Best Home Warranty Companies in Arkansas

Regardless of if you’re a longtime homeowner or you’ve recently invested in a property, you might be worried about what you’d spend if one of your home’s major systems or appliances were to break down. A home warranty plan can help ease your mind and protect your bank account by covering these expensive repairs in exchange for a monthly or annual premium and a per-incident service fee.

However, each home warranty company offers different coverage options and varies in terms of cost and customer service. To help you find the right provider for you and your family, we’ve put together this guide to the best home warranty companies in your state to help you start your search.

Arkansas’ top 5 home warranty companies

Top home maintenance problems in Arkansas

Arkansas homes aren’t immune to breakdowns. Let’s take a look at a few of the common problems homeowners in this state face that a home warranty can help cover.

• Air conditioning breakdowns: During the summer months, the average temperature in Arkansas can reach upwards of 90 degrees. These high temperatures coupled with high humidity can put additional strain on your home’s air conditioner. A home warranty in Arkansas can help you pay for timely repairs to this system if it ever breaks down from this stress.
• Pipe explosions: High humidity doesn’t only affect your HVAC system. It can also cause your pipes to expand and even burst in some extreme cases. Look for a home warranty plan that covers plumbing damage to avoid a costly repair.
• Roof leaks: Heat has a tendency to rise, which means hot and humid air can become trapped in your attic and warp your roof’s shingles, as it makes its way out. These warped shingles won’t be immediately obvious, but they will become an issue down the road when your roof begins to leak during heavy storms. Though not every home warranty company offers roof coverage in their base plans, you can usually find add-ons for this.

1. Choice Home Warranty

Choice Home Warranty is a well-known name in the home warranty industry with a 10-year history in the business. The company is known for its 90-day repair guarantee, affordable pricing, and easy-to-understand plan options. 

Choice Home Warranty currently offers two plans:

• Basic Plan: Choice Home Warranty’s Basic Plan covers a mix of 14 home systems and appliances, including your plumbing system and your ceiling and exhaust fans.
• Total Plan: The Total Plan is the company’s more comprehensive option with coverage for everything in the Basic Plan plus a few additional items.

You can customize your plan with up to nine additional coverages. Some examples of optional coverages include your pool, septic system, and sump pump.

Below, you can view a per-month and per-year pricing breakdown for each plan:

In addition to monthly premium expenses, you’ll also pay an $85 fee each time you make a service call.

Get a free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164. 

2. First American Home Warranty

First American Home Warranty is a national home warranty provider with a Better Business Bureau (BBB) accreditation, 24/7 service calls, over 35 years of experience, and a 30-day, money-back guarantee. 

You can choose from two plans through First American Home Warranty:

• Basic Plan: The Basic Plan provides you with coverage for nine major appliances, like your dishwasher and microwave.
• Premier Plan: In addition to covering everything in the Basic Plan, the Premier Plan also covers eight home systems, including your water heater and plumbing system.

You can customize your plan with five optional add-ons, including the First Class Upgrade that covers improperly installed and maintained items, installation and removal fees, and building permits.

Take a look at First American Home Warranty’s pricing below:

You’ll also pay a $75 service call fee each time you use your plan.

Get a free quote from First American Home Warranty by filling out this online form or calling 833-204-7164.

3. Amazon Home Warranty

Having trouble finding coverage for one of your property’s more unique components? Amazon Home Warranty is best known for its extensive list of optional coverages that help homeowners cover every item in their home, even the unconventional ones like a water softener or well pump.

Amazon Home Warranty has three plan choices:

• Appliances Plan: The Appliances Plan covers eight common home appliances, like your dishwasher and freezer.
• Systems Plan: The Systems Plan covers six common home systems, ranging from your central heating system to your plumbing system.
• Combo Plan: The Combo Plan combines all coverages you’ll find in both the Appliances Plan and the Systems Plan plus a few additional home components.

You can also customize your Amazon Home Warranty plan with over 20 optional add-ons.

Take a look at the yearly cost of Amazon Home Warranty’s plans:

You’ll also pay a $75 service fee whenever you need a repair or replacement.

Get a free quote from Amazon Home Warranty by filling out this online request or calling 866-605-8194.

4. Liberty Home Guard

If you value customer testimonials above everything else, be sure to consider Liberty Home Guard. With a BBB accreditation, an A- letter grade, and an average customer rating of 4.63 out of 5.0 stars, Liberty Home Guard is a highly rated name in the industry.

Liberty Home Guard allows you to choose from three plan options:

• Appliance Guard: The Appliance Guard plan covers nine home appliances, including your dishwasher and garage door opener.
• System Guard: The System Guard plan covers six home appliances, including your ductwork and electrical system.   
• Total Home Guard: The Total Home Guard plan is Liberty Home Guard’s most comprehensive option, combining all coverages found in both the Appliance Guard and System Guard plans.

You can also customize your plan with up to 20 add-ons. Some examples of optional coverages include your lawn sprinkler system and home electronics.

View a pricing breakdown for each of Liberty Home Guard’s plans below:

You’ll also pay a $60 service fee each time you use your plan. This is lower than the industry average of $75-$125.

Get a free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281.

5. Select Home Warranty

If you’re on a budget, consider choosing Select Home Warranty. With plans available for under $40 a month and two months of complementary coverage, Select Home Warranty has some of the most affordable coverage in Arkansas.

Select Home Warranty has three plans:

• Gold Care: The Gold Care plan covers six home systems, like your electrical system and water heater.
• Bronze Care: The Bronze Care plan covers eight home appliances, like your washer and dryer set and cooktop.
• Platinum Care: The Platinum Care plan combines the Gold Care and Bronze Care plans. It also includes a few additional coverages for items like your garage door opener and ceiling fan.

You can also customize your plan with up to nine optional add-ons.

Take a look at how much Select Home Warranty costs:

You’ll also pay a $75 service fee each time you use your plan.

Get a free quote from Select Home Warranty by filling out this online form or calling 888-370-3953. 

Arkansas home warranty buying guide

There are dozens of companies offering home warranty plans in Arkansas. To ensure that you find the best provider for your home, consider these factors before purchasing a policy:

• Budget: Before beginning your search, we recommend sitting down and reviewing your monthly budget. This will help you determine how much money you can afford to pay each month for home warranty coverage.
• Coverage caps: Some home warranty companies put a cap on how much money they’re willing to pay for a repair or replacement. If your breakdown costs more to fix than the company is willing to pay, then you’ll have to cover the remaining amount yourself. That’s why it’s important to look for a company with high coverage caps.
• Cancellation: If you decide to move homes or you no longer want home warranty coverage, you have the option of cancelling your plan. Keep in mind that every provider’s cancellation process is different with some offering a full or partial refund and others charging a cancellation fee.

Our conclusion

We compared home warranty companies across the state of Arkansas in terms of coverage, price, customer service, and more before recommending Choice Home Warranty, First American Home Warranty, Amazon Home Warranty, Liberty Home Guard, and Select Home Warranty. Before choosing a provider, get quotes from at least three so that you can compare them and find the right one for you.

Frequently asked questions about Arkansas home warranties

How long is a home warranty plan?

Most home warranties have 12-month contracts that you can renew at the end of your coverage term. 

Can I get coverage for my older systems and appliances?

Yes. Most national home warranty companies cover systems and appliances regardless of their age as long as they’re properly working at the time that coverage starts. The company might even require a home inspection to prove that they’re running.

Are home warranties a scam?

Home warranties are not scams, but you’re responsible for doing your due diligence and thoroughly researching the company and their coverage so that you understand what you’re signing onto. Homeowners oftentimes run into issues with their home warranties when they sign up for a plan without reading the fine print and find out later that something that they thought was covered isn’t.