As a homeowner, I know firsthand the challenges we face when it comes to maintaining our homes. From the hot, humid summers that strain our air conditioning systems to the occasional severe storms that can wreak havoc on our appliances and systems, our homes are put to the test every day. When something breaks down, repair costs can quickly add up, putting a strain on our finances. Home warranties offer a solution, providing peace of mind and protection against unexpected expenses.
However, negative associations, including confusing contracts, denied claims, and poor reviews, have tarnished the home warranty industry. A few unethical companies make people cautious of the good ones in the industry. To help Georgia homeowners find reliable coverage, I conducted an in-depth analysis of the top home warranty companies serving our state. Using Today’s Homeowner’s comprehensive review criteria, I evaluated each provider’s coverage options, pricing, customer experience, company reputation, claims process, and availability.
I delved into the details, comparing actual pricing, examining the fine print for hidden exclusions, and poring over thousands of customer reviews to identify the best providers in the industry. After extensive research and secret shopping, I’m confident in recommending the best home warranty companies in Georgia that offer comprehensive coverage for the systems and appliances found in most homes across the state. These providers have a history of transparent terms and dependable service, ensuring that you’ll have the support you need when faced with unexpected home repairs. In the following sections, I’ll share my findings and help you choose the best home warranty company to protect your Georgia home.
Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.
Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.
We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.
Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.
Read our full Home Warranty Review Methodology for more details.
Top 5 Home Warranty Companies
- For homeowners in Georgia, Liberty Home Guard is my top recommendation. Liberty’s innovative online platform streamlines the claims process, making it easy to request service and track your claim’s progress. The company also boasts an impressive array of more than 40 add-ons, including coverage for items like saltwater pools, sump pumps, and central vacuums — a big plus for Georgia’s diverse homes, which range from simple farmhouses to luxury living spaces.
- American Home Shield (AHS) stands out as another top recommendation for Georgia homeowners seeking comprehensive coverage. AHS covers preexisting conditions and items other providers exclude, such as rust and corrosion. These unique inclusions are particularly valuable in Georgia, where homes vary greatly in age, size, and features. Additionally, AHS’s nationwide network of pre-screened service providers ensures swift, reliable repairs when issues arise.
- When shopping for a home warranty in Georgia, pay close attention to coverage details and exclusions. Look for providers that offer ample coverage caps, as repair costs in the state can be high due to factors like humidity and frequent use of systems like air conditioning. Also, consider companies like AHS that offer flexible service call fee options, allowing you to balance your monthly premium with your out-of-pocket costs. By carefully comparing plans and reading the fine print, you can find the best home warranty to protect your Georgia home and budget.
My Expert Recommendation
After thorough research and evaluation, I strongly recommend American Home Shield and Liberty Home Guard as the best home warranty providers for Georgia homeowners. AHS’s comprehensive plans are a standout feature as they include coverage for preexisting conditions, rust/corrosion, and even code violations. These rare inclusions are particularly valuable in Georgia, where homes come in a wide range of ages, sizes, and styles. Furthermore, AHS boasts high coverage caps ($4,000 for appliances and $5,000 for home systems) and an extensive network of pre-screened service technicians, providing prompt and reliable repairs when you need them most.
For those who prefer a more tech-forward approach, Liberty Home Guard offers a user-friendly online platform that simplifies the claims process and allows you to easily track your service requests. Liberty also provides an impressive selection of more than 40 add-ons, covering less common items like sump pumps, central vacuums, and saltwater pools — a noteworthy advantage for Georgia’s diverse housing landscape. Whether you prioritize customization or convenience, American Home Shield and Liberty Home Guard are two of the best home warranty choices for protecting your Georgia home and providing you with peace of mind.
Georgia Home Warranty Companies I Didn’t Include
While researching the best home warranty companies for Georgia homeowners, I researched First American Home Warranty. Although First American has been in business for over 35 years and offers a variety of plans, I ultimately decided not to include them in my top recommendations. My decision was influenced by numerous customer complaints alleging slow response times, difficulty in communication, and issues with claim denials. These concerns raised questions about First American’s ability to provide the level of service and reliability that Georgia homeowners deserve.
I also considered Choice Home Warranty during my evaluation process. However, I chose not to recommend Choice Home Warranty due to a consumer fraud lawsuit in Arizona. The legal action raises concerns about the company’s business practices and overall trustworthiness. Until the lawsuit resolves and more information becomes available, I don’t feel comfortable recommending Choice Home Warranty to Georgia homeowners seeking dependable home warranty coverage.
Compare The Highest Rated Home Warranties In Georgia
| Company | Rating | Monthly Cost | Service Fee | Response Time | BBB Rating | Link |
|---|---|---|---|---|---|---|
 |
$50-$60 |
$75 |
12-48 hrs. |
NR |
VISIT SITE | |
 |
$35–$75 |
$100–$125 |
24-72 hrs |
B |
VISIT SITE | |
 |
$44.99-$58.99 |
$70 |
48 hours |
A+ |
VISIT SITE | |
 |
$46–$55 |
$85 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$52–$58 |
$60 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$38–$62 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$38–$48 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$17–$60+ |
$65–$100 |
2–24 hrs |
A- |
VISIT SITE | |
 |
$28–$68 |
$100–$150 |
2–24 hrs |
B |
VISIT SITE |
Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.
Our Reviews of the Best Home Warranties in Georgia
Liberty Home Guard
4.6
Our Rating
What truly sets Liberty Home Guard apart is its unparalleled flexibility in coverage, offering more than 40 add-on options that allow Georgia homeowners to customize their plans to perfectly suit their home’s unique features. Whether you need protection for a sump pump, central vacuum system, or even a saltwater pool, Liberty provides the customization options to create a plan that meets your specific needs. Additionally, Liberty Home Guard stands out for its exceptional customer service, boasting an impressive 4.7-star rating on both Google and Trustpilot — surpassing the dismal industry average of 2 to 3 stars.
I don’t like that Liberty’s appliance coverage limit of $2,000 is lower than that of many competitors, such as American Home Shield’s $4,000 limit and Elite’s $6,000. If your fridge or HVAC system needs to be replaced, homeowners can be left with higher out-of-pocket costs for these major replacements. Finally, Liberty’s average add-on cost of $14.99 per month is higher than most other providers, which may make customizing a plan to fit a home’s unique needs more expensive.
For Georgia homeowners looking for a home warranty provider that offers unparalleled flexibility and customization, Liberty Home Guard is a top contender. With 40+ add-on options, including coverage for pools, spas, sump pumps, and even saltwater pools, Liberty allows you to create a plan that perfectly fits your home’s unique features and needs. It even offers limited roof leak coverage as an add-on, which is helpful for affordably sealing up leaks before Georgia’s rainy spring season. This level of personalization, combined with Liberty’s affordable pricing, starting at around $50 per month, makes it an attractive choice for many homeowners in the state.
However, it’s important to consider that Liberty Home Guard is a relatively new company that was founded in 2017. While it has garnered impressive customer satisfaction ratings, with a 4.7-star average on both Google and Trustpilot, some homeowners may prefer a provider with a longer track record in the industry, such as AHS’s 50+ years. Additionally, Liberty’s $2,000 per-item coverage limit may not be enough for homes with high-end appliances or systems, so homeowners with luxury items may want to consider a provider like American Home Shield or Elite Home Warranty with higher coverage caps. Despite these potential drawbacks, Liberty Home Guard remains a compelling choice for Georgia homeowners who prioritize flexibility, affordability, and responsive customer service with their home warranty plans.
Liberty Home Guard gets my perfect 10/10 rating for its customizability, flexibility, and comprehensive add-on options. With three standard plans and 42 add-ons, Liberty allows Georgia homeowners to create a personalized policy that perfectly matches the home systems and appliances they have. The ability to include coverage for less common items like saltwater pools, generators, geothermal heating/cooling systems, and central vacuums, along with add-ons for services including pest control, window washing, and power washing, show its customizable protection.
When I was secret shopping with Liberty, its discounts impressed me. The company provided a significant $225 coupon and two free months for an annual prepayment. While Liberty’s service call fees of $65 to $125 range higher than the averages in the industry, the steep discounts help offset the cost. For those who want all systems and appliances covered, I recommend picking the Total Home Guard plan — it’s only $10 more than the entry-level plan.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Appliance Guard | $49.99 | $65 – $125 | 2 months free (online), $225 off coupon (online) |
| Systems Guard | $54.99 | $65 – $125 | 2 months free (online), $225 off coupon (online) |
| Total Home Guard | $59.99 | $65 – $125 | 2 months free (online), $225 off coupon (online) |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Atlanta, GA. The cost data presented was accurate at the time of writing.
Available Add-Ons
Liberty Home Guard has the following optional add-ons to its home warranty plans. For Georgia homes, I like the options for pools, spas, swamp coolers, and pest control since the state is hotter and more humid than most.
- Carpet cleaning: $19.99/month
- Casita guest unit: $35.99/month
- Central vacuum: $8.99/month
- Ejector pump: $14.99/month
- Electronics protection: $19.99/month
- Freestanding ice maker: $14.99/month
- Generator: $19.99/month
- Grinder pump: $14.99/month
- Gutter cleaning: $14.99/month
- Ice maker (in-fridge): $3.99/month
- Instant hot water dispenser: $9.99/month
- Lawn sprinkler system: $9.99/month
- Lighting fixtures: $7.99/month
- Limited roof leak: $11.99/month
- Pest control: $14.99/month
- Plumbing fixtures: $7.99/month
- Pool and spa: $19.99/month
- Additional spa: $9.99/month
- Power washing (exterior flooring): $19.99/month
- Pro-series clothes dryer: $4.99/month
- Pro-series dishwasher: $7.99/month
- Pro-series microwave: $4.99/month
- Pro-series range/oven/cooktop: $12.99/month
- Pro-series refrigerator: $14.99/month
- Pro-series stand-alone freezer: $14.99/month
- Pro-series washing machine: $4.99/month
- Re-key: $9.99/month
- Reverse osmosis water filter system: $14.99/month
- Saltwater pool: $23.99/month
- Second refrigerator: $7.99/month
- Septic system pumping: $12.99/month
- Sump pump: $8.99/month
- Swamp cooler: $14.99/month
- Trash compactor: $7.49/month
- TV mounting (up to 65-inch TVs): $14.99/month
- TV mounting (up to 85-inch TVs): $19.99/month
- Water dispenser water line: $4.99/month
- Water softener: $13.99/month
- Well pump: $12.99/month
- Window washing/cleaning: $19.99/month
- Wine cooler/fridge: $11.99/month
Exclusions
Liberty has these exclusions in its plans. Other home warranty companies have similar lists.
- Cosmetic defects
- Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems
- Disposal of appliances, systems, or components
- Electronics, computerized, “smart,” or Internet/enabled components and parts
- Filters associated with any covered items
- Fire sprinkler systems
- Flues, vents, chimneys, and exhaust lines
- Glass parts
- Lighting
- Malfunction or damage caused by acts of God
- Noise
- Radon and other leak detection monitoring systems
- Remote receiving and transmitting devices
- Solar systems and applications
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Liberty Home Guard offers base plans starting at around $50 per month, which is about average compared to other providers. Although it isn’t the cheapest, it is still an affordable option for Georgia homeowners. However, it’s important to note that Liberty’s add-ons, which allow for customization of coverage, tend to be more expensive than those provided by other companies in the market. Most of these optional coverage options cost over $15 per month, which is higher than the typical range of $6 to $13 seen in the industry.
Another aspect to consider is Liberty’s non-negotiable service fee, which ranges from $65 to $125, depending on the type of service you need. This fee is higher than the average of $75 in the industry. When I reviewed a sample contract, I discovered that Liberty covers items based on their “book value.” So, instead of providing refunds for the full replacement cost of unfixable appliances and systems, you’ll receive less than the original purchase price.
Additionally, Liberty’s per-item coverage caps have a maximum of $2,000, which is lower compared to the limits set by competitors like American Home Shield ($4,000) and Elite Home Warranty ($6,000). Despite these potential limitations, Liberty distinguishes itself by offering unique add-ons that cover specialized appliances and systems often excluded by other warranties, making it a compelling choice for Georgia homeowners with specific or high-end home features. Considering these factors, Liberty Home Guard earns a notable 8.9/10 rating for affordability.
I give Liberty Home Guard a solid 7.8/10 rating for its customer experience, largely due to its seamless online quoting system that allows customers to easily compare coverage options and tailor their plans to the unique needs of their Georgia homes. Once signed up, customers can contact Liberty through multiple channels, including phone, email, and online chat. The company’s 60-day service guarantee on repairs isn’t the best in the industry, but it’s double the typical 30-day guarantee.
After extensive research into home warranty providers, I can confidently say that Liberty Home Guard stands out among the competition for its consistently high ratings and outstanding reputation, earning it a strong 9.1/10 rating. With positive 4.7-star reviews over thousands of ratings on both Google and Trustpilot and 4.5-stars on the BBB, Liberty demonstrates a strong commitment to customer satisfaction, setting it apart from other companies in the industry. Homeowners write that they like Liberty for its exceptional service and repairs, smooth claims processes, quick contractors, and quick issue resolution, highlighting its dedication to putting people first.
While Liberty recently encountered a setback when the Better Business Bureau (BBB) revoked its A+ rating due to a recent influx of complaints, it’s important to note that this is a standard procedure while the BBB thoroughly reviews the complaints. Liberty has previously gone through this process a few times in the past three years and had its A+ rating restored after the BBB’s evaluations. Negative reviews are minimal, mainly mentioning a few cases of longer wait times, late contractors, or fees. Additionally, Liberty draws positive feedback from employees on Glassdoor, emphasizing an empowering work culture that enables great service.
| Rating Site | Rating | Number of Reviews |
| BBB | NR (Not Rated)*/4.5 of 5 stars (customer reviews) | 2,519 |
| Trustpilot | 4.7 of 5 stars | 2,620 |
| 4.7 of 5 stars | 10,440 | |
| Yelp | 1.4 of 5 stars | 49 |
Editor’s Note: The ratings provided were accurate at the time of writing.
*Note (as of 4/4/24): The Better Business Bureau recently shifted LHG’s A+ rating to “NR.” We reached out to a representative from the Better Business Bureau, and they told us, “This business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.” When asked about whether they revoke ratings after an increase in complaints, the rep said, “Yes, if they feel they need to review the complaints first before issuing an accurate rating.” This scenario has happened to LHG twice in the last two years, but each time the BBB has restored its A+ rating after a thorough review.
Liberty Home Guard stands out from the competition with its exceptional claims handling process, earning a well-deserved 10/10 rating from me. Boasting an impressive 12-hour average response time and a great emergency repair service, Liberty can swiftly fix critical appliance and system breakdowns when they occur. Liberty’s commitment to delivering outstanding service during trying times sets it apart as a top choice for Georgia residents seeking dependable home protection.
Liberty Home Guard is available in all 50 states, earning it a perfect 10/10 rating. Georgia homeownerscan expect a wide network of quality contractors ready to fix issues in their homes.
American Home Shield
4.3
Our Rating
American Home Shield impresses me with its extensive experience in the home warranty industry, boasting over 50 years of providing reliable coverage to homeowners. This longevity allows AHS to maintain a strong network of qualified local technicians, ensuring prompt and efficient repairs for Georgia residents. I appreciate the company’s unique offerings, such as the free HVAC tune-up, which can help keep your AC unit in working order before Georgia’s hot and humid summers. Additionally, AHS’s coverage for rust and corrosion demonstrates its commitment to comprehensive protection, even for issues that may develop over time.
One concern I have with American Home Shield is its subpar ratings on trusted review platforms, including the BBB, Trustpilot, and Google. Despite its 50+ years in the industry, AHS has accumulated thousands of mediocre to negative reviews along with a high volume of complaints on the Better Business Bureau compared to its competitors like Liberty Home Guard and Cinch Home Services. The most common complaints are about pricing transparency, plan price increases, slow responses to service requests, and poor repairs.
As an industry leader with over five decades of experience, American Home Shield offers tremendous coverage limits, making it an excellent choice for Georgia homeowners seeking comprehensive protection. With coverage caps of up to $5,000 for home systems and $4,000 for appliances, AHS surpasses most competitors, like Liberty Home Guard and Select Home Warranty, which typically offer limits of around $2,000 to$3,000. This extensive protection is especially valuable for those with high-end appliances and systems. Moreover, AHS stands out by covering undetectable preexisting defects, rust, and corrosion, which most other home warranty companies completely exclude.
While shopping for quotes, I appreciated American Home Shield’s user-friendly and intuitive website. However, after comparing AHS’s lower-tier plan to other providers’ equivalent plans, I found that AHS covers fewer appliances and home systems.
So, for Georgia homeowners wanting to cover the most appliances and systems in their homes, I recommend the ShieldPlatinum plan. This top-tier plan has broad coverage at a slightly higher cost while still providing better value than comparable plans from other providers.
Although AHS boasts a vast contractor network, some reviewers have reported extended repair delays and no-show contractors. Plus, the company’s 30-day workmanship guarantee is shorter than that of competitors like Elite Home Warranty, which offers a 90-day guarantee. Despite these drawbacks, American Home Shield’s extensive coverage limits and unique inclusions make it a strong contender in the home warranty market, particularly for Georgia homeowners looking for top-tier protection. For the most part, American Home Shield excels in protection for Georgia homes, earning it a fair 8.6/10 overall rating in my book.
American Home Shield offers Georgia homeowners three plan options: ShieldSilver, ShieldGold, and ShieldPlatinum, each providing varying levels of coverage. I give AHS a strong 9/10 rating for its plans and coverage, particularly for the comprehensive ShieldPlatinum plan. This top-tier plan includes unique features such as free HVAC tune-ups, which can help prevent air conditioner breakdowns during Georgia’s scorching summer heat. Additionally, the ShieldPlatinum plan offers allowances for code violations, permits, and equipment modifications that other home warranty companies often exclude. All AHS plans also cover old, improperly installed items and undetectable preexisting conditions, providing extensive protection for homeowners with aging/malfunctioning home systems and appliances.
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| ShieldSilver | $29.99 – $39.99 | $100 – $125 | 20% off same-day sign-up discount (online and phone) |
| ShieldGold | $49.99 – $59.99 | $100 – $125 | 20% off same-day sign-up discount (online and phone) |
| ShieldPlatinum | $79.99 – $89.99 | $100 – $125 | 20% off same-day sign-up discount (online and phone) |
*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $39.99 rate for the ShieldSilver plan pairs with the $100 service fee.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Atlanta, GA. The cost data presented was accurate at the time of writing.
Available Add-Ons
Here are AHS’s six optional add-ons. While limited, I appreciate its affordable roof leak repair option, which comes included with the Shield Platinum plan.
- Electronics protection plan: $14/month
- Guest unit: $15.99/month
- Pool & built-in-spa equipment: $18/month
- Roof leak repair: $10/month
- Septic pump: $5/month
- Well pump: $8/month
Exclusions
AHS has the below exclusions in its home warranty plans. Its exclusions are typical in the industry.
- Damage due to pets or pests
- Failure to properly clean or maintain home systems or appliances
- Foundation or structural damage
- Improper installation, improper wiring, or damage caused by construction activity
- Manufacturer’s defect
- Misuse or human error
- Malfunction or damage due to natural disasters
- Neglect, rust, corrosion, or sediment
- Removal of hazardous materials such as asbestos, lead, or other toxic materials
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
As an American Home Shield customer, you can expect to pay monthly premiums ranging from $39.99 to $99.99 and service fees varying from $100 to $125 (which you can choose for a higher or lower monthly premium). These prices are somewhat above the industry average. However, its generous coverage caps can provide long-term savings for Georgia homeowners,despite these higher initial costs. While many home warranty companies cap system coverage at around $2,000, AHS offers an impressive $4,000 limit for appliances and $5,000 for systems, providing more than twice the protection. These higher coverage caps are particularly beneficial for Georgia homeowners with expensive systems or high-end appliances that would be costly to repair or replace out of pocket. When considering the comprehensive coverage and added peace of mind, the higher costs are justified when a covered item breaks down. For these reasons, we scored American Home Shield an 8.7/10 on affordability.
American Home Shield offers several features that demonstrate their commitment to customer service. The company assigns each customer an account manager and provides multiple contact methods, making it easier for homeowners to reach a representative when they need assistance. I also found AHS’s website to be user-friendly when obtaining quotes and comparing pricing for different plans, which is a plus for Georgia homeowners looking to make an informed decision. Moreover, the company’s 30-day waiting period before covering claims is shorter than the 60-plus day waiting periods imposed by some competitors, allowing customers to make claims sooner.
However, despite American Home Shield’s 50-plus years of experience in the home warranty industry, it has too many complaints about dropped calls, inexperienced customer service reps, pushy sales tactics, and unreturned messages to ignore. No provider is perfect, but these issues are more prevalent with AHS than with other providers. Considering both the positive aspects and the concerns raised by customers, I give American Home Shield an 8.4/10 rating for its customer experience.
American Home Shield has a mixed reputation, with a low 2.2 rating on Trustpilot and a 1.1 rating on Yelp but a strong 4.5-star Google rating, with almost 33,000 reviews. Most negative reviews focus on late or no-show technicians, ineffective repairs, or communication issues. However, upon closer inspection, I can see that many complaints come from customers not thoroughly reviewing policy details and exclusions before signing up.
That said, AHS streamlines the claims filing process with 24/7 online and phone support, which is crucial for Georgia homeowners facing urgent issues like a broken water heater over the weekend. Homeowners can easily track claim status and repair history through their online account dashboard, providing transparency throughout the claims process. Taking these factors into account, American Home Shield earns a reasonable 7.7/10 score for its reputation.
| Rating Site | Rating | Number of Reviews |
| BBB | B/2.11 of 5 stars (customer reviews) | 11,139 |
| Trustpilot | 2.2 | 5,263 |
| 4.5 | 32,947 | |
| Yelp | 1.1 | 1,271 |
Editor’s Note: The ratings provided were accurate at the time of writing.
American Home Shield’s claim process gets an 8.4/10 score because it provides 24/7 customer support and easy-to-use online and phone claim submission options. Fast response times are essential for Georgia homeowners dealing with emergency issues like AC breakdowns in the summer and a leaking clothes washer. After filing a claim, you can track the status in your online AHS dashboard, giving you transparency and peace of mind throughout the process. However, AHS’s average response time of 48 hours is slower than that of some other leading providers in the industry, which slightly lowers my rating.
AHS offers its plans in all 50 states, earning a stellar 10/10 for availability. For Georgia homeowners facing issues with broken appliances and home systems, you can be sure that AHS has local, experienced contractors in its network for swift, quality repairs.
Select Home Warranty
4.2
Our Rating
I appreciate Select Home Warranty’s commitment to providing comprehensive coverage at an affordable price point. One of the standout features that sets Select apart from its competitors is the inclusion of limited roof leak coverage across all plan tiers. This additional layer of security is unheard of from most home warranty providers and is particularly beneficial for Georgia homeowners, given the state’s occasional severe storms and heavy rainfall. Moreover, Select’s 90-day repair guarantee is much longer than the usual 30-day or 60-day guarantees from most other home warranty companies. This gives me a strong confidence boost about their dedication to customer satisfaction. With monthly premiums ranging from $44 to $48 (with standard discounts), Select Home Warranty offers an excellent value for budget-minded Georgia homeowners who want comprehensive protection.
The main drawback of Select Home Warranty is its relatively small number of add-ons. It has only nine options compared to providers like Liberty Home Guard, which boasts more than 40, and Elite Home Warranty, which offers 26. This limited customization may be insufficient for Georgia homeowners who want to cover uncommon appliances and systems. Another thing I dislike is Select’s exclusion of unknown preexisting conditions. This could lead to claim denials if homeowners were unaware of hidden issues before signing up. To lower this risk, you should thoroughly inspect your home and document the condition of all covered items before enrolling. Or choose a provider that covers preexisting conditions, like American Home Shield.
Select Home Warranty offers competitive pricing, with affordable monthly premiums ranging from $44 to $48, which are lower than those of many competitors, such as American Home Shield and Liberty Home Guard. However, it’s important to note that Select’s coverage caps of $3,000 for essential items like air conditioning and HVAC systems may be insufficient for expensive replacements, especially considering Georgia’s hot and humid climate, which can put significant strain on cooling units (leading to more wear and tear and a higher chance of breakdowns).
Its user-friendly website and plans, including Bronze Care, Gold Care, and Platinum Care, provide clear coverage for appliances, systems, or a combination of both, making it easy for Georgia homeowners to choose the right plan for their needs. Additionally, Select’s 90-day workmanship guarantee exceeds the typical 30- to 60-day offering from competitors.
However, some homeowners with luxury appliances or specialized home systems might find providers like Elite Home Warranty, which offers higher coverage limits, or Liberty Home Guard, which features a broader range of optional add-ons, more suitable. Nevertheless, for typical Georgia homes, Select Home Warranty’s standard inclusions, budget-friendly monthly rates, and lower service fees make it an attractive option for cost-conscious homeowners seeking dependable appliance and home system protection. Overall, I give Select Home Warranty a commendable 8.4/10 rating.
While secret shopping with Select Home Warranty, I was pleasantly surprised by its steep discounts, including two free months and $150 off the annual price. These discounts make it the most affordable provider, especially considering what it covers. Select offers three clear-cut coverage plans for appliances, systems, or a combination of both. While the Bronze Care and Gold Care plans focus on appliances and systems separately, I recommend the Platinum Care plan for most Georgia homeowners. This top-tier plan covers both appliances and home systems for just $4 more per month (about $48/month with standard discounts).
However, Select provides fewer specialty add-ons than most rivals, which could be a drawback for Georgia homeowners with less common appliances and systems, such as swimming pools or septic systems. Another slight downside is Select’s $3,000 coverage limits. While decent, it may not be enough to cover full replacements of higher-end appliances or systems. If you need higher coverage limits, American Home Shield and Elite Home Warranty boas caps ranging from $4,000 to $10,000. Despite some limitations, Select Home Warranty earns a respectable 8.3/10 rating for its straightforward plans and coverage.
| Plan | Monthly Cost* | Service Fee | Available Discounts |
| Bronze Care | $44.42 | $75 | $150 off (website), two extra months free (website) |
| Gold Care | $44.42 | $75 | $150 off (website), two extra months free (website) |
| Platinum Care | $47.75 | $75 | $150 off (website), two extra months free (website) |
*Monthly cost figures provided reflect the discounted rate offered at the time of writing. Select Home Warranty has been running this promotion since the beginning of this year.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Atlanta, GA. The cost data presented was accurate at the time of writing.
Available Add-Ons
For Georgia homes, Select Home Warranty offers the following optional add-ons. As someone who owns a “rural” home without access to city water and sewage, I like that Select has affordable add-on coverage options for well pumps and septic systems.
- Central Vacuum: $3.33/month
- Lawn Sprinkler System: $5.83/month
- Pool: $8.33/month
- Roof Leak: free
- Septic System: $5.83/month
- Spa: $5.83/month
- Stand-alone Freezer: $3.33/month
- Sump Pump: $3.33/month
- Well Pump: $3.33/month
Exclusions
Select Home Warranty has the following exclusions to all three of its plans, which are typical in the industry.
- Common areas in condominiums or multifamily homes
- Damage from natural disasters and rust
- Defects or damages caused by the foundation and structure of the home
- Incorrect installation or malfunctions due to construction damage or improper wiring
- Issues with systems or appliances related to hazardous or toxic materials (i.e., mold, asbestos, and gas leaks)
- Secondary damage (i.e., your home warranty may cover roof damage but won’t cover water damage caused by a roof leak)
- Solar heating systems
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Select Home Warranty stands out as the most affordable home warranty provider, earning a tremendous 9.1/10 rating from me. With monthly premiums starting at around $40, including discounts, all of its plans are $10 to $20 cheaper than average in the industry. For reference, AHS’s top-tier plan costs about $80 to $90 per month, while Select’s comparable plan sits at a remarkable $48. This competitive pricing makes it an excellent choice for Georgia homeowners looking to protect their homes on a tight budget.
Another notable feature is Select’s low $75 per service call. This fee is considerably lower than the $100 or more charged by many other providers, providing peace of mind that repairs won’t break the bank. One potential downside is Select’s $3,000 coverage limit. While this is enough for most home systems and appliances, Georgia homeowners with higher-end brands may have to pay overages out-of-pocket if they need full replacements. Still, Select Home Warranty’s combination of affordable monthly premiums, lower service fees, and reasonable coverage limits make it a top choice for cost-conscious Georgia residents.
Select Home Warranty earns an impressive 8.1/10 rating for its streamlined online experience and easy-to-use website. Potential customers can quickly access plan details, pricing information, coverage specifics, and add-ons without being subjected to high-pressure sales tactics or incessant follow-ups, which sets Select apart from most other home warranty providers. Its website clearly explains all plan levels and add-ons in plain language, making it easier for you to make an informed decision without the overwhelming “buy now” pitches/tactics typical in the industry.
Select Home Warranty holds a decent B rating at the BBB with an average 3.8/5 star customer review score across several review sites, resulting in a fair 8/10 rating from me. Positive reviewers appreciate Select’s swift repairs, fast claims process, knowledgable customer service reps, and easy signup. These are all important factors for Georgia homeowners who want reliable home protection. However, I’m disappointed by complaints of low reimbursements, denied claims, failed repairs, late technicians, and unskilled repair contractors. These issues are particularly frustrating when you’re waiting for repairs to do your daily home tasks, such as putting off your laundry day because of a leaking washing machine.
That said, unhappy customers often voice their opinions more loudly and with greater frequency than satisfied ones, and Select’s lower review volume compared to larger competitors may indicate fewer unhappy customers overall. Nevertheless, the consistent negative feedback shows me that Select has some room to improve its service and claims processing. Georgia homeowners considering Select Home Warranty should weigh the company’s downsides and benefits before they make a decision.
| Rating Site | Rating | Number of Reviews |
| BBB | B/1.39 of 5 stars (customer reviews) | 2,110 |
| Trustpilot | 3.8 of 5 stars | 4,818 |
| 3.8 of 5 stars | 19,830 |
Editor’s Note: The ratings provided were accurate at the time of writing.
Select Home Warranty’s claims process earns a 7.6/10 rating from me, as it offers a relatively straightforward way for homeowners to submit requests either online or by phone. However, for most non-emergency situations, Select dispatches repair technicians within 48 hours, which, while aligning with the industry average, is slower than some competitors who strive for a 12-hour response time.
This longer wait time can be particularly inconvenient for Georgia homeowners dealing with issues like a malfunctioning air conditioner during the state’s hot and humid summers. On the positive side, Select does prioritize emergency issues, providing 24/7 assistance within a 12-hour window for situations that pose an immediate threat to health and safety, such as a broken water heater or failed furnace.
Select Home Warranty is available in all 50 U.S. states. Georgia homeowners can count on Select to have good contractor connections for whatever repair they need.
Elite Home Warranty
4.3
Our Rating
I’m impressed by Elite Home Warranty’s consistently high customer ratings, ranging from 4.5 to 5 stars on trusted review sites, including Yelp, Google, the BBB, and Trustpilot, which significantly surpass the industry’s average of 2 to 3 stars. This is particularly valuable for Georgia homeowners, who can trust EHW to provide top-notch service and promptly settle claims to their satisfaction. Moreover, I appreciate Elite’s wide range of customization options, offering 27 add-ons that enable Georgians to create personalized plans tailored to the specific systems and appliances they have, striking a balance between affordability and comprehensive coverage.
I find it concerning that Elite Home Warranty doesn’t cover pre-existing conditions, which could leave many Georgia homeowners without protection for issues that were present before signing up for a plan. Another significant drawback is that you lose the workmanship guarantee if you choose to use your own trusted local technician instead of one from Elite’s contractor network, limiting flexibility and potentially frustrating Georgians who prefer working with professionals they know and trust. Moreover, Elite’s requirement of an additional $150 fee for emergency repairs is disappointing, as it can lead to homeowners suffering over a hot weekend with a failed AC unit just to avoid a fee.
What sets Elite Home Warranty apart for me is their unparalleled coverage limits — an impressive $10,000 for home systems and $6,000 for appliances. These generous caps provide invaluable protection for Georgia homeowners with high-end household equipment prone to expensive breakdowns, far surpassing the $2,000 to $3,000 limits typical of competitors, including Liberty Home Guard and Select Home Warranty. For Georgia homeowners, I strongly suggest opting for Elite’s Complete plan. This plan combines appliance and system coverage for the best value. Plus, with 26 add-ons available, Georgians can personalize their coverage to perfectly match their home’s distinct needs.
That said, Elite does have room for improvement when it comes to emergency repairs. Despite offering 24/7 customer service, they charge a hefty $150 fee for urgent service calls outside standard weekday business hours. Furthermore, Elite may apply additional fees to fix certain luxury brands and excludes commercial-grade equipment from all plans. But even considering these drawbacks, I still give Elite Home Warranty a commendable 8.6/10 rating for its industry-leading coverage limits and extensive customization options. For Georgia homeowners looking to comprehensively safeguard their valuable household systems and appliances, Elite is a top-tier choice worth consideration.
I am pleased to give Elite Home Warranty’s protection plans a perfect 10/10 rating for Georgia homeowners. Elite offers three straightforward plans: an appliance-only plan, a systems-only plan, and a combo plan (Elite Complete), which is my recommendation for the best coverage. What truly sets Elite apart is its large coverage limits that far exceed industry standards. While most home warranty companies cap payouts around $3,000, Elite boasts an unparalleled $6,000 per appliance claim and a remarkable $10,000 for home systems. During my secret shopping, I discovered a special 30-day free trial and a $150 off sign-up coupon when I called. At the time of writing, there isn’t a method to get quotes online.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Elite Appliance | $48.99 | $100 | $150 sign-up (phone), 30-day trial (phone) |
| Elite Systems | $52.99 | $100 | $150 sign-up (phone), 30-day trial (phone) |
| Elite Complete | $59.99 | $100 | $150 sign-up (phone), 30-day trial (phone) |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Atlanta, GA. The cost data presented was accurate at the time of writing.
Available Add-Ons
Elite Home Warranty has an impressive 26 optional add-ons to its plans. For Georgia homes featuring passive cooling systems, like attic exhaust fans, I appreciate the affordable add-on to cover it. Note that Elite prices its add-ons at a yearly cost.
- Attic exhaust fan: $69.99/year
- Central vacuum: $49.00/year
- Effluent pump: $99.99/year
- Ejector pump: $99.99/year
- Freestanding freezer: $59.99/year
- Freestanding ice maker: $59.99/year
- Freestanding spa equipment: $119.99/year
- Generator: $99.99/year
- Geothermal heating and cooling System: $299.99/year
- Grinder pump: $99.99/year
- Guest house: $299.99/year
- HVAC annual maintenance: $299.99/year
- Jetted/hot Tub: $99.99/year
- Lawn Sprinkler System: $99.99/year
- Lift pump: $99.99/year
- Limited roof leak repair: $99.99/year
- Pool & spa equipment: $199.99/year
- Pool equipment: $149.99/year
- Premium appliances: $249.99/year
- Premium benefits: $199.99/year
- Premium systems: $299.99/year
- Premium systems plus: $499.99/year
- Septic system: $129.99/year
- Service lines: $349.99/year
- Sump pump: $99.99/year
- Swamp cooler: $149.99/year
- Water filtration system: $99.99/year
- Water softener: $99.99/year
- Well pump: $99.99/year
- Wine cooler: $69.99/year
Exclusions
EHW has the below industry-stand exclusions to its home warranty plans:
- A lack of maintenance
- Acts of God
- Commercial-grade appliances
- Cosmetic damage
- Natural disaster-related damages
- Units in a rental property
Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
I give Elite Home Warranty an 8.7 out of 10 on affordability for Georgia homeowners. While Elite’s monthly premiums, ranging from around $45 to $60, and large coverage caps are competitive with industry standards, there are some potential drawbacks to keep in mind. During my interactions with Elite’s customer representatives, I found it challenging to get clear information about add-on pricing, which can significantly increase your costs. Additionally, Elite charges $150 for a weekend or emergency service and $150 per visit for access to premium-brand technicians — fees that can quickly add up once you start a service contract.
Most of Elite’s add-ons fall in the $15 to $20 per month range, which is pricier than some other providers but still reasonable for expanded protection. The company offers standard coverage options, including appliances-only, systems-only, and bundled plans, with a $100 service call fee that aligns with top competitors. On a positive note, Elite provides a 30-day trial period, allowing customers to test out plans risk-free before fully committing.
My experience shopping with Elite Home Warranty was somewhat mixed, earning them a fair 7.6/10 rating. Unlike most competitors, Elite doesn’t provide a user-friendly quote estimator on their website, making it challenging for Georgia residents to compare prices and plan options. To receive even basic monthly price ranges, you must call the company directly, and the costs for optional add-ons are only listed as a yearly price, buried deep within the quote confirmation screen.
When speaking with a phone representative about these extra fees, I felt they lacked clarity and training. However, despite the quoting and budgeting obstacles I experienced, EHW’s unparalleled amount of satisfied customer reviews signals a positive story for this provider.
I give Elite Home Warranty a fair 8.3/10 rating for its reputation. As a newer player in the home warranty industry, Elite has a limited number of online reviews across platforms, including the BBB, Google, Trustpilot, and Yelp, which lowered my reputation score for EHW. A few negative reviews mention slow communication and late contractors, but these don’t appear to be widespread issues. On the positive side, Elite’s accreditation and A+ rating with the Better Business Bureau give me confidence in its credibility and dedication to promptly addressing customer concerns. The existing customer feedback is mostly positive, with many Georgia homeowners praising Elite’s budget-friendly prices, good/many add-on options, responsive support, and exceptional service.
| Rating Site | Rating | Number of Reviews |
| BBB | A+/4.97 of 5 stars (customer reviews) | 739 |
| Trustpilot | 4.7 | 59 |
| 4.8 | 146 | |
| Yelp | 4.8 | 4 |
Editor’s Note: The ratings provided were accurate at the time of writing.
Elite Home Warranty offers the convenience of 24/7/365 claims filing online or by phone, which has become standard practice in the industry. That said, I don’t consider its “emergency after-hours repair services” as true emergency coverage. Why? Because it charges an additional $150 fee. In my opinion, charging an additional fee for emergencies directly conflicts with the ethos of a home warranty — protecting homeowners from unexpected/costly expenses for repairs to home appliances and systems.
Furthermore, Elite’s standard claim response time of 24 to 48 hours, while in line with competitors, is merely average and doesn’t stand out as exceptional in the industry. Considering these factors, I give Elite Home Warranty’s claims process a below-average score of 6.8 out of 10.
EHW is available to homeowners in 46/50 U.S. states, including Georgia. Homeowners can count on fast dispatches of quality, local technicians for their home repairs.
Cinch Home Services
4.1
Our Rating
I love Cinch Home Services’ highly affordable monthly premiums, which start at just around $30. These low-cost plans are an excellent choice for Georgia homeowners seeking comprehensive coverage at a budget-friendly price point. Another impressive feature is Cinch’s 24/7 customer support, which ensures that you can get the help you need any time, day or night, whether it’s during a weekend or late at night. Another reliable aspect of Cinch is its exceptional 180-day workmanship guarantee — far longer than the industry standard of 30 to 90 days. This extended protection period showcases Cinch’s unwavering commitment to delivering top-notch service and gives you peace of mind knowing your repairs are covered for a full six months.
I don’t like Cinch Home Services’ limited selection of only five optional add-ons. Compared to the industry average of 10 to 15 and the 40+ options offered by Liberty Home Guard, Georgia homeowners may end up disappointed if they want extensive customization. Additionally, Cinch’s high service fees that range from $100 to $150, its $25 contract cancellation penalty takes effect just 30 days after signup, and it has numerous customer complaints about denied claims and unresolved issues. This may raise concerns about the company’s customer-friendliness and overall value.
I give Cinch Home Services an overall 8.1/10 score for its good reputation, built on over 40 years of experience, pricing transparency, and an easy claims process. Cinch has great service reps and an unparalleled 180-day workmanship guarantee, which far surpasses the industry standard of 30 to 90 days. This six-month guarantee shows that Cinch is committed to getting repairs done right during the first service visit.
Despite its respectable B+ rating with the BBB, reflecting ongoing efforts to satisfy clients and resolve issues, Cinch falls short in its selection of optional add-ons, providing only six choices at a steeper-than-average cost of $12.50 to $22 per month. These limited customization options will disappoint Georgia homeowners who want more flexibility. In that case, they should consider Liberty Home Guard and Elite Home Warranty instead. Additionally, Cinch’s service call fee of $100 to $150 is higher than the industry average. While not the most affordable option, Cinch is a solid choice for Georgia residents, prioritizing premium service, an easy claims process, and reliable coverage for standard appliances and systems.
Cinch Home Services earns a lower 6.7/10 rating from me for its plans and optional coverage add-ons. While CHS offers three main plans — Complete Home, Built-In Systems, and Appliances — providing standard coverage similar to that of other major providers, it falls behind competitors in terms of customization options with only five add-ons. Cinch also excludes items like roof leak coverage, which may disappoint Georgia homeowners seeking protection against leaks during the state’s wet weather.
On the plus side, Cinch’s Complete Home Plan offers broad protection for nearly all major appliances and systems at a reasonable price, with monthly premiums ranging from around $30 to $57, depending on your chosen service fee of $100, $125, or $150. For Georgians seeking comprehensive coverage of the basics, the Complete Home Plan is a great option. However, homeowners wanting more extensive customization may prefer competitors like Liberty Home Guard and Elite Home Warranty, which offer a wider range of add-ons (42 and 26).
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| Complete Home Plan | $44.99 – $56.99 | $100, $125, or $150 | Get your first month free |
| Built-in Systems Plan | $35.99 –$47.99 | $100, $125, or $150 | Get your first month free |
| Appliances Plan | $30.99 – $40.99 | $100, $125, or $150 | Get your first month free |
*You choose the service fee when you sign your contract; a lower service call fee corresponds with a higher monthly premium.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Atlanta, GA. The cost data presented was accurate at the time of writing.
Available Add-Ons
Cinch offers the below optional add-ons for Georgia homeowners. I love the affordable Premier Upgrade Package, which covers permits, updates to meet code requirements, and removal/disposal costs for old/failed equipment.
- Pool (heater included): $22
- Spa (heater included): $22
- Pool with built-in spa (heater included): $22
- Septic tank/pumping: $4.58
- Well pump: $12.50
- Premier Upgrade Package (includes permits, code upgrades, removal and disposal costs, and more): $12.50
Exclusions
CHS has the below industry-standard exclusions for its home warranty plans:
- Accidents
- Commercial-grade appliances or systems
- Coverage below the slab or basement floor of your home
- Damage caused by abuse, misuse, or neglect
- Damage caused by lightning strikes, power failures, or power surges
- Damage caused by remodeling or unauthorized repair
- Electric devices
- Flues, venting, chimneys, and exhaust lines
- Items covered under other insurances, warranties, or guarantees
- Problems caused by mold or mildew
- Removal of hazardous materials
- Routine maintenance
- Structural or property damage
Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
With monthly premiums starting at just $30.99, Cinch Home Services offers some of the most affordable home warranty plans in Georgia, allowing homeowners on tight budgets access to coverage typically only available at higher price points from competitors. However, Cinch’s service fees of between $100 and $150 when you need a technician for repairs are notably higher than the industry average of $75, and the company charges a $25 cancellation fee if you decide to leave after just 30 days, which seems intended to lock customers into commitments rather than empower choice. Weighing its affordability against what it covers and what it excludes, I rate Cinch Home Services’ affordability an 8.7 out of 10.
Cinch Home Services earns my fair 7.8 out of 10 score for its customer experience, which has both strengths and weaknesses. Its website allows Georgia homeowners to easily estimate pricing by entering their ZIP code, enabling transparent self-service quotes, and Cinch stands out by offering a generous 180-day workmanship guarantee on repairs, showcasing a focus on customer satisfaction. However, after getting a quote online, Cinch representatives called and emailed me far too many times in just a few days. I find this high-pressure sales approach frustrating and more aggressive than competitors that respect people’s time and boundaries.
I give Cinch Home Services an 8.3 out of 10 rating for its reputation, considering both its strengths and weaknesses. Despite its impressive 45 years of industry experience, Cinch’s customer reviews fail to reflect the level of satisfaction I expect from such a tenured company. Across various sites, including Google, Trustpilot, and Glassdoor, Cinch’s ratings range from a low 2.5 stars to a mediocre 3.7, suggesting that its longevity doesn’t necessarily translate into consistently positive homeowner experiences.
On the positive side, Cinch’s extensive history as one of the longest-standing home warranty providers gives me confidence in its business practices and stability. While Cinch delivers on longevity and decent reviews, there’s still room for improvement in terms of customer satisfaction and overall reputation among Georgia homeowners.
| Rating Site | Rating | Number of Reviews |
| BBB | B+ / 1.12 out of 5 stars | 1,575 |
| Trustpilot | 3.7 | 3,092 |
| 2.5 | 4,012 |
Editor’s Note: The ratings provided were accurate at the time of writing.
Cinch Home Services earns a tremendous 9.2 out of 10 rating for its claims process. Its strong score is primarily due to its 24/7/365 emergency service that ensures Georgia homeowners receive prompt assistance. In most cases, you can expect a response to your claim within two hours on average during business hours. However, I’ve found numerous reported issues from customers concerning poor customer service and sales reps that misinformed customers before they signed the contract. That said, I suspect that some of these complaints stem from homeowners not fully understanding their contracts despite being told or given the correct information.
Cinch Home Services is available in 47/50 U.S. states, including Georgia. Homeowners in this state have access to highly-trained and effective local contractors for home systems and appliance repairs.
Calculate the Cost of a Georgia Home Warranty
Use our home warranty calculator below to estimate the cost of a new home warranty plan for your Georgia home. Just type in your monthly premium, service call fees, and the number of repair visits you expect. The calculator will then output the full annual cost of your home warranty plan to help you budget.
| Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
| Dehumidifier | $50–$200 | $1,300–$2,800 |
| Microwave | $50–$400 | $60–$2,000 |
| Dishwasher | $50–$500 | $400–$3,000 |
| Exhaust Fans | $16–$300 | $250–$950 |
| Electric Range | $100–$500 | $230–$3,000 |
| Gas Range | $100–$500 | $230–$3,000 |
| Dryer | $100–$400 | $450–$2,300 |
| Oven | $100–$430 | $400–$3,000 |
| Washer | $50–$450 | $400–$2,300 |
| Freezer | $90–$500 | $160–$2,900 |
| Refrigerator | $40–$350 | $200–$5,000 |
Georgia Home Warranty Regulations
Based on my research, it’s somewhat murky as to how Georgia regulates home warranties. Unlike some other states, Georgia doesn’t have specific laws governing home warranty providers. Oversight by the Office of Commissioner of Insurance and Safety Fire, which regulates home insurance providers, appears limited for home warranty companies. However, Georgia consumers still have some protections through the Attorney General’s Consumer Protection Division, which can investigate complaints against home warranty companies (you can file a complaint with the AG here).
Additionally, reputable home warranty providers often belong to industry organizations like the National Home Service Contract Association (NHSCA), which has a presence in Georgia and promotes self-regulation and high standards among its members. When selecting a home warranty in Georgia, it’s crucial to research the company’s reputation, read the fine print of their contracts, and look for accreditations to make sure you’re getting reliable coverage.
Georgia Home Warranty News
In my research for the top home warranty companies in Georgia, I came across a concerning news story about a homeowner’s nightmarish experience with Choice Home Warranty. Carla Smith of Riverdale, GA, had been paying $43/month for coverage, but when her AC broke down in June, Choice gave her the runaround for months, leaving her suffering in the summer heat. After four technician visits and fights to get the unit fixed or replaced, Choice ultimately denied her claim, saying the failure was due to a lack of maintenance rather than normal wear and tear. This is yet another reason I wouldn’t recommend Choice Home Warranty. Instead, stick with decent, reputable home warranty providers, like the five I’ve highlighted above in this guide, for the most reliable coverage and service.
Frequently Asked Questions
Do You Need a Home Warranty in Georgia?
While a home warranty isn’t legally required in Georgia, it can provide valuable protection against unexpected repair or replacement costs for your home’s systems and appliances. Georgia’s hot and humid climate can put extra strain on air conditioning systems, making a home warranty especially beneficial for homeowners in the state.
How Much Does a Home Warranty Cost in Georgia?
The average cost of a home warranty in Georgia is around $400 to $600 per year, depending on the level of coverage and the provider you choose. To learn more about the factors that influence home warranty costs, check our informative article on the average cost of a home warranty.
How Can You Save Money When Shopping for Home Warranties in Georgia?
One of the best ways to save money when shopping for home warranties in Georgia is to compare quotes from multiple providers both over the phone and online and look for any available discounts or promotions. Additionally, carefully review the coverage details and consider opting for a higher deductible, which can lower your monthly or annual premium.
Is a Home Warranty Worth It for Georgia Homeowners?
A home warranty is worth it for Georgia homeowners because it can help protect them from the high costs associated with unexpected repairs or replacements of their home’s systems and appliances. To learn more about the benefits and drawbacks of home warranties, read our comprehensive guide on whether home warranties are worth the investment.
