As someone who has visited Delaware several times, I’ve seen the unique challenges First State homeowners face. From the wear and tear caused by coastal weather to the strain on air conditioning during hot, humid summers, Delaware homes endure more wear and tear than inland homes. When critical systems or appliances inevitably break down, repairs can easily cost multiple thousands throughout the year, putting significant financial stress on most households.

Our Top Pick
Best for Customization
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Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Coverage Limits
American Home Shield Logo
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Limited Time:
40% Off Our Most Popular Plan
Best Value
select home warranty logo
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Limited Time:
$150 Off (Code HOUSE25)
Best Customer Ratings
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$150 Off + 1 Month Free

A reliable home warranty can be a lifesaver if that should happen, offering protection and peace of mind against sudden, expensive repair bills. However, issues like confusing contracts, claim denials, late/no-show contractors, shoddy repairs, and poor customer service from some providers have plagued the home warranty industry. To help Delawareans navigate this complex landscape and find dependable coverage, I conducted an in-depth analysis of the top home warranty companies serving the state. Using Today’s Homeowner’s rigorous rating system, I assessed each provider based on factors such as plan options, pricing, customer support, and overall reputation.

My thorough research revealed a select group of five home warranty companies that stand out as the best options for Delaware homeowners. These top-rated providers offer robust coverage for the appliances and systems commonly found in Delaware homes, coupled with clear terms and a history of reliable service. I strongly encourage those seeking a home warranty company to count on when the unexpected strikes to consider the best home warranty companies for Delaware in this article. 

Why Trust Us?

Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.

76

Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.

152

We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.

6

Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.

Read our full Home Warranty Review Methodology for more details.

Table of Contents

    Top 5 Delaware Home Warranty Companies

    Liberty Home Guard: Best For Customization
    Highlights
    • Liberty Home Guard (LHG) stands out to me as one of the best home warranty providers in Delaware for their customizable coverage options. Whether you need protection for your pool, spa, septic system, or even pest control, Liberty allows you to tailor your plan to your home’s specific needs. This flexibility is particularly valuable given the wide range of home types and features found throughout the state. While Liberty is a relatively new player in the industry, their commitment to responsive claims handling has earned positive feedback from customers, giving me confidence in their ability to address issues promptly.
    • American Home Shield (AHS) is another strong contender for Delaware homeowners, particularly those who value quick repairs. With a reputation for responding to most claims within a single day, AHS can help minimize disruptions caused by malfunctioning appliances or systems. This rapid response is especially crucial in Delaware, where homes face challenges from coastal weather patterns and significant temperature fluctuations. Furthermore, AHS’s coverage of unknown preexisting conditions can provide added peace of mind for those living in older homes.
    • As you explore home warranty options in Delaware, consider reaching out to the providers directly with any specific questions or concerns you may have. Speaking with a representative can help you better understand the coverage details, service fees, and any additional perks or benefits that may not be immediately apparent. By having a conversation tailored to your unique situation, you can gain valuable insights to help you make an informed decision. Of course, it’s still essential to thoroughly review the contract details and look for any limitations or exclusions that could impact your coverage. Seeking input from other Delaware homeowners who have experience with the providers you’re considering can also provide helpful context.

    My Expert Recommendation

    When it comes to protecting your home in Delaware, finding the right home warranty provider can make all the difference. After extensive research, I’ve discovered that Liberty Home Guard offers an unparalleled level of flexibility for First State homeowners. With an impressive array of over 40 add-on options, including less common offerings like generator coverage, gutter cleaning, and power washing, Liberty allows you to craft a coverage plan that seamlessly fits your home’s unique needs. Another standout feature of Liberty Home Guard is their commitment to 24/7 emergency service. Given the extra wear and tear that Delaware homes face due to the state’s coastal weather patterns, breakdowns can occur more often. Liberty’s round-the-clock support provides a reliable safety net, ensuring that you can get the help you need when you need it most.

    For those with high-end appliances or systems, American Home Shield (AHS) and Elite Home Warranty (EHW) are also worth considering. Both companies have strong reputations within the industry, but EHS is much newer compared to AHS’s 50+ years in business. AHS offers coverage limits of up to $4,000 for appliances and $5,000 for home systems, while EHW takes it a step further with limits of $6,000 and $10,000, respectively. These generous caps can be particularly valuable for homeowners with premium appliances and home systems.

    Today’s Homeowner Tips
    After extensive research, I’ve discovered that Liberty Home Guard offers an unparalleled level of flexibility for First State homeowners.

    Delaware Home Warranty Companies I Didn’t Include

    After careful consideration, I chose not to include Choice Home Warranty among my top recommendations for Delaware homeowners. My main reason is the ongoing consumer fraud lawsuit filed against Choice by the Arizona Attorney General. Until this case reaches a resolution and I can thoroughly review the findings, I don’t feel comfortable endorsing Choice to Delaware homeowners at this time. If the AG clears them of any wrongdoing, I will revise my stance. 

    I also didn’t include Landmark Home Warranty in my top picks, mainly due to the numerous negative customer reviews I encountered during my research. Additionally, Landmark’s lack of accreditation from the Better Business Bureau (BBB) raised red flags for me. When it comes to safeguarding the appliances and systems in your Delaware home, there are better options available.


    Compare The Highest Rated Home Warranties In Delaware

    CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

    $50-$60

    $75

    12-48 hrs.

    NR

    VISIT SITE
    American Home Shield Logo

    $35–$75

    $100–$125

    24-72 hrs

    B

    VISIT SITE

    $44.99-$58.99

    $70

    48 hours

    A+

    VISIT SITE
    choice home warranty logo

    $46–$55

    $85

    24-48 hrs.

    B

    VISIT SITE
    select home warranty logo

    $52–$58

    $60

    24-48 hrs.

    B

    VISIT SITE
    AFC Home Warranty logo

    $38–$62

    $75–$125

    48 hours

    B

    VISIT SITE
    first american logo

    $38–$48

    $75–$125

    48 hours

    B

    VISIT SITE

    $17–$60+

    $65–$100

    2–24 hrs

    A-

    VISIT SITE

    $28–$68

    $100–$150

    2–24 hrs

    B

    VISIT SITE

    Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.


    Our Reviews of the Best Home Warranties in Delaware

    Best for Customization

    Liberty Home Guard

    4.6

    Our Rating

    Limited Time:
    $200 Off + 2 Months free + Free Roof Leak Coverage

    I like that Liberty Home Guard distinguishes itself with an impressive 60-day workmanship guarantee, surpassing the industry standard of 30 days. This extended guarantee provides First State homeowners with peace of mind, knowing repairs performed under their warranty will receive protection for a longer period.

    Moreover, I appreciate Liberty Home Guard’s outstanding customer satisfaction — earning an impressive 4.7-star rating on both Trustpilot and Google. These ratings significantly outshine the industry average of 2–3 stars, demonstrating Liberty’s commitment to delivering exceptional service and support to their customers, whether they live in urban centers or rural areas throughout Delaware.Elite Home Warranty’s accreditation and A+ rating with the Better Business Bureau provides reassurance of their credibility and commitment to addressing customer concerns in a timely manner despite being a newer player in the industry. However, having less than 200 reviews combined on Trustpilot, Yelp, and Google results in a fair 8.3/10 rating for their reputation. 

    Another aspect that sets Liberty Home Guard apart for me is their unparalleled flexibility and customization options. With more than 40 optional add-ons available, Liberty allows Delaware homeowners to tailor their coverage plans to perfectly suit their unique home features and needs. From protection for lawn sprinkler systems to coverage for pro-series appliances, limited roof leak repairs, and even gutter cleaning, Liberty offers a level of personalization that few competitors can match.

    I don’t appreciate the higher cost of Liberty’s add-ons, which average a pricey $15 per month compared to just $6 from some other providers. If you’re looking to customize your coverage with additional riders, those extra fees can quickly add up. Another factor that displeases me is Liberty’s $50 cancellation fee, which applies if you terminate your agreement more than 30 days after signing. This fee can be an unwelcome surprise if you decide the plan isn’t working for you down the line.

    Another downside is that Liberty’s coverage caps max out at $2,000 for appliances, which is considerably lower than the limits offered by competitors like Elite Home Warranty ($6,000) and American Home Shield ($3,000-$5,000). If you need to replace an expensive item like your refrigerator, Liberty’s low caps could leave you footing a substantial part of the bill. Be sure to carefully review the fine print and understand the coverage limitations before making a decision.

    Liberty Home Guard is a top choice for Delaware homeowners seeking a reliable and affordable home warranty, earning an impressive 9.3/10 rating in my evaluation. The company offers plans starting around $50 per month, with over 40 unique add-ons that you can tailor to the specific needs of your home. This level of customization is rare among home warranty providers and allows you to create a plan that fits your budget and home like a glove.

    One limitation I found is Liberty’s $2,000 coverage cap per appliance and home system, which may not be enough to cover full replacements of critical items. However, for most Delaware homeowners with standard equipment, this limit should adequately cover repair or replacement costs. If you own luxury appliances and require higher coverage, providers like American Home Shield or Elite Home Warranty are worth considering. 

    Liberty also excels in customer service, boasting a 4.7 rating on Google and Trustpilot. Residents consistently praise their easy claims process, quick response times, great workmanship, and knowledgeable customer support. Plus, Liberty offers a 60-day workmanship guarantee on repairs, providing twice the peace of mind compared to the 30-day industry standard. So, for most Delaware homeowners seeking a personalized, affordable, and reliable home warranty, Liberty Home Guard is tough to beat.

    Liberty Home Guard earns a perfect 10/10 rating from for their plans due to their unparalleled flexibility and value. One standout feature is Liberty’s 60-day workmanship guarantee, which doubles the industry standard and provides extra peace of mind should any repairs not stick or fail. 

    Liberty offers an impressive array of over 40 add-ons, allowing Delaware homeowners to tailor their coverage to their home’s specific needs. These optional extras include pool and spa coverage, gutter cleaning, and even limited roof leak protection. While Liberty’s service call fees range from $65 to $125, slightly higher than the $75 industry average, the company usually offers great discounts. During my secret shopping, I found promotions for two free months with annual payments and seasonal $225 coupons, which can significantly offset these costs.

    When it comes to plans, I recommend Liberty’s Total Home Guard option, which combines comprehensive appliance and system coverage for just $60 per month — a mere $10 more than the base Appliance Guard plan. With most add-ons ranging from $8 to $15 monthly (though some span $4 to $36), Delaware homeowners can create a robust, customized plan that fits their budget. Thanks to their affordable pricing, unmatched customization options, and dedication to customer satisfaction, Liberty Home Guard is my top choice for protecting Delaware homes from unexpected repair costs.

    PlanMonthly CostService FeeAvailable Discounts
    Appliance Guard$49.99$65$1252 months free, $225 off coupon
    Systems Guard$54.99$65$1252 months free, $225 off coupon
    Total Home Guard$59.99$65$1252 months free, $225 off coupon

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Wilmington, DE. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    Liberty Home Guard offers an impressive 42 optional add-ons for Delaware homeowners. If you have frequent power outages and work from home like I do, I recommend the generator coverage. Whole-house generators are expensive to repair and replace, and this coverage can save you hundreds to thousands of dollars if a severe breakdown happens. 

    • Carpet cleaning: $19.99/month
    • Casita guest unit: $35.99/month
    • Central vacuum: $8.99/month
    • Ejector pump: $14.99/month
    • Electronics protection: $19.99/month
    • Freestanding ice maker: $14.99/month
    • Generator: $19.99/month
    • Grinder pump: $14.99/month
    • Gutter cleaning: $14.99/month
    • Ice maker (in-fridge): $3.99/month
    • Instant hot water dispenser: $9.99/month
    • Lawn sprinkler system: $9.99/month
    • Lighting fixtures: $7.99/month
    • Limited roof leak: $11.99/month
    • Pest control: $14.99/month
    • Plumbing fixtures: $7.99/month
    • Pool and spa: $19.99/month
      • Additional spa: $9.99/month
    • Power washing (exterior flooring): $19.99/month
    • Pro-series clothes dryer: $4.99/month
    • Pro-series dishwasher: $7.99/month
    • Pro-series microwave: $4.99/month
    • Pro-series range/oven/cooktop: $12.99/month
    • Pro-series refrigerator: $14.99/month
    • Pro-series stand-alone freezer: $14.99/month
    • Pro-series washing machine: $4.99/month
    • Re-key: $9.99/month
    • Reverse osmosis water filter system: $14.99/month
    • Saltwater pool: $23.99/month
    • Second refrigerator: $7.99/month
    • Septic system pumping: $12.99/month
    • Sump pump: $8.99/month
    • Swamp cooler: $14.99/month
    • Trash compactor: $7.49/month
    • TV mounting (up to 65-inch TVs): $14.99/month
    • TV mounting (up to 85-inch TVs): $19.99/month
    • Water dispenser water line: $4.99/month
    • Water softener: $13.99/month
    • Well pump: $12.99/month
    • Window washing/cleaning: $19.99/month
    • Wine cooler/fridge: $11.99/month
    Exclusions

    Liberty’s plans have the following exclusions, which are standard in the industry. 

    • Cosmetic defects
    • Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems
    • Disposal of appliances, systems, or components
    • Electronics, computerized, “smart,” or Internet/enabled components and parts
    • Filters associated with any covered items
    • Fire sprinkler systems
    • Flues, vents, chimneys, and exhaust lines
    • Glass parts
    • Lighting
    • Malfunction or damage caused by acts of God
    • Noise
    • Radon and other leak detection monitoring systems
    • Remote receiving and transmitting devices
    • Solar systems and applications

    Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    When it comes to affordability, I give Liberty Home Guard a commendable 8.9/10 rating. The company offers competitively priced base plans starting at around $50 per month, which aligns with industry standards and makes it accessible for most Delaware homeowners. However, Liberty’s add-ons tend to be more expensive than those of other providers, with most costing over $15 per month compared to the $6 to $13 range offered by competitors like American Home Shield and Select Home Warranty.

    One of Liberty’s standout features is their unique add-ons that other home warranty companies often don’t have, such as reverse osmosis filters, generators, power washing, gutter cleaning, and pro-series or luxury equipment. This flexibility is particularly beneficial for First State residents with high-end or specialized home systems. However, it’s crucial to be aware that Liberty only covers items up to their “book value” rather than their full replacement cost, and their per-item coverage caps max out at $2,000 — lower than the limits set by providers like Elite Home Warranty ($6,000) and American Home Shield ($3,000).

    Another factor to consider is Liberty’s non-negotiable service fee, which ranges from $65 to $125 (depending on what type of repair you need) when filing a claim. This is higher than what many other companies charge and could add up over time. While Delaware homeowners with standard appliances and systems should weigh these potential drawbacks, those with unique or luxury items may still find excellent value in Liberty’s offerings despite the higher add-on costs and service fees.

    When it comes to customer experience, Liberty Home Guard stands out for their user-friendly online quoting system and efficient enrollment process. The company’s website makes it simple for Delaware homeowners to compare coverage options and tailor their plans to their specific needs. During my secret shopping, I found the platform to be intuitive and straightforward, allowing me to make informed decisions about my coverage with ease.

    One potential drawback is Liberty’s 30- to 60-day waiting period before coverage kicks in, which is in line with industry standards. However, this is still shorter than some competitors, who require customers to wait up to 90 days. Once you’re a Liberty customer, you’ll appreciate the company’s 60-day service guarantee on repairs. This provides extra peace of mind, ensuring that any work performed will meet quality standards on the first attempt and that if it fails again, LHG won’t charge extra service call fees for repeat visits. 

    Liberty also offers multiple ways to get in touch, including phone, email, and online chat. This accessibility means you can get prompt support when issues arise, helping to alleviate stress during challenging situations. While some online reviews mention occasional delays in response times when submitting a claim or difficulty reaching a supervisor for escalated concerns, most customers report positive experiences. Considering their transparent online quoting, strong service guarantees, and accessible customer support, I give Liberty Home Guard a respectable 7.8/10 rating for customer experience.

    Liberty Home Guard earns an impressive 9.1/10 rating from me for their reputation. The company’s commitment to customer satisfaction shows in the overwhelmingly positive reviews it receives across various platforms, with customers praising their exceptional service, efficient claims processes, and prompt issue resolution. Liberty’s 4.7-star ratings on Google and Trustpilot reflect a dedication to prioritizing their customers’ needs. At the same time, the praise it receives from employees on Glassdoor highlights a supportive culture that directly impacts the quality of service provided.

    It’s worth noting that Liberty recently faced a temporary setback when the Better Business Bureau (BBB) revokedtheirA+ rating due to an influx of complaints. However, this is a standard procedure, and the BBB will thoroughly review the complaints with a fine-tooth comb. Liberty has consistently had their A+ rating restored after comprehensive evaluations in the past. While negative reviews exist, they are relatively rare and often mention isolated incidents. Overall, Liberty Home Guard stands out among home warranty providers in Delaware for their exceptional reputation and unwavering commitment to customer satisfaction.

    Rating SiteRatingNumber of Reviews
    BBBNR (Not Rated)*Customer Reviews are not used in the calculation of BBB Rating
    Trustpilot4.72,620
    Google4.710,440
    Yelp1.459

    Editor’s Note: The ratings provided were accurate at the time of writing.

    *Note (as of 3/18/24): The Better Business Bureau recently shifted LHG’s A+ rating to “NR.” We reached out to a representative from the Better Business Bureau, and they told us, “This business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.” When asked about whether they revoke ratings after an increase in complaints, the rep said, “Yes, if they feel they need to review the complaints first before issuing an accurate rating.” This scenario has happened to LHG twice in the last two years, but each time, the BBB has restored their A+ rating after a thorough review.

    Liberty Home Guard’s claim process truly shines, earning a perfect 10/10 rating from me for their exceptional service to Delaware homeowners. What sets Liberty apart is their commitment to providing rapid assistance when disaster strikes, with an impressive 12-hour average response time and vital emergency repair options that many competitors simply don’t offer. These swift responses can be a lifesaver when dealing with catastrophic failures like burst pipes, AC breakdowns, or appliance leaks, which can quickly escalate into costly nightmares if you don’t address them promptly.

    Customers consistently praise Liberty’s user-friendly claims process and quick payouts after approval, highlighting the company’s dedication to delivering a seamless experience that exceeds expectations. Once you’ve passed the standard 30- to 60-day coverage waiting period, most claims are approved within a remarkable 48 hours. It’s this combination of lightning-fast response times, emergency services, and streamlined approvals that makes Liberty Home Guard a top choice for Delaware residents who want the most comprehensive protection for their homes. 

    LHG is available in all U.S. states, earning it a perfect 10/10 score. With coverage nationwide, you can count on their strong contractor relationships to get your issues fixed fast with quality repairs. 

    Best Coverage Limits

    American Home Shield

    4.3

    Our Rating

    Limited Time:
    40% Off Our Most Popular Plan

    The feature that stands out to me the most is AHS’s high coverage caps of up to $5,000 for home systems and $4,000 for appliances. These limits surpass those of most competitors, giving Delaware residents strong protection for even their most expensive home items. With over 50 years of industry experience, AHS has built an extensive network of contractors, ensuring you have swift access to specialized repair services. I appreciate that AHS covers rust, corrosion, and preexisting conditions — things that most other providers exclude. 

    Another aspect I like about AHS is their roof leak protection, which is available either as an add-on or included with their premium plan. This coverage is particularly valuable in Delaware, where coastal storms and heavy rainfall can cause significant damage to roofs. By offering this unique protection, AHS stands above many other home warranty providers. 

    As the longest-standing home warranty provider in the industry, American Home Shield has had ample time to establish a strong reputation. However, the company’s consistently low ratings across multiple platforms throw up red flags to me. In the past few years, AHS has received far too many Better Business Bureau (BBB) complaints to ignore — far more than competitors like Select Home Warranty and Liberty Home Guard. Additionally, the company has less than 2–stars on both Trustpilot and Yelp, indicating a disappointing lack of reputability, especially given their extensive experience.

    American Home Shield excels with their coverage of undetectable preexisting defects, rust, and corrosion, setting it apart from many other home warranty providers. This inclusion adds significant value to their plans, which is particularly beneficial for Delaware homeowners with older appliances and systems. AHS’s expansive contractor network means you will have widespread, reputable support no matter where you live in Delaware. 

    One potential drawback is that some reviewers have reported extended repair delays despite AHS’s strong contractor partnerships. Additionally, the company’s 30-day workmanship guarantee falls short of competitors like Elite Home Warranty, which offers a 90-day guarantee. However, AHS’s generous coverage caps of up to $5,000 for systems and $4,000 for appliances surpass those of providers like Liberty Home Guard, which typically has $2,000 limits, offering enhanced protection for higher-end items.

    During my secret shopping experience, I found AHS’s online interference to be straightforward and user-friendly. However, it’s worth noting that the company’s lower-tier plans cover fewer appliances and systems compared to entry-level options from competitors. For comprehensive protection, I recommend the ShieldPlatinum plan to all Delaware homeowners. It provides extensive coverage at only a slight increase in cost while still outperforming comparable plans from other providers. With over 50 years of experience in the industry, American Home Shield earns a commendable 8.6/10 overall rating from me for their strong coverage offerings, generous limits, and valuable additional features that cater to the unique needs of Delaware homeowners.

    American Home Shield stands out for their comprehensive coverage options, earning a strong 9/10 rating from me for their plans and protection. One of the most impressive features is that all AHS plans cover old, improperly installed items and preexisting conditions, which many competitors exclude. In some cases, AHS’s extensive protection of old appliances and systems is the only option for homeowners with aging equipment to get the coverage they need. 

    AHS offers three plan options to First State residents: ShieldSilver for major systems, ShieldGold adds a few appliances, and the comprehensive ShieldPlatinum, which covers every major system and appliance (and more). For example, the ShieldPlatinum plan uniquely covers roof leaks — a rarity in the home warranty industry. Additionally, this top-tier plan provides free HVAC tune-ups, helping to prevent AC failure during Delaware’s humid summers, as well as allowances for any local code violations, permits, and equipment modifications that other home warranty providers often exclude.

    While AHS’s service fees, ranging from $100 to $125, are higher than the $75 industry average, the company offers flexibility by allowing customers to choose between lower monthly premiums or higher service fees based on their budget and preferences. During my secret shopping experience, a customer service rep offered a 20% discount for signing up the same day. I also received the same offer online. So, it’s worth keeping an eye out for special promotions. 

    PlanMonthly CostService Fee*Available Discounts
    ShieldSilver$29.99–$39.99$100–$12520% off same-day sign-up discount (online and phone)
    ShieldGold$49.99–$59.99$100–$12520% off same-day sign-up discount (online and phone)
    ShieldPlatinum$79.99–$89.99$100–$12520% off same-day sign-up discount (online and phone)

    *If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $39.99 rate for the ShieldSilver plan pairs with the $100 service fee.

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Wilmington, DE. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    AHS has the below optional add-ons for Delaware homeowners. While sparse, I like the option for electronics protection. Like many other homeowners, I own several expensive electronics that could rack up a big bill if they were to fail. 

    • Electronics protection plan: $14/month
    • Guest unit: $15.99/month
    • Pool & built-in-spa equipment: $18/month
    • Roof leak repair: $10/month
    • Septic pump: $5/month
    • Well pump: $8/month
    Exclusions

    American Home Shield has the following industry-standard exclusions to their plans: 

    • Damage due to pets or pests
    • Failure to properly clean or maintain home systems or appliances
    • Foundation or structural damage
    • Improper installation, improper wiring, or damage caused by construction activity
    • Manufacturer’s defect
    • Misuse or human error
    • Malfunction or damage due to natural disasters
    • Neglect, rust, corrosion, or sediment
    • Removal of hazardous materials such as asbestos, lead, or other toxic materials

    Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    American Home Shield earns an 8.7/10 rating from me for their affordability. It can save Delaware homeowners money in the long run, even though the up-front costs may be slightly higher compared to some budget-friendly providers. AHS’s allowance of up to $5,000 for HVAC systems is particularly valuable, as the costs of replacing AC units in the state can easily surpass the lower caps offered by many competitors. Similarly, the company’s $3,000 limit for pool coverage triples what basic warranties provide, offering enhanced protection for those with this expensive amenity.

    While you may pay more per month, the extra cost serves as an insurance policy against unexpected repair or replacement expenses. Competitors like Liberty Home Guard often cap system coverage at around $2,000, but AHS extends that to an impressive $5,000 — providing more than double the protection. With Delaware’s humid summers causing increased wear and tear on essential systems, these higher coverage caps can be a real lifesaver. 

    As a well-established company in the home warranty industry, I expected American Home Shield to deliver outstanding customer service. However, during my research, I came across a significant number of complaints about unreturned calls and messages. This is worrisome no matter what, but particularly if you have an urgent issue like a leaking clothes washer or dishwasher that can cause lots of water damage the longer you wait. 

    On a positive note, American Home Shield assigns each customer an account manager and provides multiple contact methods, which can help alleviate issues with unresponsive individual representatives. Additionally, AHS’s standard waiting period before a new policy takes effect is just 30 days, which is considerably shorter than the 60-day or longer wait times required by some competitors. This shorter startup time can be a relief for First State residents who need coverage to kick in quickly. Moreover, during my secret shopping experience, I found American Home Shield’s website to be user-friendly and intuitive when obtaining quotes and comparing pricing for different plans. For these reasons, I give American Home Shield a respectable 8.4/10 rating for customer experience.

    American Home Shield’s reputation earns a 7.7/10 rating from me, reflecting the mixed feedback from customers. On the positive side, the company offers convenient 24/7 support for filing claims online or by phone, which is essential for Delaware homeowners facing urgent issues like air conditioner breakdowns during the state’s humid summers. After submitting a claim, customers can easily track its progress and repair history through their online account dashboard, providing transparency throughout the process. Moreover, even some critical reviews acknowledge that AHS delivers robust coverage when repairs go smoothly.

    However, American Home Shield’s low review scores on platforms like Trustpilot and Yelp concern me. Many reviewers express frustration about slow service contractors that never showed up, unexplained claim denials, and lack of communication. On a more encouraging note, AHS’s efforts to address these complaints on review sites demonstrate their commitment to resolving dissatisfied customers’ concerns.

    Rating SiteRatingNumber of Reviews
    BBBBCustomer Reviews are not used in the calculation of the BBB Rating
    Trustpilot2.25,263
    Google4.532,947
    Yelp1.11,271

    Editor’s Note: The ratings provided were accurate at the time of writing.

    AHS’s claims process earns a strong 8.4/10 rating from me thanks to their 24/7 customer service availability and the option to submit a claim online or by phone at any time. This round-the-clock accessibility is particularly valuable for First State residents with issues that need fast repairs– like a broken-down water heater. 

    You can easily track your claim status and review your home’s repair history through your online account, providing transparency and making the process much less stressful. A few customer reviews cite instances of unreturned calls and messages, which is concerning for a well-established provider. However, AHS works to address these issues by assigning dedicated account managers and offering multiple contact channels. This approach ensures that you can get prompt assistance when you need it most. Despite some room for improvement, American Home Shield’s claims process offers Delaware homeowners a smooth experience when dealing with unexpected home system and appliance breakdowns. 

    AHS’s plans are available to homeowners in every U.S. state besides Alaska. With their wide-spanning coverage and 50+ years in business, you can expect quality, local contractors in their network that can fix issues in your Delaware home as they arise. 

    Best Value

    Select Home Warranty

    4.2

    Our Rating

    Limited Time:
    $150 Off (Code HOUSE25)

    What I appreciate about Select Home Warranty (SHW) is their affordable monthly premiums, which range from $44 to $48, making it one of the most budget-friendly options for Delaware homeowners. I also like that SHW offers a low $75 service fee for each repair visit, which helps me keep my out-of-pocket expenses manageable.

    Another aspect that impresses me is Select’s 90-day repair guarantee, which is considerably longer than what many other home warranty providers offer. This extended guarantee gives me added peace of mind, knowing that if a covered item breaks down within 90 days of a previous repair, SHW will send a technician to fix the issue at no additional cost to me. I also like that SHW has roof leak coverage in all of their plans, which is unheard of in the home warranty industry. 

    I don’t like SHW’s strict $75 contract cancellation fee, which is one of my main concerns. It prioritizes Select’s interests over the flexibility of their customers. If you changed your mind or found a better option, you’d still be on the hook for this fee.

    Another issue I have with Select is their policy of excluding preexisting defects from coverage. This means that if there are hidden problems with my home’s systems or appliances that you’re unaware of before signing up, SHW could deny a claim down the road. To mitigate this risk, you should conduct a thorough inspection of your home to ensure everything is in proper working order before enrolling.

    Furthermore, I don’t like that Select limits homeowners’ choices when it comes to contractors for repairs. I prefer having the freedom to select my own trusted professionals to work on my home’s systems and appliances. Lastly, the limited number of add-ons available through Select Home Warranty is a drawback for me. With only nine options, the company falls short in terms of customization compared to some of their competitors. This lack of flexibility could be problematic if your home contains unique features that require specific coverage.

    I give Select Home Warranty an impressive 8.4/10 rating for their clear and affordable home protection plans. With monthly premiums ranging from $44 to $48, SHW offers some of the lowest rates in the industry, making it a top choice for budget-conscious Delaware homeowners.

    Select’s $3,000 coverage cap for essential items like air conditioning and HVAC systems is adequate for most homes. However, if you have high-end or unique appliances or systems, then consider providers like Elite Home Warranty or American Home Shield. They both offer higher limits ($10,000 and $6,000, respectively) and more customization options. Select offers just a handful of optional add-ons; just nine total compared to the 20+ from Elite Home Warranty and the 40+ available from Liberty Home Guard. 

    What sets Select apart is their 90-day workmanship guarantee, which is significantly longer than the industry standard of 30 days. This suggests that SHW has strong relationships with reliable, quality contractors. Overall, Select Home Warranty is a fantastic option for Delaware homeowners looking for an affordable, no-nonsense approach to home protection.

    Select Home Warranty earns a solid 8.3/10 rating from me for their consumer-friendly transparency and easy-to-understand coverage plans. While the Gold Care and Bronze Care plans focus on appliances or systems separately, I believe the Platinum Care plan, which covers both, is the best choice for most Delaware homeowners. At just $4 more per month, the Platinum Care plan offers significantly more coverage for a minimal additional cost.

    One potential drawback of Select Home Warranty is their $3,000 coverage limits, which may not be enough for those with high-end appliances or systems. American Home Shield (at $6,000) and Elite Home Warranty (at $10,000) each have higher limits if you have expensive systems. Select also offers fewer specialty add-ons compared to some competitors. However, for the majority of Delaware residents seeking essential protection, Select’s affordable and straightforward approach is a great fit.

    During my secret shopping, I was impressed by the discounts offered, including two free months and $150 off the annual price. These promotions highlight Select’s commitment to providing affordable home warranty solutions. 

    PlanMonthly CostService FeeAvailable Discounts
    Bronze Care$44.42$75$150 off (website), two extra months free (website)
    Gold Care$44.42$75$150 off (website), two extra months free (website)
    Platinum Care$47.75$75$150 off (website), two extra months free (website)

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Wilmington, DE. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    SHW has the following nine optional add-on coverage options for Delaware homeowners. While light on offerings, many Delaware homes with pools, spas, stand-alone freezers, and more will benefit from this additional protection. 

    • Central Vacuum: $3.33/month
    • Lawn Sprinkler System: $5.83/month
    • Pool: $8.33/month
    • Roof Leak: free
    • Septic System: $5.83/month
    • Spa: $5.83/month
    • Stand-alone Freezer: $3.33/month
    • Sump Pump: $3.33/month
    • Well Pump: $3.33/month
    Exclusions

    Like all home warranty providers, Select has exclusions to their plans. None of these exclusions are out of the ordinary. 

    • Common areas in condominiums or multifamily homes
    • Damage from natural disasters and rust
    • Defects or damages caused by the foundation and structure of the home
    • Incorrect installation or malfunctions due to construction damage or improper wiring
    • Issues with systems or appliances related to hazardous or toxic materials (for example, mold, asbestos, and gas leaks)
    • Secondary damage (i.e., your home warranty may cover roof damage but won’t cover water damage caused by a roof leak)
    • Solar heating systems

    Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    Select Home Warranty stands out as a top choice for Delaware homeowners seeking affordable home protection, easily earning my 9.1/10 rating. With their highly competitive monthly premiums, which average around $40 after discounts, Select offers plans that are significantly cheaper than the industry standard. Across their Bronze, Gold, and Platinum plans, Select provides coverage for essential appliances, systems, or a combination of both, all within just a few dollars of each other, unlike most competitors.

    Another aspect that sets Select apart is their low service fees of $65 or $75. These fees are considerably lower than the $100 or more charged by many other home warranty providers. Although Select’s $2,000 per appliance coverage limit may not be ideal for every homeowner, it is adequate for most homes with standard units.

    Select Home Warranty’s dedication to providing a stress-free home warranty experience is clear through their user-friendly website and transparent online quote process. I appreciate that Select doesn’t rely on aggressive sales tactics or excessive follow-ups, which I’ve encountered with other providers. This commitment to simplicity and clarity sets Select apart, allowing me to thoroughly evaluate my coverage options without pushy and often annoying sales tactics. 

    During my secret shopping, I was impressed by how quickly and easily I could obtain a quote from Select compared to other providers. The website clearly outlines available plans, pricing details, coverage specifics, and add-ons in plain language, making it simple for Delaware residents to determine which protections best align with their repair risks and budgets. This dedication to transparency and user-friendliness earns Select a noteworthy 8.1/10 rating from me for customer experience. 

    Select Home Warranty’s reputation among customers is a mixed bag, with the company’s Better Business Bureau grade sitting at a decent B and their ratings on platforms like Trustpilot and Google averaging around 3.8. While positive reviews praise Select’s swift repairs after claim approval, helpful customer service, and easy enrollment process, I’m concerned about ‌complaints citing low reimbursements, denied coverage, and unskilled technicians doing shoddy repairs. It’s crucial to weigh these potential drawbacks against Select’s affordable pricing and smooth sign-up process when considering coverage. Ultimately, I give Select Home Warranty a fair 8/10 rating for their mixed reputation, which Delaware homeowners should evaluate alongside their affordability and core plan strengths.

    Rating SiteRatingNumber of Reviews
    BBBBCustomer Reviews are not used in the calculation of BBB Rating
    Trustpilot3.84,818
    Google3.819,830

    Editor’s Note: The ratings provided were accurate at the time of writing.

    Select Home Warranty offers Delaware homeowners two convenient ways to file a claim: online or by phone. This straightforward process is a plus, but the company’s standard response time for non-emergency situations is 48 hours, which aligns with the industry average. While this may be acceptable for some issues, waiting two full days for repairs can be problematic if your clothes dryer breaks down while you have a large load of wet clothes in the washing machine. 

    On the bright side, Select provides 24/7 emergency assistance for critical issues like burst pipes or malfunctioning air conditioning systems. This ensures that urgent problems receive prompt attention, minimizing potential health and safety risks. However, the slower dispatch times for non-emergencies remain a drawback, earning Select a fair 7.6/10 rating from me.

    Select covers all 50 U.S. states, which means it has a strong network of contractors to repair any issues that pop up in your Delaware home. 

    Best Customer Ratings

    Elite Home Warranty

    4.3

    Our Rating

    Limited Time:
    $150 Off + 1 Month Free

    I like Elite Home Warranty’s generous coverage limits of $10,000 per system and $6,000 per appliance. These limits are two to three times higher than the industry average, ensuring that you can safeguard premium equipment without breaking the bank. Another aspect that impresses me is Elite’s extensive array of customization options, with 26 add-ons available. This flexibility allows Delaware residents to create personalized plans that balance affordability and financial security, tailoring their coverage to their specific needs and budgets.

    Moreover, I like that Elite Home Warranty consistently earns outstanding customer satisfaction ratings on trusted review sites like Google, Yelp, and Trustpilot, with scores ranging from 4.5 to 5 stars — much better than the typical 2–3-star ratings of other providers.

    I don’t like Elite Home Warranty’s policy of voiding workmanship guarantees if you use your own trusted technician instead of one from their network. This is a significant drawback for Delaware homeowners, as most homeowners value the option to choose a contractor they trust.

    I’m also disappointed that Elite Home Warranty doesn’t cover emergency repairs without charging an extra $150 fee. When critical systems like furnaces fail during Delaware’s cold winters, homeowners need urgent support without the burden of additional costs. Considering Elite prides itself on customer service, this lack of emergency coverage without extra fees seems unacceptable.

    What impresses me most about Elite Home Warranty is their unparalleled flexibility, with 26 add-ons available for Delaware homeowners to customize their coverage according to their specific needs. That said, if you want even more options, Liberty Home Guard offers 42 add-ons. Still, Elite’s adaptability is particularly valuable for Delaware’s diverse housing styles and varying climate conditions. However, what truly sets Elite apart is their industry-leading coverage limits.

    With caps reaching $10,000 for home systems and $6,000 for appliances, Elite’s coverage maximums are two to three times higher than the typical $2,000 to $6,000 offered by competitors such as Liberty Home Guard and American Home Shield. These generous limits provide invaluable peace of mind for Delaware residents who have invested in high-end household equipment that could be vulnerable to costly repairs.

    One drawback to keep in mind is that Elite falls short when it comes to emergency repairs outside of normal business hours. Unless you’re willing to pay steep surcharges of $150, emergency services are only available during weekday business hours, which can be problematic for urgent failures occurring on nights or weekends. With all things considered, I give Elite Home Warranty an impressive 8.6/10 rating for their comprehensive coverage and unmatched flexibility. For Delaware homeowners seeking the highest coverage limits in the industry to safeguard their expensive household systems and appliances, Elite Home Warranty is a top choice. 

    Elite Home Warranty stands out for Delaware homeowners with their unparalleled coverage maximums, which provide two to three times more protection than most other providers, including Liberty Home Guard, American Home Shield, and Select Home Warranty. With appliance coverage up to $6,000 per claim and systems coverage reaching an impressive $10,000 per claim, Elite easily earns a perfect 10/10 rating from me.

    It offers three straightforward plans: Elite Appliances, Elite Systems, and Elite Complete, a combo plan that bundles both appliance and system coverage. For Delaware residents seeking comprehensive protection, I highly recommend the Elite Complete plan, as it provides the most well-rounded coverage for only a slight increase in price. During my secret shopping experience, I discovered that Elite offers a 30-day risk-free trial and a $150 discount for signing up over the phone, making their top-tier protection even more budget-friendly.

    PlanMonthly CostService FeeAvailable Discounts
    Elite Appliance$48.99$100$150 sign-up, 30-day trial
    Elite Systems$52.99$100$150 sign-up, 30-day trial
    Elite Complete$59.99$100$150 sign-up, 30-day trial

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Wilmington, DE. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    EHG has the following optional add-ons to their home warranty plans. For Delaware homes with uncommon systems, central vacuums, attic exhaust fans, swamp coolers, geothermal heating and cooling systems, and more, I appreciate the option to protect these expensive systems. 

    • Attic exhaust fan: $69.99/year
    • Central vacuum: $49.00/year
    • Effluent pump: $99.99/year
    • Ejector pump: $99.99/year
    • Freestanding freezer: $59.99/year
    • Freestanding ice maker: $59.99/year
    • Freestanding spa equipment: $119.99/year
    • Generator: $99.99/year
    • Geothermal heating and cooling System: $299.99/year
    • Grinder pump: $99.99/year
    • Guest house: $299.99/year
    • HVAC annual maintenance: $299.99/year
    • Jetted/hot Tub: $99.99/year
    • Lawn Sprinkler System: $99.99/year
    • Lift pump: $99.99/year
    • Limited roof leak repair: $99.99/year
    • Pool & spa equipment: $199.99/year
    • Pool equipment: $149.99/year
    • Premium appliances: $249.99/year
    • Premium benefits: $199.99/year
    • Premium systems: $299.99/year
    • Premium systems plus: $499.99/year
    • Septic system: $129.99/year
    • Service lines: $349.99/year
    • Sump pump: $99.99/year
    • Swamp cooler: $149.99/year
    • Water filtration system: $99.99/year
    • Water softener: $99.99/year
    • Well pump: $99.99/year
    • Wine cooler: $69.99/year
    Exclusions

    Elite’s exclusions are standard, as seen below: 

    • A lack of maintenance
    • Acts of God
    • Commercial-grade appliances
    • Cosmetic damage
    • Natural disaster-related damages
    • Units in a rental property

    Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    Elite Home Warranty offers Delaware residents competitive monthly premiums ranging from $45 to $60 and a $100 service call fee that matches top in-state competitors. However, additional fees for services like commercial-grade appliance repairs ($150 per visit) and weekend/after-hours emergency repairs ($150) can quickly increase expenses once you start a contract. Considering the need for more transparency around these fees, I give Elite Home Warranty an 8.7 out of 10 on their affordability for Delaware homeowners.

    The company’s customer representatives were vague when I asked about the add-on costs, and the information was hard to find online, making it challenging for Delaware residents to accurately compare plans and budget for long-term expenses. On a positive note, Elite offers a 30-day trial period, allowing customers to vet plans risk-free before fully committing. While their base pricing appears competitive initially, it’s crucial to factor in the potential impact of extra charges on your overall costs.

    Elite Home Warranty boasts numerous positive customer reviews and awards from reputable sites like Trustpilot and Google, indicating that most homeowners appreciate the company’s responsive support and coverage once they sign a contract. However, my experience shopping with Elite was somewhat mixed, as their website lacks clear pricing details compared to competitors and earns a fair 7.6/10 rating from me.

    To receive even basic monthly price ranges, Delaware residents must call the company directly, and the optional add-on costs are buried deep in the website, listed only as a yearly price. This hidden pricing approach creates unnecessary friction in the comparison-shopping process, makes accurate monthly budgeting a challenge, and forces homeowners to call in just for basic quotes.

    Elite Home Warranty’s accreditation and A+ rating with the Better Business Bureau provides reassurance of their credibility and commitment to addressing customer concerns in a timely manner despite being a newer player in the industry. However, having less than 200 reviews combined on Trustpilot, Yelp, and Google results in a fair 8.3/10 rating for their reputation. 

    Still, ​​Elite Home Warranty’s reviews, while limited, are overwhelmingly positive. Customers praise the company’s fast claims handling, budget-friendly prices, expert repairs, and exceptional service. And their very few negative reviews all mention what seem to be isolated issues or misunderstandings — late contractors, failed repairs, and denied claims for things EHG excludes. 

    Rating SiteRatingNumber of Reviews
    BBBA+Customer Reviews are not used in the calculation of BBB Rating
    Trustpilot4.759
    Google4.8146
    Yelp4.84

    Editor’s Note: The ratings provided were accurate at the time of writing.

    Elite Home Warranty’s 24/7 claims filing process, available online or by phone, is a convenient feature that aligns with industry standards. However, the company’s 24–48-hour response time for non-emergency claims is simply average. What concerns me most is Elite’s lack of true emergency repairs without an extra fee of $150, which can leave Delaware homeowners vulnerable during urgent situations or waiting in an uncomfortable situation to save money.

    Being left without support when your water heater breaks down on a Friday night is unacceptable in my book. Elite should prioritize dispatching aid more dependably during these critical situations rather than charging a $150 fee for after-hours emergency coverage. This practice feels like profiting from households in desperate need of assistance. Considering Elite’s approach to emergencies and their average response time for non-emergency claims, I give it a below-average score of 6.8 out of 10 for their claims process.

    EHG is available in 47/50 states, earning it a stellar 10/10 rating for their availability. Delaware homeowners can count on their strong network of reliable contractors for repairs. 

    Best for Additional Benefits

    AFC Home Warranty

    4.3

    Our Rating

    Limited Time:
    $200 off + free roof leak coverage

    AFC Home Club impresses me with their largely positive customer feedback online, a rarity in an industry often plagued by complaints. This high level of satisfaction speaks to the company’s commitment to providing excellent service and support to their clients. Moreover, AFC stands out by offering Delaware homeowners a range of innovative perks that extend beyond standard appliance and system coverage, including discounted home security, medical care, credit monitoring, and insurance savings– perks you won’t find at any other provider. 

    One significant concern I have with AFC Home Club is their variable coverage caps. While some items have limits up to $3,000, others only provide between $150 and $1,000. Delaware homeowners must carefully review each appliance’s and system’s coverage cap to ensure they have adequate coverage and avoid surprise gaps that could leave them exposed to pricier repairs and replacement costs when issues arise.

    I also don’t like AFC’s lack of 24/7 emergency repair services without extra fees. If urgent issues like a failed furnace happen during nights, weekends, or holidays, customers must pay additional charges for prompt assistance. With Delaware’s cold winters, waiting extended periods to avoid fees isn’t realistic, let alone a potential health risk. 

    AFC Home Club stands out for their user-friendly website, which simplifies the enrollment process for Delaware homeowners. It allows customers to customize their coverage through tiered plans and flexible service fees — options most competitors lack. This adaptability, coupled with AFC’s A+ Better Business Bureau grade and consistent positive reviews, earns it a strong 8.5/10 rating in my book and makes it one of my top choices for home warranty protection in the First State.

    However, AFC Home Club has relatively lower coverage caps compared to other national providers, with a maximum of $3,000 per item, which could be a concern for those with high-end appliances or systems. Additionally, the company’s reimbursement levels fluctuate based on vague home value assessments, which can be frustrating for homeowners seeking transparency. Despite these limitations, AFC customers give this provider glowing reviews for the seamless claims process, knowledgeable technicians, and quality repairs, as long as the issues fall within the coverage limits.

    AFC Home Club offers Delaware homeowners four plan options, allowing you to customize your protection to suit your specific needs. The Silver Plan covers nine major home appliances, while the Gold Plan protects 15 appliances plus systems. The Platinum Plan expands coverage to 18 appliances/systems. However, the Diamond Plan stands out as the most comprehensive, adding coverage for electronics, exterior water lines, sewer lines, and even roof leaks.

    The Diamond Plan’s inclusion of personal electronic devices, such as smartphones, tablets, and home office equipment, alongside core home systems and appliances, is a rare and valuable feature that sets AFC Home Club apart from their competitors. During my secret shopping, I found offers online for $140 off annual policies and $250 off three-year plans. These discounts make AFC even more affordable for Delaware homeowners. For their industry-leading plans and coverage, I rate AFC Home Club a decent 8.1 out of 10.

    PlanMonthly CostService FeeAvailable Discounts
    Silver Plan$34.33$125Up to $250 off, free roof leak protection
    Gold Plan$48.50$125Up to $250 off, free roof leak protection
    Platinum Plan$53.17$125Up to $250 off, free roof leak protection
    Diamond Plan$87.75$125Up to $250 off, free roof leak protection

    Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Wilmington, DE. The cost data presented was accurate at the time of writing.

    Available Add-Ons

    AFC Home Club has several optional add-ons available to Delaware homeowners. As someone who owns a double oven, I like the low-cost option to protect it. 

    • Built-in microwave: $50/year
    • Central vacuum: $25/year
    • Double oven: $25/year
    • Electronics coverage: $24.99/month
    • Hot water dispenser: $25/year
    • Ice maker: $25/year
    • In-ground pool: $100/year
    • In-ground pool and spa: $150/year
    • Roof leak (free, worth $25/year)
    • Septic system: $50/year
    • Stand-alone freezer: $25/year
    • Sump pump: $35/year
    • Well pump: $50/year
    Exclusions

    AFC has the following industry-standard exclusions from their home warranty plans: 

    • Crane rentals needed to move appliances or systems
    • Geothermal heating systems
    • Haul-away services
    • Light fixtures
    • Malfunction or damage caused by acts of God
    • Code violations
    • Appliances and systems not properly maintained

    Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.

    For Delaware homeowners, AFC Home Club stands out as a budget-friendly home warranty provider, offering a range of plans to suit various needs and financial situations. With options starting below $40 monthly for crucial appliance or system coverage, AFC ensures affordability without compromising on quality. The Diamond Plan, AFC’s most comprehensive package, remains competitively priced at $62 per month while offering unique inclusions like electronics and sewer line coverage that competitors often leave out.

    One of the most appealing aspects of AFC Home Club is the flexibility it provides in choosing your service fee. You can select from $75, $100, or $125 per repair visit, allowing you to find the perfect balance between your monthly premium and out-of-pocket expenses. It’s essential to carefully consider any optional add-ons, as they can quickly add up and increase your overall costs. Additionally, while AFC advertises coverage limits of up to $3,000, it’s crucial to review the sample contract thoroughly, as certain items may have lower caps ranging from $150 to $500.

    After diving into AFC Home Club’s offerings and talking with their customer service team, I’m confident in awarding the company a stellar 9.2/10 for my customer experience rating. AFC’s commitment to transparency is visible in the example contracts provided for each plan, which clearly outline coverage specifics and simplify the decision-making process for Delaware homeowners. This level of detail is a refreshing change from the vague sample contracts offered by some competitors.

    AFC’s user-friendly website is another standout feature, making it easy for First State residents to navigate through the various plans, coverage tiers, and optional add-ons to create a policy that fits their unique needs and budget. The company’s 24/7 availability and praised communication skills, coupled with the professionalism of their technicians, further contribute to a positive customer experience. Moreover, AFC’s non-pushy sales approach sets it apart from other providers, allowing customers to make informed decisions without feeling pressured to sign a contract.

    With a solid 3.7 rating on Google, AFC Home Club outshines top national competitors that struggle with dismal 2-star averages, making it a standout choice for Delaware homeowners seeking a reputable home warranty provider. Despite having a smaller online presence compared to major rivals, AFC has maintained their BBB accreditation since 2015, reflecting their commitment to reliable service throughout their 14 years in business. This dedication to customer satisfaction is clear in the positive reviews from homeowners nationwide, who frequently praise AFC’s excellent service, prompt technician dispatch, seamless claims process, and strong reimbursements for necessary repairs.

    Although AFC would benefit from a larger volume of online feedback, their current ratings and accountability earn the company a robust 8.3/10 reputation score, making it a trusted choice for Delaware homeowners seeking peace of mind and reliable home warranty coverage.

    Rating SiteRatingNumber of Reviews
    BBBBCustomer Reviews are not used in the calculation of BBB Rating
    Trustpilot3.024
    Google3.71,589
    Yelp1.9337

    Editor’s Note: The ratings provided were accurate at the time of writing.

    AFC Home Club’s claims process earns a subpar 6.8/10 rating due to their lack of 24/7 emergency repair options during nights, weekends, and holidays. This limitation can be particularly problematic for First State residents facing seasonal risks like heat waves that can quickly turn appliance and system issues into urgent crises. As outlined in their coverage documents, AFC is closed on nationally recognized holidays, leading to delayed service request assignments. Consequently, Delaware homeowners may find themselves waiting or paying hefty surcharges for pressing repairs, such as leaking appliances or malfunctioning cooling systems during the summer. While AFC generally maintains a standard response time of 24 to 48 hours, potential customers should carefully weigh the company’s inability to handle emergency issues before signing up.

    On a positive note, one of AFC Home Club’s most attractive features for Delaware homeowners is their life-of-contract workmanship guarantee, which shields customers from paying extra for repeat repairs on the same system or appliance component. This benefit clearly surpasses the industry standard of 30- to 90-day coverage windows, showcasing AFC’s faith in the quality of their services.

    AFC Home Warranty offers their plans in 48/50 states, earning it a perfect 10/10 rating. With their vast coverage, you can be sure it has quality contractors near your home to fix issues as they pop up. 


    Calculate the Cost of Delaware Home Warranty

    Use our home warranty calculator (below) to estimate the yearly cost of a new plan. Just type in your monthly premium, service call fee, and the number of service visits you think you’ll have in a given year. The calculator will then output the full annual cost of a home warranty plan. 

    Appliance Average Repair Cost Average Replacement Cost
    Dehumidifier $50–$200 $1,300–$2,800
    Microwave $50–$400 $60–$2,000
    Dishwasher $50–$500 $400–$3,000
    Exhaust Fans $16–$300 $250–$950
    Electric Range $100–$500 $230–$3,000
    Gas Range $100–$500 $230–$3,000
    Dryer $100–$400 $450–$2,300
    Oven $100–$430 $400–$3,000
    Washer $50–$450 $400–$2,300
    Freezer $90–$500 $160–$2,900
    Refrigerator $40–$350 $200–$5,000

    Delaware Home Warranty Regulations

    In Delaware, home warranty companies do not adhere to regulations for insurance providers, according to a law signed in 2019 (H 106). The law states that “the offering, sale, or issuance of a service contract, vehicle theft protection product warranty, or maintenance agreement shall not be considered insurance or subject to the insurance laws of this state unless made expressly applicable thereto.” This means that while some states treat home warranties and other service contracts as insurance products, Delaware considers them legal contracts but not insurance.

    As a result, home warranty companies in Delaware are not subject to the same regulations and oversight as insurance providers. However, this does not mean that homeowners in Delaware are without protection. Home warranties are still legally binding contracts, and homeowners can seek legal recourse if a provider fails to uphold their end of the agreement. 

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    Frequently Asked Questions

    Do You Need a Home Warranty in Delaware?

    Delaware’s humid coastal climate can lead to increased wear and tear on home systems and appliances, making a home warranty a valuable investment for many First State homeowners.


    How Much Does a Home Warranty Cost in Delaware?

    The average cost of a home warranty in Delaware ranges from $300 to $600 per year, with most residents paying around $450 annually. For more information on the factors that affect home warranty pricing, check out this comprehensive guide on home warranty costs.


    How To Save Money When Shopping for Home Warranties In Delaware?

    To save money when shopping for home warranties in Delaware, I recommend obtaining quotes from several providers and comparing the coverage and pricing of each plan. Ask them for discounts and promotions over the phone and look online for coupons. Additionally, keep an eye out for companies that offer discounts for purchasing multi-year contracts or for buying a home warranty during the home-buying process.


    Is a Home Warranty Worth It for Delaware Homeowners?

    A home warranty is worth it for Delaware homeowners because it offers financial protection and peace of mind against unexpected repairs or replacements of home systems and appliances. To help you decide if a home warranty is the right choice for your situation, consider reading this article on whether home warranties are worth the investment.



    Other Resources for Delaware Homeowners

    Best Home Warranties by State

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    Editorial Contributors
    avatar for Jonathon Jachura

    Jonathon Jachura

    Contributor

    Jonathon Jachura is a two-time homeowner with hands-on experience with HVAC, gutters, plumbing, lawn care, pest control, and other aspects of owning a home. He is passionate about home maintenance and finding the best services. His main goal is to educate others with crisp, concise descriptions that any homeowner can use. Jon uses his strong technical background to create engaging, easy-to-read, and informative guides. He does most of his home and lawn projects himself but hires professional companies for the “big things.” He knows what goes into finding the best service providers and contractors. Jon studied mechanical engineering at Purdue University in Indiana and worked in the HVAC industry for 12 years. Between his various home improvement projects, he enjoys the outdoors, a good cup of coffee, and spending time with his family.

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    photo of Andrew Foligno

    Andrew Foligno

    Andrew Foligno is an editor for Today’s Homeowner, with over 6 years of experience working in digital marketing. He started his career as a content writer at an agency, covering industries such as HVAC, plumbing, painting, lawn care, and more. Soon, he was promoted to an editor position where he oversaw a team of writers before moving on to other facets of digital marketing. When he isn’t working, Andrew enjoys going to the gym to be active, as well as going to the movies to unwind.

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