As someone with experience selling several homes, I know just how daunting the process can be, with numerous challenges and potential pitfalls along the way. One of the most significant concerns for sellers is the possibility of unexpected repairs or system breakdowns during the listing period, leading to costly out-of-pocket expenses and potentially derailing the sale. This is where a home warranty can provide invaluable protection and peace of mind for sellers and an added bonus for prospective buyers.
However, the home warranty industry has faced its share of criticism, with issues such as confusing contracts, denied claims, and subpar service from some providers. To help sellers navigate this complex landscape and find reliable coverage, I conducted an in-depth review of the top home warranty companies catering to sellers. Using Today’s Homeowner’s stringent rating criteria, I evaluated each provider’s coverage options, cost, customer service, and reputation.
Through my extensive research, which included secret shopping, analysis of sample contracts, and examination of customer reviews, I found the best home warranty companies for sellers. These providers offer comprehensive coverage tailored to the unique needs of sellers, with transparent terms, affordable pricing, and a history of dependable service. By choosing one of these best home warranty companies, home sellers can protect their budgets from unexpected repair costs, enhance their home’s marketability, and provide added value to potential buyers.
Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.
Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.
We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.
Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.
Read our full Home Warranty Review Methodology for more details.
Top 5 Home Warranty Companies
- Liberty Home Guard stands out for its flexibility, allowing sellers to customize their coverage with add-ons like pest control, pool/spa equipment, generators, and even carpet cleaning, ensuring the policy covers exactly what the home needs during the listing period.
- American Home Shield offers sellers peace of mind with its impressive track record of responding to most claims within 24 hours, which is crucial for getting systems like AC or heating back up and running quickly to keep the home comfortable and attractive to potential buyers.
- When selecting a home warranty plan as a seller, be sure to look closely at coverage caps, exclusions, and service fees to avoid surprises during the selling process, and consider taking advantage of any limited-time promotions or discounts to get the most value.
My Expert Recommendation
After extensive research into home warranty providers catering to sellers, Liberty Home Guard (LHG) emerged as my top choice for its unparalleled flexibility and customization options. With over 40 add-ons, including unique offerings like septic system pumping, gutter cleaning, limited roof leak coverage, and carpet cleaning, Liberty allows sellers to tailor their coverage to their home’s specific needs. As someone who recently sold a home, I understand the value of having a warranty plan that addresses the unique features and potential pain points of your home.
For sellers with high-end appliances and systems, I also recommend considering American Home Shield (AHS). This well-established provider offers generous coverage limits of $4,000 for appliances and $5,000 for home systems, which can provide peace of mind when protecting expensive equipment. Additionally, AHS’s commitment to responding to most claims within 24 hours is invaluable for sellers, as it minimizes the risk of system or appliance breakdowns derailing the sale process. While all home warranties come with exclusions, the customization potential from Liberty Home Guard and the extensive coverage limits from American Home Shield make them both strong contenders for safeguarding your home during the selling process.
Sellers can use home warranties to their advantage in two different ways during the real estate sales process.
The first is by securing a home warranty plan before you sell so you can use the coverage to repair any home appliances and systems with problems (look out for providers excluding preexisting issues). The home warranty can also promptly resolve appliance and system issues that a home inspection uncovers during the closing process. Some (but not all) providers will let you transfer the home warranty plan to the buyers after your sale.
The second way is by securing a home warranty in the buyer’s name during or after closing. This incentive gives home buyers peace of mind that they won’t be on the hook for unexpected, expensive repairs and replacements right after plunking down a huge sum of money on their new home.
Home Warranty Companies for Sellers I Didn’t Include
During my research, I strongly considered First American Home Warranty (FAHW), a well-known home warranty provider, but chose not to include it as a top recommendation for sellers. My main reason is its lack of transparency about its true service area. FAHW claims to offer coverage in 35 states, but my personal experience suggests otherwise. To elaborate, it doesn’t directly serve all 35 states listed on its website. When I tried getting a quote for my current Indiana home, I was redirected to a third-party site. This third party then emailed me quotes from competing home warranty companies (Liberty, Choice, American Home Shield) instead of FAHW itself. That said, I did get a direct quote from FAHW for a colleague’s California home.
I also decided not to include Choice Home Warranty in my top picks for home sellers. Choice is dealing with an active consumer fraud lawsuit with the Arizona Attorney General, and I don’t feel comfortable recommending them until the case is settled. If the lawsuit uncovers credible evidence of widespread deceptive or fraudulent practices, I’ll certainly continue to not recommend Choice. As a seller, the last thing you want is to be associated with a home warranty company that has a questionable reputation, as it could potentially harm your sale.
Compare The Highest Rated Home Warranties for Sellers
| Company | Rating | Monthly Cost | Service Fee | Response Time | BBB Rating | Link |
|---|---|---|---|---|---|---|
 |
$50-$60 |
$75 |
12-48 hrs. |
NR |
VISIT SITE | |
 |
$35–$75 |
$100–$125 |
24-72 hrs |
B |
VISIT SITE | |
 |
$44.99-$58.99 |
$70 |
48 hours |
A+ |
VISIT SITE | |
 |
$46–$55 |
$85 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$52–$58 |
$60 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$38–$62 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$38–$48 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$17–$60+ |
$65–$100 |
2–24 hrs |
A- |
VISIT SITE | |
 |
$28–$68 |
$100–$150 |
2–24 hrs |
B |
VISIT SITE |
Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.
Our Reviews of the Best Home Warranties for Sellers
Liberty Home Guard
4.6
Our Rating
I appreciate Liberty Home Guard’s unparalleled flexibility, with over 40 add-ons that allow sellers to create a home warranty plan tailored to their properties’ unique features. This level of customization is particularly valuable for sellers, as it enables them to showcase comprehensive protection for their home’s specific systems and appliances, making the property more attractive to potential buyers. For example, if your home boasts a pool, spa, or septic system, Liberty allows you to include coverage for these items, demonstrating to buyers that you’ve taken extra steps to guarantee a smooth transition of ownership.
Moreover, I’m impressed by Liberty Home Guard’s commitment to customer satisfaction, as shown by their impressive 4.7-star ratings on both Google and Trustpilot. In an industry where many providers struggle to maintain a 3-star average, Liberty’s consistently high marks for responsive service give me confidence that they’ll be there to support sellers throughout the listing and sale process. Additionally, their 60-day workmanship guarantee, which surpasses the industry standard of 30 days, provides added peace of mind for both sellers and buyers, ensuring that any issues that arise after a repair will be promptly addressed.
While Liberty Home Guard’s extensive list of optional add-ons is impressive, I don’t like that these additions come at a relatively high cost, averaging around $15 per month. In comparison, some competitors, such as Elite Home Warranty, charge as little as $6 for additional coverage. This means that sellers looking to create a comprehensive plan tailored to their home’s unique features may face significantly higher monthly premiums with Liberty.
Another concern I have with Liberty Home Guard is their relatively low coverage limits. With maximums topping out at just $2,000 for home appliances, Liberty’s caps are two to three times lower than providers like American Home Shield and Elite Home Warranty, which offer up to $4,000 and $6,000 in protection, respectively. As a seller, this means that if you need to replace a costly item like an air conditioner or refrigerator during the listing period, you could be left with substantial out-of-pocket expenses, even with a home warranty in place.
For sellers seeking a reliable and flexible home warranty provider, Liberty Home Guard is my top recommendation. With plans starting at around $50 per month, Liberty offers comprehensive coverage and an impressive array of over 40 unique add-ons, allowing you to tailor your protection to your home’s specific features. This exceptional level of customization is one of the main reasons I give Liberty a solid 9.3/10 rating.
Liberty also shines in the customer service department, boasting a 4.7-star rating on both Google and Trustpilot and a 4.5-star rating on the BBB. Sellers can have peace of mind knowing that Liberty is dedicated to providing fast claims processing and responsive support throughout the listing and sale process. Additionally, their 60-day workmanship guarantee, which is double the industry standard, ensures that any issues with repairs will be promptly addressed, even after the sale.
However, it’s important to note that Liberty’s coverage caps max out at $2,000 per item. While this limit is plenty for most standard appliances and systems, it may not fully cover repairs or replacements for high-end or luxury brands. If you have top-of-the-line appliances, such as Viking or Sub-Zero, you might want to consider providers such as American Home Shield or Elite Home Warranty that offer higher coverage limits. Despite these limitations, I believe that Liberty Home Guard is an excellent choice for most people selling their homes.
Liberty Home Guard receives an impressive 10/10 rating from me for its ability to provide sellers with flexible, comprehensive coverage at competitive prices. With three main plans — Appliance Guard, Systems Guard, and Total Home Guard — Liberty offers a range of options to suit different needs and budgets.
For most sellers, I recommend the Total Home Guard plan, which combines extensive coverage for both appliances and systems. At just $60 per month, this plan provides peace of mind knowing that your home’s essential components are protected when you put your home on the market. While the Appliance Guard and Systems Guard plans are more affordable, starting at around $50 and $55 per month, respectively, I believe the added coverage of the Total Home Guard plan is well worth the slightly higher cost.
One of Liberty’s standout features is its wide array of optional add-ons, allowing sellers to customize their coverage to their home’s unique features. With over 40 add-ons, including options like limited roof leak protection, pest control, and even re-key services, you can create a plan that addresses your property’s specific needs and potential concerns for buyers. However, it’s important to note that these add-ons come at an additional cost, ranging from $4 to $36 per month, which can quickly add up if you require multiple extras.
Another factor to consider is Liberty’s service call fee, which ranges from $65 to $125 per visit, depending on the type of service you need. While this is higher than the industry average of $75, Liberty does offer a 60-day workmanship guarantee, providing added assurance that any issues with repairs will be addressed promptly and at no extra cost to you. Additionally, keep an eye out for seasonal promotions and discounts, such as the $225 coupon I found during my secret shopping, which can help offset the higher service fees.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Appliance Guard | $49.99 | $65 – $125 | 2 months free (online), $225 off coupon (online) |
| Systems Guard | $54.99 | $65 – $125 | 2 months free (online), $225 off coupon (online) |
| Total Home Guard | $59.99 | $65 – $125 | 2 months free (online), $225 off coupon (online) |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
Liberty Home Guard has the following optional add-ons to its plans. If the home you’re selling has unique systems or home appliances, like a generator, pool, sprinkler system, or well pump, that you plan to include in the sale, you can easily add coverage for them.
You can also add useful services that the buyer can use to get their home move-in ready, including carpet cleaning, pest control, power washing, re-keying, TV mounting, and window cleaning. These are attractive perks for buyers in any market.
- Carpet cleaning: $19.99/month
- Casita guest unit: $35.99/month
- Central vacuum: $8.99/month
- Ejector pump: $14.99/month
- Electronics protection: $19.99/month
- Freestanding ice maker: $14.99/month
- Generator: $19.99/month
- Grinder pump: $14.99/month
- Gutter cleaning: $14.99/month
- Ice maker (in-fridge): $3.99/month
- Instant hot water dispenser: $9.99/month
- Lawn sprinkler system: $9.99/month
- Lighting fixtures: $7.99/month
- Limited roof leak: $11.99/month
- Pest control: $14.99/month
- Plumbing fixtures: $7.99/month
- Pool and spa: $19.99/month
- Additional spa: $9.99/month
- Power washing (exterior flooring): $19.99/month
- Pro-series clothes dryer: $4.99/month
- Pro-series dishwasher: $7.99/month
- Pro-series microwave: $4.99/month
- Pro-series range/oven/cooktop: $12.99/month
- Pro-series refrigerator: $14.99/month
- Pro-series stand-alone freezer: $14.99/month
- Pro-series washing machine: $4.99/month
- Re-key: $9.99/month
- Reverse osmosis water filter system: $14.99/month
- Salt water pool: $23.99/month
- Second refrigerator: $7.99/month
- Septic system pumping: $12.99/month
- Sump pump: $8.99/month
- Swamp cooler: $14.99/month
- Trash compactor: $7.49/month
- TV mounting (up to 65 inch TVs): $14.99/month
- TV mounting (up to 85 inch TVs): $19.99/month
- Water dispenser water line: $4.99/month
- Water softener: $13.99/month
- Well pump: $12.99/month
- Window washing/cleaning: $19.99/month
- Wine cooler/fridge: $11.99/month
Exclusions
Liberty has the below exclusions to its plans:
- Cosmetic defects
- Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems
- Disposal of appliances, systems, or components
- Electronics, computerized, “smart,” or Internet/enabled components and parts
- Filters associated with any covered items
- Fire sprinkler systems
- Flues, vents, chimneys, and exhaust lines
- Glass parts
- Lighting
- Malfunction or damage caused by acts of God
- Noise
- Radon and other leak detection monitoring systems
- Remote receiving and transmitting devices
- Solar systems and applications
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Liberty Home Guard earns a strong 8.9/10 rating from me for its affordability. With base plans starting at around $50 per month, Liberty’s pricing aligns with industry averages, making it an accessible option for most sellers. However, it’s important to note that Liberty’s add-ons, which allow you to customize your coverage, are generally more expensive than those of other providers. Most add-ons cost over $15 per month, compared to the $6 to $13 range offered by competitors, including American Home Shield and Elite Home Warranty.
Another factor to consider is Liberty’s service fee, which ranges from $65 to $125 per claim. This is higher than the fees charged by many other home warranty companies. Additionally, Liberty only covers items up to their “book value” (the estimated depreciated value of an item) rather than their full replacement cost, which could leave you with out-of-pocket expenses if a high-value item fails. It’s also worth noting that Liberty’s per-item coverage caps max out at $2,000, which is lower than the limits of competitors like Elite Home Warranty ($6,000) and American Home Shield ($3,000). Despite these potential drawbacks, Liberty stands out for its coverage of unique appliances and systems, making it an attractive option for sellers with high-end or specialized items.
I give Liberty Home Guard a solid 7.8/10 rating for customer experience. When I conducted my secret shopping, I found the online quoting system to be transparent and user-friendly, allowing sellers to easily compare coverage options and personalize their plans to fit their home’s unique needs. Once you’re signed up, Liberty offers multiple contact options, including phone, email, and online chat, ensuring prompt support when issues arise. While not the best in the industry, I also appreciate Liberty’s 60-day service guarantee on repairs, providing extra reassurance that any work performed will meet quality standards on the first attempt.
Liberty Home Guard has quickly established itself as a top choice for sellers seeking reliable home warranty protection, earning an impressive 9.1/10 rating from me for its reputation. Across thousands of reviews on platforms like the Better Business Bureau (BBB), Google, and Trustpilot, Liberty consistently receives glowing praise, with customers highlighting exceptional service, smooth claims processes, and quick issue resolution. The company’s overwhelmingly positive 4.5- to 4.7-star ratings demonstrate its commitment to putting people first, setting it apart from competitors in the industry.
However, Liberty recently experienced a temporary setback — after a slew of recent complaints, the BBB revoked its A+ rating. However, after speaking with a rep at the BBB, I discovered that this is a standard procedure while they thoroughly review the complaints. Liberty has gone through this same process a few times in the recent past and had its A+ rating restored after the BBB’s evaluation. I’m confident the same will happen in this case. For sellers looking for a home warranty provider with an outstanding reputation and a dedication to customer satisfaction, Liberty Home Guard is still my top choice.
| Rating Site | Rating | Number of Reviews |
| BBB | NR (Not Rated)* / 4.5 out of 5 stars | 2,500 |
| Trustpilot | 4.7 out of 5 stars | 2,620 |
| 4.7 out of 5 stars | 10,440 | |
| Yelp | 1.4 out of 5 stars | 49 |
Editor’s Note: The ratings provided were accurate at the time of writing.
*Note (as of 4/4/24): The Better Business Bureau recently shifted LHG’s A+ rating to “NR.” We reached out to a representative from the Better Business Bureau, and they told us, “This business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.” When asked about whether they revoke ratings after an increase in complaints, the rep said, “Yes, if they feel they need to review the complaints first before issuing an accurate rating.” This scenario has happened to LHG twice in the last two years, but each time the BBB has restored its A+ rating after a thorough review.
Liberty Home Guard stands out among home warranty providers with its exceptional claims process, earning a perfect 10/10 rating from me. With an impressive 12-hour average response time and critical emergency repair options that many competitors lack, Liberty ensures that sellers can quickly address any issues that arise during the listing period. Once the standard 30- to 60-day coverage waiting period has passed, most claims are approved within 48 hours, and customers consistently praise the company’s smooth claims process and quick payouts. Liberty’s dedication to providing top-notch service during challenging situations sets it apart from the competition.
Liberty Home Guard provides its plans in all 50 U.S. states, earning it a perfect 10/10 rating. With nationwide coverage, you can add a home warranty plan to your home sale to make the real estate process smoother and attract more buyers.
American Home Shield
4.3
Our Rating
One of the standout features I appreciate about American Home Shield is its extensive industry experience, spanning over 50 years. This longevity has allowed the company to build a wide contractor network, ensuring that sellers have access to specialized repair help for any unique needs their homes may have. I also like that AHS offers coverage for rust, corrosion, and even preexisting conditions, providing comprehensive protection for homes during the real estate selling process.
Moreover, AHS impresses me with its strong coverage caps, offering up to $5,000 for home systems and $4,000 for appliances. These generous limits give me peace of mind, knowing that even high-end items are covered. Another unique aspect I appreciate is that AHS is one of the few providers that offers roof leak protection, either as an add-on or included with its premium plan. This coverage can be particularly valuable for sellers, as it helps seal up small roof leaks that could derail a sale.
Despite American Home Shield’s extensive experience in the home warranty industry, I’m concerned about the high volume of negative reviews the company has received in recent years. AHS has garnered a disproportionate number of complaints with the BBB compared to its competitors, with many customers citing issues such as sudden price increases, delays in repairs for non-emergency problems, late contractors, communication issues, and a lack of transparency. Additionally, the company’s sub-2-star ratings on both Trustpilot and Yelp raise red flags about its overall reputability, especially considering its long standing presence in the market.
American Home Shield earns a solid 8.6/10 overall rating from me for its strong coverage offerings and generous limits that outshine those of almost all competitors. With impressive coverage caps of up to $5,000 for systems and $4,000 for appliances, AHS provides sellers with peace of mind, especially for those with high-end items. Only Elite Home Warranty has higher limits ($6,000 for appliances and $10,000 for systems). During my secret shopping, I found AHS’s website and quotes straightforward, making it easy to compare plans and pricing.
One of the standout features of AHS is its coverage of undetectable preexisting defects, rust, and corrosion, which adds significant value to its plans. Additionally, its expansive contractor network enables widespread, reputable support across the country. However, some reviewers have reported extended repair delays, and the company’s 30-day workmanship guarantee falls short of those of rivals like Elite Home Warranty, which offers a 90-day guarantee, and AFC Home Club’s lifetime guarantee.
While AHS’s lower-tier plans cover fewer appliances and systems compared to those of entry-level options from competitors, the ShieldPlatinum plan offers comprehensive protection at only a slight increase in cost. This plan still beats comparable options from other providers in terms of pricing and coverage. Despite some drawbacks, American Home Shield remains a strong choice for sellers seeking confidence in protecting their valuable home systems and appliances during the listing process.
American Home Shield (AHS) earns a strong 9/10 rating from me for its plans and coverage options. The company offers three plans for sellers: ShieldSilver, ShieldGold, and ShieldPlatinum. While AHS’s service fees, ranging from $100 to $125, are higher than the industry average of $75, the company makes up for it with its comprehensive coverage and flexible pricing options. Sellers can choose between lower monthly premiums or higher service fees based on their budget and needs.
The ShieldPlatinum plan stands out as the most comprehensive option, offering unique features like roof leak coverage, free HVAC tune-ups, and allowances for code violations, permits, and equipment modifications. These inclusions can provide sellers with added peace of mind that repairs are covered if anything doesn’t pass inspection during the sale process. Another notable aspect of AHS’s plans is that they cover old, improperly installed items and preexisting conditions, which many competitors exclude. This extensive protection is particularly valuable for sellers with older homes or complex systems and appliances.
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| ShieldSilver | $39.99 – $49.99 | $100 – $125 | 20% off same-day sign-up discount (online and phone) |
| ShieldGold | $59.99 – $69.99 | $100 – $125 | 20% off same-day sign-up discount (online and phone) |
| ShieldPlatinum | $89.99 – $99.99 | $100 – $125 | 20% off same-day sign-up discount (online and phone) |
*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $49.99 rate for the ShieldSilver plan pairs with the $100 service fee.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
American Home Shield offers the following add-on options to its plans. For sellers, I find the roof leak repair coverage the most valuable as you can use your coverage to repair any small leaks before listing it on the market or if the inspector finds leaks late in the sale process.
- Electronics protection plan: $14/month
- Guest unit: $15.99/month
- Pool & built-in-spa equipment: $18/month
- Roof leak repair: $10/month
- Septic pump: $5/month
- Well pump: $8/month
Exclusions
AHS has the below industry-standard exclusions for all three of its plans:
- Damage due to pets or pests
- Failure to properly clean or maintain home systems or appliances
- Foundation or structural damage
- Improper installation, improper wiring, or damage caused by construction activity
- Manufacturer’s defect
- Misuse or human error
- Malfunction or damage due to natural disasters
- Neglect, rust, corrosion, or sediment
- Removal of hazardous materials such as asbestos, lead, or other toxic materials
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
American Home Shield receives an 8.7/10 rating from me for affordability, primarily due to its higher coverage limits that can save sellers money up front if they need to repair or replace expensive home systems or appliances. When I collected quotes, the sales agent was knowledgeable and provided detailed pricing, explaining the nuances of the plans and offering tips for securing the best deal. The sample contract I received clearly outlined the coverage limits, which are significantly higher than those of many competitors. For example, AHS offers up to $5,000 for HVAC systems and $3,000 for pools, while others such as Liberty Home Guard often cap system coverage at around $2,000.
Although American Home Shield’s monthly rates and service fees (ranging from $100 to $125 per service call) are above average, I believe the enhanced coverage justifies the extra cost. For sellers with high-end appliances or unique systems that would be expensive to repair or replace without adequate coverage, the peace of mind provided by AHS’s higher coverage caps can be well worth the slightly pricier rates. When considering the potential costs of replacing an AC system or major appliances, the allowances offered by AHS can be particularly valuable, making it a good value for sellers who want comprehensive protection.
American Home Shield receives an 8.4/10 rating from me for customer experience. During my secret shopping, I found the company’s website to be user-friendly when obtaining quotes and comparing pricing for different plans. AHS also offers a standard 30-day waiting period before a new policy takes effect, which is significantly shorter than the 60-day or longer wait times of some competitors.
On the other hand, I have concerns about American Home Shield’s responsiveness to customer inquiries. I found numerous complaints about unreturned calls and messages, which can be particularly frustrating for sellers when they need assistance with a breakdown or other problem. Despite these communication concerns, AHS does offer some advantages, such as assigning each customer an account manager and providing multiple contact methods. This accessibility can help mitigate issues with individual reps and demonstrates a commitment to improving responsiveness.
American Home Shield receives a fair 7.7/10 rating from me for its mixed reputation. While it offers convenient 24/7 support for filing claims and an easy-to-use online account dashboard for tracking repair status, its low scores on sites like Trustpilot and Yelp concern me. Many reviewers express frustration about delayed service, unexplained claim denials, and unresponsive customer service, which can be particularly problematic for sellers needing prompt assistance with critical system breakdowns. However, it’s worth noting that some negative feedback appears to stem from misunderstandings over contract details, emphasizing the importance of thoroughly reading and understanding the policy before signing up. Plus, AHS has thousands of more reviews on Google, where it holds a strong 4.5/5 star rating.
| Rating Site | Rating | Number of Reviews |
| BBB | B / 2.11 out of 5 stars | 11,115 |
| Trustpilot | 2.1 out of 5 stars | 5,263 |
| 4.5 out of 5 stars | 32,947 | |
| Yelp | 1.1 out of 5 stars | 1,271 |
Editor’s Note: The ratings provided were accurate at the time of writing.
American Home Shield earns a strong 8.4/10 rating from me for its user-friendly claims process and 24/7 customer service availability. The ability to submit a claim online or via phone at any time provides sellers with peace of mind, particularly when dealing with urgent issues like a broken air conditioner or water heater. Once a claim is filed, sellers can easily track its status and view their home’s repair history through the online account dashboard, offering transparency and reducing stress throughout the process. While some reviews mention instances of unreturned calls and messages, AHS takes steps to eliminate communication issues by assigning dedicated account managers and providing multiple contact methods and persons.
American Home Shield offers home warranty plans in all U.S. states besides Alaska. With its wide network of experienced contractors, you can count on AHS for swift repairs on the appliances and systems in the home you’re selling.
Select Home Warranty
4.2
Our Rating
Select Home Warranty (SHW) offers some of the most budget-friendly coverage options I’ve seen, with monthly premiums starting at just $44 (with regularly offered discounts). I appreciate that even their most comprehensive plan tops out at only $48 per month, making it accessible for many home sellers. SHW also has a reasonable $75 service call fee, which is on the lower end compared to many competitors. One unique perk that really makes Select stand out is their inclusion of limited roof leak coverage in all their plans at no extra cost, while most other companies either exclude this protection entirely or only offer it as an optional add-on.
While Select Home Warranty’s affordability is appealing, I’m disappointed by the company’s limited customization options, with only nine add-ons available compared to competitors like Liberty Home Guard, which offers over 40 choices. I also dislike that SHW excludes coverage for preexisting defects, as this could lead to denied claims if issues aren’t identified and addressed before you sign up. Another drawback is Select’s policy prohibiting homeowners from choosing their preferred repair contractors, which limits the control over who works on your home. Lastly, its inflexible $75 plan cancellation fee seems to prioritize its own interests over the needs of customers.
I give Select Home Warranty an 8.4/10 rating for its straightforward, affordable home protection plans that cater to budget-conscious homeowners. With its Bronze Care, Gold Care, and Platinum Care options covering appliances, systems, or a combination of both, SHW makes it easy to find the right coverage for your needs. I particularly appreciate the company’s industry-leading low monthly premiums of $44 to $48, which are notably lower than those of competitors like American Home Shield and Liberty Home Guard. These affordable rates can lead to significant savings over time for cost-conscious home sellers.
However, Select’s $3,000 coverage cap per item may not be enough for replacing higher-end systems or appliances. Sellers with more expensive or specialized equipment might want to consider providers like Elite Home Warranty or American Home Shield, which offer higher coverage limits of up to $10,000 and $6,000, respectively, as well as a broader range of optional add-ons. Before signing up with Select, assess the value of your current home systems and appliances to make sure you have adequate coverage for your specific needs.
Select Home Warranty earns a solid 8.3/10 rating from me for its straightforward and essential coverage options. The company offers three main plans: Bronze Care for appliances, Gold Care for systems, and Platinum Care for both. For most homeowners, I recommend the Platinum Care plan, as it provides comprehensive protection for just $4 more per month compared to the other plans. Select’s transparent approach to home warranty coverage sets it apart from competitors that often have confusing packages and terminology. This simplicity can be especially beneficial for home sellers who want to provide potential buyers with a clear understanding of the protection it includes.
However, Select’s $3,000 coverage caps may not be enough for homes with higher-end or expensive appliances or systems, as replacement costs can easily exceed this limit. Competitors like American Home Shield and Elite Home Warranty offer limits two to three times higher, which are more suitable for properties with luxury items. Additionally, Select provides fewer add-on options compared to some other providers, which may be a drawback for sellers with unique or uncommon home features. Despite these limitations, Select Home Warranty offers affordable, no-nonsense coverage that caters to the essential needs of most homeowners and can be an attractive selling point for potential buyers.
| Plan | Monthly Cost* | Service Fee | Available Discounts |
| Bronze Care | $44.42 | $75 | $150 off (website), two extra months free (website) |
| Gold Care | $44.42 | $75 | $150 off (website), two extra months free (website) |
| Platinum Care | $47.75 | $75 | $150 off (website), two extra months free (website) |
*Monthly cost figures provided include the discounted rate offered at time of writing ($16 off monthly pricing_. Select Home Warranty has been running this promotion since the beginning of this year.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
Select Home Warranty offers these nine optional add-ons to its plans. As someone who has sold a home with a septic system and well pump, I appreciate the option to cover them during the sale process or as part of a contingency to the buyer so they feel protected against any unexpected repair or replacement costs after closing.
- Central Vacuum: $3.33/month
- Lawn Sprinkler System: $5.83/month
- Pool: $8.33/month
- Roof Leak: free
- Septic System: $5.83/month
- Spa: $5.83/month
- Stand-alone Freezer: $3.33/month
- Sump Pump: $3.33/month
- Well Pump: $3.33/month
Exclusions
Select has these typical plan exclusions:
- Common areas in condominiums or multifamily homes
- Damage from natural disasters and rust
- Defects or damages caused by the foundation and structure of the home
- Incorrect installation or malfunctions due to construction damage or improper wiring
- Issues with systems or appliances related to hazardous or toxic materials (for example, mold, asbestos, and gas leaks)
- Secondary damage (i.e., your home warranty may cover roof damage but won’t cover water damage caused by a roof leak)
- Solar heating systems
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
I give Select Home Warranty an impressive 9.1/10 rating for its budget-friendly plans that offer comprehensive coverage without breaking the bank. With monthly premiums of around $40 to $45 after discounts, Select’s plans are $10 to $20 cheaper than the industry average, making them an attractive option for cost-conscious homeowners. This affordability extends across the company’s Bronze, Gold, and Platinum plans, which cover essential appliances, systems, or both without the big price jumps of other providers. For home sellers, offering a Select Home Warranty plan can be a valuable incentive for potential buyers, as it provides peace of mind and protection against unexpected repair costs for a low monthly premium.
Select also stands out for its low service fee of $75, which is lower than the $100 or more charged by many other providers. This reduced fee can be a major selling point for homeowners who want to minimize out-of-pocket expenses if they need repairs before closing. While Select’s $3,000 per-appliance coverage limit may not be enough for homes with high-end units, it’s more than adequate for most properties with standard appliances and systems. Overall, Select Home Warranty’s competitive pricing, lower service fee, and comprehensive coverage make it a top choice for budget-minded home sellers looking to add value to their listings.
Select Home Warranty’s commitment to providing a stress-free customer experience earns them a commendable 8.1/10 rating from me. The company’s user-friendly website clearly outlines its plans, pricing, covered items, exclusions, and add-on options in easy-to-understand language, making it fast and simple for homeowners to research what suits their needs and budget the best. This transparency is particularly beneficial for home sellers, as it allows them to quickly and easily compare coverage options and select a plan that adds value to their listing without the need for lengthy phone calls or in-person meetings.
Unlike some competitors that badger customers with excessive follow-ups through phone calls, text messages, and emails, Select Home Warranty maintains a refreshing focus on simplicity and clarity throughout the quote process. During my secret shopping experience, I appreciated not being forced to listen to confusing pitches or unnecessary back-and-forth communication over the phone. This hassle-free approach sets Select apart from other providers and makes them an attractive choice for sellers who want to offer the peace of mind of a home warranty without the frustration of dealing with pushy sales representatives.
Select Home Warranty earns a fair 8/10 rating from me for its mixed reputation among customers. It boasts a decent B rating from the Better Business Bureau and generally mediocre to positive reviews and scores of 3.8/5 stars on Trustpilot and Google, praising its easy enrollment process, helpful customer service, experienced contractors, and swift repairs. That said, there are also notable complaints about low reimbursements, denied coverage, and unskilled technicians. For home sellers considering offering a Select Home Warranty plan to potential buyers, it’s crucial to weigh these potential drawbacks against the company’s affordability and straightforward coverage options to make sure the added value outweighs any possible concerns.
| Rating Site | Rating | Number of Reviews |
| BBB | B / 1.39 out of 5 stars | 2,110 |
| Trustpilot | 3.8 out of 5 stars | 4,818 |
| 3.8 out of 5 stars | 19,830 |
Editor’s Note: The ratings provided were accurate at the time of writing.
Select Home Warranty’s claims process is straightforward, allowing homeowners to submit requests online or by phone. The company’s 48-hour dispatch time for non-emergency repairs aligns with industry standards. However, this longer timeframe can be frustrating for sellers and new homeowners alike when issues like a failed air conditioning unit or washing machine arise, potentially leading to a delayed closing process or a buyer backing out of the sale. However, Select does offer 24/7 emergency assistance for critical issues such as burst pipes or broken AC units, ensuring prompt attention and minimizing health and safety risks. Considering these factors, I give Select Home Warranty a fair 7.6/10 rating for its claims process.
Select Home Warranty offers its plans nationwide. If you’re selling a home, you can count on Select’s wide network of quality repair service providers to fix any issues before you list your home and any that pop up during the inspections during closing.
Elite Home Warranty
4.3
Our Rating
One aspect I appreciate about Elite Home Warranty is its commitment to customer satisfaction — it consistently earns impressive 4.5- to 5-star ratings on trusted review platforms like Google, Yelp, and Trustpilot. This level of praise far surpasses the industry’s typical 2- to 3-star reputation, indicating that Elite goes above and beyond to deliver top-notch service and promptly settle claims. Additionally, Elite’s generous coverage limits of $10,000 per system and $6,000 per appliance provide homeowners and sellers with peace of mind, ensuring that even high-end equipment is well protected. These higher limits can be a valuable selling point for properties with premium appliances and systems.
One drawback of Elite Home Warranty that concerns me is its $150 surcharge for emergency repairs outside of regular business hours. For home sellers, this policy may be a red flag for potential buyers who want the assurance of comprehensive coverage without hidden fees. Another aspect of Elite Home Warranty that I don’t appreciate is the company’s policy of voiding workmanship guarantees if homeowners choose to use their own trusted technicians instead of those in Elite’s contractor network. This restriction limits flexibility and can be frustrating for those who prefer working with local professionals they have experience with or know personally.
What impresses me most about Elite Home Warranty is its unmatched coverage limits, with caps reaching $10,000 for home systems and $6,000 for appliances. These generous maximums are two to three times higher than the typical $2,000 to $3,000 offered by competitors such as Liberty Home Guard, American Home Shield, and Select Home Warranty. For homeowners with high-end appliances and home systems, Elite’s coverage provides invaluable peace of mind — particularly appealing for home sellers, as offering a warranty with such comprehensive protection can be a strong selling point to potential buyers. It can also help prevent out-of-pocket costs for expensive repairs and replacements for issues found during the inspection process.
Another standout feature of Elite Home Warranty is its extensive selection of 26 add-ons, allowing homeowners to customize their coverage to fit the unique needs of their property. This flexibility is valuable for homes with specialized systems or appliances that may not be covered under standard plans. However, you should be aware that Elite charges a steep $150 surcharge for emergency repairs outside of weekday business hours, which can be problematic for urgent failures occurring on nights or weekends. Additionally, certain luxury brands may trigger additional service fees, and Elite excludes commercial-grade equipment across all plans.
Considering these limitations, I give Elite Home Warranty a fair, but still impressive 8.6/10 rating for its comprehensive coverage and flexibility. The company’s generous coverage maximums and extensive add-on options make it a top choice for homeowners seeking to safeguard their expensive household systems and appliances with the highest limits available in the industry. For sellers looking to offer potential buyers the assurance of comprehensive protection, Elite Home Warranty is a strong contender.
Elite Home Warranty’s plans earn a perfect 10/10 rating from me for their unparalleled coverage limits that far exceed industry standards. With appliance coverage up to $6,000 per claim and system coverage reaching an impressive $10,000, Elite offers two to three times more protection than most competitors, such as AFC Home Warranty, Liberty Home Guard, and Select Home Warranty. This extensive coverage is particularly valuable for homeowners with high-end appliances and systems, providing peace of mind in the face of costly repairs. For sellers, offering a home warranty with such generous limits can be a significant selling point, demonstrating the property’s value and attracting potential buyers.
Like other home warranty companies, Elite offers three main plans: an appliances-only plan, a systems-only plan, and a combo plan called Elite Complete. I recommend the Elite Complete plan for those seeking comprehensive protection, as it bundles both appliance and system coverage for only a slight increase in price compared to the individual plans. During my secret shopping, Elite’s customer service reps offered a 30-day risk-free trial and a $150 discount for signing up over the phone, making its top-tier protection even more accessible and budget-friendly.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Elite Appliance | $48.99 | $100 | $150 sign-up (phone), 30-day trial (phone) |
| Elite Systems | $52.99 | $100 | $150 sign-up (phone), 30-day trial (phone) |
| Elite Complete | $59.99 | $100 | $150 sign-up (phone), 30-day trial (phone) |
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
EHW offers 26 add-on options to its plans. For sellers, I particularly like the affordable add-on for HVAC annual maintenance. This can be an attractive perk to potential buyers as it helps make sure the HVAC system on their new home doesn’t break down.
- Attic exhaust fan: $69.99/year
- Central vacuum: $49.00/year
- Effluent pump: $99.99/year
- Ejector pump: $99.99/year
- Freestanding freezer: $59.99/year
- Freestanding ice maker: $59.99/year
- Freestanding spa equipment: $119.99/year
- Generator: $99.99/year
- Geothermal heating and cooling System: $299.99/year
- Grinder pump: $99.99/year
- Guest house: $299.99/year
- HVAC annual maintenance: $299.99/year
- Jetted/hot Tub: $99.99/year
- Lawn Sprinkler System: $99.99/year
- Lift pump: $99.99/year
- Limited roof leak repair: $99.99/year
- Pool & spa equipment: $199.99/year
- Pool equipment: $149.99/year
- Premium appliances: $249.99/year
- Premium benefits: $199.99/year
- Premium systems: $299.99/year
- Premium systems plus: $499.99/year
- Septic system: $129.99/year
- Service lines: $349.99/year
- Sump pump: $99.99/year
- Swamp cooler: $149.99/year
- Water filtration system: $99.99/year
- Water softener: $99.99/year
- Well pump: $99.99/year
- Wine cooler: $69.99/year
Exclusions
Elite has the below exclusions to its home warranty plans. These are typical compared to other providers.
- A lack of maintenance
- Acts of God
- Commercial-grade appliances
- Cosmetic damage
- Natural disaster-related damages
- Units in a rental property
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Elite Home Warranty’s monthly premiums, ranging from around $49 to $60, are competitive with those of other providers in the industry, and its $100 service call fee is on par with top competitors. However, when I spoke with Elite’s sales representatives, they weren’t clear and up front about the company’s additional fees, such as the $150 surcharges for weekend or emergency service and premium-brand technicians. This lack of transparency makes it challenging for sellers and real estate agents who want to be forthcoming to potential buyers when adding a home warranty as an inclusion to the sale. While Elite offers a 30-day risk-free trial period, allowing customers to vet plans before fully committing, I still give the company’s affordability a respectable 8.7/10 rating due to the hidden fees that can quickly drive up expenses once a service contract begins.
Elite Home Warranty’s website lacks the transparency and user-friendly quoting process that many of its competitors offer, making it challenging for homeowners to quickly compare plans and prices. To receive even basic premium estimates, potential customers must call them directly, and information about optional add-on costs is buried within the site. I found them three miles deep on a quote request confirmation screen.
When I spoke with a sales representative, they seemed unclear about the specifics of these additional fees, which could be frustrating for sellers trying to provide accurate information to potential buyers. Despite these initial hurdles, Elite Home Warranty does boast numerous positive customer reviews on reputable sites like the Better Business Bureau, Trustpilot, and Google, indicating that most homeowners are satisfied with the company’s responsive support and coverage once they sign a contract, earning Elite a fair 7.6/10 rating from me for customer experience.
As a relatively new player in the home warranty industry, Elite Home Warranty has a limited number of online reviews, with fewer than 1,100 total across platforms including the BBB, Google, Trustpilot, and Yelp. This small sample size negatively impacts its reputation score, earning it an 8.3/10 from me. That said, the overwhelming majority of available feedback is positive, with customers praising Elite’s fast claims handling, expert contractors, budget-friendly prices, and exceptional service. The company’s A+ rating and accreditation with the Better Business Bureau provide further reassurance of its commitment to addressing customer concerns promptly, which can be particularly important for sellers looking to offer a reliable warranty as an inclusion to potential buyers.
| Rating Site | Rating | Number of Reviews |
| BBB | A+ / 4.97 out of 5 stars | 739 |
| Trustpilot | 4.7 out of 5 stars | 59 |
| 4.8 out of 5 stars | 146 | |
| Yelp | 4.8 out of 5 stars | 4 |
Editor’s Note: The ratings provided were accurate at the time of writing.
Elite Home Warranty’s practice of charging an additional $150 fee for after-hours emergency coverage is a significant drawback that earns the company a below-average 6.8/10 rating from me for its claims process. For sellers offering a home warranty as part of their listings, this additional fee could be a red flag for potential buyers who expect comprehensive coverage without hidden costs.
On a more positive note, Elite allows customers to file claims 24/7 online or by phone, which is now the standard practice in the industry. For non-emergency claims, Elite’s 24- to 48-hour response time is similar to that of competitors, though it doesn’t exceed the industry average.
Elite Home Warranty is available in 47 U.S. states — excluding California, Texas, Washington, and Wisconsin. For sellers in all other states, you can count on Elite’s local contractors to quickly fix issues with your appliances and systems before you list it and after inspections.
AFC Home Warranty
4.3
Our Rating
I like that AFC Home Warranty offers sellers a range of unique perks that go beyond standard appliance and system coverage, setting it apart from other providers. These benefits include discounted home security, medical care, credit monitoring, and insurance savings — creative extras that no other home warranty company matches. By bundling these rare add-on coverage options alongside its robust core protection plans, AFC delivers great value to sellers looking to enhance their home’s appeal and streamline the selling process.
One concern I have with AFC Home Warranty is its variable coverage caps, which can range from $150 to $3,000 depending on the appliance or system. Sellers should carefully review each item’s coverage limit to ensure they have adequate protection and avoid surprise gaps that could leave them exposed to costlier repairs or replacements. Additionally, AFC’s lack of 24/7 emergency repair services without extra fees can be problematic for sellers, as waiting extended periods for critical repairs like cooling system failures during heat waves may not be possible and could potentially delay the sale of the home.
AFC Home Warranty offers sellers a user-friendly website and customizable coverage options, setting it apart from many competitors. The company’s tiered plans and flexible service fees allow you to tailor their warranty to your specific needs, while its A+ BBB rating and consistent adherence to contract terms provide peace of mind during the selling process.
However, sellers should be aware of AFC’s lower variable coverage caps, which range from $150 to $3,000 per item. This may be a concern for those with high-end appliances or systems, as potential buyers might feel less protected. These variable caps are based on vague assessments of home appliances and systems, which can be frustrating for sellers who want to offer a transparent warranty.
Even considering these limitations, AFC Home Warranty’s Diamond Plan is a solid choice for sellers, bundling systems, appliances, roof leaks, and even personal electronic devices at an affordable price. While it has some gaps in emergency services and coverage caps, this plan suits the needs of most homes and can be an attractive selling point. AFC’s 48-hour repair guarantee and lifetime workmanship guarantee ensure timely, quality service when breakdowns occur. Overall, AFC earns my strong 8.5/10 overall rating.
AFC Home Warranty offers four plan options, providing sellers with the flexibility to choose the coverage that best suits their needs. The Silver Plan covers nine major home appliances, while the Gold Plan expands to include 15 appliances and systems like electrical, plumbing, and HVAC. The Platinum Plan further extends coverage to 18 appliances and systems, including microwaves and in-fridge ice makers. However, the standout option is the Diamond Plan, which comprehensively covers home systems, appliances, electronics, exterior lines, and even unique extras like roof leaks — a rare and valuable feature that can be especially attractive to potential buyers.
During my secret shopping, I discovered attractive discounts, such as $140 off annual policies and $250 off three-year plans. When combined with AFC’s already competitive pricing and the Diamond Plan’s one-of-a-kind coverage, sellers can offer a robust, tailored warranty to buyers while maximizing their savings. The inclusion of personal electronic devices, such as smartphones, tablets, and home office equipment, is a unique selling point that sets AFC apart from most providers. For its comprehensive plans, unique perks, flexible service fees, and decent add-ons, I rate AFC Home Warranty a strong 8.1 out of 10.
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| Silver Plan | $43.58, $46, $48.42 | $75, $100, or $125 | Up to $250 off, free roof leak protection |
| Gold Plan | $58.08, $60.50, $62.92 | $75, $100, or $125 | Up to $250 off, free roof leak protection |
| Platinum Plan | $62.92, $65.33, $67.75 | $75, $100, or $125 | Up to $250 off, free roof leak protection |
| Diamond Plan | $97.50, $99.92, or $102.33 | $75, $100, or $125 | Up to $250 off, free roof leak protection |
*If you choose the lower service fee of $75, you pay the higher monthly premium. For example, the $48.42 rate for the Silver plan pairs with the $75 service fee.
Editor’s Note: The cost data mentioned in this article was sourced for a single-family, two-bedroom home under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
AFC Home Warranty has the following optional add-ons to its plans. For homeowners who would like to add an AFC plan as an inclusion to a sale, coverage for uncommon systems and appliances like built-in microwaves, double ovens, septic systems, and in-ground pools are an added bonus.
- Built-in microwave: $50/year
- Central vacuum: $25/year
- Double oven: $25/year
- Electronics coverage: $24.99/month
- Hot water dispenser: $25/year
- Ice maker: $25/year
- In-ground pool: $100/year
- In-ground pool and spa: $150/year
- Roof leak (free, worth $25/year)
- Septic system: $50/year
- Stand-alone freezer: $25/year
- Sump pump: $35/year
- Well pump: $50/year
Exclusions
AFC has the following exclusions to their home warranty plans, which are typical among other providers:
- Crane rentals needed to move appliances or systems
- Geothermal heating systems
- Haul-away services
- Light fixtures
- Malfunction or damage caused by acts of God
- Code violations
- Appliances and systems not properly maintained
Editor’s Note: While this article highlights certain exclusions, it is imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
AFC Home Warranty stands out for its affordability and flexibility, with plans starting at under $45 per month for essential appliance or system coverage and its comprehensive Diamond Plan priced at a competitive $97 monthly. These affordable rates earn it a tremendous 9.1/10 rating. The company’s service fee options of $75, $100, or $125 per repair visit allow sellers to customize their plans based on their financial preferences and the needs of potential buyers. However, it’s important for sellers to carefully review the fine print in a sample contract, as certain items may have lower coverage caps ranging from $150 to $500 for items like microwaves, despite the advertised $3,000 limits. That said, the home items with lower limits have sufficient coverage (i.e., you don’t need $3,000 to replace a microwave).
AFC Home Warranty’s customer experience is top-notch, earning a 9.2/10 rating in my book. The company’s user-friendly website makes it easy for sellers to customize policies that suit their needs and budgets while providing transparent example agreements that clearly outline coverage specifics for each plan. I appreciate AFC’s non-pushy sales approach and 24/7 availability, which can be incredibly valuable for sellers dealing with urgent issues that may arise during the selling process. Moreover, customer feedback consistently praises AFC’s excellent communication and the professionalism of its technicians when handling claims, giving sellers peace of mind and a positive experience throughout the warranty period.
AFC Home Warranty has been BBB accredited since 2015, reflecting its commitment to reliable service and customer satisfaction over its 14 years in business and earning my solid 8.3/10 rating for its reputation. Even though AFC has fewer online reviews compared to major competitors, it holds a decent 3.7 score on Google, with many reviews spotlighting its prompt technician dispatch, smooth claims process, quality repairs, and fair reimbursements. That said, some negative reviews mention coverage gaps, denied claims, cancellation fees, or contract misunderstandings. However, AFC swiftly addresses and resolves all BBB complaints — remedying more than 140 cases in the past three years. This is reassuring for sellers looking to offer a reputable warranty to potential buyers.
| Rating Site | Rating | Number of Reviews |
| BBB | B / 2.59 out of 5 stars | 170 |
| Trustpilot | 3.0 out of 5 stars | 24 |
| 3.7 out of 5 stars | 1,589 | |
| Yelp | 1.9 out of 5 stars | 337 |
Editor’s Note: The ratings provided were accurate at the time of writing.
AFC Home Warranty’s claims process has its strengths and weaknesses, earning them a subpar 6.8/10 rating. On the positive side, the company’s life-of-contract workmanship guarantee is a standout feature that can be particularly appealing to sellers, as it ensures that any repairs made during the warranty period will be covered without additional service call fees to the buyer. However, AFC’s lack of 24/7 emergency repair options during nights, weekends, or holidays is a significant drawback that could be problematic for sellers if a covered item breaks down during the selling process — potentially delaying the closing date. While AFC generally maintains a standard response time of 24 to 48 hours, sellers should be aware that the company is closed on nationally recognized holidays, potentially resulting in delayed service request assignments.
AFC Home Warranty’s plans are available to sellers in 48 states — excluding California and Hawaii. With AFC’s wide-spanning coverage, you can count on its strong network of contractors for repairs before and during your real estate sale.
Calculate the Cost of Sellers Home Warranty
To help budget for a new home warranty plan, use our calculator below. Just type in the monthly premium, service call fee, and estimated number of service visits in a year. The tool will then output the total annual cost for a new plan to help you with budgeting. But keep in mind, if the home warranty is in the buyer’s name, you won’t be responsible for the service call fees after the sale.
| Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
| Dehumidifier | $50–$200 | $1,300–$2,800 |
| Microwave | $50–$400 | $60–$2,000 |
| Dishwasher | $50–$500 | $400–$3,000 |
| Exhaust Fans | $16–$300 | $250–$950 |
| Electric Range | $100–$500 | $230–$3,000 |
| Gas Range | $100–$500 | $230–$3,000 |
| Dryer | $100–$400 | $450–$2,300 |
| Oven | $100–$430 | $400–$3,000 |
| Washer | $50–$450 | $400–$2,300 |
| Freezer | $90–$500 | $160–$2,900 |
| Refrigerator | $40–$350 | $200–$5,000 |
Frequently Asked Questions
Do You Need a Home Warranty for Sellers?
A home warranty can be a valuable asset for sellers, providing financial protection against unexpected repairs and replacements during the listing period. It can also serve as an attractive selling point, demonstrating to potential buyers that the home has been well-maintained and is protected against future issues as long as the plan is in place.
How Much Does a Home Warranty Cost for Sellers?
The average cost of a home warranty for sellers is around $300 to $600 per year, depending on the level of coverage and the provider selected. To learn more about the factors that influence home warranty costs, check out our comprehensive guide on home warranty pricing.
How To Save Money When Shopping for Home Warranties for Sellers?
To save money when shopping for home warranties as a seller, I recommend comparing quotes from multiple providers and carefully reviewing the coverage options to ensure you’re not paying for unnecessary add-ons. Additionally, look for providers offering seller-specific discounts or promotions which can help you secure the best rates. If you’re buying a plan before you list your home on the market, make sure you can transfer it to the new owners.
Is a Home Warranty Worth It for Sellers?
A home warranty is worth it for sellers because it can provide peace of mind during the often stressful selling process, protecting your budget from unexpected repair costs and enhancing your home’s marketability. To learn more about the benefits of home warranties and whether they’re right for your situation, read our article on whether home warranties are worth the investment.
Other Warranty Resources for Homeowners
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