Updated Jan 10, 2023
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Most homeowners know home warranties for their great coverage of major home systems and appliances. But they might not know that many home warranty plans offer coverage for garage doors and garage door openers too. Just like other appliances and systems, if your garage door opener breaks down, you’ll be protected from expensive repair costs.
While your homeowner’s insurance policy may cover some damages from weather, accidents, fires, floods, etc., it won’t cover appliance breakdowns like a home warranty policy. For an affordable monthly fee, a home warranty will cover the repairs or replacement of your garage door equipment if it fails. But, finding the best home warranty that covers garage doors is easier said than done.
So, we thoroughly assessed all the major home warranty companies to find the best ones for garage doors. Each of our top five recommendations is fully vetted and has excellent coverage for garage doors of all types.
Why Trust House Method
House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Most home warranty companies provide garage door coverage within one of their standard policies. However, a few offer garage door coverage only as an optional add-on.
Still, whether you add the optional garage door coverage or it’s included in the plan already, the flat monthly fee is typically much more affordable than an unexpected repair or replacement cost of a garage door opener. The best home warranty companies for garage doors have excellent consumer reviews, affordable pricing, good customer service, and comprehensive coverage for garage doors.
To determine which home warranty company is best for garage doors, we researched them and put together this top five list based on the above criteria.
Choice Home Warranty (CHW) is our number one pick for the best home warranty for garage doors because of their great coverage, cost-effective pricing, fast service on repairs/replacements, and more. It offers various add-on coverage which you can customize to cover all your garage doors and protect yourself from sudden repair costs.
CHW has over 15 years in business, and one of its most notable features is the flat $85 service fee – which is lower than most home warranty companies. Many homeowners choose Choice Home Warranty and their garage door coverage since they’re affordable, flexible, customizable, and easy to set up during a home purchase.
Choice Home Warranty offers its home warranty plans in every state except WA.
Choice Home Warranty offers two home warranty policies plus optional add-ons:
To get a free home warranty quote from Choice Home Warranty, call them at 929-400-6164 or fill out its online form.
Or continue reading about its home warranty plans in our complete Choice Home Warranty review.
Select Home Warranty (SHW) is another top recommendation of home warranty companies for garage doors. It has some of the best garage door coverage on the market. It offers three affordable plans with varying coverage levels. However, garage door coverage is only in their top plan (Platinum Care), but you can also add garage coverage to their other plans. You can also get even more items covered too.
SHW is known for having an extremely cost-friendly service fee compared to other leading providers. It has great customer service, and consumer reviews show it – the company has a robust B rating with the Better Business Bureau and a positive 3.8/5 stars on Trust Pilot.
Select Home Warranty is available in 46 states; if you live in NM, NV, WA, or WY, you’ll have to choose another provider. At first glance, SHW’s plans may look a bit more expensive, but remember that they generally cover more.
Select Home Warranty has three warranty plans:
Get a free home warranty quote from Select Home Warranty by filling in this form or calling them at 888-370-3953.
For more details about the company and its policies, please read our complete Select Home Warranty review.
American Home Shield (AHS) is another one of our top picks for garage doors. It has over 45 years of experience in the industry and 1.3 million customers. It offers three plans, all of which include coverage for garage doors.
Throughout its long history, AHS has accumulated many positive reviews on Trustpilot and an A+ rating on the Better Business Bureau (BBB). It offers several add-on extras to its home warranty plans for home buyers and current homeowners wanting to customize their coverage.
But for homeowners that want protection for almost everything, the ShieldPlatinum plan is the best choice. It covers 27 home systems and appliances in total.
American Home Shield has home warranties available in every state besides AK.
American Home Sheild offers three different plans:
To get a free quote from American Home Sheild, fill out their form or call 888-365-2839.
If you’d like to learn more about American Home Sheild’s coverage, read our complete review.
The Home Service Club (HSC) has excellent coverage for garage doors in its home warranty plans. With over 35 years in business, it offers comprehensive plans to every state in the country. So no matter where you live, you can use HSC’s coverage to protect your garage doors.
HSC is one of the best warranty companies for garage doors because of affordable service fees, great coverage, and excellent customer support. It holds a great 3.8/5.0-star rating on Trust Pilot with nearly 500 reviews.
One feature that stands out to most homeowners is HSC’s ultra-low service fees. They’re one of the lowest costs in the industry.
The Home Service Club has two plans and add-ons:
Fill out their form for a free home warranty quote from The Home Service Club or call them at 800-842-9334.
Read more about it in our full review of The Home Service Club.
Liberty Home Guard (LHG) is a top home warranty company for garage doors. It has three affordable home warranty plans, with two providing coverage for garage doors. Furthermore, it has several add-on coverage options to help homeowners protect every home system and appliance they need.
LHG appeals to homeowners who want to protect their garage doors and itemize coverage. Alternatively, buyers can select the Total Home Guard plan to cover all major home appliances and systems.
Liberty Home Guard has excellent customer service and good reviews to back that up – an A rating pm the Better Business Bureau and a 3.9/5 star average Trustpilot rating. It has a lower than average service fee of $75 and a 60-day workmanship guarantee on all repairs.
Liberty Home Guard offers three home warranty plan options, an appliance plan, a systems plan, and a combo plan:
Get a free home warranty quote from Liberty Home Guard by filling in this form or calling 866-451-2281.
For more information on the company and its home warranties, read our Liberty Home Guard home warranty review.
A home warranty for garage doors is a type of coverage that protects you from the cost of repairs or replacement for your garage door and other major home systems and appliances. All major home warranty providers offer coverage for your garage doors, but not all plans have garage doors as a standard option. Many providers have garage doors as optional add-ons.
That’s why it’s important to do your research to find the best home warranty plan with coverage for your garage doors and openers.
Homeowners with attached or detached garages should consider a home warranty that covers their garage doors. Garage doors and garage door openers are expensive to replace and repair. Getting them fixed quickly is essential to protect the content of your garage and home from theft, weather, and pests.
A home warranty helps because you can arrange a fast repair by simply filing a claim instead of worrying if you can afford it. Obviously, if your home does not have a garage, you don’t need garage door coverage (but you can still get a home warranty for all the other benefits).
Most home warranties covering garage doors will also cover the door opener. That means if your garage door opener breaks, you can get it repaired or replaced without paying the full price. Here are some of the other things that may be included in garage door home warranties:
As with all home warranties, there are some exclusions. For garage doors, these may include:
The price of a home warranty that covers garage doors varies depending on the provider and the level of coverage you choose. Most home warranty companies have a plan that covers garage doors and openers for around $350 to $800 per year.
If your garage door or opener breaks, you simply need to call your home warranty company and open a claim. The home warranty company will then send a technician to your home to diagnose the problem. If your home warranty covers the issue, the technician will make the necessary repairs or replacements.
Here is the entire process in detail.
Before being able to file a home warranty claim on your garage door, you need a policy first. Some providers have garage door coverage as an optional, which means it may not be included in your home’s default plan.
If you want this type of home protection, you should check with your home warranty company to see if garage doors are an available add-on or included in the standard plan.
Of course, home warranties don’t cover existing issues. So, if your garage door is already broken, a home warranty can’t help you. That’s why getting it as soon as you can is so important.
Let’s say you’re coming home from work and your garage door doesn’t open no matter how many times you click the button. After looking it over, you determine it broke down. But instead of calling the local garage door installation and repair company, you look up your home warranty contact information.
After you determine your garage door opener is broken, you call your home warranty company to file a claim. The home warranty company will set up an appointment for a technician to come to your home and fix the garage door opener.
At the appointed time, a garage door service provider arrives at your home to diagnose the problem with your garage door opener. After they find the issue, they’ll make the necessary repairs to get your garage door working again.
Once they complete the warranty repair, you receive an invoice from your home warranty company for the service fee.
After the garage door specialist leaves, you should have a fully functioning garage door opener. If, for some reason, the specialist can’t repair the garage door opener, the home warranty company will replace it.
Even though garage door coverage is included in some home warranties, it doesn’t mean there aren’t any limits on what’s covered. All home warranty companies have service call fees and coverage caps.
The service call fee is the amount you pay each time a technician comes to your home for a repair or replacement. These fees are typically between $75 and $125.
Home warranty coverage caps are the dollar amount your home warranty company will reimburse you for repairs or replacements. Most home warranty companies have a garage door coverage cap high large enough to cover significant repairs completely.
If you have a garage door, it is wise to get a home warranty covering it. Garage doors and garage door openers are expensive to replace and repair, and getting them fixed quickly is essential to protect the content of your garage and home from theft, weather, and pests.
A home warranty helps because you can arrange a fast repair by simply filing a claim instead of worrying about potential unexpected repair costs and finding a contractor to repair it.
Most home warranties covering garage doors will also cover the door opener. That means if your garage door opener breaks, you can get it repaired or replaced without paying the full price. Some other garage door components may be covered springs, rollers, tracks, garage door sensors, and garage doors.
Most home warranty plans will cover one garage door and garage door opener. If you have multiple garage doors, you may be able to purchase an add-on to your plan to cover additional garage doors. However, since this varies by company and plan, you should check with the home warranty provider to see how many they cover.
A home warranty is a service contract that covers repairing or replacing home systems and appliances that break down due to normal wear and tear. Home warranties are not necessary but have lots of benefits. They help protect homeowners from paying for expensive repairs or replacements out of pocket.
A service fee is a charge that home warranty companies impose to cover the cost of dispatching a contractor to repair or replace a covered item. Service fees are typically between $50 and $100, which you usually pay to the home warranty company.
A garage door home warranty is a great way to protect your garage door, opener, and other garage door components from surprise repair or replacement costs. Home warranties are not required, but they can provide peace of mind knowing that your garage doors and other major home systems and appliances in your new home are covered in the event something goes wrong. Be sure to compare home warranty companies and plans to find the best coverage for your needs and budget.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
We developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria. We used a five-point scale with a point index ranging from 0.00 to 1.00. The minimum awardable value is 0.0, whereas 1.00 is the maximum. These numeric points are translated into star ratings, using whole star increments between one and five.
Here is a quick breakdown of our five core scoring categories:
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