warranty service providers will require a 30-day wait period before the policy begins. The Home Service Club has a customizable service call fee, 13 years of industry experience, and tremendous coverage options for your Idaho home. If you don’t want to pay for add-ons or extra, The Home Service Club gives you enough coverage with their plan that you may not have to.
Pros
Cons
There are two plans from The Home Service Club. The Comprehensive Coverage Plan has 33 covered items, making it one of the most extensive in the industry. The number of exclusions as far as major systems and appliances are concerned is minimal with The Home Service Club. The service fee will range from $65 to $125, depending on the option you choose. Coverage caps are reasonably priced at around $2500 for many of the covered items.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Idaho. Earning the reputation of a trustworthy home warranty is quite difficult. When you read through customer reviews of other home warranty customers, you will see that the statements are a bit mixed. However, in just two years on the market, Liberty Home Guard has managed to earn an A rating with the BBB. This is almost unheard of, and Liberty Home Guard will have their work cut out for them to maintain this rating. If you like modern systems, excellent communication, and one of the broadest lists of coverage on the market, Liberty Home Guard is one of the best plans around.
Pros
Cons
There are three Liberty Home Guard plans to choose from. The appliance plan, systems plan, and then a comprehensive plan. When you look at the pricing of each of these plans, you will see that it tends to be a bit higher than some other options on our list. The reason behind this is the extensive range of coverage that the Liberty Home Guard plans offer. Always consider the individual coverage points in addition to the pricing. In addition, the LHG plan allows for an extensive list of add-on coverages like a locksmith or trash compactors. The service fee or deductible from Liberty Home Guard is $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The Idaho home warranty will cost approximately $725 a year on average. This, of course, will change depending on the size of your home, the optional coverage you choose, the number of service requests you have, and more. Home warranties in Idaho are also going to vary depending on the type of home you live in. With condos and townhouses, the pricing is typically lower than a large single-family home. If you are on a budget, look for a home warranty plan that offers a customizable service fee and plan pricing.
Overall | $723.03 |
Single-Family | $568.47 |
Multi-Family | $1,072.20 |
Townhome | $484.07 |
Condo | $567.56 |
Duplex | $832.01 |
Home Over 5,000 sq ft | $1,203.33 |
Home Under 10,000 sq ft | $662.41 |
Home Warranty Company | Choice Home Warranty | Select Home Warranty | American Home Shield | The Home Service Club | Liberty Home Guard |
Our Rating | 9.7 | 9.5 | 9.5 | 9.4 | 9.3 |
Best For | Best Overall | Most Cost Effective | Best Customizable Plans | Quickest Service | Most Trustworthy |
Average Cost | $600/year | $614/year | $629/year | $678/year | $699/year |
Service Fee | $85 | $65 | $75-$125 | $65-$125 | $75 |
Annual Limit | Up to $3000 per covered item | Up to $2000 per covered item | Up to $6000 per covered item | Up to $2500 per covered item | Up to $2000 per covered item |
Average Response Time | Up to 48 hours | Up to 48 hours | Up to 48 hours | Within 24 hours | Within 24 hours |
State Availability | Excludes WA | Excludes NY, NV, WA, WI | Excludes AK | Available in All States | Excludes WA & WI |
Online Chat / Mobile App | No | No | Yes | Yes | Yes |
Quote | Get Quote | Get Quote | Get Quote | Get Quote | Get Quote |
Hopefully, you now feel ready to purchase a home warranty for your Idaho home. Although the Choice Home Warranty plan stands out as the best overall option, there are other great coverage choices on the market. Any of the top five plans will give you excellent customer service, reliable workmanship, and a broad list of coverage. Try to find a plan that most closely matches the needs of your Idaho home. It makes sense to get a few quotes so that you know you have the coverage that you need for the best available price.
Hopefully, you now feel as though you can choose a home warranty plan for your Idaho home. Narrowing things down to the top five companies on the market is quite an accomplishment; however, you will still need to choose just one policy for your Idaho home. There are some essential features to look at when you start narrowing things down; those are the service fee costs, coverage caps or limits, and add-on options.
Idaho homes experience a wide range of weather and climate conditions throughout the course of a year. It is important to understand that these changes will impact the appliances and systems in your home.
A home warranty is a protection plan that will keep the cost of home repairs down and even offer replacement costs if your appliance or system should be damaged beyond repair. Home warranty plans allow homeowners to live with peace of mind and ensure that their budget is not impacted by large home repair bills. A home warranty can help everyone, from the first-time homebuyer to the senior trying to stay in their home to a working professional that does not have time to make home repairs.
A home warranty and homeowners insurance are not the same. A homeowners insurance plan is in place to protect you from the larger events that can happen, things such as fires, hurricanes, and tornadoes. However, if your dishwasher breaks down or your plumbing has a stoppage or leak, the homeowner’s insurance plan is not designed to help. This is where a home warranty will come into play. A home warranty protects the things that we use on a daily basis to make our home more comfortable and pleasant to live in.
Once you have chosen the best home warranty for your Idaho home, you will need to ensure that you understand how it works. Whether you live in Boise, Meridian, or Idaho Falls, the process for using your home warranty should be nearly the same.
As you are shopping for a home warranty for your Idaho home, you will need to take into account what the plan will cover. The most important thing to remember is that a home warranty is designed to protect against normal wear. Most home warranty plans are broken into three main categories, systems, appliances, and add-on coverage.
The home systems include things like HVAC, plumbing, electrical and more. Home appliances tend to be the kitchen and laundry room appliances you have in your Idaho home. Having a combo plan that covers both systems and appliances will help with overall affordability. Knowing that any issue that comes up around your home may only cost you $75 offers tremendous peace of mind.
Home warranty providers also allow homeowners the chance to include add-on options to their home warranty plans. These add-ons will cover things like your swimming pool or spa and even something like carpet cleaning.
Home warranty plans only cover normal wear. Many homeowners are surprised when a claim gets denied for something that was broken intentionally or pre-existing conditions that home systems or appliances had. The most common exclusions from a home warranty plan are…
As great as a home warranty can be, there are times when customers will complain and likely even cancel their plan. Having an idea as to what people consider negatives before you start your plan may help you have a better experience. Here are a few of the issues that Idaho homeowners have had with their home warranty plan.
Home warranty plans are worth it for Idaho homeowners. Take, for instance, an HVAC repair in the middle of the summer. The home warranty provider will schedule a contractor to come out to inspect the issue, typically within 24 hours. If the part to repair the HVAC is $700 you will still only be responsible for your service fee.
Home warranty plans help you save both time and money, and it doesn’t take much to see how quickly these plans can help decrease the cost of homeownership. In addition to these cost savings and giving homeowners the chance to budget their money, home warranty plans offer peace of mind.
It is hard to put a price tag on the way peace of mind will increase the enjoyment of owning an Idaho home warranty. If you are on the fence about a home warranty and whether or not it is for you, start with an appliance-only plan and see the benefits it can bring; from there, expand to the more comprehensive coverage.
An Idaho home warranty will cost between $38 and $75 per month. The lower-priced plans are typically for just systems or appliances. The higher-priced plans are combo plans that have extra add-on coverages. In addition, some plans offer a higher or lower monthly price depending on the customization of the service fee.
If you’re looking for the cheapest home warranty or trying to find one that will stay within your budget, doing thorough research is essential. Be sure to compare the monthly or annual costs, add-on coverage costs, and service fees to get an accurate number of what your home warranty will cost you.
A service fee is a price that you pay for a technician or repair person to come to your home and make a repair on one of your covered items. For the majority of repairs covered under your home warranty plan, the service fee is the only out-of-pocket expense that you will have.
The best home warranty company in Idaho is Choice Home Warranty. Choice Home Warranty offers its customers two very basic plans with impressive coverage. In addition, with more than 13 years in the business, Choice Home Warranty has an impressive reputation.
After just a few repairs and replacements in the home, the cost of the home warranty plan will be easily justified. Once you have your home warranty in place, you will see how quickly the expenses add up and make the home warranty plan worth it. Try to consider your budget and whether or not you would be able to manage the costs of several appliances or systems going down in a short period of time.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Home Warranty Resources
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