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Top 7 Best Home Warranty Companies for New Construction Homes (2021)

By Laura Hodges

Building a new home is one of the most exciting times in your life. However, once the home is complete and the living begins, you will need to ensure that your home stays liveable and comfortable. The best way to protect your new construction homes appliances and systems is with a home warranty.

In this guide, we will show you:

  • The top 7 best home warranty companies for new construction homes
  • How to choose a home warranty company 
  • What a new construction home warranty cost
  • And much more . . . 

New construction homes should not have any issues with appliances and systems. However, that is not the reality of a situation. Just because your refrigerator or HVAC unit is new does not mean that it will always work the way it should. Keep reading to find out the top 7 best home warranty companies for new construction homes. 

Our Top 7 Home Warranty Companies for New Construction Homes

  1. Best Overall: Choice Home Warranty
  2. Most Customizable: American Home Shield
  3. Most Cost-Effective: Select Home Warranty
  4. Most Trustworthy: Liberty Home Guard
  5. Best Appliance Coverage: First American Home Warranty 
  6. Best for Immediate Service: ServicePlus Home Warranty
  7. Best Workmanship Guarantee: Cinch Home Services

The top 7 home warranties for new construction are going to vary in coverage options, availability, fees, customer service, and more. Each of the providers on our list has a strong reputation when it comes to new construction home warranties. When deciding which home warranty provider is right for you, try to consider the most important parts of your home to protect. What matters the most to you? What can you afford to fix or not afford to fix? 

Compare Home Warranty Providers

Provider Visit Site Monthly Cost Service Fee BBB Rating States Covered
Choice Home Warranty  Get a free quote Basic Plan: $45/month

Total Plan: $53.33/month

$85 B- 47 states, not including CA, NV
American Home Shield  Get a free quote  ShieldSilver: $34.99-$49.99/month

ShieldGold: $44.99-$59.99/month

ShieldPlatinum: $59.99-$74.99/month

$75-$125 B 49 states (Not including AK)
Select Home Warranty  Get a free quote Bronze: 36/month

Gold: $36/month

Platinum: $38/month

$75 B 46 states(Not including NV, NY, WA, WI)
Liberty Home Guard Get a free quote  Appliance Guard: $64.99/month

Systems Guard: $69.99/month

Total Home Guard: $74.99/month

$75 A+ 45 states (Not including CA, WA, WY, WI, IL)
First American Home Warranty Get a free quote  Basic Plan: $38/month

Premier Plan: $48.50/month

$85 B 33 states (not including AL, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, WI)
ServicePlus Home Warranty  Get a free quote  Gold Plan: $53.67/month

Platinum Plan: $60.33/month

$75 NR 46 states (not including CA, NY, NV, WA)
Cinch Home Services Get a free quote  Basic Plan: $38/month

Premier Plan: $48.50/month

 $85 B 33 states (not including AL, CT, DE, HI, IL, LA, ME, MA, MN, NH, NJ, NY, ND, RI, VT, WI)

1. Choice Home Warranty

Best Overall

  • 2 plans available + optional add-ons
  • Has over 11 years of industry experience
  • 90-day repair guarantee
  • $46–$55 per month with $85 service fee

Choice Home Warranty is the best overall home warranty for a new construction home. The Choice Home Warranty plan is a very straightforward option that will not leave you feeling overwhelmed or stressed about the plan you have to choose. Choice has two coverage options, but they both cover a mix of both appliances and systems as part of the plan. In addition, most homeowners find Choice to be a very affordable and reliable plan. 

The Choice Home Warranty has been on the market for more than 13 years, and part of what helps them stand out is the strong customer service. Even though Choice Home Warranty will readily accept your new construction home for a home warranty policy, as time goes on, they will not drop you because your home is getting older. 

Pros

  • Simple plan choices 
  • 90-day workmanship guarantee
  • Fair pricing
  • Plenty of add on options
  • More than 13 years in the industry

Cons

  • No ability to build a custom plan 

Plans and Pricing 

Plan Price Per Month Price Per Year
Basic Plan  $45 $560
Total Plan $53.33 $660

Coverage

The coverage for the Choice Home Warranty plan is quite broad. We love the fact that both of the policy choices are going to have a combination of an appliance and system repair. Having to choose between one or the other is tough for homeowners. 

Overall you are not going to find a company that is easier to work with and more accommodating than Choice. If this is your first time investing in a home warranty, you will enjoy everything that this plan has to offer

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

For more information, read our Choice Home Warranty Review.

2. American Home Shield

Best Customizable Plans

  • 3 plans + add-ons and the option to build your own plan
  • Customers can choose the service fee they want to pay
  • Provides generous coverage caps
  • $35–$75 per month

American Home Shield is a home warranty company that has been on the market for more than 50 years. The premium coverage offered by American Home Shield is truly known as being some of the best in the nation. Whether you are looking to keep your pool equipment or your dishwasher up and running, AHS can help. 

The American Home Shield plans are some of the most customizable on the market. New construction homeowners can simply add and subtract coverages to suit the needs of their homes. With American Home Shield, you will also have the ability to customize your payment plan and service fees to suit your needs. 

Pros

  • More than 50 years in the industry 
  • Customizable plans
  • Premium coverage with high coverage limits
  • Payment plan choices 

Cons

  • Pricing tends to be a bit higher than some other providers 

Plans and Pricing 

Plan Price Per Month Price Per Year
ShieldSilver Systems Plan $39.99 $479.88
ShieldGold Combo Plan  $49.99 $599.88
ShieldPlatinum Combo Plan $64.99 $779.88

Coverage

The American Home Shield home warranty has three plans to choose from, and these three plans will cover almost any appliance or system in your home. American Home Shield does a great job of offering depth of coverage and plenty of add-on options to suit the needs of any homeowner. 

If you made sure to build an impressive new home, you would want the American Home Shield Home Warranty to help you keep it in excellent condition.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839. 

To read more, visit our American Home Shield review.

3. Select Home Warranty

Most Cost-effective Plans

  • 3 plans ranging from $52-$58 per month + optional add-ons
  • Provides free roof leak coverage
  • Covers rental properties, mobile homes, manufactured homes, single-family homes, and condos
  • Affordable service fee of $60

Select Home Warranty is a very fairly priced choice for new construction homes. Chances are, after building a home, you are tired of spending money. The Select Home Warranty will be a great option to consider, and it can help you save quite a bit. The Select Home Warranty offers three policies for homeowners, and they are all fairly priced. In addition, each home warranty policy comes with free roof leak coverage for the home. 

Select Home Warranty has been on the market for close to ten years and is considered to be industry veterans. You will notice that their Platinum Care Plan is the best value of the three plans and one of the choices that many home warranty customers choose to go with. 

Pros

  • Easy to work with 
  • Free roof leak coverage with each plan 
  • Very good value for the coverage provided 
  • Has more than 9 years of experience in the industry 

Cons

  • Coverage caps are not as high as some other plans
  • It won’t provide complete customization like the AHS plans 

Plans and Pricing 

Plan Price Per Month Price Per Year
Gold Care $52.00 $579.99
Bronze Care  $52.00 $579.99
Platinum Care $58.00 $649.99

Coverage

Although the Gold Care and the Bronze Care plan will focus on just systems or just appliances, the Platinum Care plan offers a combo of both. For the price that it is offered, the Platinum Care plan is a great choice to protect your new construction

Overall if you are on the fence about whether or not a home warranty is worth the price for your home, take a look a

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Most Trustworthy

  • 3 plans ranging $65-$75 with 20 optional add-ons
  • Has a 60-day workmanship guarantee on all repairs
  • Customer service available 24 hours a day, seven days a week
  • BBB’s only A+ accredited home warranty provider

Liberty Home Guard is a newer home warranty company offering tremendous benefits for homeowners that have just built new homes. The Liberty Home Guard home warranty has some of the broadest coverage on the market and a large selection of add-on options or choices. Liberty Home Guard is a premium home warranty provider with some higher pricing, but they allow you to feel secure about your new home.

One of the major reasons that homeowners enjoy the Liberty Home Guard policy is that they have access to a company representative 365 days a year, 24 hours a day. If you need something around your home repaired or replaced, LHG will be there quickly. 

Pros

  • Good speed of service
  • It has a 60-day workmanship guarantee
  • A large list of add on coverages
  • Easy to contact customer service and file a claim 

Cons

  • Priced a bit higher than other companies
  • Newer home warranty company 

Plans and Pricing

Plan Price Per Month Price Per Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

Coverage

The Appliance Guard or Systems Guard from Liberty Home Guard are great policies; however, when you add the other coverage to the policy with all the add-on options, you can really get a complete option for your home. The Total Home Guard is by far the most popular of the home warranty plans for new construction homes. 

Liberty Home Guard is a company that is worth getting a quote from. The Total Home Guard policy is one that makes quite a bit of sense for homeowners that want a broad range of coverage.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

Best Appliance Coverage

  • 2 plans + optional add-ons
  • Covers improperly installed or maintained items
  • No cap on coverage for HVAC
  • $38–$48.50 per month

First American Home Warranty is a plan designed to help those with new construction homes easily maintain their appliance and systems. The appliance coverage from the First American Home Warranty is some of the best on the market, and it comes at a very fair price. In addition, the Premier Plan covers both systems and appliances at a very fair value. 

One of the things that homeowners of a new construction need to look out for is the coverage caps on the policies. If the coverage cap is too low, the repairs and replacement may not be covered. The great thing about First American Home Warranty is that the coverage caps for heating, cooling, and ductwork are non-existent. That means First American will work with you until the issue is fixed, regardless of the pricing. 

Pros

  • Very solid appliance coverage for new construction homes
  • Fair pricing 
  • Some systems with no coverage caps
  • Option for 24/7 service calls 

Cons

  • Contract can be a bit confusing with lots of technical terms 

Plans and Pricing

Plan Price Per Month Price Per Year
Basic Plan  $38 $456
Premier Plan  $48.50 $582

Coverage

The First American Home Warranty tends to keep their coverages a bit more limited, yet they offer very fair pricing. The Basic Plan is a perfect option for homeowners to consider when looking to get a policy up and running in the first few weeks of homeownership. 

Overall, the First American Home Warranty is another home warranty that can make it easier to step into your new construction home with more peace of mind.

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164

To find out more, read our First American Home Warranty review.

6. ServicePlus Home Warranty

Best For Immediate Service

  • Offers 2 plans + optional add-ons
  • Provides a 24/7 claims hotline open 365 days a year
  • Has a 90-day parts guarantee
  • Allows customers to make unlimited service calls

our rating8.9

ServicePlus Home Warranty has been on the market for five years. Each policy that ServicePlus offers comes with free roof leak coverage, similar to the Select Home Warranty policy. Some of the great things about ServicePlus Home Warranty include impressive customer service and two easy to choose from plans. Whether you are moving into your first home or you have been a homeowner before, you will quickly see the value of some of the policies. 

The Platinum Combo Plan from ServicePlus includes both systems and appliances and will offer broad coverage for your new construction home. The claims hotline is easy to reach, and they will start processing your repair request immediately. In addition, ServicePlus does not limit the number of service calls that you are allowed to make. 

Pros

  • Very easy to place a claim 
  • Fair pricing
  • Combo plan with systems and appliances is a good value 
  • Unlimited service calls 

Cons

  • Not BBB accredited 

Plans and Pricing

Plan Price Per Month Price Per Year
Gold Plan  $38 $456
Platinum Plan  $48.50 $582

Coverage

ServicePlus Home Warranty offers good value to their policy, but you will see some lower coverage limits with some of the covered items. If your new home has high-end systems or appliances, the coverage may not be exactly what you are looking for. 

ServicePlus Home Warranty has been on the market for the last five years, and they have really established themselves as a leading provider. If you are getting several quotes for your home warranty, it makes sense to add in ServicePlus.

To get a free quote from ServicePlus Home Warranty, you can fill out this online form or call 478-210-5091

7. Cinch Home Services

Best Workmanship Guarantee

  • Offers 3 plans under $62 per month
  • Allows customers to choose between a $100, $125, or $150 service call fee
  • Covers repairs with a 180-day workmanship guarantee
  • Lets customers cancel for free within 30 days of their contract start day

Sometimes as a new homeowner, it makes sense to choose a home warranty company that has a long history in the industry. With Cinch Home Services having more than 40 years of experience, they are certainly a provider with plenty of experience. The Cinch Home Services plans are simple and straightforward and make it easy to sign up for service. Cinch gives its customers access to service 365 days a year. 

Another great feature of the Cinch Home Services warranty is that it comes with a 180-day workmanship guarantee. If anything should go wrong with your repair during the first 180 days, it will be fixed without a service fee being charged. 

Pros

  • Long history in the industry 
  • Quick response to claims
  • 180-day workmanship guarantee

Cons

  • High service fees associated with the policy 

Plans and Pricing

Plan Price Per Month Price Per Year
Appliance $28 $336
Built-In Systems $33 $396
Complete Home Plan $40 $480

Coverage

The Cinch Home Services plan offers a wide range of coverage options. Between the basic policy and the add-on coverages, you can have most of your new construction completely covered by the Cinch Home Services plan. 

Overall we are impressed with what Cinch Home Services has to offer and how they have adapted their policies over the last forty years.

To get a free quote from Cinch Home Services, you can fill out this online form or call 877-589-0505.

Read more by visiting our Cinch Home Services review.

Does Your New Construction Home Need a Home Warranty?

Building a new home is a long and tiring process. However, in the end, the results will be something that makes you glad you made it through the process. Most new homes will come with some kind of a warranty, but it likely will not include all of the systems and appliances in your home. 

Home warranties for new construction provide much broader and more comprehensive coverage of your home systems and appliances. In addition, the home warranty can be renewed from one year to the next, so you won’t have to worry about it expiring.

Some new homes will only come with a six-month builders warranty, and that is not enough time to manage or handle the issues that will come up. New construction probably means that you spent quite a bit of money on the home; having a home warranty in place will help you manage your budget and finances moving forward. 

What to Look For When Choosing a Home Warranty For Your New Construction Home

As you can see from the list of the top seven home warranties for new construction homes, there are quite a few differences between these companies. Ensuring that you can compare one to another and choose the best value is an essential part of this process. Here are some of the most important things to look for when choosing a home warranty for your new construction home. 

Plans and Coverage

Each home warranty company has unique plan options and coverages. The best way to go about choosing the best plans and coverages for your home is to first determine what you need. Not all homes have sump pumps, garbage disposals, or garage door openers. Take an inventory of what you have, and then use this to find a plan that closely matches. 

Price and service fees

The monthly pricing will vary depending on how many appliances and systems you want to be covered under your plan. The price typically ranges from $35 to $75 per month for a new construction home warranty. 

Replacement Options

When one of your appliances or systems breaks down, most home warranty companies will offer you money to put towards a replacement. Some home warranty companies offer more than others towards replacement. Check the policy coverage limits to ensure you get proper coverage. 

Pre-existing conditions

New construction home warranties are not going to allow for any pre-existing conditions. Therefore it makes sense to ensure that the builder has everything in working condition before you sign off on the home. Having a home inspection done is a great idea. 

Location

Certain states have their own policies about a warranty on a new home. These warranties often deal with the construction of the home and not on the appliances or systems. Regardless of the state you live in, there are home warranty companies that will offer cost-effective ways to protect your home. 

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Frequently Asked Questions

Do you need a home warranty on new construction?

A home warranty for new construction is a smart idea. Home warranties are different than builder’s warranties. Home warranties will cover the appliances and systems in the home that a builder’s warranty will not cover. New construction homes will have new appliances and systems, but that does not mean that they will all work without issue. 

Do all new builds come with a warranty?

Most new builds come with a warranty, but this is a builder’s warranty and not a home warranty. Chances are, if you have shingles coming off the roof or a window seems to be out of level, the builder’s warranty can help. However, if your refrigerator fan goes, or the microwave panel no longer displays the time, the builder’s warranty will not help you repair it. This is where a home warranty comes into play. 

Is a home warranty worth it for new construction homes? 

A home warranty is well worth the money you pay for a new construction home. Home warranties are reasonably priced when you look at all that they cover. With all the money spent on new construction, the last thing you will want to have in front of you is the cost of the appliance and system repair. A home warranty will protect you from this. 

What is a service fee? 

The service fee is the price you pay when you need a repair or replacement of one of your covered items under the home warranty. Service fees are priced from $60 to $150. 

Can I choose my own service provider with a home warranty for new construction homes? 

Some home warranty companies will allow you to choose your service provider; however, this is quite rare. Most home warranty companies will offer a workmanship guarantee after any repair is completed. To ensure that the repair holds up, the company must choose its repair technicians carefully. 

Final Thoughts

We hope you now see the strong options you have for a home warranty for new construction homes. There are so many great choices on the market that it really does make sense to get more than one quote for your home warranty policy. Choice Home Warranty has some of the best home warranty plans on the market and is a top choice for new construction. Whatever plan you choose, make sure to get it started as soon as possible; even new construction will have issues with home appliances and systems that will need repair and attention. 

See the Best Home Warranty Companies in Your State

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House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

  • Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
  • Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
  • Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
  • Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
  • Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
  • Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
  • Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to  come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for discounts and then give yourself the peace of mind that you deserve.

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