HomeGuard HomeWarranty offers two coverage levels: Standard Coverage and the Advantage Plan. While this provider does cover pre-existing conditions caused by improper installation or lack of maintenance, only the Advantage Plan covers this.
HomeGuard HomeWarranty coverage for a single-family home starts at $330 (for Standard Coverage) and goes up to $385 for the Advantage Plan. Warranty holders can also pay for additional coverage on an a la carte basis.
|Standard Coverage||Advantage Plan||Add-ons|
|Dishwasher||Dishwasher||Pool/Spa equipment $155|
|Range/Oven/Cooktop||Range/Oven/Cooktop||Additional pool and spa $75|
|Telephone wiring||Telephone wiring||Salt water swimming pool equipment $315|
|Primary heating system||Primary heating system||Clothes washer and dryer $75|
|Pest control||Pest control||Kitchen refrigerator $50|
|Plumbing system and stoppages||Plumbing system and stoppages||Kitchen refrigerator, washer and dryer $105|
|Ceiling, attic, and exhaust Fans||Ceiling, attic, and exhaust Fans||Additional kitchen refrigerator (built-in) $50|
|Doorbells||Doorbells||Free standing ice maker $50|
|Garage door opener||Garage door opener||Wet bar refrigerator $25|
|Ductwork||Ductwork||Wine refrigerator $25|
|Recirculating hot water pump||Recirculating hot water pump||Well pump $95|
|Electrical system||Electrical system||Septic tank pumping option $30|
|Water heater||Water heater||Sewage ejector pump $25|
|Instant hot water dispenser||Instant hot water dispenser||Limited roof leak coverage $95|
|Central vacuum system||Central vacuum system||Limited roof leak coverage (multiple units) $125|
|Built-in microwave||Built-in microwave||Additional pipe coverage|
|Garbage disposal||Garbage disposal|
|Trash compactor||Trash compactor|
|Smoke detectors||Smoke detectors|
|Sump pump (permanently installed)||Sump pump (permanently installed)|
|Built-in whirlpool bathtub motor pump||Built-in whirlpool bathtub motor pump|
|Central air conditioning|
|Carbon monoxide detectors|
|Garage door opener|
|Undetectable conditions/lack of maintenance|
The HomeGuard HomeWarranty service fee, which they call a deductible, is $75.
HomeGuard HomeWarranty asks that you first confirm that the repair you need is covered by your warranty before calling to request service. Service requests must be made by phone (HomeGuard HomeWarranty does not offer an online claims process). HomeGuard HomeWarranty will have a repair technician in their network call you within 48 hours. When the technician arrives, you pay your $60 deductible up front and the technician will handle the repair.
Coverage lasts for 12 months and—although it’s renewable—will not automatically renew. Warranty holders must actively renew coverage each year.
Unlike most home warranty companies, HomeGuard HomeWarranty does not exclude claims made for appliances or systems that have preexisting defects because of improper installation or poor maintenance.
Though HomeGuard HomeWarranty coverage includes fewer appliances and systems than most other warranty providers, it does offer lenient terms of service.
Though there are plenty of HomeGuard HomeWarranty reviews online, Consumers Advocate has posted a review from a customer named Danielle that reads:
“I had a great experience with this company. My client purchased their home and it required tenting for termite treatment. The gas had to be turned off. The Gas Company then has to turn it back on. Unfortunately the Gas Company now “Red tags” a majority of all inspections so that a HVAC contractor assumes the liability of any repairs minor or major. HomeGuard HomeWarranty [covered the red tagged equipment] for only $25. It was a minor repair and everyone was extremely happy.”
The Better Business Bureau (BBB) gives HomeGuard HomeWarranty an A rating despite the fact that 100% of HomeGuard HomeWarranty reviews are negative (note that there are only three reviews). This is because the BBB has seen HomeGuard HomeWarranty address every concern and complaint in a timely matter.
Consumers Advocate gives HomeGuard HomeWarranty a 5.6/10, which is lower than average. The fact that they do business only in Arizona and California hurts their overall score. HomeGuard HomeWarranty also charges additional fees for some basic items such as refrigerators, washers, and dryers.
HomeGuard HomeWarranty was founded in 2005 and has been around for 13 years.
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