Home warranties can be helpful for homeowners of any state, but they can be particularly useful in Connecticut. Connecticut is a beautiful state to be a homeowner. With quick access to NYC, four lovely seasons, and a beautiful coastline, Connecticut has everything you could ever want. However, as great as CT can be to settle down and own a home, there are always issues that come with being a homeowner. As much as you may enjoy your home, there is always that fear about systems and appliances and whether or not they are going to hold up or make it through the next few years.

Best Coverage Limits
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40% Off Our Most Popular Plan
Our Top Pick
Best for Customization
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$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
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$150 Off + 1 Month Free
Best Claims Acceptance
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$50 Off + 1 month free!

Connecticut has a wide range of weather and climate conditions across the state. It is important to consider this when shopping for a home warranty. Home systems and appliances in certain areas will experience considerable wear and tear at times. In our guide featuring the best home warranty companies in Connecticut, we will give you information on how to choose a home warranty, the best home warranty companies, and what to look for in a plan.

Why Trust Us?

Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.

76

Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.

152

We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.

6

Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.


Best Home Warranty Companies in Connecticut

The list below includes the best home warranty providers in Connecticut. Although Liberty Home Guard stands out as the most trustworthy and customizable provider, the other companies are excellent fits for many homeowners. We suggest getting free quotes from each company to find the best match for your Vermont home:

Liberty Home Guard: Best For Customization

Compare the Best Home Warranty Companies in Connecticut

The table below outlines data for the best home warranty companies in Connecticut and across the U.S. We constantly update these ratings as companies change their policies and prices to give you the most accurate information possible.

CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

$50-$60

$75

12-48 hrs.

NR

VISIT SITE
AHS Logo

$35–$75

$100–$125

24-72 hrs

B

VISIT SITE

$44.99-$58.99

$70

48 hours

A+

VISIT SITE
choice home warranty logo

$46–$55

$85

24-48 hrs.

B

VISIT SITE
select home warranty logo

$52–$58

$60

24-48 hrs.

B

VISIT SITE
AFC Home Warranty logo

$38–$62

$75–$125

48 hours

B

VISIT SITE
first american logo

$38–$48

$75–$125

48 hours

B

VISIT SITE

$17–$60+

$65–$100

2–24 hrs

A-

VISIT SITE

$28–$68

$100–$150

2–24 hrs

B

VISIT SITE

*Quote and cost data gathered January 2023. Cost data are updated and monitored continuously.


How to Choose the Best Home Warranty in Connecticut

Hopefully, you feel as though your choices are narrowed down to a reasonable amount. Now it is time to try and choose the best home warranty for your home. There are many factors to look for when choosing a home warranty policy. However, three of the most important are the company’s history, overall pricing, and coverage choices.

The history of a company is essential to research before purchasing your plan. Take a look at how many claims they have paid out as compared to how many they have denied. See what customers have to say about the overall plan choices and whether or not they worked for their needs.

Make a list of the items in your home that you want to have covered by the home warranty you have in place. Once you have this list, try and find the plan that most closely matches this list for the fairest price.

When considering the pricing of a plan, be sure to consider the service fees and the coverage caps as well. If a coverage cap is low, you may go over the policy limits before getting your repair or replacement completed.


How Much Does a Home Warranty in Connecticut Cost?

The average cost of a home warranty in Connecticut will be about $830 per year. The pricing of a home warranty plan will vary depending on the size of your home and the individual coverages that you choose. A home warranty offers add-on coverages as well, but these are going to be optional. In addition to the monthly costs, pay attention to the coverage caps and the service call fee to ensure you are getting a great deal on your home warranty coverage.

Overall$838.42
Single-Family$695.17
Multi-Family$1,235.33
Townhome$563.20
Condo$697.72
Duplex$1,051.58
Home Over 5,000 sq ft$1,294.73
Home Under 10,000 sq ft$787.93

Home Warranty Cost Calculator

Our home warranty cost calculator helps Connecticut homeowners estimate the yearly cost of a new home warranty plan. All you have to do is type in your monthly premium, service fee, and estimated number of service visits to determine your full annual cost of a home warranty. 

Appliance Average Repair Cost Average Replacement Cost
Dehumidifier $50–$200 $1,300–$2,800
Microwave $50–$400 $60–$2,000
Dishwasher $50–$500 $400–$3,000
Exhaust Fans $16–$300 $250–$950
Electric Range $100–$500 $230–$3,000
Gas Range $100–$500 $230–$3,000
Dryer $100–$400 $450–$2,300
Oven $100–$430 $400–$3,000
Washer $50–$450 $400–$2,300
Freezer $90–$500 $160–$2,900
Refrigerator $40–$350 $200–$5,000

Home Warranty Regulations in Connecticut 

In Connecticut, CGS Chapter 827, Section 47-116 to 47-121 requires builders to give a warranty when they sell a new home. However, the law only requires builders to provide a warranty for one year after you take possession. 

After that, if something breaks, it is your responsibility to fix it. With only a year warranty on new properties in Connecticut and the median home age of 55 years, it is critical for you to protect your investment with supplemental coverage. 

Resources for Connecticut Homeowners

  • Connecticut Housing Finance Authority: The Connecticut Housing Finance Authority can help with anything from a down payment to mortgage assistance for new home buyers. If you are looking into any type of loan or borrowing of funds, this is a resource to consider. 
  • Homeownership Assistance Connecticut:  The US Department of Housing and Urban Development can help Connecticut homeowners who are considering purchasing a home. Those who are going through a difficult financial time can also benefit from the services that HUD offers.  
  • Connecticut Capital For Change: The Connecticut Capitol for Change can help all homeowners purchase and keep their homes for years to come. Specifically looking to help lower-income participants, the Connecticut Capitol for Change is a unique and valuable resource. 
  • Fairfield Housing Development Fund:  In addition to providing access to affordable housing, the Fairfield Housing Development Fund offers homeownership classes to ensure that Fairfield CT, homeowners are well educated for all parts of the process. 
  • Connecticut Government Home Buyer Portal: The state of Connecticut offers home buyers plenty of assistance when it comes to purchasing a home. Whether you are a first-time homebuyer or a lower-income home buyer, take a look at this website to see how you may find some benefits for your Connecticut home. 

Our Reviews of the Best Connecticut Home Warranty Companies

Best for Customization

Liberty Home Guard

4.6

Our Rating

Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage

Liberty Home Guard is the most trustworthy home warranty in the state of Connecticut. A company that is trustworthy will follow up on all claims, have quick service, and be fair about what they accept and deny. With only two years in the industry, Liberty Home Guard has earned a BBB rating of A. This is almost unheard of in the home warranty industry, but LHG has managed to pull it off. The fact that Liberty Home Guard is a newer company also means they have good modern systems in place for claim submittal and the overall customer experience process.

  • Our Take: Most Trustworthy
  • Average Annual Cost: [$649] – [$749]
  • Response Time: Within 24 hours
BBB rating of an A after a short time in the industry
Easy to use customer claim portal
A large list of add-on coverages
No plan customization
Has only been on the market for a few years

Even with just three years in the industry Liberty Home Guard has put together an impressive range of coverage for their customers. There are three plans to choose from, systems, appliances, and combo or comprehensive plan. In addition, the list of add-on coverages is going to be longer than almost any other company in the market. If you want to start with a more basic plan and add on a few options, that is a real possibility with Liberty Home Guard. The service fee from LHG is $75.

Here’s a detailed look at Liberty Home Guard’s coverage:

  • Appliance Guard ($64.99 per month): The Appliance Guard plan from Liberty Home Guard has coverage for 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker.
  • Systems Guard ($69.99 per month): The Systems Guard plan is a systems-only option with nine systems. These systems are the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing and plumbing stoppages, and water heater.
  • Total Home Guard ($74.99 per month): The Total Home Guard is the best value from LHG. Total Home Guard has more than 20 covered systems and appliances. If you want a plan that covers appliances and systems, the Total Home Guard is the best overall option.

Liberty Home Guard has one of the most extensive lists of add-on coverages in the industry; these will include:

  • Pool and spa
  • Additional spa (Billed as an extra to the pool system)
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system (all mechanical parts)
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser
Best Coverage Limits

American Home Shield

4.3

Our Rating

Limited Time:
40% Off Our Most Popular Plan

American Home Shield is the most customizable plan in the home warranty industry. Connecticut has all different types of homes, and to say one plan is adequate for all of them, is a mistake. American Home Shield realizes that people have made customizations and changes to their homes that require unique policies. The American Home Shield company has been offering home warranties for more than 50 years. This is a very long time to be in the business and to maintain a BBB rating of B. If you want premium coverage, impressive plan options, and some of the highest coverage limits in the market, AHS is your plan.

  • Our Take: Best Customizable Plans
  • Average Annual Cost: [$479] – [$779]
  • Response Time: Up to 48 hours
50 years of industry experience
Low chance of claim denial
24/7 online support for your home warranty plan
Cancellation fees if canceled after the first 30 days
Pricing for some plans is considerably higher

The American Home Shield home warranty has three basic options for you to start with. American Home Shield allows you to customize the payment plan and pricing of your plan in addition to the coverages. The ShieldPlatinum is one of the most premium home warranty protection plans in the industry. Service fees from American Home Shield range from $75 to $125.

Here’s a detailed look at American Home Shield’s coverage:

  • ShieldSilver™ ($39.99 per month): The ShieldSilver plan covers 14 home systems, including air conditioning, electrical system, smoke alarms, water heater, central vacuums, doorbells, garage door opener, heating system, garbage disposals, ceiling fans, instant hot/cold water dispenser plumbing, and ductwork.
  • ShieldGold™ ($49.99 per month): ShieldGold is the combo plan covering both systems and appliances. There are 23 home systems and appliances on this plan. The ShieldGold plan has additional coverages, including a clothes washer, dishwasher, clothes dryer, microwave, oven, and refrigerator. ShieldGold allows you systems coverage with a few appliances to improve overall home protection.
  • ShieldPlatinum™ ($64.99 per month): The ShieldPlatinum plan includes 27 systems and appliances. Pricing for ShieldPlatinum is slightly higher, but it is one of the more premium home warranty plan choices in the state of CT. Having home appliances and home systems under one plan will significantly improve your peace of mind and ensure that your coverage options are adequately protecting your home.

American Home Shield also offers several add-on coverages for homeowners to consider.

  • Septic system (first-year customers only, nonrenewable)
  • Pool
  • Spa
  • PC
  • TV (includes home theater system)
  • Well pump coverage
Best Claims Acceptance

Choice Home Warranty

4.3

Our Rating

Limited Time:
$50 Off + 1 month free!

Choice Home Warranty is the best overall home warranty in the state of Connecticut. Choice has been on the market for more than 13 years and has maintained a BBB rating of B- or above. When you look at the sizes of home warranty companies across the nation, Choice is a bit one with a lot of coverage. The plans and contracts from Choice Home Warranty are very straightforward and clear-cut. As a Connecticut homeowner with a Choice Home Warranty in place, you will know exactly what your plan covers. With impressive coverage limits nearing $2500 on many appliances and systems, Choice Home Warranty truly works as a partner to protect your home.

Key Highlights
  • Our Take: Best Overall
  • Average Annual Cost: [$550] – [$650]
  • Response Time: Up to 48 hours
Impressive customer service
Comprehensive plan options that cover both systems and appliances
90-Day Repair Guarantee
No Customization of plan
30-Day waiting period to start

There are only two Choice Home Warranty plans to choose from. Choice structures its plans just a bit differently than other companies on the market. With the Choice Home Warranty plan, both of the plan choices are combo plans, covering both systems and appliances. This is an excellent option for those undecided about which plan type could be best for their home. In addition to these two policies, Choice offers a wide range of add-on coverage that can help you adequately protect your Connecticut home. The service fee from Choice Home Warranty is just $85.

Here’s a detailed look at Choice Home Warranty’s coverage:

  • Basic Plan ($42 per month): The Basic Plan from Choice Home Warranty covers 13 items, including plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. Having a mix of systems and appliances among covered items is a great benefit.
  • Total Plan ($53.33 per month): The Total Plan from Choice Home Warranty is the more comprehensive plan and covers all 13 items in the Basic Plan, plus an additional four items. The Total Plan includes the clothes washer, dryer, refrigerator, and air conditioner coverage. This home warranty coverage is a bit broader than the Basic Plan, making it an excellent value.

Choice Home Warranty has several add-on coverages that you can attach to either of its plans.

  • Roof leak coverage (single-family homes only)
  • Central Vacuum
  • Septic Tank
  • Well Pump
  • Pool
  • Spa (Can be combined with pool coverage if the equipment is shared)
  • Sump Pump (must be permanently installed)
  • Stand Alone Freezer
Best Value

Select Home Warranty

4.2

Our Rating

Limited Time:
$150 Off (Code HOUSE25)

Select Home Warranty is the most cost-effective home warranty plan for Connecticut homeowners. When purchasing a home warranty, it is essential to make sure that the cost of the plan is justified and that it will make sense for your home long term. Having a monthly budget in place is intelligent for homeowners, and Select Home Warranty allows you to keep your finances in order and your budget in place. Select Home Warranty coverage is strong and considered to be a great value. In addition, all Select Home Warranty customers will get free roof leak coverage with the purchase of any plan. It will only take a few repairs to justify the cost of an entire year of the Select Home Warranty plan.

  • Our Take: Most Cost Effective
  • Average Annual Cost: [$579] – [$650]
  • Response Time: Up to 48 hours
High workmanship quality
Free roof coverage
Good selection of appliance plan, systems plan, and combo plan
Must file a claim within three days
Coverage caps can be lower

There are three Select Home Warranty plans to choose from. The systems plan, appliances plan, and combo plan are your three choices, and they give a good variety of coverage and pricing options. When you look at the cost of the combo plan is just a few dollars more per month than the systems or appliance plan, you can see what a great value it is. There are also some paid additions that you can use to customize the coverage of your plan. The coverage caps from Select usually max out at around $2000. The service fee is $65, one of the lowest in the industry.

Here’s a detailed look at Select Home Warranty’s coverage:

  • Bronze Care ($52 per month): The Bronze Care plan is an appliance-only home warranty plan. This plan covers seven major appliances, including a refrigerator, built-in microwave, clothes washer and dryer, oven, garbage disposal, and cooktop.
  • Gold Care ($52 per month): The Gold Care plan is a system-only plan from Select Home Warranty. There is coverage for six systems; plumbing, air conditioning, heating, water heaters, electrical systems, and ductwork. Even though this plan has just six major systems, it also has free roof leak coverage provided.
  • Platinum Care ($58 per month): The Platinum Care plan will include all of the appliances under the Bronze Care plan and all of the systems under the Gold Care Plan. For just a few extra dollars per month, the Platinum Care Plan is your best option from a financial perspective.

Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without having to pay extra.

  • Central vacuums (Does not include clogged pipes)
  • Lawn sprinkler systems
  • Pools (Can combine with spa coverage if the equipment is shared)
  • Spas
  • Stand-alone freezers
  • Sump pump (must be within the foundation of the home)
  • Well pump
Best for Additional Benefits

AFC Home Warranty

4.3

Our Rating

Limited Time:
$200 off + free roof leak coverage

AFC Home Warranty has some of the best benefits of all home warranty providers on the market. These benefits include a lifetime guarantee on repairs, quick claim filing processing, and the ability to a contractor you choose. AFC has four home warranty plans, giving Connecticut homeowners the option to cover just their appliances, just their home systems, or both. Eleven optional add-ons are also available through AFC to cover less common appliances and home systems like pools, well pumps, septic systems, and more. 

  • Our Take: Best Additional Benefits
  • Average Annual Cost: [$479] – [$779]
  • Response Time: Up to 48 hours
Lifetime guarantee on repairs
Choose your own contractors
Fast claim review process
Exclusions for certain components
Lower caps for some items

Plans, Pricing & Coverage Options

AFC offers four plans that cover six to 18 home systems and appliances, which is more plan options than most providers.

  • System Plan ($50 per month): Covers six critical home systems, including air conditioning systems, heating systems, electrical systems, ductwork, and plumbing systems. 
  • Silver Plan ($43 per month): Protects nine essential home appliances, including clothes washer, garage door opener, clothes dryer, refrigerator,  oven, dishwasher, and garbage disposal. 
  • Gold Plan ($57 per month): Protects all 15 items from the Silver and System Plans at a lower bundled price.

Platinum Plan ($62 per month): Covers the same items in the Gold Plan and adds in coverage for ice makers, built-in microwaves, and attic fans.

Exclusions and Coverage Limits

AFC Home Warranty has plan exclusions and a 30-day waiting period for new customers, where reimbursements are limited to just $150. Here is a list of all the exclusions in AFC’s plans.

  • Cooktop, oven, and range: Double ovens are not covered.
  • Ductwork: Ductwork sized incorrectly or crushed is excluded.
  • Electrical systems: Low-voltage, DC, or circuit wiring systems, certain exterior components like faceplates and switches along with any damage from power outages are not covered.
  • Plumbing stoppages: Collapsed, frozen, and pipes damaged by tree roots are exclusions.
  • Plumbing systems: Cracks and damage requiring a plumber to use a camera snake for inspection aren’t covered.
  • Garage door openers: Damage to the overhead door, tracks, or spring assemblies connected to your electric garage door opener is not covered.
  • HVAC systems: Oil-based HVAC systems, window air conditioners, chiller units, portable AC systems, flues, vents,  and roof jacks are excluded from coverage.
  • Water heater: Valves, flues, and solar water heaters are not covered by AFC. 

AFC has coverage limits of $3,000 per item per year. Some items have lower limits, like built-in microwaves and some plumbing fixtures. For a full list, ask AFC for a sample contract for you to review.

AFC Home Warranty offers 11 optional add-ons for Connecticut homeowners to customize their plans. The cost of each add-on ranges from $25 to $300 per year.

  • Double oven – $25 per year
  • Electronic coverage – $300 per year
  • Central vacuum system – $25 per year
  • In-ground pool – $100 per year
  • In-ground pool and spa – $150 per year
  • Hot water dispenser – $25 per year
  • Well pump – $50 per year
  • Sump pump – $35 per year
  • Roof leak repair – $25 per year
  • Septic system – $50 per year
  • Stand-alone freezer – $25 per year
Read our full AFC Home Warranty review to learn more about this provider.

Home Warranties in Connecticut Cities


What is a Home Warranty?

A home warranty is a protection plan that you have in place with a service provider that will help cover the costs of home repairs and replacements of systems and appliances. A home warranty plan is a unique plan that is not mandatory for a homeowner and can be added to both new and old homes. With a home warranty plan in place, you can request service and get a quick response to any of your home warranty-related needs. All home warranty plans have a service fee associated with them that will impact the total costs of the plan.

Most home warranty providers will break their home warranty plans down into three categories. These are appliances, systems, and add-on options. The appliances are typically things that you use in your kitchen or laundry room. Many plans will have quite a few appliances included, as these usually have lower out-of-pocket costs when it comes to repairs and replacements.

Home systems are probably the most important part of the coverage plan. Home systems are very expensive to repair and replace and require quite a bit of preventative maintenance. Homeowners in CT should look for both heating and air conditioning coverage to ensure they are ready for any weather or climate conditions.

Add-on coverage includes things like sprinkler systems or even pest control. These are typically purchased at a higher price. Many add-on coverages will range from $5 to $20 extra per month. Home warranty plans only cover normal wear, and if you have other issues with preexisting conditions or cosmetic issues, the home warranty will not cover them.

Home warranty plans only cover normal wear and tear on systems and appliances. If you intentionally break something or use an appliance or system against the recommended practices of the manufacturer, chances are your claim will be denied.

The most common exclusions from a home warranty plan are:

  • Cosmetic issues
  • Pre-existing conditions
  • Natural disasters
  • Lack of maintenance and upkeep
  • Intentional breakage
  • Misuse of a system or appliance

How Does a Home Warranty in Connecticut Work?

A home warranty is a bit different than other protection plans that you may have had in the past. With the home warranty, there are specific steps that you should follow to ensure that your claim is handled quickly and efficiently. Most home warranty providers have many years of experience, and that helps with simplifying the claim submittal process.

  1. Purchase a home warranty policy and wait 10-30 days before the home warranty will go into full effect; cancellation during this time period is typically free of charge
  2. If you experience an issue with a home system or appliance, check your policy documents to ensure that you have coverage for this time
  3. Use the online portal system, a phone call, or a live chat to let a representative know about your home warranty-related issue
  4. Pay the service call fee before the representative comes to your home to inspect the issue; expect this to happen within 24 to 48 hours after submitting a claim
  5. Once the issue is inspected, options for repair or replacement costs will be presented to homeowners; if the appliance or system can’t be repaired, the home warranty plan will offer replacement options
  6. Repairs typically happen in a 24-48 hour period; sometimes, with ordering a part; you may experience a longer wait time
  7. If any issues occur within the free reservice period, simply let the home warranty provider know, and they will come back and repair the issue free of charge; most plans offer at least a 30-day workmanship guarantee

Home Warranty vs. Homeowners Insurance

A home warranty and homeowners insurance are not the same. Homeowner’s insurance will cover your home in the instance of a natural disaster or a fire. Homeowners insurance is typically mandatory and must be in place before you can purchase real estate. However, homeowners insurance will not help when your microwave stops working or your plumbing system has an issue. A home warranty protects the day-to-day issues that we face in our home, trying to keep it functional and operating.


Common Home Issues to Consider in Connecticut

Connecticut homeowners will have four very full seasons. This means that homes need to be equipped to help homeowners get through both the summer and the winter months. This can bring a bit of wear and tear to the house. Three of the top home maintenance problem areas that Connecticut homeowners experience are plumbing systems, kitchen appliances, and HVAC.

  • Plumbing Systems: All homes have plumbing systems, and if you have had a repair lately, you know that plumbers are getting more and more expensive. Having protection against plumbing systems, plumbing repairs, and plumbing stoppages can save you thousands of dollars a year.
  • Kitchen Appliances: Kitchen appliances are some of the most used appliances in the home. The problem with kitchen appliances is that they were probably purchased around the same time and will start to experience issues around the same time. The home warranty will help keep these expenses under control.
  • HVAC: The HVAC system comes into play during the summer months. Connecticut summers get very warm, and if you don’t have an HVAC system, the cost of repairs will be pretty high.

Biggest Complaints about Home Warranty Companies in Connecticut

Homeowners in Connecticut are generally quite happy with the coverage that they have for their homes. There are, however, times when some problems with home warranty plans can come up. Being aware of these problems from the start is a good way to ensure you are always satisfied with your home warranty.

  • Failed Repair: when a home warranty provider contracts with a local technician to complete a repair on your home, they have full confidence that the repair will be completed with no issue. However, there are times when this is not always the case, and the repair takes one or two visits.
  • Claim Denial: a home warranty claim can be denied. The most common reason for a claim denial is a preexisting condition. If you have a problem with something in your home prior to starting your home warranty policy, you must get it fixed.
  • Waiting on Parts: unfortunately, there are some repairs that will need original parts from a manufacturer. This will take some time to wait for the parts, but the home warranty provider should keep you informed as to when this will happen and how long you will have to wait.

Are Connecticut Home Warranties Worth It?

Home warranty plans are worth it for Connecticut homeowners. Living in Connecticut means that you need to prepare for a warm summer and a cold winter. This is quite a bit to deal with and will keep any homeowner guessing as to whether or not they can afford the next repair or breakdown that comes their way.

Home warranty plans can help ensure that even if you need a $700 part to repair the air conditioning system in your new home, the payment for this repair may only be your $75 deductible or service fee. Home warranty plans typically only take about one or two major repairs to be able to pay for themselves for the year.

In addition, homeowners will find that service is faster, and you won’t have to search for quality contractors as this will all be handled for you. In the end, it makes sense to protect your home and your budget with a home warranty plan.

Best Coverage Limits
AHS Logo
VISIT SITE
Limited Time:
40% Off Our Most Popular Plan
Our Top Pick
Best for Customization
VISIT SITE
Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
VISIT SITE
Limited Time:
$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
VISIT SITE
Limited Time:
$50 Off + 1 month free!

FAQs About Connecticut Home Warranties

How much does a home warranty cost in Connecticut?

A Connecticut home warranty can range in cost from around $35 a month to more than $80 per month. You will notice that plans with lots of coverage are going to be priced considerably higher than those that have limited coverage choices. The service fees for these plans will range from $60 to $150.

Be sure to compare costs in order to find a home warranty that’s within your budget.


What is a service fee?

A service fee is a price you pay when a repair needs to be made around your home. For most repairs covered under a home warranty policy, the service fee will be the only cost associated with the repair.


What is the best home warranty company in Connecticut?

The best home warranty in Connecticut is Choice Home Warranty. Choice Home Warranty is an excellent option because of its customer service, professionalism, overall coverage choices, and fair pricing of its plan. It is easy to see why so many Connecticut homeowners use Choice Home Warranty for their homes.


Is a home warranty worth it?

It will only take a few repairs around the home for you to see the value of a home warranty. Think about a dryer and a refrigerator going down in the same month and costing $500 to fix. With a home warranty in place, these two repairs may only cost you a total of $120 in service.



Today's Homeowner Home Warranty Ranking Methodology

At Today’s Homeowner, we strive to bring you the most transparent, accurate information for your home improvement projects. Our home warranty company ratings emphasize what matters most to you — whether you’re looking for low-cost coverage, a hassle-free repair process, 24/7 assistance, or all of the above.

Our ratings are based on publicly available information about each company, secret shopping online and over the phone, customer-review analysis, and discussions with real estate professionals and repair contractors.

A company can earn a maximum of 100 points across six categories converted to a five-star scale. We researched more than 60 home warranty providers to develop the following formula:

  • Plans and Coverage (24 points): A home warranty provider can earn the maximum point value in this category if it offers multiple robust plans that cover all basic systems and appliances and optional add-on coverage. We give bonus points to companies that cover uncommon items, such as electronics and roof leaks.
  • Affordability (22.5 points): When evaluating costs, we not only consider monthly plan prices, but we also take into account the cost of add-on coverage, service fees, and whether companies offer free cancellation periods or money-back guarantees. If a provider allows potential customers to view sample contracts before getting a quote, that transparency earns more points in this category.
  • Customer Experience (18.5 points): A home warranty company must give its customers ample support when they experience issues. We gauge overall support by looking at customer reviews and conducting homeowner surveys. We also go through the quote process with each company and take meticulous notes about the friendliness of salespeople, how detailed each quote is, and how often the provider contacts us after giving a quote. 
  • Company Reputation (17.5 points): In this category, we look at a combination of customer reviews and reputable organizations such as the Better Business Bureau (BBB). We also consider the years of company experience, how satisfied its employees are, and whether it has been hit with any consumer rights violations or lawsuits. 
  • Claims Process (12.5 points): We score providers highly when they offer short response times, multiple ways to file claims, and around-the-clock availability. Companies can earn bonus points if they have a good reputation for quick and easy claims processing.
  • Availability (5 points): Providers that serve more areas can have experience dealing with a wider range of homeowner headaches. A company earns the maximum points in this category if it offers services in most U.S. states.

We monitor company data on an ongoing basis to keep rankings and information up to date.


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Britt Olizarowicz

Britt Olizarowicz is a former real estate agent and landscaping business owner. She has a wide range of experience across several industries and was also a professional golfer. With her experience in investing, renovating, and improving properties Britt loves to share in all of the latest and greatest technologies, systems, and strategies to keep your home and garden looking great.

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Roxanne Downer

Editor

Roxanne Downer is a commerce editor at Today’s Homeowner, where she tackles everything from foundation repair to solar panel installation. She brings more than 15 years of writing and editing experience to bear in her meticulous approach to ensuring accurate, up-to-date, and engaging content. She’s previously edited for outlets including MSN, Architectural Digest, and Better Homes & Gardens. An alumna of the University of Pennsylvania, Roxanne is now an Oklahoma homeowner, DIY enthusiast, and the proud parent of a playful pug.

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