Best Home Warranty Companies in Georgia (2021)

Although Georgia is not one of the nation’s largest states, it has a lot to offer homeowners. Whether you choose to live in the Golden Isles or make a home for yourself in the bustling city of Atlanta, there is a lot that the Peach State has to offer. Georgia is known for its relatively mild climate; however, it also has quite a bit of humidity. The humid weather can cause moisture problems in a home and destroy some systems and appliances.

If you have been looking for a Georgia home warranty, we will help you with:

• How to choose the best Georgia home warranty 
• What your home warranty should cover 
• Why Georgia residents need to consider a home warranty 

A home warranty is a plan that gives homeowners coverage of the system and appliances in their home. Unexpected repair and replacement costs on these systems and appliances will get quite costly. Therefore it makes sense to consider one of the best home warranty companies on the market. Narrowing down the list of home warranty companies can be difficult, but we have done the work for you. 

Georgia’s Top 5 Home Warranty Companies

There are over 50 home warranty options on the market for Georgia homeowners to choose from. Each of these warranties has its own unique benefits and negatives. It took us quite a bit of time and effort, but we have narrowed the best Georgia home warranty companies down to the top five in the state. Some of the features we look for are the workmanship guarantee, service fees, overall monthly pricing, coverage options and customer service, BBB ratings, add-on coverage, and more. Here is how Georgia’s top five ranked. 

1. Choice Home Warranty: Best Overall 
2. American Home Shield: Best Customizable Plans 
3. Select Home Warranty: Most Cost-Effective Plans 
4. Liberty Home Guard: Most Trustworthy 
5. First American Home Warranty: Best Appliance Coverage 

1. Choice Home Warranty

Choice Home Warranty is the best overall home warranty in the state of Georgia. One of the first things that set Choice Home Warranty apart is the fact that the plans are straightforward. There is no fine print that you will have to worry about with Choice; simply choose the plan that best works for you and benefit from the 13 years this company has spent helping Georgia homeowners. 

Choice Home Warranty offers only two plans, and this is truly all that you will need. For the more comprehensive coverage, the Total Plan is the best choice. For those looking for more affordable coverage of their home, the Basic Plan is a good value and offers Georgia homeowners peace of mind. In addition, there are some great add-on options that you can include with your Choice policy to make the plan even more comprehensive. 

The add-ons to the Choice Home Warranty plan include: 

• Central vacuum
• Limited roof leak
• Septic system
• Septic tank pumping
• Sump pump
• Well pump
• Pool/Spa
• Second refrigerator
• Standalone freezer

The service fee for Choice Home Warranty is $85. The great thing about this service fee is that you will get a 90-day guarantee on all repairs; if the repair fails, you won’t have to pay another service fee. 

Choice Home Warranty makes it easy to get your Georgia home covered today. If you are new to homeownership and worried about unforeseen costs and expenses, this is a great first plan to go with.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

American Home Shield offers a more premium home warranty policy that allows Georgia homeowners to customize their plans quite a bit. If you are worried about certain coverages for your pool, well pump, or HVAC, AHS allows you to put together a plan that works for your specific home. With no two homes being the same, this kind of flexibility and customization is important. Additionally, American Home Shield has been in the business for more than fifty years. During this time, they have paid out a tremendous amount of claims and earned some of the best customer service reputations around. 

The American Home Shield home warranty company offers three plans for Georgia homeowners. The systems plan is the most affordable of all the options, but it will not cover any home appliances. In addition, there are two other plans, a basic combo, and the premium combination plan. The add-on coverage options for American Home Shield are some of the best on the market; if you have high-end appliances or a large swimming pool, this is a company to consider. 

Some of the add-on coverage that you can get with American Home Shield includes:

• Electronic extended warranty
• Pool and spas
• Well pump
• Septic pump
• Guest unit
• PC and TV

* Prices reflect a $100 service fee.

American Home Shield allows you to choose your service fee. This is a perfect choice for those that want even more customization when it comes to the cost of the plan. The higher the service fee, the cheaper your monthly payment is going to be. Service fees are going to range in price from $75 to $125. 

American Home Shield home warranty is one of the most comprehensive home warranty plans you can get for your home. Everything about this plan allows for customization and peace of mind.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839. 

To read more, visit our American Home Shield review.

3. Select Home Warranty

The Select Home Warranty is the most cost-effective option for Georgia homeowners. With a Select Home Warranty plan, you will have much less pressure making the decision to jump into a plan. With close to ten years in the industry and affordability as one of their top priorities, many Georgia homeowners trust Select Home Warranty. In addition, the Select Home Warranty plan has fair service fees and even offers free roof leak coverage with all of their plan choices. 

The Select Home Warranty offers three plans. The first two plans are lower in cost and will either cover your systems or appliances. The Platinum Care plan is really the best value because it covers both system and appliances, and the pricing is just a few dollars more. Select Home Warranty clearly lays out its coverage choices and has fair coverage limits on each of its individual components. In addition, there are some excellent add-on coverage options that you can choose from. 

The add ons or options coverages from Select Home Warranty are:

• Pool
• Spa
• Septic system
• Well pump
• Sump pump
• Lawn sprinkler system
• Roof leaks
• Central vacuum
• Stand-alone freezer

The Select Home Warranty service fee is $60. This is one of the more moderately priced options on the market, and it helps to increase the overall affordability of the Select Home Warranty plan. When you have a few appliances break in a month, your out-of-pocket expenses will still not be all that high. 

For first-time homebuyers or those that are worried about the overall costs of the plan and whether or not it is worth it, Select Home Warranty is a great choice. Georgia can be a great state regarding affordability, but choosing the right home warranty plan can certainly help.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Liberty Home Guard is the most trustworthy home warranty in Georgia. With only two years in the business, it is impressive to see how far this company has come. With coverage options and coverage areas expanding daily, Liberty Home Guard has brought some unique options to the world of home warranties. Earning an A rating with the BBB in just two years’ time takes quite a bit of attention and detail to the customer service aspect of the business. If you want a trustworthy and reliable Georgia home warranty company, Liberty Home Guard is a great place to look. 

To offer customers a great variety in their plan choices, Liberty Home Guard has three options to choose from. If you want coverage for just appliances or systems, there are plan options for that. If a combination plan works better for your home, the Total Home Guard is the most popular Liberty Home Guard plan. When it comes to add-on coverage, LHG has one of the most extensive lists in the industry. 

The add-on coverage from Liberty Home Guard includes options such as:

• Pool and spa
• Additional spa
• Saltwater pool
• Gutter cleaning
• Floor/carpet cleaning
• Sump pump
• Fixtures
• Water softener
• Trash compactor
• Lawn sprinkler system
• Electronics protection
• Swamp cooler
• Ejector pump
• Septic system pumping
• Limited roof leak
• Pest control
• Locksmith
• Free-standing ice maker
• Central vacuum
• Stand-alone freezer
• Re-key
• Second refrigerator
• Wine refrigerator
• Well pump
• TV and PC
• Generator
• Water dispenser 

The service fee for the Liberty Home Guard plan is $60; even though the pricing of some of the plans may be a little higher than other choices on the market, the service fee helps keep things more affordable. 

Since Liberty Home Guard is a newer company, its technology, online portal, and customer service systems are more advanced and easier to work with. If you want a home warranty that will work for you without you having to do much, this is a great plan to go with.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

First American Home Warranty is the best option for appliance coverage in Georgia. Appliances tend to break down more often than systems because they get quite a bit of use. In addition, not all appliances last as long as systems. Therefore it makes sense to have an excellent appliance plan in place from a company that has been in the Georgia market for 37 years. If you are interested in simple but relatively priced plan choices and a company with very high workmanship quality ratings, First American Home Warranty is a smart choice. 

There are only two First American Home Warranty plans to choose from. The cheaper of the two plans, the appliance coverage plan is the most affordable on the market. However, this plan does a great job of protecting your appliances from any issues that should come up. If you want more comprehensive coverage, the Premier Plan includes the appliances with the addition of many home systems. 

The optional coverage choices from First American Home Warranty include:

• Central air conditioning (electric)
• Additional refrigeration
• Pool/Spa equipment
• Well pump
• Septic/septic tank pumping
• First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified)

First American Home Warranty will charge an $85 service fee. This is about average for many of the top home warranty companies on the market. However, with the low price of the appliance coverage, the $85 is still a very fair value when it comes to Georgia warranty coverage. 

Home appliances are essential to cover. First American Home Warranty recognized a gap in this coverage in the market and chose to fill it with this Basic Plan. If you are looking for peace of mind about your kitchen and laundry room appliances, First American has a great Georgia home warranty.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Georgia Home Warranty Buying Guide

Now that we have given you our top five choices for the best Georgia home warranty, it is now time to narrow this list down to just one option for your home. There are lots of different factors that will set one home warranty apart from another. Pay close attention to the history in the industry, customer service reviews, and coverage details. 

• History In The Industry: Some home warranty companies started last year, and others have been around for more than 50 years. You will have to decide what you are comfortable with when it comes to service and professionalism. American Home Shield has made it in the home warranty industry for more than 50 years. 
• Customer Service Reviews:  There are always two sides to every story, but you can get a pretty good idea of how a company performs and delivers when you read customer service reviews. See if there are trends with denying claims or poor workmanship, and then avoid these companies. 
• Coverage Details and Fine Print:  Just because your HVAC is covered does not mean that all parts of your HVAC are covered. Each company has some fine print that is worth considering. Remember that the home warranty company will typically not pay for any issues caused by pre-existing conditions. 

Top Home Maintenance Problems in Georgia

Georgia has both coastline and mountains. This means that there is quite a bit of diversity in the issues that you can experience in the state of Georgia. Two of the most common issues that Georgia residents are concerned with are air conditioning systems and heating systems. In addition, it is vital to ensure your Georgia home has a working water heater at all times. Let’s look at how a home warranty can help with any of these issues that should come up. 

• Heating Systems: In the North Georgia mountains, the winters will be cold, and there will be quite a bit of snow. When your heating system goes down, the repair will need to be fast. With most home warranty companies, there is an option for emergency service, and most of the time, service does not take longer than 24-48 hours to begin with. When dealing with heating system breakdowns, time is of the essence. 
• Air Conditioning: On the coast and in areas like Savannah, the summers can reach temperatures well into the ’90s. Not only is the lack of air conditioning uncomfortable it can be dangerous. Air conditioning units and HVAC systems are expensive to repair and replace; a home warranty will help manage these costs. 
• Water Heater Issues: Most homeowners take their water heater for granted. Turning on the water only to find out there is no hot water in the house is a significant problem. Most of the time, a fix on a water heater can be relatively simple; however, without a warranty, this could still cost hundreds of dollars. With a home warranty in place, you will only be responsible for your service fee.  

Tips for Homeowners in Georgia

With a population of more than 10.5 million people, the Peach State has millions of home and property owners thriving in the south. Georgia’s residents are well-familiar with its humid subtropical climate, meaning most of the state is used to long, hot summers with short and mild winters. With that, some natural disasters like tornadoes, tropical cyclones, and severe thunderstorms burden the state and it’s homeowners.

While homeowners insurance covers the damages caused by those natural disasters, a home warranty policy is completely different. Home warranty providers don’t cover the repair costs of damages caused by fire, storm or hurricanes, but it does cover the normal wear-and-tear issues of everyday home appliances and systems. Home warranty plans lay out the specific items they cover like washer and dryer, refrigerator, electrical systems, HVAC systems, and more. Georgia home warranties also give clear guidelines in their policy plans to what parts are covered, coverage caps for each item, and what types of damages are not protected by the plan. Home warranty providers typically do not cover improperly maintenance or installed items, such as rust problems or mold growing on an appliance.

If you live in Athens, Columbus, Macon County, Augusta or in Georgia’s Capital, Atlanta, then a Choice Home Warranty or an American Home Shield home warranty is the right choice for you.

American Home Shield and Choice Home Warranty are both great home warranty options. AHS allows for customer selection of the service fee and monthly fee so that you can find the perfect home warranty plan that fits into your budget. AHS not only has great coverage on traditional appliances and systems covered by home warranties, but offers some underrated coverages like locksmith, trash compactor, whole house fans, and alarms. Choice offers very straightforward and comprehensive coverage options at a more affordable cost. It also offers additional coverage on septic systems, central vacuum, roof leak coverage and more.

Importantly, air conditioning or HVAC coverage is offered by both of these providers, which is essential with how hot Georgia can get. Daytime temperatures in Georgia regularly exceed 95º Fahrenheit, with a record temperature of 112º in Louisville, GA. Georgia residents and its neighboring states, Florida, South Carolina, Alabama, and Tennessee are no strangers to these scorching temperatures.

Coastal towns like Savannah, Brunswick, and Hinesville are particularly vulnerable to issues surrounding salt deposits, mold and mildew, and HVAC systems. For this reason, First American Home Warranty is the best option for these areas. Not only does FAHW offer extensive central air conditioning coverage, their First Class Upgrade has coverage on appliances and systems that have been insufficiently installed or modified. If this doesn’t sound like something you need, use the list above to decipher which specific items you would need covered and which corresponding provider would offer it at an affordable cost.

If you don’t feel like a home warranty expert yet, read the individual home warranty provider reviews to find which one would make a great fit for your home. Be sure to compare all coverages, services fees, monthly costs, customer services reviews, and coverage limits when looking at the best home warranty companies. 

Our Conclusion

Hopefully, you now feel a bit better equipped to pick the best Georgia home warranty on the market. The state of Georgia offers lots of different housing options; however, most homeowners still have the same primary worries about systems and appliances. Companies like Choice Home Warranty, American Home Shield, and Select Home Warranty can make homeownership quite a bit more enjoyable and stress-free. In addition, you will have a much easier time budgeting your funds when you know what a repair or replacement will cost you. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.