Best Home Warranty Companies in Georgia

A home warranty plan in Georgia helps you protect the money you invested when purchasing a home and the systems and appliances inside. It does this by covering the cost of system and appliance repairs following a breakdown from normal wear and tear in exchange for a monthly or annual premium and service fee. 

Before you purchase a home warranty, be sure to read our comprehensive guide. We’ll teach you about how home warranties work, some of the common problems that your home warranty can help you cover, and some common questions you might have. We’ll also introduce you to five of the best home warranty companies in Georgia.

Georgia’s top 5 home warranty companies

Top home maintenance problems in Georgia

Let’s take a look at a few of the most common issues Georgia homeowners face and how a home warranty can help you tackle them without breaking the bank.

• HVAC breakdowns: Your HVAC system is one of the most expensive systems in your home, and the humid and hot summers of the Peach State can put additional strain on your air conditioner. A home warranty can help provide you with a quick and affordable repair so that you aren’t left without cool air during those summer months.
• Waste disposal issues: Because Georgia gets more annual rainfall than other states and lacks a sewage system overhaul, many homeowners experience issues with their waste disposal systems flooding. A systems home warranty plan can help protect your plumbing system when this happens.
• Roof leaks: Frequent showers and hurricanes may lead to water damage if there are weak areas in your roof. Though not every home warranty company provides roof leak coverage in its plans, some companies offer limited roof leak protection as an optional coverage. 

1. Select Home Warranty

If you’re looking for the most affordable home warranty in Georgia, look into Select Home Warranty. All three of the company’s plans are available for less than $40 a month with a $75 service fee.

Select Home Warranty has three plan options:

• Bronze Care: Bronze Care is Select Home Warranty’s appliances plan with coverage for eight home appliances.
• Gold Care: Gold Care is Select Home Warranty’s systems plan with coverage for six major home systems.
• Platinum Care: Platinum Care includes all the coverages found in both the Bronze and Gold Care plans plus a few extra coverages.

You can also add optional coverage for nine additional home components, including septic systems and lawn sprinkler systems.

Let’s take a look at the prices of Select Home Warranty’s plans:

Each time you use your plan, you’ll also pay a $75 service fee.

Claim your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953.

2. Choice Home Warranty

Choice Home Warranty has two easy-to-understand plans and over ten years of experience offering home warranties, making the company a good place to start if you’re new to the home warranty industry.

Choice Home Warranty offers two plan options to homeowners in Georgia:

• Basic Plan: Choice Home Warranty’s Basic Plan covers 14 major home appliances and systems. 
• Total Plan: The Total Plan is Choice Home Warranty’s most comprehensive plan with coverage for everything in the Basic Plan and a few additional items. 

You can also choose from nine optional add-ons that offer coverage to items like central vacuums, sump pumps, and roofs.

Here’s what you can expect to pay for your coverage from Choice Home Warranty:

You’ll also pay an $85 service fee whenever you use your coverage.

Claim your free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164.

3. Amazon Home Warranty

When it comes to optional additions, no company can beat Amazon Home Warranty. From extra dishwashers to wine refrigerators, there’s something for everyone on the company’s extensive list of add-ons.

Amazon Home Warranty currently offers the following plans:

• Appliances Plan: The Appliances Plan offers coverage for eight of the most common home appliances.
• Systems Plan: The Systems Plan includes coverage for eight major home systems.
• Combo Plan: The Combo Plan includes all coverages that come with both the Appliances and Systems Plans plus a few more, including a ceiling fan and an instant hot water dispenser.

You can also choose to add up to 23 additional coverages to any plan, with lawn sprinkler systems, pools, and additional air conditioning systems being a few of the options.

Let’s take a look at this estimate from Amazon Home Warranty:

Amazon Home Warranty charges a $75 service fee.

Claim your free quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194.

4. Liberty Home Guard

Liberty Home Guard is one of Georgia’s top-rated home warranty providers, maintaining an A- rating with the Better Business Bureau. This makes the company perfect for homeowners who are searching for a balance between affordability and customer service quality.

Liberty Home Guard offers three plans:

• Appliance Guard: The Appliance Guard plan protects you against damage to nine major home appliances.
• System Guard: The System Guard plan covers six major home systems.
• Total Home Guard: The Total Home Guard plan is Liberty Home Guard’s most comprehensive coverage option, bundling all protections included in both the Appliance and System Guard plans.

You can also choose to add optional coverage to 20 more areas of your home, including sump pumps and electronics.

Here are prices for Liberty Home Guard:

Liberty Home Guard’s service fee is $60 per use, which is lower than most other home warranty companies.

Claim your free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281. 

5. First American Home Warranty

First American Home Warranty is one of the only companies in the industry that will protect improperly installed or maintained systems and appliances. With its First Class Upgrade, you can cover every component of your home regardless of its condition.

First American Home Warranty offers the following two plan choices:

• Basic Plan: The Basic Plan includes coverage for nine home appliances.
• Premier Plan: The Premier Plan extends the coverage offered by the Basic Plan to include eight of your home’s major systems.

In addition to the First Class Upgrade, you can also add optional coverage for areas like pest control, pools, and spas.

Here’s what you can expect to pay for your plan:

You’ll also pay a $75 service fee each time you request service.

Claim your free quote from First American Home Warranty by filling out this online form or calling 833-204-7164. 

Georgia home warranty buying guide

Though there are many factors you’ll want to think about before you purchase a plan, start by considering these three.

• Optional add-ons: Looking for coverage for your roof, sump pump, or septic system? Review each company’s list of available add-on coverages if you have a special component you want to cover.
• Cost: Though most homeowners know they need to consider monthly premiums when choosing a plan, some forget about the cost of service fees. Be sure to compare both monthly premiums and service fees when considering what you can afford to pay.
• Customer service: If you’ve ever dealt with a flooding washing machine or a broken plumbing system, you know that sometimes getting a repair can’t wait. Look for a home warranty provider that offers 24/7 customer service or at least 24/7 claims reporting to ensure you’ll get quick repairs if something ever goes wrong. 

Our conclusion

We took a range of factors into consideration when choosing our favorite companies for home warranties in Georgia, including service fee and premium costs and customer service availability. Before choosing which company is right for you, request quotes from at least three for comparison.

Frequently asked questions about Georgia home warranties

What is the best home warranty in Georgia?

The best home warranty in Georgia will vary depending on the types of systems and appliances in your home, your budget, and more. Check out a few of our favorite home warranties above to start comparing plan options.  

Do home warranties cover HVAC systems?

Yes. Most home warranty companies offer a systems plan that includes coverage for HVAC systems. However, coverage caps and covered components on the system will vary by company.

What other companies offer home warranties in Georgia?

American Home Shield, America’s First Choice Home Club, The Home Service Club, and Total Home Protection are a few other nationally recognized companies that offer home warranties to Georgia homeowners.