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- 63 companies reviewed
- 41 key factors analyzed
- 2583 data points parsed
- 885 homeowners surveyed
- 57 service contracts scrutinized
Delaware is one of the smallest states in the nation, yet it still has more than 400,000 homes. The excellent climate, friendly people, and beautiful scenery are enough to make anyone move to the Delaware area. However, living in Delaware does not make you exempt from the pressures and stress of homeownership.
Home warranties are often a sound investment in Delaware, primarily because of the hot summers, cold winters, and high year-round humidity. These weather conditions can put added strain on your heating and cooling equipment, as well as your freezers and refrigerators. Some of the best home warranty companies in the area provide coverage for all of these systems and appliances to keep you adequately protected.
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Delaware. Choice Home Warranty has been offering home warranty plans for the last 13 years. Each plan comes with a very simple and straightforward contract and some excellent customer service to help Delaware homeowners work out the details of their plans. The overall pricing of the Choice Home Warranty plan is quite fair. One of the things that will help this plan stand out is the impressive policy limits that they offer.
✓ Excellent customer service
✓ Broad range of coverage, options, and add-ons
✓ All plans include appliances and home systems
✓ Plans and coverage are easy to understand
X Not many customization options available
Although Choice Home Warranty only offers two plans, these plans are unique. Most Delaware home warranty companies will offer systems, appliances, and a combo plan. However, the combo plan is considered premium and costs quite a bit more money. With the Choice Home Warranty plans, you will get a mix of systems and appliances, and the pricing remains fair throughout the plan. The policy limits tend to be anywhere from $2000 and above for most systems and appliances, and the service fee is just $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
If the plans above don’t cover everything you want to be protected, Choice Home Warranty offers some add-on coverage options as well. These include:
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
For more information, read our Choice Home Warranty Review.
The Select Home Warranty is the most cost-effective home warranty plan for Delaware homeowners. Regardless of the state you live in and your financial situation, it makes sense to look for a deal when it comes to a home warranty. Select Home Warranty offers homeowners very fair pricing, impressive coverage options, and free roof leak coverage with all of their policies. Select Home Warranty has been on the market for close to ten years. They have done a tremendous job of growing their service technician base and increasing the workmanship guarantee. In addition, some of the coverage caps on the Select Home Warranty have recently increased as well. This is a home warranty company that is headed in the right direction.
✓ Outstanding customer service
✓ All plans include roof leak coverage
✓ Great value for the money
✓ Extensive company history
X Lower coverage caps than many competitors
Select Home Warranty has three plans to choose from. There is a systems plan, appliance plan, and combo plan. The three options are all reasonably priced, but the combo or comprehensive plan will offer the best coverage for the money. The Platinum Care plan includes the coverage in the Bronze and Gold, yet it is only a few dollars more per month. Overall you will find that there are also paid add-on coverages that you can add to this plan to increase the overall coverage offered.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty also has some add-on coverage options that allow you to customize your plan to suit your needs, including:
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in the home warranty industry. Having the ability to build your plan and your pricing to work specifically for your Delaware home is a tremendous benefit. American Home Shield has learned quite a bit about what homeowners need after spending the last 50 years offering home warranties in the state of Delaware. Although the coverage provided by American Home Shield is considered to be more premium home warranty coverage, it is an excellent choice for those that are serious about protecting their home. Even after 50 years in a complex business, AHS has maintained a BBB rating of B.
✓ Many years of experience
✓ High rate for payouts
✓ Many customization options available
✓ Unique options for coverage
X More expensive than other companies
There are three American Home Shield plans to choose from. The first is a systems plan that is very basic and affordable. The other two options are considered comprehensive or premium options. The plans have a mix of systems and appliances covered. In addition, you can always choose from the long list of add-on coverages that American Home Shield provides, and you can get this plan customized and tailored to your needs.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield provides several unique coverage options as add-ons, so you can customize any of the above plans with the below items:
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has been serving homeowners since 2008, and in its many years of experience, it has maintained outstanding customer reviews. The Home Service Club is best known for its fast service times, with most service calls being answered within 24 hours. As such, this company is a popular choice for those who want to be able to rely on a home warranty for emergencies. Coverage kicks in just ten days after you pay for your plan, as compared to the 1 to 3 months you’d have to wait with other companies.
✓ Only 10 days between singing up and coverage
✓ Rapid response to service calls
✓ Wide range of coverage and add-on options
✓ Over a decade of experience serving customers
X A bit expensive
The Home Service Club has two plans to choose from, the Standard Plan and the Comprehensive Plan. Unlike most home warranty companies, both of HSC’s plans include coverage for appliances and home systems. The plans include coverage caps that range from $500 up to $2,500, which is a bit lower than some competitors. The service fee can range from $65 to $125, depending on the plan and options you choose.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also provides plenty of add-on coverage options to let you customize your coverage plans. These include:
You can also check out our complete The Home Service Club review for more information on the company and the items covered.
Liberty Home Guard is the most trustworthy home warranty in the state of Delaware. Being able to trust your home warranty company is a must. There are certain rules and restrictions that must be followed to ensure that your repairs and replacements are covered under a home warranty; Liberty Home Guard will communicate these and help you get your issues taken care of. In just two years on the market, Liberty Home Guard has managed to earn a BBB rating of an A. This is almost unheard of in the home warranty industry. Over the next several years, you can expect big things from this company.
✓ Outstanding customer service
✓ Easy process for filing claims
✓ 60-day workmanship warranty included in all service calls
✓ A rating with the BBB
X More expensive than many competitors
The Liberty Home Guard company has three plans for homeowners to choose from. There is a systems plan, appliance plan, and a comprehensive or combo plan. One of the things that makes the Liberty Home Guard policy stand out is that the add-on coverages are more extensive than any other home warranty company on the market. Whether you want a gutter cleaning or your pool added to your policy, you can do so with LHG.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard provides some of the most extensive add-on coverage options in the industry. You can customize any of the plans above with the below add-on options:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
A home warranty in Delaware will range between $35 and $75 per month. The higher the monthly payment, the more added coverage the plan will have. Ensure that you consider the service fees when you look at the overall cost of the plans. Service fees can range from $60-$150. Many companies also have add-on coverage options available to customize your coverage plan, but keep in mind that these options always come with an added cost. The below table provides average home warranty prices in Delaware based on different property types.
|Home Over 5,000 sq ft||$1,294.73|
|Home Under 5,000 sq ft||$662.32|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost-Effective Plans||Best Customization Options||Fastest Service||Most Trustworthy|
|Average Cost||$50 per month||$60 per month||$45 per month||$56 per month||$70 per month|
|Annual Limit||$3,000||$2,000||$3,000 to unlimited||$350-$2,000||$2,000-$2,500|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||49 States||46 States||49 States||50 States||48 States|
|Online Chat / Mobile App||No||No||No||No||Online Chat|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
At this point, you should have a pretty good idea as to which home warranty company is going to be the best fit for your Delaware home. The Choice Home Warranty stands out as the best overall choice. The time in the industry, impressive coverage, and excellent customer service, really help Choice Home Warranty stand out as the absolute best. When deciding on your Delaware home warranty, don’t be afraid to get a few quotes from various companies. This is a great way to compare the overall costs and ensure that you are getting a plan that you can live with.
At this point, you should be feeling a bit better about the top five choices in the Delaware market. However, now comes the tricky part of picking out the policy that is best for your needs. There are many things to look for when narrowing down companies, but three of the most important are the BBB rating, overall pricing, and service plan structure.
The above factors are important things to think about no matter where you live, but there are additional things to consider in order to find the best home warranty for your purposes in Delaware.
First, Delaware experiences higher year-round humidity than most other states. High humidity puts added strain on your air conditioner because humid air naturally feels warmer. You and your family will very likely demand more from your AC to compensate for the humidity, and this can put added strain on your AC system, which can lead to breakdowns and maintenance issues. Choosing a coverage plan that includes AC coverage in Delaware is often a good idea.
The high humidity can also put strain on your refrigerator, as the condenser works to remove humidity and keep the interior temperature cool. Home warranty plans that cover refrigerators are often a good idea in Delaware, where humidity is above an average of 70% year-round.
Finally, you might also want to consider a home warranty that includes coverage for your heating system. Delaware residents can experience freezing temperatures for five months out of the year, which means heating systems will be called on regularly to keep homes comfortable and safe. Home warranties that cover heating system damages and outages can be a great thing to have for peace of mind during the cold winters.
A home warranty is a protection plan for your appliances and/or home systems. It’s useful to think of a home warranty like a homeowners insurance policy that covers individual aspects of your home rather than your entire property.
When you experience an issue with covered appliances or home systems, you can file a claim with your home warranty provider. The provider will then fix the issue or replace the damaged item, and you’ll just be charged a service fee in most cases. Home warranties provide ultimate peace of mind that you’ll never be hit with unexpected charges for severe damage to or issues with home systems or appliances.
It’s helpful to compare home warranties and homeowners insurance, but in reality, there are more differences between the two than there are similarities.
The first major difference is in what the plans cover. A home warranty includes protection for individual home appliances and home systems, while a homeowners insurance policy covers your entire home, which can include damage to individual components. This might seem like a minor distinction, but it makes a big difference in terms of how and when you get coverage. This brings us to the second major difference.
Home insurance policies typically require a major catastrophic event before coverage kicks in. For example, you wouldn’t file a claim for a fridge that stops working, but you would for damage caused by a tree falling, a hurricane, a tropical storm, or some other natural disaster. On the other hand, coverage for a home warranty kicks in for much smaller issues, like an AC system going down, your water heater failing, or a refrigerator breaking down from excessive use.
Finally, homeowners insurance often comes with a high deductible, which is an out-of-pocket cost you’ll pay before coverage kicks in. In most cases, the deductible will be thousands of dollars. A home warranty doesn’t include a deductible and instead requires that you just pay a service fee for each service call. The average service fee is $85, so it’s much lower than a home insurance policy deductible. However, home insurance policies also have much higher payout limits than home warranties.
To secure home warranty coverage in Delaware, you simply need to choose a provider, decide on a coverage plan that suits your needs, choose add-on coverages if applicable, and pay for the plan. After a brief waiting period — usually between 10 and 90 days — your coverage will begin.
If, after your coverage begins, you notice a problem with a covered item in your home, you can follow the below steps to get the issue resolved:
Every home warranty is different and provides varying levels of coverage for your home. Most basic plans either cover appliances or home systems, and the comprehensive plans from different companies cover both.
As far as appliance coverage, the majority of plans include refrigerators, ovens, cooktops, cooktop exhaust fans, microwaves, dishwashers, garbage disposals, washers and dryers. Typical coverage for systems-only plans includes heating, air conditioning, plumbing, and electrical systems, which often include water heaters and HVAC ductwork. Issues arising from normal wear and tear are usually covered for these appliances and systems.
Most home warranty companies also let you customize your coverage with add-on options. Some common add-on coverages include pools and spas, sprinkler systems, sump pumps, well pumps, and other outdoor utility lines.
The specific items excluded by your home warranty will be detailed in your service contract. It’s important to read through and understand this document, as every plan is different and excludes different items and situations. However, there are some things that are excluded by most home warranties.
Most warranty options exclude intentional damage to your home, cosmetic repairs, pre-existing conditions, and damages or breakdowns caused by improper maintenance.
The majority of homeowners in Delaware are pleased with their home warranty coverage, but there will always be some customers who are unhappy with their service providers.
One common complaint about home warranties in Delaware is that the coverage is denied for what seem to be covered issues. It’s important to remember that every home warranty has exclusions, and one of the most common is damage caused by improper maintenance. If your air conditioning system goes down and your service representative determines that the issue was caused by a lack of proper maintenance, you’ll still be on the hook for the service fee, and your coverage will be denied.
Another common issue we see in Delaware is that certain repairs for covered items come with higher out-of-pocket costs than anticipated. Another important thing to remember is that home warranties come with annual coverage caps and coverage limitations per covered item. If your coverage cap for a fridge is $2,000 and you need a replacement, the chances are good that your total will be higher than the coverage cap. In that case, you’ll be responsible for the difference, in addition to the service fee.
A home warranty is well worth the money that you will pay in most cases. Most homeowners find that after just one or two issues around the home, they will be able to justify the costs that they have spent on their home warranty policy. This is a very functional home policy to have in place that will likely get more use than you even realize.
For example, consider the average amount you’d pay for a single service call to a plumber, electrician, or HVAC tech. The average price would be around $300, and that doesn’t take into consideration major issues, like a clogged sewer line or total HVAC system failure. These expenses could easily run into the thousands of dollars. With a home warranty, though, you’d pay just $85 per call in most cases. That means after one or two service calls per year for any of your home systems, your warranty pays for itself.
Similarly, any fridge repair or maintenance call for other major kitchen appliances averages around $400. When you consider the service call fee you’d pay with a home warranty of just $85, the home protection plan quickly becomes worthwhile.
Many homeowners find home warranties to be worth the investment just for the peace of mind. A home warranty ensures that you’re not hit with unexpected charges for expensive home repairs, which means you can budget and save more efficiently.
The best home warranty in Delaware is Choice Home Warranty. Choice offers various impressive coverages, fair pricing, and more than 13 years of experience in the industry. It’s hard to go wrong with the home warranty coverage offered by Choice, regardless of the age of your home.
Most home warranty companies will cover appliance replacement. The replacement costs will depend on the age of your current appliance, the policy limits in place, and the specifics of your home warranty plan. You won’t always be able to expect a completely new appliance for no cost, but the home warranty will undoubtedly help you pay a reduced price for your new appliance or major system.
A service fee is a flat rate you pay for every service call and claim you make to your home warranty company. Service fees help your provider recuperate some of the money lost for coverage, and they’re a small price for homeowners to pay for the coverage that often extends up to $2,500 or more. The average service fee is just $85, although they range from $65 up to around $150.
Any homeowner can benefit from a home warranty, as they provide coverage for home damages and issues with appliances and home systems. They are most useful to homeowners living in aging houses, first-time homebuyers moving into a new home, and sellers in the real estate market looking to cover repairs that might be required prior to the sale of their home.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.
Here is a quick breakdown of our five core scoring categories:
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