Best Home Warranty Companies in Connecticut

A home warranty policy provides you with quick and affordable repairs when appliances and systems in your home break down. To get coverage, you’ll start by signing up for a policy that includes the components you want protected. You’ll then pay a monthly premium to your home warranty company to keep your coverage current. If a covered item in your home needs a repair or replacement, your provider will send a service technician to your home and pay for almost all of the repair minus a small service fee.

To get started with the buying process, you’ll need to find a company to service your policy. Read our guide below on the best home warranty providers in Connecticut to see what your options are. 

Connecticut’s top 5 home warranty companies

Top home maintenance problems in Connecticut

When you compare the cost of the average system or appliance repair to the cost of a home warranty, you could potentially save thousands of dollars by protecting yourself now. Let’s take a look at some common Connecticut repairs that prove this point.

• Damaged heating systems: With average winter temperatures hovering around 30 degrees, you’ll need to constantly run your heating system to keep your home comfortable. A home warranty with systems coverage can help repair any breakdowns to your HVAC system as a result of this constant use.
• Water heater repairs: Winter weather doesn’t only put strain on your heating system—it can also cause your water heater to work twice as hard. Like with HVAC systems, your water heater will be covered under a systems plan.
• Pests: From cockroaches to ants, Connecticut’s homeowners deal with damage from a wide range of pests. Some home warranty providers allow customers to extend their coverage to include pest control with an optional add-on. 

1. Liberty Home Guard

Though Liberty Home Guard only has three years of experience offering home warranty policies, the company is already known for affordable, comprehensive coverage. With three plans available for $60 or less per month, a lower-than-average service fee of $60, and 20 add-on coverages, Liberty Home Guard has the best of both worlds.

Liberty Home Guard has three levels of coverage:

• Appliance Guard: The Appliance Guard plan covers nine home appliances.
• System Guard: The System Guard plan covers six essential home systems.
• Total Home Guard: The Total Home Guard plan is Liberty Home Guard’s most inclusive plan with all coverages found in both the Appliance Guard and System Guard plans.

You can customize your policy with the following optional coverages:

• Ejector pump
• Grinder pump
• Septic system pumping
• Limited roof leak
• Pest control
• Central vacuum
• Stand alone freezer
• Re-key
• Second refrigerator
• Well pump
• Sump pump
• Fixtures
• Water softener
• Lawn sprinkler system
• Electronics protection
• Swamp cooler
• Pool and spa
• Additional spa
• Gutter cleaning
• Floor/carpet cleaning

View pricing information from Liberty Home Guard below:

You’ll also pay a $60 fee for each repair you receive.

Get a free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281.

2. Choice Home Warranty

Choice Home Warranty can be a great option for homeowners searching for a reliable policy they can sign onto quickly. With over 12 years of experience and two policies with both system and appliance coverage, you can rest assured that you’re getting dependable and comprehensive coverage.

Choice Home Warranty offers the following plans:

• Basic Plan: The Basic Plan covers 14 home components.
• Total Plan: The Total Plan covers every home system and appliance found in the Basic Plan plus your air conditioning system, washer, dryer, and refrigerator.

You can customize your policy with the following:

• Central vacuum
• Limited roof leak
• Septic system
• Septic tank pumping
• Sump pump
• Well pump
• Pool and spa
• Second refrigerator
• Standalone freezer

Take a look at pricing information from Choice Home Warranty below:

You’ll also pay an $85 service fee each time you use your coverage.

Get a free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164. 

3. Cinch Home Services

Cinch Home Services has a generous, 180-day workmanship guarantee. This means that if a previously repaired item breaks down again within 180 days of the initial repair, you won’t have to pay the service fee another time.

Cinch Home Services currently offers three plans:

• Appliances Plan: The Appliances Plan covers 12 of your home appliances.
• Built-In Systems Plan: The Built-In Systems Plan covers 16 home systems.
• Complete Home Plan: The Complete Home Plan covers everything in both the Appliances Plan and the Built-In Systems Plan. It also compensates you for up to $500 worth of your homeowners insurance deductible.

You can add any of the following onto your base policy:

• Pool (includes heater)
• Spa (includes heater)
• Septic tank and plumbing
• Well pump
• Pool with spa (includes heater)
• Premier Upgrade Package

Let’s take a look at what you can expect to pay for your plan:

When you sign onto your policy, you’ll also choose a service fee of $100, $125, or $150.

Get a free quote from Cinch Homes Services by filling out this online form or calling 833-743-1056.

4. Amazon Home Warranty

Amazon Home Warranty has a network of over 10,000 technicians that are ready to conduct repairs whenever you need one. These technicians have undergone a thorough background check to ensure that they’re qualified to conduct repairs.

Amazon Home Warranty currently offers three plan choices:

• Appliances Plan: The Appliances Plan covers eight home appliances.
• Systems Plan: The Systems Plan covers eight home systems.
• Combo Plan: The Combo Plan covers every home system and appliance in both the Appliances Plan and the Systems Plan plus a few more.

You can customize your coverage with the following optional add-ons:

• Pool
• Spa
• Additional central air conditioning system
• Additional central heating
• Central vac
• Lawn sprinkler system
• Well pump
• Septic system
• Wine refrigerator
• Whole house humidifier
• Septic tank pumping
• Stand alone freezer
• Additional fridge
• Sump pump
• Water softener
• Limited roof leak
• Extra hot water heater
• Ice-maker
• Extra oven
• Additional washer and dryer
• Additional dishwasher
• Additional microwave
• Duplex

View pricing information below:

You’ll also pay a $75 service fee each time you use your coverage.

Get a free quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194.

5. America’s First Choice Home Club

America’s First Choice (AFC) Home Club has four plan options as opposed to the norm of two or three. This allows every Connecticut homeowner to find a level of coverage that suits the systems and appliances in their home.

AFC Home Club has the following plan options:

• System Plan: The System Plan covers six major home systems.
• Silver Plan: The Silver Plan covers nine major home appliances.
• Gold Plan: The Gold Plan includes all coverages found in both the System and Silver Plans.
• Platinum Plan: The Platinum Plan covers everything in the Gold Plan plus a few more components.

AFC Home Club has the following add-ons:

• Sump pump
• Hot water dispenser
• Septic system
• Pool and spa
• Additional freezer
• Central vacuum
• Well pump
• Tankless water heater

Take a look at pricing estimates for AFC’s plans below:

When you sign onto a policy from AFC Home Club, you’ll select a $75, $100, or $125 service fee.

Get a free quote from AFC Home Club by filling out this online form or calling 877-755-1115. 

Connecticut home warranty buying guide

While you probably already know to compare cost, customer service, and levels of coverage when looking at your home warranty options, you may also want to consider the following factors:

• Home inspection: Some home warranty companies will require you to receive a home inspection before buying coverage, especially if you live in an older home. This ensures that every appliance and system in your home is in working order, but it also slows down the buying process.
• Monthly vs. annual premiums: Home warranty companies allow you to pay annual or monthly premiums. Most people choose monthly premiums because that splits the total cost of a plan into more manageable payments, but it actually ends up being more in the long run because each payment has interest tacked onto it. If you can afford it, we recommend paying for the entire plan up front.
• Service fee choice: Most home warranty companies have a set service fee for every customer. However, there are some, like American Home Shield, Cinch Home Services, and AFC Home Club, that allow you to choose your own. Before making a selection, remember that choosing a lower service fee will increase your monthly premium and vice versa.

Our conclusion

Liberty Home Guard, Choice Home Warranty, Cinch Home Services, Amazon Home Warranty, and AFC Home Club offer the best policies for homeowners in Connecticut. However, as you can see from this review, these companies vary in terms of cost, customer service, coverage, and more. That’s why we recommend getting quotes from each of them so that you can compare them side by side.

Frequently asked questions about Connecticut home warranties

Is Amazon Home Warranty owned by Amazon.com?

No. Amazon Home Warranty is an independent company that is not affiliated with Amazon.com.

How can I save money on my home warranty in Connecticut?

Here are a few ways you can save on a policy:

• Pay annual premiums instead of monthly premiums
• Look for special offers, like Amazon Home Warranty’s one month of free coverage or Select Home Warranty’s two months of free coverage
• Select a higher service fee if the company has a choose-your-own service fee policy

How often do I need to pay my service fee?

Your service fee is due each time a technician visits your home for diagnosis and repair. The only time you wouldn’t need to pay your service fee is if your provider has a workmanship guarantee, and a technician has already been to your home during that window to fix the same problem.