Best Home Warranty Companies in Connecticut (2021)

By Julie Thompson

Connecticut is a beautiful state to be a homeowner. With quick access to NYC, four lovely seasons, and a beautiful coastline, Connecticut has everything you could ever want. However, as great as CT can be to settle down and own a home, there are always issues that come with being a homeowner. As much as you may enjoy your home, there is always that fear about systems and appliances and whether or not they are going to hold up or make it through the next few years. In our guide featuring the best home warranty companies in Connecticut, we will give you information on:

  • How to choose the best home warranty 
  • Why do Connecticut homeowners need a home warranty 
  • What the best companies in Connecticut are for home warranties

With a home warranty in place, you will get protection against repair and replacement expenses that go hand in hand with owning a Connecticut home. When your air conditioning or microwave breaks down, the home warranty will step in to help you cover the costs. The challenging part about the best home warranties in the industry is that there are so many to choose from. If you are frustrated or tired of trying to narrow these companies down, keep reading!

Connecticut Top 5 Home Warranty Companies

There are more than 50 home warranty companies in the state of Connecticut; narrowing this list down to just one is quite the task. We looked at things like service fees, coverage caps, time in the industry, overall plan choices, add-on coverage, customer service, straightforward and more. Here is how the top five plans in Connecticut ranked. 

  1. Choice Home Warranty: Best Overall 
  2. American Home Shield: Best Customizable Plans 
  3. Select Home Warranty: Most Cost-Effective Plans 
  4. Liberty Home Guard: Most Trustworthy 
  5. Service Plus Home Warranty: Best for Immediate Service 
Provider Website Best For… Monthly Cost Service Fee Years in Business BBB
Choice Home Warranty CHW Best Overall Basic Plan: $40/month

Total Plan: $48/month

$85 13 B-
American Home Shield AHS Best Customizable Plans Typical Plan: $50/month

Combo Plan: $60/month

$75-$125 50 B
Select Home Warranty SHW Most Cost-Effective Plans Bronze: 36/month

Gold: $36/month

Platinum: $38/month

$75 9 B
Liberty Home Guard LHG Most Trustworthy Typical Plan: $40-$50/month

Total Home Guard Plan: $60/month

$60 2 A
Service Plus Home Warranty ServicePlus Best For Immediate Service Silver Combo Plan $53

Platinum Combo $60

$75 5 NR

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty in the state of Connecticut. Choice has been on the market for more than 13 years and has maintained a BBB rating of B- or above. When you look at the sizes of home warranty companies across the nation, Choice is a bit one with a lot of coverage. The plans and contracts from Choice Home Warranty are very straightforward and clear-cut. As a Connecticut homeowner with a Choice Home Warranty in place, you will know exactly what your plan covers. With impressive coverage limits nearing $2500 on many appliances and systems, Choice Home Warranty truly works as a partner to protect your home. 

There are only two Choice Home Warranty plans to choose from. Choice structures its plans just a bit differently than other companies on the market. With the Choice Home Warranty plan, both of the plan choices are combo plans, covering both systems and appliances. This is an excellent option for those that are undecided about which plan type could be best for their home. In addition to these two policies, Choice offers a wide range of add-on coverage that can help you adequately protect your Connecticut home. 

The add ons to the Choice Home Warranty plan include: 

  • Central vacuum
  • Limited roof leak
  • Septic system
  • Septic tank pumping
  • Sump pump
  • Well pump
  • Pool/Spa
  • Second refrigerator
  • Standalone freezer
Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

The Choice Home Warranty service fee is $85. This is about average for home warranty companies in Connecticut. Don’t let this fee steer you away from the Choice Home Warranty plan; it is right in line with the entire package they order. 

Managing the fine print of a home warranty can be a tiresome and frustrating task. However, with the Choice Home Warranty in place, you won’t have this concern. The plans are simple, straightforward, and adequately protect your CT home.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is the most customizable plan in the home warranty industry. Connecticut has all different types of homes, and to say one plan is adequate for all of them, is a mistake. American Home Shield realizes that people have made customizations and changes to their homes that require unique policies. The American Home Shield company has been offering home warranties for more than 50 years. This is a very long time to be in the business and to maintain a BBB rating of a B. If you want premium coverage, impressive plan options, and some of the highest coverage limits in the market, AHS is your plan. 

The American Home Shield home warranty has three basic options for your to start with. The two combo plans cover a variety of systems and appliances and tend to be the most popular option on the market. The plan gives you quite a bit of say in the individual coverages and allows for many add-on options. American Home Shield allows you to customize the payment plan and pricing of your plan in addition to the coverages.  

Some of the add on coverage that you can get with the American Home Shield warranty includes:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit
  • PC and TV
Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

American Home Shield has service fees that will range between $75 and $125. With a higher service fee, the monthly payments are quite a bit lower. Depending on how many repair and replacement episodes you think you may have in a year, you can choose your plan accordingly. 

American Home Shield is considered to be one of the most premium, and high-end plans on the market. However, when you look at the value they offer, it is right in line with all other plans on the market. Sometimes paying a few dollars more to get the exact coverage that you need will be well worth the money.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is the most cost-effective home warranty plan for Connecticut homeowners. When purchasing a home warranty, it is essential to make sure that the cost of the plan is justified and that it will make sense for your home long term. Having a monthly budget in place is an intelligent thing for homeowners, and Select Home Warranty allows you to keep your finances in order and your budget in place. The Select Home Warranty coverage is strong and considered to be a great value. In addition, all Select Home Warranty customers will get free roof leak coverage with the purchase of any plan. It will only take a few repairs to justify the cost of an entire year of the Select Home Warranty plan. 

There are three Select Home Warranty plans to choose from. The systems plan, appliances plan, and combo plan are your three choices, and they give a good variety of coverage and pricing options. When you look at the cost of the combo plan is just a few dollars more per month than the systems or appliance plan, you can see what a great value it is. There are also some paid additions that you can use to customize the coverage of your plan. 

The add ons or options coverages from Select Home Warranty are:

  • Pool
  • Spa
  • Septic system
  • Well pump
  • Sump pump
  • Lawn sprinkler system
  • Roof leaks
  • Central vacuum
  • Stand-alone freezer
Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

The Select Home Warranty deductible or service fee is only $60. This is one of the lower-cost options on the market and a great thing for Connecticut home warranty shoppers to keep in mind. 

The Select Home Warranty is one of the best choices because it respects the budget of a home warranty customer. You won’t be in over your head on the monthly payments or the repair costs associated with systems and appliances in your home.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is the most trustworthy home warranty in the state of Connecticut. A company that is trustworthy will follow up on all claims, have quick service, and be fair about what they accept and deny. With only two years in the industry, Liberty Home Guard has earned a BBB rating of an A. This is almost unheard of in the home warranty industry, but LHG has managed to pull it off. The fact that Liberty Home Guard is a newer company also means they have good modern systems in place for claim submittal and the overall customer experience process. 

Even with just two years in the industry Liberty Home Guard has put together an impressive range of coverage for their customers. There are three plans to choose from, systems, appliances, and combo or comprehensive plan. In addition, the list of add-on coverages is going to be longer than almost any other company in the market. If you want to start with a more basic plan and add on a few options, that is a real possibility with Liberty Home Guard. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

  • Pool and spa
  • Additional spa
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser 
Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

As you can see, the pricing of the Liberty Home Guard plans is a little higher because of the broad coverage; however, the service fee is just $60. This is incredibly well priced and helps decrease the overall costs of the plan. 

All Connecticut homeowners should consider the trustworthiness of the home warranty plan they choose. Having a company that stands behind its product and adequately works to protect your home is a significant benefit.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

To learn more information, visit our Liberty Home Guard review.

5. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

Service Plus Home Warranty is the best Connecticut home warranty for immediate service. Sometimes if the AC breaks down or the water heater, the repair becomes urgent. The last thing you will want to be told is that the repair will be days or weeks away. With ServicePlus, you can get emergency service sometimes less than 24 hours after you have submitted the claim. ServicePlus Home Warranty has been on the market for close to five years, and they have put together some great options for customers. Like Select Home Warranty, you will also get free roof leak coverage with any plan you purchase. 

Even though ServicePlus Home Warranty has just two options to choose from, each one of the plans is well put together and offers excellent coverage. The Platinum Combo plan is a premium plan and will genuinely protect all major systems and appliances around your home. There are several add-on options that you can use to make your Connecticut home warranty even more protective of your home. 

The optional coverage choices from Service Plus Home Warranty include:

  • Pool / Spa
  • Additional Spa
  • Limited Roof Leak
  • Central Vacuum
  • Sump Pump
  • Well Pump
  • Septic System
  • Septic Pumping
  • Second Refrigerator
  • Stand Alone Freezer
  • Water Softener
  • Refrigerator Ice Maker
  • Free Standing Ice Maker
  • Add’l A/C System (each)
  • Add’l Heading System (each)
  • Water Heater (each)
  • Add’l Garage Door Opener (each)
Plan Price Per Month Price Per Year
Silver Combo $53 $636
Platinum Combo $60 $720

The deductible from Service plus is $75. This is right in line with other top home warranty companies in the state of Connecticut and helps with the overall affordability of the plan. 

Service Plus home warranty likes to keep things fast and simple. Simple and straightforward policies and fast service. The longer you own a home, the more you will realize how important these factors are.

To get a free quote from Service Plus Home Warranty, you can fill out this online form or call 478-210-5091. 

Connecticut Home Warranty Buying Guide

Hopefully, you now feel as though your choices are narrowed down to a reasonable amount. Now it is time to try and choose the best home warranty for your home. There are lots of factors to look for when choosing a home warranty policy. However, three of the most important are the company’s history, overall pricing, and coverage choices. 

  • Company History: The history of a company is essential to research before your purchase your plan. Take a look at how many claims they have paid out as compared to how many they have denied. See what customers have to say about the overall plan choices and whether or not they worked for their needs. 
  • Coverage Choices: Make a list of the items in your home that you want to have covered by the home warranty you have in place. Once you have this list, try and find the plan that most closely matches this list for the fairest price. 
  • Overall Pricing:  When considering the pricing of a plan, be sure to consider the service fees and the coverage caps as well. If a coverage cap is low, you may go over the policy limits before getting your repair or replacement completed. 

Top Home Maintenance Problems in Connecticut

Connecticut homeowners will have four very full seasons. This means that homes need to be equipped to help homeowners get through both the summer and the winter months. This can bring a bit of wear and tear to the house. Three of the top home maintenance problem areas that Connecticut homeowners experience are plumbing systems, kitchen appliances, and HVAC. Let’s take a look at how having a home warranty in place will help you keep your Connecticut home functional and comfortable all year long.

  • Plumbing Systems: All homes have plumbing systems, and if you have had a repair lately, you know that plumbers are getting more and more expensive. Having protection against plumbing systems, plumbing repairs, and plumbing stoppages can save you thousands of dollars a year. 
  • Kitchen Appliances: Kitchen appliances are some of the most used appliances in the home. The problem with kitchen appliances is that they were probably purchased around the same time and will start to experience issues around the same time. The home warranty will help keep these expenses under control. 
  • HVAC: The HVAC system comes into play during the summer months. Connecticut summers get very warm, and if you don’t have an HVAC system, the cost of repairs will be pretty high. 

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Our Conclusion

We hope that you now feel that you have the confidence necessary to purchase a home warranty for your Connecticut home. These five options could all be a great fit, but the Choice Home Warranty stands out as the best option on the market. The Choice Home Warranty plan has the experience in the industry, customer service, and impressive coverage to become one of the best home warranty companies that we have ever seen. It is smart to get a few quotes to ensure that the policy you choose is truly the best deal out there. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.

See the best home warranty companies in your state

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Frequently Asked Questions About Connecticut Home Warranties

How Much Does A Home Warranty Cost In Connecticut?

A Connecticut home warranty can range in cost from around $35 a month to more than $80 per month. You will notice that plans with lots of coverage are going to be priced considerably higher than those that have limited coverage choices. The service fees for these plans will range from $60 to $150.

Be sure to compare costs in order to find a home warranty that’s within your budget. 

 

What Is A Service Fee?

A service fee is a price you pay when a repair needs to be made around your home. For most repairs covered under a home warranty policy, the service fee will be the only cost associated with the repair. 

What Is The Best Home Warranty Company In Connecticut? 

The best home warranty in Connecticut is the Choice Home Warranty. Choice Home Warranty is an excellent option because of its customer service, professionalism, overall coverage choices, and the fair pricing of its plan. It is easy to see why so many Connecticut homeowners use the Choice Home Warranty for their homes. 

Is A Home Warranty Worth It?

It will only take a few repairs around the home for you to see the value of a home warranty. Think about a dryer and a refrigerator going down in the same month and costing $500 to fix. With a home warranty in place, these two repairs may only cost you a total of $120 in service.

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