American Home Protect Review

By Natalie Yerger | Advertiser Disclosure

American Home Protect is a home warranty company located in Plano, Texas. It has technicians in 40 states and provides repair solutions for customers across the country.

House Method created this American Home Protect review to help you better understand the benefits, pricing, and plans of the company. Below, you’ll find an overview of American Home Protect, a comparison of how the company stacks up against other home warranty providers, and our recommendation for the best home warranty.

  • Provides one straightforward plan with optional add-ons
  • Has an unlimited number of covered repairs
  • Offers below average service fees

American Home Protect Premier Coverage Plan 

American Home Protect lists just one coverage plan, the Premiere Coverage Plan, and offers a variety or optional add-ons such as a freestanding freezer, pool, and plumbing.

Here’s everything included under the Premiere Coverage Plan:

  • Kitchen refrigerator
  • Built-in dishwasher
  • Built-in microwave
  • Cooking range/oven/cooktop
  • Garbage disposal
  • Clothes washer
  • Clothes dryer
  • Ceiling fans
  • Water heater
  • Central A/C system
  • Central heating system
  • Electrical system

Here are the optional add-ons provided by American Home Protect:

  • Freestanding freezer
  • Freestanding ice maker
  • Spa equipment
  • Swimming pool
  • Plumbing
  • Central vacuum system
  • Garage door opener

Coverage length

The American Home Protect online quote form failed to submit multiple times when we attempted to receive a quote or sample contract, and we couldn’t find a sample contract on American Home Protect’s website. While we can’t determine the coverage length with certainty, it’s likely that American Home Protect follows the model of other home warranty providers with 12-month contract terms.

Coverage limits

Similar to coverage terms, coverage limits are not clearly communicated on the American Home Protect website. The company recommends looking at the plans delivered to you by a representative after your online quote request or calling 1-877-407-3820 to get more information about what is and isn’t covered, as well as coverage limits. Your unique contract will clarify specific coverage, exclusions, and limitations.

Note: Pricing for American Home Protect home warranty plans is not available online.

What to expect with American Home Protect

American Home Protect home warranty customers have two options for submitting a claim. Once the claim has been submitted, an approved and accredited local repair provider will be assigned to you. You’ll be asked to pay a small, predetermined service fee for the visit, as well as any repair or replacement costs that exceed the appliance or system’s coverage limit as stated in your American Home Protect contract.

To submit a claim and request service from American Home Protect, customers can:

  • Call 1-877-407-3820
  • Complete the online service request at

American Home Protect home warranty reviews

American Home Protect is not accredited with the Better Business Bureau (BBB) and has a C+ rating from the BBB. The C+ BBB rating is attributed to 151 complaints filed against the business and the length of time the business takes to contact BBB reviewers who publish complaints.

Reviews from customers on BBB paint a cloudy picture of the company’s customer service and marketing tactics, with several reviews labeling the company’s services as a scam. Other warranty companies such as Secure Home Warranty have received similarly negative reviews.

Here are a few customer reviews of American Home Protect:

This [company’s] marketing is misleading. I received their letter with the message, ‘Potential Lapse of Warranty Coverage,’ [and] I discovered when I went through my files to get my account number that I realized that this is not even the name of the company that I use, but it is similar in name. It was only then that I found the disclosure at the bottom of the page. “Not all customers have previous coverage.” And to top it off today, I got a 2nd letter marked in red like as past due would be. It is very misleading.” — Phillip on 5/20/2020

Garbage company. Company tries to mislead people by sending them letters that resemble late notices.” — Jeff L. on 4/28/2020

Some individuals who recently purchased a home describe receiving a pink letter from American Home Protect, LLC, with a warning about a potential lapse in warranty coverage. Frustrated reviewers comment that the warranty is easy to opt in to and extremely difficult to cancel. These marketing tactics should be a red flag for homeowners in the market for home warranty service.

A photograph of this pink letter is available from a post on American Home Protect’s Facebook Page from J. Travis Smith on October 18, 2019. Smith comments that after receiving the letter in the mail, he contacted the company to inform them that his home was still under construction, meaning that it was impossible that the contents of the letter were valid. The representative hung up on him.

Looking for information on more home warranty companies? Check out some of our other expert reviews to get all the details you need. Remember, each of these companies gives a free quote.

Our top-rated alternatives to American Home Protect

Because American Home Protect isn’t a trustworthy home warranty company, we encourage you to look at other home warranty companies that don’t take advantage of their customers. Comparing the home warranty companies below.

  • Provides generous coverage caps
  • Offers 24/7 customer service
  • Allows customers to choose their own service call fee

  • Has over 37 years of industry experience
  • BBB accredited with an A rating
  • User-friendly customer portal

  • No coverage cap on heating, cooling, or ductwork
  • Covers improperly installed and maintained items
  • Recommended by and for realtors

Frequently asked questions about home warranties

Why do I need a home warranty?

Unexpected repairs and replacements to appliances and systems can cost hundreds of dollars and be an unexpected expense on an already tight budget. A home warranty can cover the cost of expensive repairs and replacements and prevent you from paying out-of-pocket costs. Additionally, the stress of finding a reasonably priced technician can be avoided by signing up for home warranty coverage.

What can a home warranty do for me?

Home warranty plans are service contracts that provide peace of mind and cover the repairs or replacement of home systems and appliances that break down due to normal wear and tear. Customers under contract with a home warranty provider simply call the provider when a covered item breaks down, and the company will schedule a service technician to fix the issue in your home.

Should I choose American Home Protect?

American Home Protect offers basic coverage for homeowners, but there’s limited information on pricing and coverage details. Additionally, American Home Protect states that it’s a “trusted industry leader,” but this claim has been challenged by third-party customer review sites like the BBB. If you want coverage you can trust, we recommend signing up for an American Home Shield or Choice Home Warranty plan.

What does an American Home Protect plan cover?

The following appliances and systems are covered under an American Home Protect plan:

  • Refrigerator
  • Dishwasher
  • Microwave
  • Cooking range/oven/cooktop
  • Garbage disposal
  • Clothes washer/dryer
  • Ceiling fans
  • Water heater
  • Central A/C and heating
  • Electrical system

Optional add-ons are also available for customers and include a freestanding freezer, freestanding ice maker, spa equipment, swimming pool, plumbing, and more.


Does House Method recommend American Home Protect?

Based on the negative reviews regarding fraudulent marketing techniques from American Home Protect, we recommend getting coverage from one of best home warranty providers in the industry, such as American Home Shield or Choice Home Warranty.

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