Best Home Warranty in Chicago, IL

By Jacob Saunders

Purchasing a home is a serious financial commitment and a Chicago home warranty plan can help protect your investment by covering major repairs and replacements on your home’s appliances and systems.

Since finding the right home warranty for your home can seem daunting, our team at House Method took the lead and did the research for you to help you find the best home warranty in Chicago. Read on for our home warranty recommendations and learn which plan works best for your home.

Best home warranty companies in Chicago

  • Regularly offers money-saving promotions
  • Offers free roof leak coverage
  • Has low service fees compared to other home warranty companies

  • Allows members to choose their own service technician
  • Gives members the ability to file a claim online or over the phone 24 hours a day, seven days a week
  • Offers four coverage plans, twice the amount of most providers

  • Has high coverage caps on important systems and appliances
  • Transparent and easy-to-understand sample contract
  • Coverage begins after only 10 days of signing up

Benefits of a home warranty in Chicago

Chicago has one of the most variable weather conditions in the country. From sub-zero temperatures and heavy snowfall in the winter to hot and muggy days in the summer, Chicago endures some of the most extreme weather conditions. A home warranty is designed to combat the damage that extreme weather can inflict on appliances and home systems.

For example, if your heating system needs repairing in the middle of a winter snowstorm, a home warranty can cover repairs and prevent you from spending expensive, out-of-pocket costs on your system.

A home warranty also saves you time and energy. Instead of spending hours researching and selecting a technician to fix your appliance or system, home warranty providers do the hard work for you, sending trusted professionals to your door when you need them. 

Whether during winter, summer, or the months in between, a home warranty can help mitigate the inevitable expense of dealing with home appliances and system repairs, giving you a little peace of mind.

Home warranty coverage in Chicago

Home warranties typically include coverage of a home’s systems and appliances, with most companies offering coverage for additional items such as a pool or spa. For Chicago residents, we recommend ensuring your plan covers heating and air conditioning to protect you in the event that your HVAC system goes out during the summer or winter. Coverage can vary with each provider, but home warranty coverage usually includes:

Systems Appliances
Air conditioning Refridgerator
Heating Built-in microwave
Electrical Dishwasher
Plumbing Oven/Stove/Range
Water heater Clothes washer
Garage door opener Clothes dryer
Garbage disposal Trash compactor
Ductwork Freestanding ice maker

Home warranty cost in Chicago

A home warranty in Chicago can cost you $400–$700 a year. Most companies offer the option of splitting the home warranty cost into monthly or yearly payments.

Additionally, customers will also have to pay a service fee—a one-time fee paid to a technician when they come to your house to address the item in question. Service fees typically range between $75–$125.

How to buy a home warranty in Chicago

The first step in protecting your investment with a home warranty is determining which provider works best for you. Consider the covered items in each plan and compare coverage to figure out which one matches your needs. From there, getting a quote is as easy as calling the home warranty company you’re interested in.

Although home warranty companies generally offer similar coverage, plans can still vary greatly. Below is a list of factors that you’ll want to consider when choosing a home warranty provider:

  1. Pricing—Many home warranty companies offer a variety of plans that can be broken down into monthly or annual payments.
  2. Service call feeThe cost of a provider sending a technician to your home varies by company, but there are some companies that offer service fees as low as $60.
  3. Customer service—Some companies, like Cinch Home Services, offer 24/7 customer service and respond to claim requests within 48 hours while other providers can wait up to 72 hours to send a technician to your home.

The providers we’ve outlined above offer free quotes and have great reputations for providing quality customer service and coverage. If you’re still unsure which home warranty to choose, read our review on the best home warranty companies in the industry or compare trusted companies like Choice Home Warranty and American Home Shield.

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