Top 7 Best Home Warranty Companies for Sellers (2021)

By Laura Hodges

Selling a home can be an exciting time in your life. However, this is not the time that you want to have to deal with a broken refrigerator or an electrical system that has an issue. When selling a home, the systems and appliances need to be in full working order. Not only is this necessary for resale value but also your peace of mind. A home warranty is a perfect solution for sellers. In this guide, we will show you:

  • The top 7 best home warranty companies for sellers
  • How to choose a home warranty company 
  • What does a sellers home warranty cost 
  • And much more . . . 

Homes covered with a home warranty tend to sell faster and at a higher price than those without. Having a home warranty in place will help protect your budget as you prepare for your move and relocation. Keep reading to find out the top 7 best home warranty companies for sellers. 

Our Top 7 Home Warranty Companies for Sellers

  1. Best Overall: Choice Home Warranty
  2. Most Customizable: American Home Shield
  3. Most Cost-Effective: Select Home Warranty
  4. Most Trustworthy: Liberty Home Guard
  5. Best Appliance Coverage: First American Home Warranty 
  6. Best for Immediate Service: ServicePlus Home Warranty 
  7. Best Workmanship Guarantee: Cinch Home Services 

Each of the seven Home Warranty companies for sellers has its own unique features and benefits. All plans have individual pricing structures, coverage options, service fees,  BBB ratings,  workmanship guarantees, cancellation fees, and more. It can be quite a bit of work to compare these companies to find the best for the home you are selling. We have broken down the top 7 home warranty companies for sellers to make this process easier for you.

Compare Home Warranty Providers

Provider Visit Site Monthly Cost Service Fee BBB Rating States Covered
Choice Home Warranty  Get a free quote Basic Plan: $45/month

Total Plan: $53.33/month

$85 B- 47 states, not including CA, NV
American Home Shield  Get a free quote  ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 B 49 states (Not including AK)
Select Home Warranty  Get a free quote Bronze: 36/month

Gold: $36/month

Platinum: $38/month

$75 B 46 states(Not including NV, NY, WA, WI)
Liberty Home Guard Get a free quote  Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$75 A+ 45 states (Not including CA, WA, WY, WI, IL)
First American Home Warranty Get a free quote  Basic Plan: $38/month

Premier Plan: $48.50/month

$85 B 33 states (not including AL, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, WI)
ServicePlus Home Warranty  Get a free quote  Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 NR 46 states (not including CA, NY, NV, WA)
Cinch Home Services  Get a free quote  Appliances Plan: $28/month

Built-in Systems Plan: $33/month

Complete Home Plan: $40/month

$100-$150 A- 48 states (Not including HI or AK)

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty for sellers. When selling your home, the last thing you need is another confusing we’re complicated contract. Choice Home Warranty is one of the most straightforward service contracts on the market. You will understand exactly what your Choice Home Warranty covers and what it does not. With 13 years of Industry experience, Choice Home Warranty knows exactly what sellers need to protect their home during this process.

Choice Home Warranty only offers two plans for sellers to choose from. However, each of these plans has a combination of both systems and appliances included in the coverage. Choice also offers several additional options for people with swimming pools and spas. Overall The Choice Home Warranty plans are affordable and easy to manage.

Pros

  • Straightforward service contract 
  • 90-day workmanship guarantee
  • Fair pricing
  • Plenty of add on options
  • More than 13 years in the industry

Cons

  • No ability to build a custom plan 

Plans and Pricing 

Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

Coverage

One of the most impressive things about the Choice Home Warranty coverage is that the coverage limits are pretty high. Most coverage limits tend to be around $2,500 or more. With some competitors only offering $500 coverage limits, this is an impressive benefit of the Choice Home Warranty plans. Most homeowners will have no problem with the Total Plan covering all of their home’s major appliances and systems.

Choice Home Warranty is offered in  47 States and is continually chosen as one of the top home warranty providers Across the Nation. The Choice Home Warranty policy can transfer to the new owner without a lapse in service when you sell your home.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is a premium home warranty company for sellers.  American Home Shield has been on the market for more than 50 years. When it comes to customer service, claim payout, and customization of your home warranty plan, the American Home Shield warranty is the best on the market.

 Some homeowners have an extra refrigerator, others have a pool,  and still, others want to ensure that every appliance in the home is adequately covered under the home warranty plan. If you are selling a house that has high-end appliances or systems, the American Home Shield Home Warranty will cover with limits up to $3,000. For the most customized end premium coverage on the market, make sure to get a quote with the American Home Shield Home Warranty.

Pros

  • More than 50 years in the industry 
  • Customizable plans
  • Premium coverage with high coverage limits
  • Payment plan choices 

Cons

  • Pricing tends to be a bit higher than some other providers 

Plans and Pricing

Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

Coverage

With the high levels of customization that American Home Shield offers,  you will be able to get coverage that fits the specific needs of your home. The Platinum combo plan tends to be one of the most popular choices because of the depth of covered items. In addition, remember that the higher pricing from American Home Shield will pay off with the higher coverage limits offered by this plan.

If you want to give buyers the best view and insight into how you have taken care of your home, ensure that you have an American Home Shield Home Warranty in place. Potential buyers will understand fully the way you have cared for and maintained your home; this is the reputation of the American Home Shield Home Warranty.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

The Select Home Warranty is a very reasonably priced choice for sellers. When selling your home, chances are you are trying to make a profit. That profit then may be applied to the next home that you are moving into. Adding in an additional monthly expense can be a deterrent for many sellers. However, the select Home Warranty company makes things easier with airfare pricing and free roof leak coverage.

Select Home Warranty has more than nine years of industry experience. It won’t take homeowners long to realize that the Platinum Care plan has the best value of any of the plan choices on the market. 

Pros

  • Easy to work with 
  • Free roof leak coverage with each plan 
  • Excellent value for the coverage provided 
  • Has more than nine years of experience in the industry 

Cons

  • Coverage caps are not as high as some other plans
  • It won’t provide complete customization like the AHS plans 

Plans and Pricing

Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

Coverage

The Select Home Warranty Platinum Plan offers a very broad range of coverage. The only issue with the Select Home Warranty plans is that the coverage limits tend to be a bit lower than other home warranty companies on the market. This is party-related to why the overall pricing is so far. 

Overall if you want to get a home warranty in place without breaking the bank during your home selling process, the Select Home Warranty is the way to go.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is a newer home warranty company offering tremendous benefits for Sellers.  Liberty Home Guard is a newer Home Warranty company with only two years of experience in the industry. However, in these last two years, Liberty Home Guard has maintained an A rating with the Better Business Bureau. This is a rare occurrence for a home warranty company.

Customers Of Liberty Home Guard are very pleased with the service that they are offered as well as the speed of the repairs and replacements. You will never have to worry about getting in touch with a representative of Liberty Home Guard. The company is open 365 days a year and quickly responds to any requests from homeowners. For sellers that have an open house coming up this weekend having this peace of mind is an excellent benefit of the Liberty Home Guard policy. 

Pros

  • Good speed of service
  • It has a 60-day workmanship guarantee
  • A large list of add on coverages
  • 365 days a year of customer help and service 

Cons

  • Priced a bit higher than other companies
  • Newer home warranty company 

Plans and Pricing

Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

Coverage

 Liberty Home Guard breaks their plans up into three separate options. The Total Home Guard policy is the most well-known and provides the greatest depth of coverage. In addition, if you have certain appliances or systems that you are worried about as you move through your home selling process,  Liberty Home Guard can help. Everything from sprinkler systems to Central Vacuum two swimming pools is available as add-on coverages from Liberty Home Guard.

A company like Liberty Home Guard will continue to grow and expand, and now is the perfect time to get a quote and coverage.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is a plan designed to help sellers concerned with both coverage and value. If your home has older appliances, the First American Home Warranty is one of the smartest plans you can put into place; the appliance plans from First American Home Warranty are fairly priced and cover a wide range of appliances. The last thing you need is your refrigerator going down, and your home is on the market for sale. With the First American Home Warranty in place, you will not have to worry.

First American Home Warranty has been on the market for close to 40 years. this is certainly enough time to build up a tremendous network of repair technicians and customer service representatives.

Pros

  • Excellent appliance coverage for new construction homes
  • Fair pricing 
  • Some systems with no coverage caps
  • Option for 24/7 service calls 

Cons

  • Contract can be a bit confusing with lots of technical terms 

Plans and Pricing

Plan Price Per Month Price Per Year
Basic Plan $38 $456
Premier Plan $48.50 $582

Coverage

First American Home Warranty is a perfect policy for a seller that has never had a home warranty on their home. The pricing will quickly pay for itself in the policy choices are simple and straightforward. Although plans like Choice Home Warranty or American Home Shield may offer more covered items to get through the sale of a home, this policy will have everything you need.

First American Home Warranty is a very well-trusted and well-known home warranty in the industry. Don’t hesitate to see what the First American can do for your home.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

To find out more, read our First American Home Warranty review.

6. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

our rating8.9

ServicePlus Home Warranty Is a great home warranty for sellers worried about the speed of repairs. If a home is about to cell and a washing machine or a dryer goes down, it will need to be replaced or repaired as quickly as possible. Some of the Service Plus home warranty repairs happen within less than 24 hours. Not all home warranty companies can offer the same benefit. Although the speed of service is essential for all homeowners, it is crucial for those that are in the process of selling their home.

Service Plus has been on the home warranty market for about five years. They will not limit the number of service calls that you can make in the course of a year. And therefore, if you continue to experience issues within the Home Service Plus will continue to service them.

Pros

  • Very easy to place a claim 
  • Fair pricing
  • Combo plan with systems and appliances is a good value 
  • Unlimited service calls 

Cons

  • Not BBB accredited 

Plans and Pricing

Plan Price Per Month Price Per Year
Gold Plan  $38 $456
Platinum Plan  $48.50 $582

Coverage

The Service Plus home warranty coverage limits are a little lower than some other companies on the market. If you have high-end systems that are appliances and are really trying to protect everything while you go through the sales process, look into something like American Home Shield. However, if you are just trying to remove any major disasters or large expenses while your home is for sale, then Service Plus is a smart choice to consider.

With quality customer service and very fast speed of service, it is worth getting a quote from the Service Plus Home Warranty company.

To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091

7. Cinch Home Services

Best Workmanship Guarantee

  • Offers 3 plans under $62 per month
  • Allows customers to choose between a $100, $125, or $150 service call fee
  • Covers repairs with a 180-day workmanship guarantee
  • Lets customers cancel for free within 30 days of their contract start day

Cinch Home Services has more than 40 Years of Industry experience. One of the things that help Cinch Home Services stands out as one of the best for sellers is a broad range of coverage options. Even though these coverages may not be as high in value as something like the Choice Home Warranty plan offers, you get lots of covered items under your plan. For those that want to get through the sales process without any recurring issues, Cinch Home Services is a great option to consider.

In addition, sent home services offer one of the most extended workmanship guarantees of any home warranty policy on the market. If a repair is needed on the same Appliance twice as long as it is within a 180-day period, there will be no additional service fees. Cinch Home Services has high service fees but quality workers and a long workmanship guarantee. 

Pros

  • Long history in the industry 
  • Quick response to claims
  • 180-day workmanship guarantee

Cons

  • High service fees associated with the policy 
  • Some poor customer reviews 

Plans and Pricing

Plan Price Per Month Price Per Year
Appliance $28 $336
Built-In Systems $33 $396
Complete Home Plan $40 $480

Coverage

If you are a homeowner that is looking for a wide range of coverage options throughout the home, the Cinch Home Services plan is a great option. It can be hard to decide which coverage is the most important to you during the home sales process. Cinch makes it easy by allowing you to get affordable coverage for a wide range of areas in your home. 

If you are on the fence about whether or not a home warranty is worth it, the Complete Home Plan will quickly show you how convenient it can be to have a home warranty in place during the sale of your home.

To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.

Read more by visiting our Cinch Home Services review.

Do Sellers Need a Home Warranty?

Selling your home is your chance to get the most money possible for the home you have cared for and maintained. However, if there are issues around the home, potential buyers will take this as a chance to offer you less money and negotiate on their behalf. Therefore the smartest thing for sellers to do is to have a home warranty in place that will cover any appliance and system issues that could come up. 

Sellers with a home warranty in place will also show the potential buyers that they are very careful in caring for the home. Potential buyers will assume that having a home warranty in place means that the home was well cared for. 

In addition, many home warranty policies can be transferred to a new buyer, with no additional waiting period upon policy transfer. This is just another benefit to help close a real estate deal or transaction. 

In the end, sellers are going to benefit significantly from having a home warranty in place. 

What To Look For When Choosing a Home Warranty For Sellers

All seven of the best home warranties for sellers have some great features and benefits. However, at some point, you will need to compare these options and determine which one is the best for your needs. Here are a few of the key features to look for to help you determine which of the best home warranties for sellers is a good fit for your needs. 

Plans and Coverage

The plans will vary both in the number of items covered and the coverage limits of each covered item. Some home warranty plans only cover appliances, other systems, and some will offer complete or comprehensive coverage. To get the plan with the best coverage, choose a plan that most closely matches the features in your home. 

Price and service fees

When considering the price of a home warranty, you must look at both the monthly pricing and the service fee pricing. The combination of both will help you determine the affordability of your home warranty plan. Monthly prices vary and will often be between $35 and $70 per month. 

Replacement Options

Sellers will not want to have to replace appliances before the sale of a home is complete. However, it is a reality that you may need to replace a system or appliance if it is not working properly. Most home warranty companies will replace an appliance or system that is not repairable as long as the replacement stays within the policy’s limits. 

Pre-existing conditions

Home warranty companies do not cover pre-existing conditions. All systems and appliances must be in working condition before the start of the policy. Sellers should have all home systems and appliances in working condition for the new owner, so getting your home warranty plan started will be easy. 

Location

Home warranties are available in all 50 states. However, not all seven of our top home warranty companies for sellers will be offered in every state. Be careful to choose a policy that has coverage in your area. Chances are, the pricing will be the same from one state to the next. 

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Frequently Asked Questions

Do sellers need a home warranty?

Sellers need a home warranty to protect their home while the home is for sale. In addition, potential buyers enjoy knowing that a home is protected and can stay covered by a home warranty when the property transfers. A home warranty for sellers can make the selling process quite a bit easier and without issue. 

Should a seller provide a home warranty? 

A seller does not need to provide a home warranty; however, it is a benefit that could make a significant difference for a seller. Buyers like to know that a home is adequately protected against the home system and appliance issues. The home warranty for sellers ends up providing peace of mind for both the buyer and the seller. 

What is a service fee? 

The service fee is the price sellers pay each time there is an issue with a home warranty or appliance. The service fees are priced between $60 and $150 per service fee. All home warranty policies have service fees associated with them; it makes sense to choose one that you find affordable. 

What does a seller’s home warranty cover? 

A seller’s home warranty will cover the systems and appliances in a home that is for sale. The seller’s home warranty protects the seller’s budget; however, it can also help to ensure that a sale of the property occurs without issue. 

Is it worth getting a seller’s home warranty? 

Some home sellers will not need a home warranty for all that long. Sometimes a home warranty will be transferred to the buyer within a matter of months. When you look at the overall cost of the seller’s home warranty, you will see that it is well worth the price. Considering the overall costs of a home warranty and the large numbers involved in a home sale transaction, the warranty is a minimal expense with lots of value. 

Final Thoughts

Hopefully, you now feel more confident in your abilities to choose a home warranty for your home for sale. Selling a home is a stressful and time-consuming experience. However, with a home warranty in place, you won’t have to worry about any issues that could come up with appliances or systems in the home. The Choice Home Warranty is the best home warranty for sellers. With the experience in the industry, the quick response times, and the ability of this plan to quickly complete a repair, Choice Home Warranty is a very smart and reliable plan in the home warranty industry.

See the Best Home Warranty Companies in Your State

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House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to  come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for discounts and then give yourself the peace of mind that you deserve.

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Looking for a home warranty policy with military discount? Find the best home warranty for veterans by comparing providers, costs, coverages, add-ons and more!

HVAC heating and air conditioning units outside home
Costs and Coverage

Best 4 Home Warranty Companies for HVAC (2021)

Find the best home warranty plan to protect your your wallet from expensive HVAC repairs and replacements.

Broken sewer pipe
Home Warranty

Best 3 Home Warranty Companies for a Sewer Line (2021)

When it comes to unexpected home repairs, water and sewer line issues can be some of the most expensive and inconvenient situations you can face.

Home Warranty

Best 3 Home Warranty Companies for Pool Coverage (2021)

Owning a pool can be fun, but when issues occur, you could be left footing the bill. Here’s the scoop on pool warranties to see if they’re right for you.

Home Warranty

Best 3 Home Warranty Companies for Roof Coverage (2021)

Most roof leaks aren’t covered by home insurance, so a home warranty is a good way to protect yourself from the cost of roof repairs.

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