American Residential Warranty Review (2022)

By House Method

To become home warranty experts, the House Method team reviewed home warranty companies, like American Residential Warranty, and spent hours on the phone with representatives from each company to get all the details when it comes to warranty protection plans. We created this helpful guide for homeowners who are considering buying a home warranty.

Our review includes details about American Residential Warranty’s cost, coverage, claims process, and company details. Continue reading to compare it to other best home warranty companies.

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Our take: Best Overall
Plan options: 2 plans + optional add-ons
Monthly premium: $45-$53
Year founded: 2008
State availability: 49 states (excluding WA)

9.7 / 10


Our take: Most Cost-Effective
Plan options: 3 plans + optional add-ons
Monthly premium: $57-$62
Year founded: 2012
State availability: 46 states (excluding NM, NV, WA, WY)

9.6 / 10


Our take: Most Customizable
Plan options: 3 plans + optional add-ons
Monthly premium: $30-$75
Year founded: 1971
State availability: 49 states (excluding AK)

9.5 / 10


Our take: Quickest Service
Plan options: 2 plans + optional add-ons
Monthly premium: $50-$63
Year founded: 2008
State availability: all 50 states

9.4 / 10


Our take: Most Trustworthy
Plan options: 3 plans + optional add-ons
Monthly premium: $65-$80
Year founded: 2017
State availability: 48 states (excluding WA & WI)

9.3 / 10


Our take: Best Workmanship Guarantee
Plan options: 3 plans + optional add-ons
Monthly premium: $35-$68
Year founded: 1978
State availability: 48 states (excluding AK & HI)

9.2 / 10


Our take: Best for Immediate Coverage
Plan options: 2 plans + optional add-ons
Monthly premium: $53-$61
Year founded: 2016
State availability: 46 states (excluding CA, NV, NY, WA)

9.1 / 10

American Residential Warranty cost

American Residential Warranty costs range from $30 to $115 per month. Pricing depends on where your home is located and the level of coverage that you choose. Here’s the monthly cost breakdown per plan:

Kitchen Plus Heating & Cooling Platinum Platinum Premier 3-in-1 Bundle 4-in-1 Bundle
$29.99 $35.99 $46.99 $54.99 $99.99 $114.99

American Residential Warranty is one of few home warranty companies that don’t require customers to submit their contact information to get a quote. You can compare plans and pricing online without receiving a sales call.

Service fee

Every home warranty company charges customers a service fee each time their claim is approved. This money goes straight to the licensed technician who will complete your home repair service. Fortunately, American Residential Warranty’s service fee is $20 less than the industry standard. Customers will pay $55 per claim rather than $75

Although its coverage caps are strict, American Residential Warranty offers a variety of plans and it maintains an A+ from the Better Business Bureau.

6 plans + optional add-ons
48-hour turnaround on claims
Customer perk program

American Residential Warranty coverage

Kitchen Plus Heating & Cooling Platinum Platinum Premier Optional add-ons
Refrigerator Central air conditioning Central air conditioning Central air conditioning A/C Advantage
Range/oven/cooktop Central home heating Central home heating Central home heating Deluxe Advantage
Dishwasher Humidifier Humidifier Humidifier Plumbing system
Built-in microwave Interior electrical system Interior electrical system Interior electrical system Plumbing Advantage
Garbage disposal Refrigerator Refrigerator External water and sewer lines
Kitchen exhaust fan Range/oven/cooktop Range/oven/cooktop Well pump
Water heater Dishwasher Dishwasher Water heater
Garbage disposal Garbage disposal Additional range/oven/cooktop
Kitchen exhaust fan Kitchen exhaust fan Additional air conditioner
Water heater Water heater Additional refrigerator or freezer
Plumbing system Food spoilage
Plumbing stoppages Ice maker
Ductwork Built-in microwave
Garage door opener Clothes washer and dryer
Refrigerator ice maker Pool and spa
Ceiling fans Ceiling fans
Washer and dryer

American Residential Warranty also offers two types of bundles. Its 3-in-1 bundle includes Platinum Premier, Deluxe Advantage, and Ultimate Electronics Protection. Its 4-in-1 bundle includes Platinum Premier, Deluxe Advantage, Ultimate Electronics Protection, and Sewer and Water Lines. See details below.

Deluxe Advantage includes:

  • A/C refrigerant and coils
  • Refrigerant recapture
  • Plumbing faucets and fixtures
  • Permits, modifications, and code violations
  • Toilets and internal mechanisms
  • Improper installation
  • Mismatched systems
  • Garage door springs and tracks

Ultimate Electronics Protection includes:

  • Flat screen TVs
  • Home theater system
  • Desktops and laptops
  • Tablets
  • Gaming consoles

Sewer and Water Lines include:

  • Repairs and blockages
  • Excavation costs
  • Reseeding the grass
  • Repaving the driveway

Coverage length

Customers will get one year of home warranty coverage when they sign up at American Residential Warranty. It’s currently running a promotion for two months free, which means you’ll get 14 months of coverage for the price of 12.

Coverage exclusions

American Residential Warranty’s plans, bundles, and optional add-ons are comprehensive. Unfortunately, our team did find one tiny loophole in its sample contract. The coverage cap of your home warranty repairs and replacements will depend on the age of your systems and appliances. Here’s what the sample contract includes:

“For appliances and systems over 10 years old, the 12-month limit of liability is $300. If the repair is over $300 or parts are not available to repair the equipment, a $300 replacement allowance will be paid to the customer. This allowance will increase by $50 for each full year the customer has been in the program up to a maximum of $500.”

“For Central Air Conditioning Systems or Central Home Heating Systems over 10 years old, the 12-month limit of liability is $600. If the repair is over $600 or parts are not available to repair the equipment, a $600 replacement allowance will be paid to the customer. This allowance will increase by $50 for each full year the customer has been in the program up to a maximum of $1,000.”

American Residential Warranty is the first and only company we’ve reviewed that has limitations regarding the age of items covered by HVAC warranties or other home appliance insurance. Other companies, such as Acclaimed Home Warranty and Platinum Home Warranty, set standard coverage caps regardless of an appliance’s age, and some—like Home Warranty Inc.—don’t even have coverage caps for most items.

Additionally, covered items must break due to normal wear and tear. Although, customers can purchase the Deluxe Advantage add-on to cover items that have been improperly installed or modified.

Claims process

When something breaks, here’s what American Residential Warranty customers should do:

  1. Review your home warranty plan details and contract to make sure the broken item is covered
  2. Call 1-877-637-7890 or submit your claim online
  3. American Residential Warranty will choose a local, licensed home warranty contractor to evaluate your broken item
    • Note: Customers will not be reimbursed if they choose to hire an independent contractor or order parts or replacements on their own
  4. Pay the pre-approved technician $55 upon arrival
    • Note: Repairs are guaranteed for 30 days, so customers will not have to pay a second service fee if the repaired item fails again within a month of your initial claim

Summary of benefits

Average Cost Per Month $30–$115
State Availability 44 states
Service Fee $55
Contract Term 12 months
Time in Business 10 years
Better Business Bureau Rating A+
Review last updated: April 24, 2019


More about American Residential Warranty

Years in business

American Residential Warranty was founded in 2009, so it has been in business for 10 years now. For perspective, the home warranty industry has only been around for 48 years.

American Residential Warranty ratings

American Residential Warranty aced the Better Business Bureau’s (BBB) test. It has an A+ rating right now. This rating is only given to a few other home warranty companies, including Fidelity National Home Warranty and Blue Ribbon Home Warranty.

The BBB takes the following into consideration:

  • Customer complaints (including volume, age, unanswered, and unresolved)
  • Company details (business type, time in business, and transparent practices)
  • Failure to honor mediation/arbitration
  • Competency licensing
  • Government action
  • Advertising review
  • BBB trademark infringement

ConsumerAffairs reviewed American Residential Warranty and gave it a nearly perfect star rating. Its 4.75-star rating is based on 446 customer reviews. The reviews site calls out that American Residential Warranty does have some strict coverage caps but its plans include many items that most home warranties don’t cover.

Our conclusion

House Method gives American Residential Warranty 4 out of 5 stars. Here’s a looking into our scorecard:

  • Quick turnaround on claims +1 point
  • Age of systems and appliances matter -1 point
  • $1,000 coverage cap for new items, but $200-$300 limit for old items +1/2 point
  • $55 service fee + 1 point
  • Available in 40+ US states + 1 point
  • Accessible sample contract + 1 point
  • 24/7 customer service + 1 point
  • Easy, online claims process + 1 point
  • Quick turnaround on claims + 1 point
  • High BBB rating + 1 point
  • High customer rating + 1/2 point

American Residential Warranty reviews

American Residential Warranty does not have any reviews on its websites, but here are a few from the BBB.

Michelle B.

I couldn’t be happier with all the different services and customer service offered by American Residential Warranty. As a homeowner, service calls and repairs can be expensive. With one phone call to ARW, my problem with my garbage disposal was not only addressed but replaced. My family and I have been satisfied customers of ARW for years. For a few dollars a month, money well spent for a piece of mind.

Murray W.

They scheduled a dishwasher repair quickly. When the first company said they had to delay service, ARW found a second company who came quickly and did a fine job. Not only do I appreciate the warranty, I also appreciate their work in finding and scheduling a good repair company.

Penny R.

I am very happy with American Residential Warranty. I recently filed a claim for my broken washing machine. The machine could not be repaired, so they bought me a new one. Customer service was prompt and efficient. I will definitely recommend this company to my friends and family.

Compare home warranties

American Residential Warranty is a good choice for you if…

  • you want a quick turnaround on claims.
  • you like extra perks and discounts.
  • your systems and appliances are relatively new.

Alternatives to American Residential Warranty

Because American Residential isn’t offered through House Method, we wanted to provide you with a few alternatives that are just as great.

  • Oldest and most trusted home warranty company in the industry
  • Allows customers to customize their plans
  • Provides 24/7 customer service

  • Has low service fees compared to other home warranty companies
  • Provides free roof leak coverage
  • Gives customers two extra months free when signing up

  • Has the best workmanship guarantee
  • Lets customers choose their own service technician
  • Offers unique benefits like free credit monitoring and discounts on maintenance supplies

Frequently asked questions

What is American Residential Warranty?

A home warranty company that offers homeowners six types of home protection plans that cost between $30 and $115 per month. American Residential Warranty has been in business for 10 years and has an A+ rating from the BBB. House Method gave it 4 out of 5 stars for its comprehensive coverage, highly reviewed customer service, and customer perks.

American Residential Warranty company information

Company name: American Residential Warranty
Company type: Private
Founding date: 2/5/2009
Telephone: 888-840-0005
Address: 901 Yamato Road Suite 100E
State/province: Boca Raton, FL
Postal code: 33431
Country: USA

Looking for information on more home warranty companies? Check out some of our other expert reviews to get all the details you need. Remember, each of these companies gives a free quote.

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