As a homeowner, I can imagine the unique challenges that come with maintaining and protecting two living spaces under one roof. From managing appliances and systems for both units to making sure the property remains in top condition, the responsibilities can quickly become overwhelming. This is where a reliable home warranty provider can offer invaluable support and financial protection.
However, finding the right home warranty company for a duplex can be a daunting task, given the wide range of providers and plans available. To help simplify the process, I conducted thorough research on the top home warranty companies in the U.S., focusing specifically on their coverage options for duplexes for landlords and those living in one unit and renting the other.
I carefully analyzed each provider’s plans, comparing the appliances and systems covered, coverage limits, and pricing structures. I also examined customer reviews to gauge the level of service and satisfaction experienced by real duplex owners. I rated each company with Today’s Homeowner’s review criteria for comprehensive coverage, reliability, reputation, affordability, and more. Additionally, I looked for companies that offered flexibility in their plans, allowing duplex owners to tailor coverage to the specific needs of each unit. I am confident that the five providers listed below offer the best options for duplexes and are among the best home warranty companies in the country.
Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.
Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.
We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.
Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.
Read our full Home Warranty Review Methodology for more details.
Top 5 Home Warranty Companies for Duplexes
- Liberty Home Guard is my top choice for duplex owners, thanks to its three affordable plans that provide comprehensive coverage for both sides of the property. With a wide range of optional add-on options, you can ensure that every major appliance and home system in your duplex is protected. This flexibility is especially valuable for duplex owners, as it allows you to customize your coverage to fit the unique needs of each unit.
- American Home Shield is another excellent option for duplex coverage, offering three plans with generous coverage caps for up to 33 appliances and systems. This extensive coverage ensures that you have ample protection for both units in your duplex. Moreover, American Home Shield allows customers to build their own plans, which is particularly useful for duplex owners who may have different appliances or systems in each unit. This customization feature enables you to create a tailored plan that addresses the specific needs of your duplex.
- When selecting a home warranty provider for your duplex, it’s essential to carefully review the contract details. Look for any exclusions or limitations that may affect your coverage, and ensure that the coverage caps are sufficient for the appliances and systems in both units. Additionally, consider the unique needs of each unit in your duplex, such as differing ages or types of appliances, and choose a provider that offers the flexibility to accommodate these differences.
My Expert Recommendation
For protecting duplexes, Liberty Home Guard and American Home Shield are my top recommendations. Liberty offers three affordable plans that provide comprehensive coverage for both sides of your duplex. With plenty of optional add-on coverage options, you can ensure that every major appliance and home system in each unit is covered. This flexibility is particularly valuable for duplex owners, as it allows you to tailor your coverage to the unique needs of each side.
American Home Shield is another strong option for duplex coverage, with three plans that offer generous coverage caps for up to 33 appliances and systems. This extensive coverage ensures that you have ample protection for both units, giving you peace of mind as a duplex owner. Additionally, American Home Shield allows customers to build their own plans, which is especially useful for duplexes that may have different appliances or systems in each unit.
When selecting a home warranty for your duplex, it’s crucial to carefully review the contract details. Pay attention to the specific appliances and systems covered, as well as any exclusions or limitations. Consider the age and condition of the equipment in both units and choose a provider that offers coverage limits that align with your needs. With Liberty Home Guard’s comprehensive plans and American Home Shield’s flexible options, you can find the right coverage to protect your duplex investment and budget.
Home warranty plans cover a single address. This means if you want protection on both sides of your duplex, you’ll need to contract a home warranty plan for each side. Keep this in mind as you compare plan costs, coverage caps, and other factors as you make your decision.
Home Warranty Companies for Duplexes I Didn’t Include
I decided not to include Choice Home Warranty in my top recommendations for the best home warranty companies for duplexes. This is because an ongoing lawsuit against Choice has been filed by the Arizona Attorney General. The lawsuit alleges that the company misled customers and wrongly turned down claims. Until this legal case is over and I can look at all the details carefully, I don’t think it’s right to suggest Choice.
Since the lawsuit isn’t settled yet, I didn’t want to take any chances by recommending Choice for duplex coverage. I want to be able to fully support all the companies I suggest to duplex owners when it comes to protecting their important investments.
Compare The Highest Rated Home Warranties for Duplexes
| Company | Rating | Monthly Cost | Service Fee | Response Time | BBB Rating | Link |
|---|---|---|---|---|---|---|
 |
$50-$60 |
$75 |
12-48 hrs. |
NR |
VISIT SITE | |
 |
$35–$75 |
$100–$125 |
24-72 hrs |
B |
VISIT SITE | |
 |
$44.99-$58.99 |
$70 |
48 hours |
A+ |
VISIT SITE | |
 |
$46–$55 |
$85 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$52–$58 |
$60 |
24-48 hrs. |
B |
VISIT SITE | |
 |
$38–$62 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$38–$48 |
$75–$125 |
48 hours |
B |
VISIT SITE | |
 |
$17–$60+ |
$65–$100 |
2–24 hrs |
A- |
VISIT SITE | |
 |
$28–$68 |
$100–$150 |
2–24 hrs |
B |
VISIT SITE |
Quote and cost data gathered January 2024. Cost data are updated and monitored continuously.
Our Reviews of the Best Home Warranties for Duplexes
Liberty Home Guard
4.6
Our Rating
I like that Liberty Home Guard’s plans include all the major components of your duplex, from kitchen appliances to heating and cooling systems. This full coverage is especially important for duplex owners, as a single issue can impact both units and lead to expensive repairs.
Another great thing about Liberty Home Guard is its excellent customer service. With high ratings on sites like Google and Trustpilot, you can feel confident that LHG will be there for you when problems pop up. In an industry where many companies have low customer satisfaction scores, Liberty’s commitment to quick and helpful service is a big plus.
Plus, Liberty offers some additional perks, like a 60-day guarantee on repairs. This means if something goes wrong with a recent fix, you won’t have to pay extra service call fees to get it handled. For duplex owners who want to avoid surprise costs, this added protection is really valuable.
I don’t like Liberty Home Guard’s low coverage limits of just $2,000 per item. This means if you need a big repair or replacement on one side of your duplex, you might have to pay a lot of money yourself.
Also, Liberty Home Guard is still a fairly new company, which started in 2017. This means it doesn’t have as much experience as some other home warranty providers that have been around for longer. Some customers also mentioned getting a lot of sales calls and having to pay a $50 fee if they cancel after the first month.
Liberty Home Guard is my top choice for duplex owners who want to customize their coverage. With three affordable plans and more than 40 add-ons, you can create a policy that fits your specific needs. Whether you need to cover appliances and systems on both sides of your duplex or have unique features like a pool or guest unit, Liberty has you covered.
One thing to keep in mind is that Liberty caps coverage at $2,000 per item. While this is enough for most standard repairs, it might not be sufficient for more expensive issues. If you want higher coverage caps, look at American Home Shield and Elite Home Warranty instead. That said, Liberty does offer a 60-day guarantee on repairs, which is twice as long as what most other companies provide. This means if something breaks again within that time frame, they’ll come back and fix it for free.
Liberty has a strong reputation, with customers praising its quick response times and dependable service on sites like Google and Trustpilot. With plans starting around $50 per month, it’s also a budget-friendly option. These factors contribute to Liberty’s impressive 9.3/10 rating in my book, making it a top pick for duplex owners. While those with high-end luxury appliances might want to look for a provider with higher coverage limits, Liberty offers excellent protection for the average duplex.
Liberty Home Guard earns a perfect 10/10 score from me for its coverage plans for duplexes. With three options starting at just $49.99 per month, you can choose the level of protection that best fits your needs and budget. The Total Home Guard plan is what I recommend to all duplex owners for the most comprehensive coverage, protecting all your essential appliances and systems in both units of your duplex.
One of the things I love about Liberty is how much you can customize your plan. With more than 40 add-ons, you can cover everything from your pool to your second refrigerator. This flexibility is perfect for duplex owners since you might have different features or needs on each side. These add-ons are affordable, too, ranging from $8 to $15 per month.
While Liberty’s service call fees are a bit higher than average at $65 to $125, the company offers some solid discounts that can help balance this out. During my secret shopping, Liberty offered me two free months when paying annually and seasonal coupons for $225 off. Overall, with its extensive coverage options, affordability, and generous 60-day workmanship guarantee, Liberty Home Guard is fully deserving of its 10/10 rating.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Appliance Guard | $49.99 | $65 – $125 | 2 months free (online), $225 off coupon (online), |
| Systems Guard | $54.99 | $65 – $125 | 2 months free (online), $225 off coupon (online), |
| Total Home Guard | $59.99 | $65 – $125 | 2 months free (online), $225 off coupon (online), |
Editor’s Note: The cost data mentioned in this table was sourced for a single-family home, 2 BR, under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
Liberty Home Guard has the following optional add-ons for duplexes. Since duplexes are typically rented, I appreciated the affordable option for re-keying.
- Carpet cleaning: $19.99/month
- Casita guest unit: $35.99/month
- Central vacuum: $8.99/month
- Electronics protection: $19.99/month
- Ejector pump: $14.99/month
- Freestanding ice maker: $14.99/month
- Generator: $19.99/month
- Grinder pump: $14.99/month
- Gutter cleaning: $14.99/month
- Ice maker (in-fridge): $3.99/month
- Instant hot water dispenser: $9.99/month
- Lawn sprinkler system: $9.99/month
- Lighting fixtures: $7.99/month
- Limited roof leak: $11.99/month
- Pest control: $14.99/month
- Plumbing fixtures: $7.99/month
- Pool and spa: $19.99/month
- Additional spa: $9.99/month
- Power washing (exterior flooring): $19.99/month
- Pro-series clothes dryer: $4.99/month
- Pro-series dishwasher: $7.99/month
- Pro-series microwave: $4.99/month
- Pro-series range/oven/cooktop: $12.99/month
- Pro-series refrigerator: $14.99/month
- Pro-series standalone freezer: $14.99/month
- Pro-series washing machine: $4.99/month
- Re-key: $9.99/month
- Reverse osmosis water filter system: $14.99/month
- Saltwater pool: $23.99/month
- Second refrigerator: $7.99/month
- Septic system pumping: $12.99/month
- Sump pump: $8.99/month
- Swamp cooler: $14.99/month
- Trash compactor: $7.49/month
- TV mounting (up to 65-inch TVs): $14.99/month
- TV mounting (up to 85-inch TVs): $19.99/month
- Water dispenser water line: $4.99/month
- Water softener: $13.99/month
- Well pump: $12.99/month
- Window washing/cleaning: $19.99/month
- Wine cooler/fridge: $11.99/month
Exclusions
Liberty Home Guard has the below exclusions from its plans.
- Cosmetic defects
- Cranes or other specialty vehicles required to install, remove, or access your appliances or home systems
- Disposal of appliances, systems, or components
- Electronics, computerized, “smart,” or Internet/enabled components and parts
- Filters associated with any covered items
- Fire sprinkler systems
- Flues, vents, chimneys, and exhaust lines
- Glass parts
- Lighting
- Malfunction or damage due to acts of God
- Noise
- Radon and other leak detection monitoring systems
- Remote receiving and transmitting devices
- Solar systems and applications
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Liberty Home Guard gets a solid 8.9/10 from me for affordable duplex coverage. Its base plan starts at around $50 a month, which is about average. But if you need to add extra coverage for things like a second refrigerator or a pool, it can get pricey. Most of Liberty’s add-ons cost over $15 a month, while other companies like Elite Home Warranty charge around $6 to $13.
One thing I like about Liberty is that it covers some unusual items with its extensive optional add-ons that other plans might not, like water softeners, generators, and premium appliances. This can be really helpful if you’ve got unique features in your duplex. Just keep in mind that Liberty only pays up to the “book value” of an item, not the full cost to replace it. The coverage limit is also lower at $2,000 per item, compared to $3,000 with some other providers, like American Home Shield.
Another thing to consider is the service fee when you make a claim. With Liberty, it’s between $65 and $125, depending on the repair you need, which is more than the flat rate that $75 most companies charge. But overall, if you have a standard duplex without tons of fancy upgrades, Liberty can give you reliable basic coverage at a reasonable price. Just be sure to read the details carefully and budget for any extra costs.
Liberty Home Guard offers duplex owners multiple ways to get help, including phone, email, and live chat. When I did my secret shopping on its website, I found it easy to navigate and got a customized quote in no time.
I like Liberty’s 60-day guarantee on repairs, which is twice as long as most competitors offer. This means if something breaks again soon after being fixed, you’re covered. However, Liberty does have a 30- to 60-day waiting period before coverage kicks in, and some customers report slow responses or trouble reaching supervisors about complex issues.
Overall, I give Liberty a 7.8/10 for customer experience. Despite a few drawbacks, its convenient support options, simple signup, and strong guarantee make it a solid choice for duplex coverage.
the glowing reviews from customers but also in the praise it receives from employees on Glassdoor. A supportive company culture often translates to better service for duplex owners in need of repairs or assistance.
Across thousands of reviews on platforms like Google and Trustpilot, Liberty consistently maintains a 4.7-star rating, with customers highlighting the company’s smooth claims process, quick issue resolution, and representatives who go above and beyond. I had to search hard and long for any negative feedback. I found a few poor reviews on Yelp, but the site only had 56 reviews in total, which was minuscule compared to more than 10,000 on Google.
It’s worth noting that Liberty recently faced a temporary setback when the Better Business Bureau (BBB) revoked its A+ rating due to an influx of complaints. However, after reaching out to the BBB, I learned that this is a standard review procedure that Liberty has successfully navigated in the past, with its A+ rating being restored after a thorough evaluation. While it is not certain it will regain its A+ BBB rating, Liberty Home Guard still earns a stellar 9.1/10 rating from me for duplex coverage.
| Rating Site | Rating | Number of Reviews |
| BBB | NR* | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 4.7 | 2,432 |
| 4.7 | 10,313 | |
| Yelp | 1.5 | 56 |
Editor’s Note: The ratings provided were accurate at the time of writing.
*Note (as of March 2024): The Better Business Bureau recently shifted LHG’s A+ rating to “NR.” We reached out to a representative from the Better Business Bureau, and they told us, “This business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.” When asked about whether they revoke ratings after an increase in complaints, the rep said, “Yes, if they feel they need to review the complaints first before issuing an accurate rating.” This scenario has happened to LHG twice in the last two years, but each time, the BBB has restored its A+ rating after a thorough review.
When it comes to protecting your duplex, Liberty Home Guard earns a perfect 10/10 rating from me for its outstanding claims process. No other home warranty provider matches Liberty’s combination of expedited emergency service, fast approval times, and glowing customer feedback regarding safeguarding your investment.
Once the standard 30- to 60-day waiting period ends, most claims are approved within 48 hours, and customers consistently praise the company’s smooth process and quick payouts. This streamlined approach provides much-needed peace of mind when dealing with the stress and inconvenience of unexpected repairs in your duplex.
What sets Liberty apart is its exceptional response times when emergencies strike. With an average response time of just 12 hours and invaluable emergency repair options, Liberty provides the urgent support duplex owners need when faced with disasters like appliance breakdowns or system failures. This rapid response can make all the difference in preventing minor issues from escalating into costly catastrophes that could affect both sides of a duplex, like leaking pipes turning into catastrophic water damage.
Liberty Home Guard offers its plans in all 50 U.S. states. So, wherever your duplex is located, you can count on coverage and a local network of experienced contractors to fix your issues.
American Home Shield
4.3
Our Rating
American Home Shield’s 50 years of experience shine through in its comprehensive coverage for duplexes. With high coverage caps up to $5,000 for systems and $4,000 for appliances, AHS provides a level of financial protection that gives duplex owners real peace of mind.
Another thing I love about AHS is that it covers issues many other home warranty companies won’t touch, like damage from rust, corrosion, or even preexisting conditions. This is a huge plus for duplex owners, as it means you’re protected against a wider range of potential problems that could crop up in either unit.
What really sets AHS apart is its extensive network of skilled contractors, which has been cultivated through 50 years of building local partnerships. This means when you need a repair, you’ll have access to technicians with the specialized expertise to handle any unique issues that may arise in your duplex. Whether it’s a complex appliance repair or working with an HVAC system that requires brand-specific knowledge, AHS has you covered.
Given American Home Shield’s 50 years of experience and established contractor network, I expected to see more positive feedback from duplex owners. However, the sheer volume of negative reviews and low ratings on sites like the BBB, Trustpilot, and Yelp is concerning. Many dissatisfied customers cite issues like unexpected rate hikes, repair delays, and short 30-day workmanship guarantees that can be problematic for maintaining both units of a duplex.
While it’s true that people are more likely to voice complaints online than praise, the consistency of negative feedback across multiple platforms disappoints me.
One of the standout features of American Home Shield (AHS) for duplex owners is its coverage of preexisting defects, rust, and corrosion, which many competitors exclude. This inclusion significantly enhances the value of AHS’s plans, providing crucial protection for inherited issues in your duplex. Additionally, AHS boasts an extensive contractor network, ensuring reliable support when you need it most.
However, some reviewers have reported repair delays and late or no-show contractors, which can be especially problematic when managing two units. It’s also worth noting that AHS’s lower-tier plans cover fewer appliances and systems compared to entry-level options from other providers like Liberty Home Guard.
Despite these drawbacks, AHS’s ShieldPlatinum plan offers comprehensive duplex coverage at a marginally higher cost, outperforming similar plans in terms of covered items. With generous coverage limits of up to $6,000 for systems and $4,000 for appliances, AHS surpasses many competitors. Considering its extensive experience, valuable inclusions, and comprehensive coverage options, we gave American Home Shield a strong 8.6/10 overall rating.
American Home Shield (AHS) offers duplex owners the flexibility to choose between lower monthly premiums or higher service fees, allowing you to select the option that best fits your budget and the unique needs of your property. While AHS’s service fees, ranging from $100 to $125, are higher than the industry average of $75, the company compensates for this with its comprehensive coverage and generous caps of up to $6,000 for systems and $4,000 for appliances.
One of the standout features of AHS’s coverage is its protection for old, improperly installed items and even preexisting conditions, which many competitors exclude. This extensive coverage is particularly valuable for duplex owners who may have inherited aging or complex systems when purchasing their property. With AHS, you can have peace of mind knowing that you’re protected against a wide range of potential issues in both units.
AHS offers three levels of coverage for duplexes: ShieldSilver for major systems, ShieldGold, which adds in some appliances, and the top-tier ShieldPlatinum plan. The ShieldPlatinum plan is what I recommend to all duplex owners, as it includes additional benefits like coverage for roof leaks, code violations, and permits that other warranties often exclude. These features can be particularly useful for duplex owners who may face more complex repair or replacement scenarios. Overall, American Home Shield’s comprehensive duplex coverage plans, which include protection for old and improperly installed items and flexible pricing options, earned a strong 9/10 rating.
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| ShieldSilver | $29.99 – $39.99 | $100 –$125 | Same-day discount (online) |
| ShieldGold | $49.99 – $59.99 | $100 –$125 | Same-day discount (online) |
| ShieldPlatinum | $79.99 – $89.99 | $100 – $125 | Same-day discount (online) |
*If you choose the lower service fee of $100, you pay the higher monthly premium. For example, the $79.99 rate for the ShieldPlatinum plan pairs with the $125 service fee.
Editor’s Note: The cost data mentioned in this table was sourced for a single-family home, 2 BR, under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
American Home Shield offers the following six optional add-ons to its plans.
- Electronics protection plan: $14/month
- Guest unit: $15.99/month
- Pool & built-in-spa equipment: $18/month
- Roof leak repair: $10/month
- Septic pump: $5/month
- Well pump: $8/month
Exclusions
AHS has the below exclusions to its plans, which are standards in the industry.
- Damage due to pets or pests
- Failure to properly clean or maintain home systems or appliances
- Foundation or structural damage
- Improper installation, improper wiring, or damage caused by construction activity
- Manufacturer’s defect
- Misuse or human error
- Natural disasters
- Neglect, rust, corrosion, or sediment
- Removal of hazardous material
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
American Home Shield stands out for its comprehensive coverage for duplexes, making it one of my top recommendations for property owners seeking to protect their investments. While AHS’s monthly premiums and service fees may be slightly higher than some budget providers, it has higher coverage caps and other benefits that are worth it.
One of the most impressive aspects of AHS’s duplex coverage is that it offers generous caps for systems and appliances, providing more than double the coverage of some competitors. For example, while many providers limit appliance coverage to around $2,000, AHS extends it to an impressive $4,000. This higher level of protection is particularly valuable for duplex owners, as the costs for replacing or repairing systems and appliances across two units can quickly add up. While the up-front costs may be slightly higher, the comprehensive coverage offered by AHS can ultimately lead to substantial savings and a greater sense of security for duplex owners, earning it an 8.7/10 rating from me when it comes to affordability.
Knowing that American Home Shield has a 50-year history in the home warranty industry set high customer service expectations for me. However, after reviewing numerous customer reviews, I found a troubling number of complaints about unreturned calls and messages and late or no-show contractors. For duplex owners dealing with issues that affect both units, prompt communication is crucial to minimize disruption and ensure a quick resolution, making these reports particularly concerning to me.
That said, AHS does offer some benefits, including its user-friendly website, which makes obtaining quotes and comparing pricing for different duplex coverage plans a breeze. Additionally, American Home Shield’s standard 30-day waiting period before a new policy takes effect is considerably shorter than the 60 days or more required by many competitors. This means duplex owners can secure protection for both units and have peace of mind much faster. So, despite poor reviews (and considering that dissatisfied customers are more prone to leave reviews than satisfied ones), I give Amercian Home Shield a solid 8.4/10 rating for customer experience.
Despite American Home Shield’s mixed reputation on some review sites, the company redeems itself with an impressive 4.5-star rating on Google based on over 32,000 reviews, significantly outperforming its 2.1-star rating on Trustpilot with around 5,100 reviews. While some negative feedback seems to stem from misunderstandings about policy details and coverage limits, AHS demonstrates a commitment to customer satisfaction by offering 24/7 support for filing claims and actively engaging with customers to resolve complaints.
Although there is room for improvement in areas such as communication and reliability, American Home Shield’s comprehensive coverage for duplexes and efforts to address issues still make it a reasonable choice for property owners seeking protection, earning it a 7.7/10 rating from me for its reputation.
| Rating Site | Rating | Number of Reviews |
| BBB | B | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 2.1 | 5,178 |
| 4.5 | 32,781 | |
| Yelp | 1.0 | 826 |
Editor’s Note: The ratings provided were accurate at the time of writing.
American Home Shield’s 24/7 customer service and around-the-clock filing options make it a strong choice for duplex owners seeking reliable coverage. Whether you’re dealing with an issue in the middle of the night or on the weekend, AHS ensures that you can report and address problems promptly in both units. After submitting a claim online or by phone, you can easily track its status and repair history through your online account dashboard, which is welcomed transparency.
AHS is working to fix its isolated incidents of slow responses by assigning dedicated account managers and offering various contact methods. This level of service is particularly important for duplex owners, who may need to coordinate repairs and communicate with their tenants. Despite a slightly longer average response time compared to some industry leaders, American Home Shield’s dedication to 24/7 availability and user-friendly claims process means we scored the company an 8.4/10 rating for its claims handling.
American Home Shield is available to homeowners in 49/50 states, only lacking coverage in Alaska. As a wide-spanning provider, AHS has contractor partners near you who can expertly and quickly fix any issues that pop up in your duplex.
Select Home Warranty
4.2
Our Rating
One of the standout features of Select Home Warranty is its impressive 90-day repair guarantee, which is significantly longer than many other providers in the industry. This extended guarantee offers duplex owners added peace of mind, providing that if a covered issue recurs within 90 days of a previous repair in either unit, the company will send a technician to fix the problem at no extra service fee. This level of protection is especially valuable for duplex owners, who have to manage the maintenance and repairs of two separate living spaces.
Another aspect of Select Home Warranty that I appreciate is its inclusion of roof coverage across all plan tiers, a rare and valuable offering in the home warranty industry. While this may not directly impact the coverage of appliances and systems within the duplex, it demonstrates the company’s commitment to providing comprehensive protection for the entire property. This added coverage can be especially beneficial for duplex owners, as roof issues can affect both units simultaneously.
While Select Home Warranty offers budget-friendly coverage, perfect for covering both sides of a duplex, there are a few limitations to keep in mind. The company imposes a strict $75 policy cancellation fee, which prioritizes its own interests over the flexibility of duplex owners. Additionally, I think Select falls short in its customization options, with only nine add-ons available, which may leave some duplex owners feeling under-protected, especially those with unique features or high-end appliances in their units.
It’s also a downside that Select excludes coverage for preexisting defects, which could lead to claim denials if issues aren’t identified and addressed before enrolling. You should weigh these drawbacks against the potential benefits and your specific duplex needs before making a decision, as the low coverage caps and lack of customization options may leave some duplex owners with insufficient protection.
When it comes to protecting your duplex, Select Home Warranty offers a great balance of coverage and affordability, so we rated it a solid 8.4/10. With industry-leading low monthly rates ranging from $44 to $48, Select provides peace of mind for both units without breaking the bank. These prices are notably lower than those of competitors like American Home Shield and Liberty Home Guard, making Select an attractive choice for cost-conscious duplex owners.
However, it’s important to note that Select’s coverage caps are limited to just $500 for most appliances, plumbing systems, and electrical systems and $3,000 for HVAC systems. While this may be sufficient for standard, more affordable equipment, it may not provide enough protection for high-end items. Before signing up, you need to assess the value of your current appliances and systems and consider whether Select’s coverage limits cover what you need.
One of Select’s standout features is its 90-day workmanship guarantee, which surpasses the 30- to 60-day industry norms. This means Select won’t charge additional service call fees if you need additional repairs for the same issue within 90 days. With its user-friendly Gold, Silver, and Platinum plans, Select Home Warranty allows you to easily choose the level of protection that best suits your duplex and budget. While those with more complex or expensive setups may want to explore providers with higher coverage limits (see American Home Shield and Elite Home Warranty) and more add-ons, Select’s straightforward plans and affordable rates make it a compelling choice for many duplex owners seeking reliable and affordable coverage.
When it comes to protecting your duplex, Select Home Warranty offers a straightforward approach that I rate a strong 8.3/10. With its Bronze, Gold, and Platinum plans, Select provides coverage for your duplex at an affordable price point, making it easy to choose the level of protection you need without getting lost in confusing terminology. The Bronze Care plan protects eight essential appliances, the Gold Care plan protects your core home systems, and the Platinum Care plan covers everything in the previous two plans.
One of the standout features of Select Home Warranty is its commitment to offering regular discounts online and over the phone. Customers can often take advantage of promotions like two free months of coverage or $150 off annual rates, making Select an even more budget-friendly option for duplex owners.
While Select’s coverage caps may not be as high as some of its competitors, the company’s pricing makes it an attractive choice for those looking to safeguard their duplex without overspending. For most homeowners, I recommend the Platinum plan, which offers enhanced coverage for just $4 more per month than the Bronze plan. This means you can protect both sides of your duplex for about $80 per month (including discounts). This small upgrade cost provides comprehensive protection and fills potential gaps, making it a smart choice for duplex owners who want peace of mind without navigating complex plan tiers.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Bronze Care | $44.42 | $75 | $150 off (website), two extra months free |
| Gold Care | $44.42 | $75 | $150 off (website), two extra months free |
| Platinum Care | $47.75 | $75 | $150 off (website), two extra months free |
Editor’s Note: The cost data mentioned in this table was sourced for a single-family home, 2 BR, under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
Select Home Warranty offers the following optional add-ons. For duplexes without access to city water and sewage, the affordable add-ons for well pumps and septic systems can protect you from the high cost of repairing and replacing these units.
- Central vacuum: $3.33/month
- Lawn sprinkler system: $5.83/month
- Pool: $8.33/month
- Roof leak: free
- Septic system: $5.83/month
- Spa: $5.83/month
- Standalone freezer: $3.33/month
- Sump pump: $3.33/month
- Well pump: $3.33/month
Exclusions
SHW has the following exclusions, all of which are typical among providers.
- Common areas in condominiums or multifamily homes
- Damage from natural disasters and rust
- Defects or damages caused by the foundation and structure of the home
- Incorrect installation or malfunctions due to construction damage or improper wiring
- Issues with systems or appliances related to hazardous or toxic materials (e.g., mold, asbestos, and gas leaks)
- Secondary damage (e.g., your home warranty may cover roof damage but won’t cover water damage caused by a roof leak)
- Solar heating systems
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
For protecting your duplex on a budget, Select Home Warranty is a top choice, so we scored the company a 9.1/10 for affordability. While its coverage caps may not be the highest in the industry, Select’s competitive monthly premiums, averaging around $40 after discounts — about $80 to protect both sides of your duplex —and low service fees of $65 or $75 make it an attractive option for duplex owners looking to save money on both monthly costs and repair visits.
Although some competitors, like American Home Shield and Elite Home Warranty, offer higher coverage limits, Select has more affordable pricing across its Bronze and Platinum plans. Its plans cover essential systems and appliances without significant price hikes, making it a solid choice for those seeking basic protection for their duplex while keeping expenses in check.
Select Home Warranty earns a respectable 8.1/10 rating from me for its customer experience due to its user-friendly website and transparent online quote system. Select allows duplex owners to easily understand the available plans, pricing, and coverage specifics without the frustration of dealing with high-pressure sales tactics. Unlike some competitors that overwhelm potential customers with calls and emails after requesting a quote, Select provides a hassle-free experience. So, you can explore your options and learn about the best plans and add-ons for your duplex’s needs at your own pace.
I give Select Home Warranty a decent 8/10 rating for its reputation. Even though the company boasts a B rating from the Better Business Bureau and offers competitive pricing and comprehensive plans, it has some mixed reviews on Google and Trustpilot. That said, I know customers with negative experiences leave reviews much more often than those with positive experiences. Considering that, I think SHW is still an attractive choice for many duplex owners seeking peace of mind. Satisfied customers praise Select for its straightforward enrollment process and helpful customer service, which are definite pros when considering coverage for your duplex.
| Rating Site | Rating | Number of Reviews |
| BBB | B | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 3.7 | 4,590 |
| 3.8 | 19,766 |
Editor’s Note: The ratings provided were accurate at the time of writing.
When it comes to protecting your duplex, Select Home Warranty offers a straightforward claims process, but it can be a bit slow at times, earning a fair 7.6/10 rating from me. While filing a claim online or by phone is simple, non-emergency issues typically take 48 hours for a technician to be dispatched, which doesn’t beat the industry norm and can be frustrating for duplex owners.
However, Select does provide 24/7 emergency services for high-priority problems, ensuring prompt attention and minimizing potential damage. Additionally, Select’s 90-day workmanship guarantee on repairs is a great plus and much longer than many other providers’ 30- to 60-day workmanship guarantees.
Select has coverage in all 50 U.S. states, earning it a stellar 10/10 score. With coverage in all states, you can count on quality contractors to fix any issues that pop up in your duplex.
Elite Home Warranty
4.3
Our Rating
Elite Home Warranty stands out to me with its extensive array of customization options, with 26 add-ons available for duplex owners. This level of flexibility allows you to create a personalized coverage package that caters to your unique needs and budget. Moreover, Elite boasts impressive 4.5- to 5-star ratings across popular review platforms like Google, Yelp, and Trustpilot. This shows its commitment to delivering top-notch service to its clients.
Another aspect that sets Elite apart is its high coverage cap of $10,000 for home systems and $6,000 for appliances, which is 2 to 3 times higher than the industry average. This means that if you need to replace expensive components in your duplex, such as a high-end air conditioner or a state-of-the-art refrigerator, you won’t have to worry about paying a significant amount out of pocket. Additionally, Elite allows you to choose your own licensed contractor for repairs, a rare perk in the industry that ensures you can work with a professional you trust, making the process of maintaining your duplex more convenient and stress-free.
While Elite Home Warranty offers an impressive array of optional coverage add-ons for duplexes, do know that they’re more expensive than those of competitor brands. This makes the overall plan less cost-effective. Another concern I have is the company’s $150 surcharge for after-hours emergency repairs, which can be particularly frustrating for duplex owners facing critical issues in the middle of the night.
Additionally, Elite’s policy of voiding workmanship guarantees if you choose to use your own trusted contractor instead of one in its network seems counterintuitive, as duplex owners should have the freedom to select reliable technicians they know will do a good job.
Elite Home Warranty stands out with its impressive 26 add-ons, allowing duplex owners to customize their coverage to fit the unique needs of their properties. This flexibility is particularly valuable for those with diverse housing styles or in regions with extreme weather conditions that can put extra strain on household systems and appliances.
However, one drawback to consider is that emergency repairs for duplexes are only available during weekday business hours unless you’re willing to pay a steep surcharge of $150. This can be problematic for urgent failures occurring on nights or weekends, such as a broken air conditioning unit on a 100ºF weekend.
Even with this limitation, I give Elite Home Warranty a strong 8.6/10 rating for its duplex coverage, thanks in large part to its industry-leading coverage limits. With caps reaching $10,000 for home systems and $6,000 for appliances, Elite significantly surpasses the typical $2,000 to $4,000 offered by competitors like Liberty Home Guard and Select Home Warranty. This provides invaluable peace of mind for duplex owners with high-end equipment vulnerable to steep repair bills, making Elite a top choice for those seeking comprehensive coverage with the highest limits in the industry.
With industry-leading coverage caps of $10,000 for systems and $6,000 for home appliances, Elite Home Warranty offers two to three times more protection than most other providers, making it an excellent choice for duplex owners seeking comprehensive coverage. During my secret shopping, Elite offered a 30-day risk-free trial and a $150 discount for enrolling over the phone, making its top-tier protection even more budget-friendly. We scored Elite a perfect 10/10 rating for how well its plans shield duplexes.
Like other home warranty companies, Elite provides appliance-only, system-only, or combined coverage plans. For duplex owners looking for the most comprehensive protection, I recommend the Elite Complete plan, which bundles both appliance and system coverage for only a slight increase in price compared to the Systems plan. With 26 optional add-ons available, Elite allows duplex owners to tailor their coverage to their specific needs, a flexibility that is especially useful for those with unique property features or in regions with extreme weather conditions.
| Plan | Monthly Cost | Service Fee | Available Discounts |
| Elite Appliance | $48.99 | $100 | $150 upon sign-up, 30-day trial (both via phone) |
| Elite Systems | $52.99 | $100 | $150 upon sign-up, 30-day trial (both via phone) |
| Elite Complete | $59.99 | $100 | $150 upon sign-up, 30-day trial (both via phone) |
Editor’s Note: The cost data mentioned in this table was sourced for a single-family home, 2 BR, under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
Elite Home Warranty offers the following optional add-ons for duplexes, which are charged annually. Since most duplexes are owned by landlords, I appreciate the option for annual HVAC maintenance, which helps ensure tenants’ AC and heating work all year long.
- Attic exhaust fan: $69.99/year
- Central vacuum: $49.00/year
- Effluent pump: $99.99/year
- Ejector pump: $99.99/year
- Freestanding freezer: $59.99/year
- Freestanding ice maker: $59.99/year
- Freestanding spa equipment: $119.99/year
- Generator: $99.99/year
- Geothermal heating and cooling system: $299.99/year
- Grinder pump: $99.99/year
- Guest house: $299.99/year
- HVAC annual maintenance: $299.99/year
- Jetted/hot tub: $99.99/year
- Lawn sprinkler system: $99.99/year
- Lift pump: $99.99/year
- Limited roof leak repair: $99.99/year
- Pool & spa equipment: $199.99/year
- Pool equipment: $149.99/year
- Premium appliances: $249.99/year
- Premium benefits: $199.99/year
- Premium systems: $299.99/year
- Premium systems plus: $499.99/year
- Septic system: $129.99/year
- Service lines: $349.99/year
- Sump pump: $99.99/year
- Swamp cooler: $149.99/year
- Water filtration system: $99.99/year
- Water softener: $99.99/year
- Well pump: $99.99/year
- Wine cooler: $69.99/year
Exclusions
EHW has the below exclusions from its home warranty plans. All are typical in the industry.
- A lack of maintenance
- Acts of God
- Commercial-grade appliances
- Cosmetic damage
- Natural disaster-related damages
- Units in a rental property
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
I give Elite Home Warranty’s affordability a respectable 8.7/10 rating despite some concerning hidden fees. While its base pricing is affordable, with core monthly premiums ranging from $45 to $60 and a $100 basic service call fee that aligns with industry standards, fine-print charges like $150 surcharges for weekend or emergency service and $150 per visit for premium-brand technicians can quickly drive up expenses. This lack of transparency makes it challenging for duplex owners to accurately compare plans and budget for long-term costs.
Elite Home Warranty’s shopping experience for duplex coverage was a source of frustration, earning a fair 7.6/10 rating from me for customer experience. Unlike many competitors, Elite doesn’t provide any online pricing or quotes, making it challenging for duplex owners to compare their options and budget accordingly.
To obtain even basic premium estimates, you’ll need to call and speak with a representative, which can be time-consuming and inconvenient. Additionally, Elite’s website makes it difficult to find information on add-on fees for additional duplex coverage, with costs buried deep within the site and only listed as yearly prices. Plus, the phone reps I spoke with were not up-front with add-on pricing either. Still, Elite Home Warranty has a few thousand positive customer reviews, suggesting that most duplex owners are satisfied with the company’s responsive support and coverage once they sign a service contract.
Despite having less than 200 reviews on Google, Yelp, and Trustpilot combined, I give Elite Home Warranty a solid 8.3/10 reputation score. The available online reviews are overwhelmingly positive, with customers praising the company’s fast claims handling, budget-friendly prices, experienced contractors, and exceptional service. This is particularly valuable for duplex owners dealing with urgent repairs, such as HVAC breakdowns or appliance failures, which can cause significant inconvenience if not addressed promptly.
As a newer player in the home warranty industry, Elite’s limited customer feedback is understandable, though it can make it challenging to gauge the company’s reliability. However, Elite’s impressive A+ rating from the Better Business Bureau speaks to its commitment to providing quality service and addressing customer concerns in a timely manner.
| Rating Site | Rating | Number of Reviews |
| BBB | A+ | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 4.7 | 44 |
| 4.8 | 143 | |
| Yelp | 5.0 | 4 |
Editor’s Note: The ratings provided were accurate at the time of writing.
On a positive note, Elite Home Warranty’s life-of-contract workmanship guarantee is a notable perk, shielding duplex owners from paying extra for repeat repairs on the same component. This benefit can provide peace of mind and help protect your budget from unexpected costs associated with recurring issues.
While the company has a 24/7 online or phone claims filing system and a 24 to 48-hour response time for standard repairs, both meeting industry norms, Elite charges extra fees for after-hours and weekend emergencies. I find this limitation unacceptable, and given the fact that most providers offer after-hours emergency services without extra fees, I give Elite Home Warranty a subpar score of 6.8/10 for its claims process.
Elite Home Warranty provides its plans to duplex owners in 46/50 U.S. states, excluding California, Texas, Washington, and Wisconsin. In states with coverage, Elite has a strong network of reliable contractors ready to fix your appliance and home system breakdowns.
Cinch Home Services
4.1
Our Rating
I appreciate that Cinch Home Services offers a phenomenal 180-day workmanship guarantee for duplex repairs, which far surpasses the industry standard of 30 to 90 days. This exceptional half-year guarantee demonstrates Cinch’s unmatched commitment to quality service and provides duplex owners with added peace of mind, knowing that any issues with the initial repair will be addressed at no extra cost for an extended period.
I also love Cinch’s low monthly premiums, starting at just $30. This highly competitive pricing allows property owners to protect both units of their duplex at a reasonable cost without sacrificing quality.
I’m disappointed that Cinch only provides five optional add-ons, which is far below the industry average of 10 to 15 and nowhere near the 40-plus options offered by leading rivals like Liberty Home Guard. This limited selection may not be enough for duplex owners looking to customize their coverage to match the unique systems and appliances in each unit. Cinch also excludes uncommon items like electronics and specific services such as roof leak repair, which could be problematic for some duplex owners.
Cinch Home Services holds a respectable B+ rating with the Better Business Bureau, reflecting its continued efforts to satisfy clients and resolve issues over its many years in business. One of the standout features that makes Cinch an attractive choice for duplex owners is its unparalleled 180-day workmanship guarantee, which far surpasses the industry standard of 30 to 90 days. This exceptional six-month guarantee demonstrates Cinch’s strong commitment to ensuring proper repairs for both units of your duplex.
While not the cheapest option, Cinch is an affordable choice for duplex owners seeking premium service, an easy claims process, and coverage of all standard appliances and systems across both units. Like most warranty providers, Cinch offers appliance, system, and complete home plans ranging from $35 to $50 monthly, which is about average for the industry.
However, Cinch falls short in its limited selection of optional add-ons, providing just six, which is far below the 10 to 15 average and nowhere near the 40-plus options offered by competitors like Liberty Home Guard. Moreover, the available add-ons are expensive, ranging from $13 to $22 monthly, making customization less affordable for duplex owners looking to tailor their coverage to the specific needs of each unit. Still, I rate Cinch Home Services a positive 8.1/10 overall for its positive reputation and solid protection plans for duplexes.
While Cinch Home Services delivers solid coverage of the basics for duplexes, it falls short on customization, earning it a less-than-stellar 6.7/10 rating for its plans and coverage options.
With competitive monthly premiums ranging from $30 to $57 and a choice of service fees at $100, $125, or $150, Cinch allows duplex owners to balance their monthly costs with the deductible they’re comfortable paying when issues arise in either unit. However, with just three main plans and five add-ons, Cinch has fewer choices compared to most providers, which can be limiting for duplex owners looking to tailor their coverage to the specific needs of each unit.
Uncommon items like electronics and roof leaks are also excluded, which may disappoint landlords wanting additional protection for their duplex investment. For a marginal price increase, the Complete Home Plan provides the best protection for duplex owners, as it covers nearly all major appliances and systems in both units, but homeowners wanting expansive customization should look at Liberty Home Guard and Elite Home Warranty instead.
| Plan | Monthly Cost | Service Fee* | Available Discounts |
| Complete Home Plan | $44.99 – $56.99 | $100, $125, or $150 | Get your first month free (online) |
| Built-in Systems Plan | $35.99 –$47.99 | $100, $125, or $150 | Get your first month free (online) |
| Appliances Plan | $30.99 – $40.99 | $100, $125, or $150 | Get your first month free (online) |
*You choose the service fee when you sign your contract; a lower service call fee corresponds with a higher monthly premium.
Editor’s Note: The cost data mentioned in this table was sourced for a single-family home, 2 BR, under 5,000 square feet in Granger, IN. The cost data presented was accurate at the time of writing.
Available Add-Ons
Cinch Home Services offers the following optional add-ons for duplexes:
- Pool (heater included): $22
- Spa (heater included): $22
- Pool with built-in spa (heater included): $22
- Septic tank/pumping: $4.58
- Well pump: $12.50
- Premier Upgrade Package (includes permits, code upgrades, removal and disposal costs, and more): $12.50
Exclusions
Like all providers, CHS has several exclusions to its plans, all of which are standard in the industry.
- Accidents
- Commercial-grade appliances or systems
- Coverage below the slab or basement floor of your home
- Damage caused by abuse, misuse, or neglect
- Damage caused by lightning strikes, power failure, or power surges
- Damage caused by remodeling or unauthorized repair
- Electric devices
- Flues, venting, chimneys, and exhaust lines
- Items covered under other insurances, warranties, or guarantees
- Problems caused by mold or mildew
- Removal of hazardous materials
- Routine maintenance
- Structural or property damage
Editor’s Note: While this article highlights certain exclusions, it’s imperative for readers to review their contracts as the mentioned exclusions are not exhaustive, and additional exclusions may apply.
Cinch Home Services has attractive home warranty pricing with plans starting at just $30.99 monthly — much lower than other providers ranging from $50 to $60. This low pricing allows duplex owners on tight budgets to access coverage that is usually only available at higher price points from other providers. Considering the affordability, protections, and limitations, I rated Cinch Home Services an 8.7 out of 10 for its budget-friendly options for duplex owners.
With its user-friendly website, customizable plans, and impressive 180-day workmanship guarantee, we scored Cinch a decent 7.8/10. Although its add-ons are more expensive than some competitors, CHS’s Complete Home plan, which I recommend for all duplex owners, bundles comprehensive protection for both units, including major systems and appliances. Despite some limitations, such as its limited add-on options, its simplicity, strong B+ Better Business Bureau grade, and above-average customer reviews for the company’s simple claims process and knowledgeable technicians make it one of my top home warranty brand recommendations for duplex owners.
Despite Cinch Home Services’ impressive 45 years of industry experience and clean record, free of concerning lawsuits or violations, its reputation falls short of my expectations. With a mediocre 3-star rating on Google, an average 3.7 rating on Trustpilot, and a disappointing 3.4 Glassdoor score, Cinch fails to deliver the level of customer satisfaction and service quality I wanted from a tenured provider. That said, CHS holds a respectable B+ rating at the BBB and makes its plans affordable to homeowners of all income levels.
While its ratings slightly surpass or equal the industry average, Cinch’s longevity and experience doesn’t always translate into first-rate experiences for duplex owners. However, it has far more positive reviews than negative, earning a respectable 8.3 out of 10 rating from me for its reputation.
| Rating Site | Rating | Number of Reviews |
| BBB | B+ | Customer Reviews are not used in the calculation of BBB Rating |
| Trustpilot | 3.7 | 3,038 |
| 3.0 | 2,568 |
Editor’s Note: The ratings provided were accurate at the time of writing.
With its 24/7/365 emergency hotline and rapid response times, Cinch Home Services offers duplex owners prompt assistance when issues arise in either unit, so I scored it 9.2 out of 10 for its claims process. That said, I did find numerous customer reviews reporting denied claims and technicians failing to fully resolve problems on the first visit, requiring inconvenient repeat repair visits. However, if I read between the lines, it seems that some of these reviewers weren’t aware of Cinch’s exclusions and contract terms.
Cinch Home Services offers its home warranty plans in 47/50 states, excluding Alaska, California, and Hawaii. In states where it’s available, you have fast access to quality contractors that can expertly diagnose and repair appliance and system breakdowns in your duplex.
Calculate the Cost of a Duplex Home Warranty
Use the below home warranty cost calculator to determine the yearly cost for a new plan. Just input your monthly premium, service call fee, and estimated number of service visits to see the full estimated annual cost. If you need plans for both sides of your duplex, make sure to double the cost, as you need individual plans for each side.
| Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
| Dehumidifier | $50–$200 | $1,300–$2,800 |
| Microwave | $50–$400 | $60–$2,000 |
| Dishwasher | $50–$500 | $400–$3,000 |
| Exhaust Fans | $16–$300 | $250–$950 |
| Electric Range | $100–$500 | $230–$3,000 |
| Gas Range | $100–$500 | $230–$3,000 |
| Dryer | $100–$400 | $450–$2,300 |
| Oven | $100–$430 | $400–$3,000 |
| Washer | $50–$450 | $400–$2,300 |
| Freezer | $90–$500 | $160–$2,900 |
| Refrigerator | $40–$350 | $200–$5,000 |
Frequently Asked Questions
Do You Need a Home Warranty for Duplexes?
A home warranty for duplexes can provide valuable protection for both units, covering repairs and replacements for major appliances and systems. This coverage is particularly beneficial for duplex landlords who want to minimize unexpected expenses and ensure prompt repairs to keep their tenants happy.
How Much Does a Home Warranty Cost for Duplexes?
The average cost of a home warranty for duplexes is between $600 and $1,200 per year, depending on the level of coverage and the provider you choose. To learn more about the factors that influence home warranty pricing, check out our comprehensive guide on the cost of home warranties.
How Can You Save Money When Shopping for Home Warranties for Duplexes?
To save money when shopping for home warranties for duplexes, compare quotes from multiple providers and look for companies that offer customizable plans, allowing you to tailor additional coverage to the specific needs of each unit. Additionally, ask about discounts for multi-year contracts or for covering both units under a single policy, as some providers may offer a quantity for duplex owners.
Is a Home Warranty Worth It for Duplexes?
A home warranty is worth it for duplexes because it can help protect your investment by minimizing unexpected repair and replacement costs for major appliances and systems in both units. Read our article on whether home warranties are worth the investment to learn more.
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