- 2 plans available + optional add-ons
- Has over 11 years of industry experience
- 90-day repair guarantee
- $46–$55 per month with $85 service fee
Whether you choose to live in the Golden Isles or make a home for yourself in the bustling city of Atlanta, there is a lot that the Peach State has to offer. Georgia is known for its relatively mild climate; however, it also has humidity. The humid weather can cause moisture problems in a home and destroy some systems and appliances. When your refrigerator suddenly breaks down and your food starts to sour, or your A/C goes in the middle of the summer, a Georgia home warranty can help. Unexpected repair and replacement costs on these systems and appliances will get quite costly. Therefore it makes sense to consider one of the best home warranty companies in Georgia to keep you protected.
There are over 50 home warranty options for Georgia homeowners to choose from. Each of these warranties has its unique benefits and negatives. It took us quite a bit of time and effort, but we have narrowed the best Georgia home warranty companies down to the top five in the state. Here is how Georgia’s top five ranked.
House Method’s experts rated and reviewed over 70 home warranty companies in Georgia in order to help you narrow down which one is best for your home. Some of the key metrics our experts use to rank the best home warranty companies in GA are the following: workmanship guarantee, service fees, overall monthly pricing, coverage options and customer service, BBB ratings, add-on coverage, and more. Here are our summary reviews of the top five best home warranty companies in Georgia.
Choice Home Warranty is the best overall home warranty in Georgia. One of the first things that sets Choice Home Warranty apart is that the plans are straightforward. There is no fine print that you will have to worry about with Choice; simply choose the plan that best works for you and benefit from the 13 years this company has spent helping Georgia homeowners. Coverage caps from Choice Home Warranty are some of the highest at around $3000 for most home systems and appliances. Choice Home Warranty has a combination of both system and appliance coverage on both of their plans.
Pros | Cons |
Very straightforward service contract | Plans are not customizable |
Responsive customer service | |
Plan choices have both systems and appliances | |
High coverage caps |
Choice Home Warranty has two home warranty plans for customers to choose from. The Basic Plan and the Total Plan both have systems and appliances as part of the plan. The overall costs from Choice Home Warranty are very fair, and the coverage caps are some of the highest in the industry. Also, it is important to consider service fees when shopping for a home warranty; The service fees from Choice Home Warranty are nonadjustable and $85 per visit.
Here’s a detailed look at Choice Home Warranty’s coverage:
Plan name | Price per month | Price per year | Service fee |
Basic Plan | $45 | $560 | $85 |
Total Plan | $53.33 | $660 | $85 |
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
Select Home Warranty is the most cost-effective option for Georgia homeowners. With a Select Home Warranty plan, you will have much less pressure to jump into a plan. With close to ten years in the industry and affordability as one of their top priorities, many Georgia homeowners trust Select Home Warranty. In addition, Select Home Warranty’s plan has fair service fees, and free roof leak coverage comes with all of its plan choices. On top of fair pricing, Select Home Warranty also offers impressive workmanship for Georgia homeowners.
Pros | Cons |
Very fair pricing | Lower coverage caps on some appliances and systems |
Free roof leak coverage | |
High-quality workmanship | |
Close to ten years in the industry |
Select Home Warranty has three plans for homeowners to choose from. The plans are Bronze Care, Gold Care, and Platinum Care. Each of these plans has unique coverage options, with the Platinum Care plan having both system and appliance coverage for homeowners. Select Home Warranty’s prices are considerably lower than other home warranty providers. The service fee from Select Home Warranty is also very fair at just $60.
Here’s a detailed look at Select Home Warranty’s coverage:
Plan name | Price per month | Price per year | Service fee |
Gold Care | $52.00 | $579.99 | $60 |
Bronze Care | $52.00 | $579.99 | $60 |
Platinum Care | $58.00 | $649.99 | $60 |
To get a free quote from Select Home Warranty, fill out this online form or call 888-370-3953.
For more information, read our Select Home Warranty Review.
American Home Shield offers a premium home warranty policy that allows Georgia homeowners to customize their plans quite. If you are worried about certain coverages for your pool, well pump, or HVAC, AHS will enable you to create a plan that works for your specific home. With no two houses being the same, flexibility and customization are essential. Additionally, American Home Shield has been operating for more than 50 years. It has paid out a tremendous amount of claims and earned a reputation for excellent customer service during this time.
Pros | Cons |
More than 50 years in the industry | Higher pricing |
Customization of plans and pricing | |
Unique coverage options | |
High claim payout rates |
American Home Shield has three home warranty plans for Georgia homeowners to choose from. The three plans are ShieldSilver, ShieldGold, and ShieldPlatinum. Although the pricing of the home warranty plans from American Home Shield is slightly higher than others on the market, the company has exceptional coverage and high payout rates. Remember that all American Home Shield plans are customizable, so you can pick and choose what is covered as part of your plan. The service fee from American Home Shield will range from $75 to $125. Our chart below shows the pricing with a $100 service fee.
Here’s a detailed look at American Home Shield’s coverage:
Plan name | Price per month | Price per year | Service fee |
ShieldSilver | $39.99 | $479.88 | $100 |
ShieldGold | $49.99 | $599.88 | $100 |
ShieldPlatinum | $64.99 | $779.88 | $100 |
To get a free quote from American Home Shield, fill out this online form or call 888-365-2839.
For more information, read our American Home Shield Warranty Review.
The Home Service Club offers the quickest coverage for Georgia home warranty companies. The Home Service Club’s home warranty policies will start just ten days after signing your contract agreement. If you are interested in home warranties that will give your home complete and thorough coverage at a quick pace, The Home Service Club is a perfect choice. This company has been on the market since 2008, and it has developed strong coverage in all 50 states. The Home Service Club’s home warranty plans have both system and appliance coverage, and it is known to have a wide range of coverage options.
Pros | Cons |
Policy starts in ten days | No basic or cheap plan option |
Both plans offer comprehensive coverage | |
Strong customer service | |
More than 13 years in the industry |
The Home Service Club has two policies for homeowners to choose from. These two policy options are the Standard Coverage plan and the Comprehensive Coverage plan. Comprehensive Coverage is one of the most extensive plans on the market, with 33 covered items included. There are also many add-on coverages that customers can add to their home warranty plan. Coverage caps from The Home Service Club will range from around $500 to $2000. Service fees are customizable and will range from $65 to $125.
Here’s a detailed look at The Home Service Club’s coverage:
Plan name | Price per month | Price per year | Service fee |
Standard Plan | $50 | $600 | $95 |
Comprehensive Plan | $63 | $756 | $95 |
To get a free quote from The Home Service Club, fill out this online form.
For more information, read our The Home Service Club Review.
Liberty Home Guard is the most trustworthy home warranty in Georgia. With under four years in the business, it is impressive to see how far this company has come. With coverage options and coverage areas expanding daily, Liberty Home Guard has brought some unique opportunities to the world of home warranties. Earning an A rating with the BBB in just three years takes quite a bit of commitment to the customer service aspect of the business. If you want a trustworthy and reliable Georgia home warranty company, Liberty Home Guard is a great place to look.
Pros | Cons |
A rating with the BBB | Add on options can get expensive |
Fast customer service response times | |
Easy to submit claims | |
60-day workmanship guarantee |
There are three plans from Liberty Home Guard. The plans are the Appliance Guard plan for appliances only, Systems Guard for systems only, and Total Home Guard for both systems and appliances. Liberty Home Guard is a newer company, but it still offers expansive coverage for its customers. The coverage caps will be around $1500 for most major systems and appliances. Service fees from Liberty Home Guard are set at $75, a very fair price.
Here’s a detailed look at Liberty Home Guard’s coverage:
Plan name | Price per month | Price per year | Service fee |
Appliance Guard | $64.99 | $649.99 | $75 |
Systems Guard | $69.99 | $699.99 | $75 |
Total Home Guard | $74.99 | $749.99 | $75 |
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
Read our Liberty Home Guard review for more information.
Hopefully, you now feel better equipped to pick the best Georgia home warranty on the market. Georgia offers lots of different housing options; however, most homeowners still have the same primary worries about systems and appliances. Companies like Choice Home Warranty, American Home Shield, and Select Home Warranty can make homeownership more enjoyable and stress-free. In addition, you will have a much easier time budgeting your funds when you know what a repair or replacement will cost you.
Now that we have given you our top five choices for the best home warranty in Georgia, it is now time for you to narrow this list down to just one option for your home. Many different factors will set one home warranty apart from another. Pay close attention to the history in the industry, customer service reviews, and coverage details.
Provider | Monthly Cost | Years in Business | Roof Coverage? | Septic Coverage? | Pool Coverage? |
Choice Home Warranty | Basic Plan: $45/month
Total Plan: $53.33/month Service Fee: $85 |
13 | ✓ | ✓ | ✓ |
American Home Shield | ShieldSilver: $34.99-$49.99/month
ShieldGold: $44.99-$59.99/month ShieldPlatinum: $59.99-$74.99/month Service Fee: $75-$125 |
50 | ✓ | ✓ | ✓ |
Select Home Warranty | Bronze Care Plan: $57/month
Gold Care Plan: $57/month Platinum Care Plan: $63/month Service Fee: $75 |
9 | ✓ | ✓ | ✓ |
The Home Service Club | Standard Coverage: $50/month
Comprehensive Coverage: $63/month Service Fee: $75 |
13 | ✓ | ✓ | ✓ |
Liberty Home Guard | Appliance Guard: $64.99/month
Systems Guard: $69.99/month Total Home Guard: $74.99/month Service Fee: $60 |
2 | ✓ | ✓ | ✓ |
A home warranty is a service contract to help homeowners manage the high costs of appliance and systems repairs. The policy will cover the repairs and replacements of protected systems in exchange for a fixed service fee and monthly premium. Every home warranty company has unique coverage options, and the pricing will vary based on the number of covered items. Having a home warranty in place makes it increasingly easier to budget and manage your finances, as there will be no unexpected costs for maintenance on systems and appliances. Some home warranty plans will require an inspection of the home before the start of a policy, but most will not.
The process for getting an appliance or system repaired is quite simple. Homeowners can make a phone call or submit an online claim to notify the home service provider of an issue with a covered item. The homeowner then pays a service fee to have the home warranty provider schedule an appointment with a local contractor and get the issue inspected and fixed quickly. Service fees are typically the only out-of-pocket expenses in addition to the monthly fees from a home warranty company. Service fees will range from $60 to $150, and many plans have customizable options for homeowners.
While homeowners insurance covers the damages caused by natural disasters like fires and storms, a home warranty policy is entirely different. Home warranty providers don’t cover the repair costs of damages caused by fire, storms, or hurricanes. Still, it does cover the typical wear-and-tear issues of everyday home appliances and systems. Home warranty plans layout the specific items they cover like washer and dryer, refrigerator, electrical systems, HVAC systems, etc. Georgia home warranties also give clear guidelines in their policy plans to what parts are covered, coverage caps for each item, and what types of damages are not protected by the plan.
Georgia has both coastline and mountains. This means that there is quite a bit of diversity in the issues you can experience in Georgia. Two of the most common problems that Georgia residents are concerned with are air conditioning and heating systems. In addition, it is vital to ensure your Georgia home has a working water heater at all times. Let’s look at how a home warranty can help with any of these issues that should come up.
A home warranty plan will cover systems and appliances from normal wear. Home warranties are a perfect option for a homeowner who does not want to be surprised or caught off guard by an expensive out-of-pocket expense. A Georgia home warranty plan will cover appliances like the dryer, dishwasher, microwave, garbage disposal, refrigerator, and more. The systems covered under a plan are usually hot water heaters, HVAC systems, electrical systems, plumbing systems, and more. Remember that all home warranty plans are going to have different coverage options. Many will have add-on coverages for roof leaks, central vacuum, pools, spas, and sometimes even pest control.
The home warranty will only protect against everyday wear and tear on your home systems and appliances. The home warranty plan is not a pass that allows homeowners to neglect their home systems and appliances. Your Georgia home warranty does not cover things like pre-existing conditions, cosmetic issues, and intentional breakage. Home warranty providers do not typically cover improper maintenance or installed items, such as rust problems or mold growing on an appliance.
A home warranty plan is typically priced between $45 and $65 a month. The average annual costs will be from $480 to $780 a year. When shopping for a home warranty, homeowners need to consider service fees, monthly pricing, and the coverage caps associated with the policy. Service fees are paid each time a repair is necessary. Service fees will range in price from $60 to $150, with the average being around $85. The coverage caps in your policy will determine if your home warranty company will cover a repair or replacement. Some repairs that are higher than the coverage cap will require additional out-of-pocket payments.
With more than 10.5 million people, the Peach State has millions of home and property owners thriving in the south. Georgia’s residents are well-familiar with its humid subtropical climate, meaning most of the state is used to long, hot summers with short and mild winters. With that, some natural disasters like tornadoes, tropical cyclones, and severe thunderstorms burden the state and its homeowners.
If you live in Athens, Columbus, Macon County, Augusta, or in Georgia’s Capital, Atlanta, then a Choice Home Warranty or an American Home Shield home warranty is right.
American Home Shield and Choice Home Warranty are both excellent home warranty options. AHS allows for customer selection of the service fee and monthly fee to find the perfect home warranty plan that fits into your budget. AHS not only has generous coverage on traditional appliances and systems covered by home warranties but offers some underrated coverages like locksmith, trash compactor, whole-house fans, and alarms. Choice provides very straightforward and comprehensive coverage options at a more affordable cost. It also offers additional coverage on septic systems, central vacuum, roof leak coverage, etc.
Notably, both of these providers offer air conditioning or HVAC coverage, which is essential with how hot Georgia can get. Georgia’s daytime temperatures regularly exceed 95º Fahrenheit, with a record temperature of 112º in Louisville, GA. Georgia residents and its neighboring states, Florida, South Carolina, Alabama, and Tennessee, are no strangers to these scorching temperatures.
Coastal towns like Savannah, Brunswick, and Hinesville are particularly vulnerable to salt deposits, mold and mildew issues, and HVAC systems. For this reason, First American Home Warranty is the best option for these areas. Not only does FAHW offer extensive central air conditioning coverage, but its First Class Upgrade also has coverage on appliances and systems that have been insufficiently installed or modified. If this doesn’t sound like something you need, use the list above to decipher which specific items you need to be covered and which corresponding provider would offer it at an affordable cost.
If you don’t feel like a home warranty expert yet, read the individual home warranty provider reviews to find which one would perfectly fit your home. Be sure to compare all coverages, services fees, monthly costs, customer services reviews, and coverage limits when looking at the best home warranty companies.
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The pricing for a Georgia home warranty will run anywhere from around $40 a month to $80 a month. The pricing is impacted by your plan and the overall coverage options. A basic plan may have a higher service fee and a lower coverage limit. These factors need to be considered when determining the overall value of a home warranty plan.
The home warranty company with the best coverage is American Home Shield. Since American Home Shield has so many add-on options and allows you the customization of the plan, you won’t have to find a warranty policy that works for your home. Instead, you can make the American Home Shield policy work for any Georgia home.
The best home warranty company in Georgia is Choice Home Warranty. Choice offers two simple plans and overall fair pricing; it is a brilliant option for a Georgia homeowner. In addition, Choice has a reputation as a valued and trustworthy home warranty company.
Many home warranty plans will divide their coverage between systems and appliances. Most Georgia homeowners find that the combination plans with appliance and system coverage offer the best overall value. Most of the time, these plans are only a few dollars more per month, yet they do an outstanding job of providing complete and broad coverage for homeowners. You will have to choose a plan that fits your budget yet still adequately covers your home.
At House Method, transparency and trust are our most important values for the reader. We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home.
Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective rating system to score each home warranty company based on the following criteria:
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