Updated Jan 10, 2023
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Connecticut is a beautiful state to be a homeowner. With quick access to NYC, four lovely seasons, and a beautiful coastline, Connecticut has everything you could ever want. However, as great as CT can be to settle down and own a home, there are always issues that come with being a homeowner. As much as you may enjoy your home, there is always that fear about systems and appliances and whether or not they are going to hold up or make it through the next few years.
Connecticut has a wide range of weather and climate conditions across the state. It is important to consider this when shopping for a home warranty. Home systems and appliances in certain areas will experience considerable wear and tear at times. In our guide featuring the best home warranty companies in Connecticut, we will give you information on how to choose a home warranty, the best home warranty companies, and what to look for in a plan.
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House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Connecticut. Choice has been on the market for more than 13 years and has maintained a BBB rating of B- or above. When you look at the sizes of home warranty companies across the nation, Choice is a bit one with a lot of coverage. The plans and contracts from Choice Home Warranty are very straightforward and clear-cut. As a Connecticut homeowner with a Choice Home Warranty in place, you will know exactly what your plan covers. With impressive coverage limits nearing $2500 on many appliances and systems, Choice Home Warranty truly works as a partner to protect your home.
There are only two Choice Home Warranty plans to choose from. Choice structures its plans just a bit differently than other companies on the market. With the Choice Home Warranty plan, both of the plan choices are combo plans, covering both systems and appliances. This is an excellent option for those undecided about which plan type could be best for their home. In addition to these two policies, Choice offers a wide range of add-on coverage that can help you adequately protect your Connecticut home. The service fee from Choice Home Warranty is just $85.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can attach to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
Select Home Warranty is the most cost-effective home warranty plan for Connecticut homeowners. When purchasing a home warranty, it is essential to make sure that the cost of the plan is justified and that it will make sense for your home long term. Having a monthly budget in place is intelligent for homeowners, and Select Home Warranty allows you to keep your finances in order and your budget in place. Select Home Warranty coverage is strong and considered to be a great value. In addition, all Select Home Warranty customers will get free roof leak coverage with the purchase of any plan. It will only take a few repairs to justify the cost of an entire year of the Select Home Warranty plan.
There are three Select Home Warranty plans to choose from. The systems plan, appliances plan, and combo plan are your three choices, and they give a good variety of coverage and pricing options. When you look at the cost of the combo plan is just a few dollars more per month than the systems or appliance plan, you can see what a great value it is. There are also some paid additions that you can use to customize the coverage of your plan. The coverage caps from Select usually max out at around $2000. The service fee is $65, one of the lowest in the industry.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without having to pay extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
American Home Shield is the most customizable plan in the home warranty industry. Connecticut has all different types of homes, and to say one plan is adequate for all of them, is a mistake. American Home Shield realizes that people have made customizations and changes to their homes that require unique policies. The American Home Shield company has been offering home warranties for more than 50 years. This is a very long time to be in the business and to maintain a BBB rating of a B. If you want premium coverage, impressive plan options, and some of the highest coverage limits in the market, AHS is your plan.
The American Home Shield home warranty has three basic options for you to start with. American Home Shield allows you to customize the payment plan and pricing of your plan in addition to the coverages. The ShieldPlatinum is one of the most premium home warranty protection plans in the industry. Service fees from American Home Shield range from $75 to $125.
Here’s a detailed look at American Home Shield’s coverage:
American Home Shield also offers several add-on coverages for homeowners to consider.
To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839.
To read more, visit our American Home Shield review.
The Home Service Club has the quickest coverage of any home warranty provider in Connecticut. With close to 13 years of industry experience, The Home Service Club is a trusted provider. The service contract from The Home Service Club will begin just ten days after paying for the policy. This is about 20 days faster than most other home warranty plans on the market. With The Home Service Club, the total number of covered items this plan offers is relatively high, and coverage caps typically go up to about $2500.
The Home Service Club has two plans for customers to choose from. The plans are the Standard Coverage and the Comprehensive Coverage. The Comprehensive Coverage Plan at $63 per month will offer total home protection. Many homeowners find that what other companies consider add-on coverage is included as part of the Comprehensive Coverage plan. Overall the service fees from The Home Service Club are customizable, ranging from $65 to $125.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Connecticut. A company that is trustworthy will follow up on all claims, have quick service, and be fair about what they accept and deny. With only two years in the industry, Liberty Home Guard has earned a BBB rating of an A. This is almost unheard of in the home warranty industry, but LHG has managed to pull it off. The fact that Liberty Home Guard is a newer company also means they have good modern systems in place for claim submittal and the overall customer experience process.
Even with just three years in the industry Liberty Home Guard has put together an impressive range of coverage for their customers. There are three plans to choose from, systems, appliances, and combo or comprehensive plan. In addition, the list of add-on coverages is going to be longer than almost any other company in the market. If you want to start with a more basic plan and add on a few options, that is a real possibility with Liberty Home Guard. The service fee from LHG is $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The average cost of a home warranty in Connecticut will be about $830 per year. The pricing of a home warranty plan will vary depending on the size of your home and the individual coverages that you choose. A home warranty offers add-on coverages as well, but these are going to be optional. In addition to the monthly costs, pay attention to the coverage caps and the service call fee to ensure you are getting a great deal on your home warranty coverage.
|Home Over 5,000 sq ft||$1,294.73|
|Home Under 10,000 sq ft||$787.93|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||American Home Shield||The Home Service Club||Liberty Home Guard|
|Best For||Best Overall||Most Cost Effective||Best Customizable Plans||Quickest Service||Most Trustworthy|
|Annual Limit||Up to $3000 per covered item||Up to $2000 per covered item||Up to $6000 per covered item||Up to $2500 per covered item||Up to $2000 per covered item|
|Average Response Time||Up to 48 hours||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Excludes AK||Available in All States||Excludes WA & WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
We hope you now feel that you have the confidence necessary to purchase a home warranty for your Connecticut home. These five options could all be a great fit, but Choice Home Warranty stands out as the best option on the market. The Choice Home Warranty plan has the experience in the industry, customer service, and impressive coverage to become one of the best home warranty companies that we have ever seen. It is smart to get a few quotes to ensure that the policy you choose is truly the best deal out there.
Hopefully, you feel as though your choices are narrowed down to a reasonable amount. Now it is time to try and choose the best home warranty for your home. There are many factors to look for when choosing a home warranty policy. However, three of the most important are the company’s history, overall pricing, and coverage choices.
Connecticut homeowners will have four very full seasons. This means that homes need to be equipped to help homeowners get through both the summer and the winter months. This can bring a bit of wear and tear to the house. Three of the top home maintenance problem areas that Connecticut homeowners experience are plumbing systems, kitchen appliances, and HVAC.
A home warranty is a protection plan that you have in place with a service provider that will help cover the costs of home repairs and replacements of systems and appliances. A home warranty plan is a unique plan that is not mandatory for a homeowner and can be added to both new and old homes. With a home warranty plan in place, you can request service and get a quick response to any of your home warranty-related needs. All home warranty plans have a service fee associated with them that will impact the total costs of the plan.
A home warranty and homeowners insurance are not the same. Homeowner’s insurance will cover your home in the instance of a natural disaster or a fire. Homeowners insurance is typically mandatory and must be in place before you can purchase real estate. However, homeowners insurance will not help when your microwave stops working, or your plumbing system has an issue. A home warranty protects the day-to-day issues that we face in our home, trying to keep it functional and operating.
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A home warranty is a bit different than other protection plans that you may have had in the past. With the home warranty, there are specific steps that you should follow to ensure that your claim is handled quickly and efficiently. Most home warranty providers have many years of experience, and that helps with simplifying the claim submittal process.
Most home warranty providers will break their home warranty plans down into three categories. These are appliances, systems, and add-on options. The appliances are typically things that you use in your kitchen or laundry room. Many plans will have quite a few appliances included as these usually have lower out-of-pocket costs when it comes to repairs and replacements.
Home systems are probably the most important part of the coverage plan. Home systems are very expensive to repair and replace and require quite a bit of preventative maintenance. Homeowners in CT should look for both heating and air conditioning coverage to ensure they are ready for any weather or climate conditions.
Add-on coverage includes things like sprinkler systems or even pest control. These are typically purchased at a higher price. Many add-on coverages will range from $5 to $20 extra per month. Home warranty plans only cover normal wear, and if you have other issues with preexisting conditions or cosmetic issues, the home warranty will not cover it.
Home warranty plans only cover normal wear and tear on systems and appliances. If you intentionally break something or use an appliance or system against the recommended practices of the manufacturer, chances are your claim will be denied.
The most common exclusions from a home warranty plan are:
Homeowners in Connecticut are generally quite happy with the coverage that they have for their homes. There are, however, times when some problems with home warranty plans can come up. Being aware of these problems from the start is a good way to ensure you are always satisfied with your home warranty.
Home warranty plans are worth it for Connecticut homeowners. Living in Connecticut means that you need to prepare for a warm summer and a cold winter. This is quite a bit to deal with and will keep any homeowner guessing as to whether or not they can afford the next repair or breakdown that comes their way.
Home warranty plans can help ensure that even if you need a $700 part to repair the air conditioning system in your new home, the payment for this repair may only be your $75 deductible or service fee. Home warranty plans typically only take about one or two major repairs to be able to pay for themselves for the year.
In addition, homeowners will find that service is faster, and you won’t have to search for quality contractors as this will all be handled for you. In the end, it makes sense to protect your home and your budget with a home warranty plan.
A Connecticut home warranty can range in cost from around $35 a month to more than $80 per month. You will notice that plans with lots of coverage are going to be priced considerably higher than those that have limited coverage choices. The service fees for these plans will range from $60 to $150.
Be sure to compare costs in order to find a home warranty that’s within your budget.
A service fee is a price you pay when a repair needs to be made around your home. For most repairs covered under a home warranty policy, the service fee will be the only cost associated with the repair.
The best home warranty in Connecticut is Choice Home Warranty. Choice Home Warranty is an excellent option because of its customer service, professionalism, overall coverage choices, and fair pricing of its plan. It is easy to see why so many Connecticut homeowners use Choice Home Warranty for their homes.
It will only take a few repairs around the home for you to see the value of a home warranty. Think about a dryer and a refrigerator going down in the same month and costing $500 to fix. With a home warranty in place, these two repairs may only cost you a total of $120 in service.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Connecticut Home Warranties to Consider