Best Home Warranty in Cincinnati, OH

A Cincinnati home warranty can prevent homeowners from paying exorbitant, out-of-pocket costs on repairs and replacements to major home systems and appliances. Not only can a warranty save people money, it prevents them from having to find a trusted technician at a moment’s notice.

Keep reading to learn about the best home warranty companies in Cincinnati, pricing and plan options, and how to buy the right home protection plan for you and your home.

Best home warranty companies in Cincinnati

Cincinnati home warranty benefits

One of the main benefits of a home warranty plan is the peace of mind you’ll have from knowing your major appliances and systems are protected in the event that they break down due to normal wear and tear.

In Cincinnati, for example, the winters can be harsh and put a lot of strain on your home’s heating system, causing it to break. A broken heating system can lead to frigid indoor temperatures and cause frozen pipes, which can seriously damage your plumbing system and other parts of your home. With an Ohio home warranty, you can rest assured that your heating system will be covered and that the necessary repairs will be made to get your system working again.

Additionally, a home warranty can provide added property value to potential home buyers should you ever decide to put your house on the market. Many policies can be transferred to the new owner during the closing process without any fees.

Home warranty coverage in Cincinnati

Many Cincinnati home warranty plans will give you options as to which appliances and systems you’d like to cover. However, most basic plans will offer coverage for the following items:

• Water heater
• Plumbing system
• HVAC
• Electrical system
• Kitchen appliances
• Refrigerator
• Dishwasher
• Built-in microwave
• Oven/Range/Stove
• Clothes washer
• Clothes dryer

You can also purchase optional coverage for items that aren’t typically covered in basic policies. Some of these additional items include:

• Air conditioning systems
• Water leaks
• Central vacuums
• Garage door opener
• Garbage disposal 
• Pool and/or spa
• Well pump
• Second refrigerators

Cincinnati home warranty cost

Keep in mind that the price of a home warranty will vary based on factors such as the size of your home and the number of appliances, systems, and other items you’d like to cover. As with other policies, such as homeowners insurance, the price of your plan may increase with the number of items you have covered under your policy.

On average, the cost of a home warranty in Cincinnati can range between $300–$600 per year. Payments towards your home warranty can usually be paid in monthly increments. In addition to a monthly premium, home warranty holders will have to pay a service fee every time a technician comes out to repair or replace the system or appliance in question. The cost for service requests ranges between $75–$125.

Home warranty buying tips in Cincinnati, OH

Before buying a home warranty in Cincinnati, consider the following factors:

• Reputation—How long has the home warranty company been in business? Are they in good standing with the Better Business Bureau (BBB)?
• Claims process—How easy is it to file a claim when you need to set up a repair or replacement?
• Exclusions—Is there a repair or replacement cost your policy won’t cover? It’s important to have a good understanding of what those things are before opting into a contract.
• Service call fee—How much will it cost to have a technician come to your home to repair or replace the item in question?

In addition to the home warranty companies we mentioned earlier, Choice Home Warranty and American Home Shield are also great options for people living in the Cincinnati, OH, area. Call your provider of choice today to get a free quote and get started on protecting your home.