Best Home Warranty Companies in Alaska (2022)

Homeowners in Alaska will tell you that their state is the most beautiful in the nation. Many will agree that if you can manage the climate in Alaska, you will be rewarded with its beauty. As great as Alaska homeownership can be, it comes with its fair share of home warranty-related issues as well.

With the extremely cold temperatures in Alaska, there are lots of issues that can come up with heating systems or water heaters that can cause irreversible damage to your home. Let’s take a look at the best warranties in Alaska so that you can find something that will work well for you. Our guide features the best home warranty companies in Alaska; we will give you information on how to choose the best home warranty, why Alaska homeowners should invest in a home warranty, and which company is the best in the state.

Alaska Top 5 Home Warranty Companies

1. Choice Home Warranty: Best Overall 
2. Select Home Warranty: Most Cost Effective Plans 
3. The Home Service Club: Quickest Service
4. Liberty Home Guard: Most Trustworthy
5. First American Home Warranty:‌ ‌‌Best‌ ‌for‌ ‌Appliance Coverage

Quick Comparison of Home Warranty Providers

1. Choice Home Warranty

• Our Take: Best Overall
• Average Annual Cost: [$550] – [$650]
• Response Time: Up to 48 hours

Choice Home Warranty is the best overall home warranty in the state of Alaska. The Choice Home Warranty plan has been on the market for more than 13 years, and the BBB rating has remained right around a B. One of the things that set Choice Home Warranty apart is the simplicity of the plan. You will always know exactly what is covered under your plan and where you stand with your overall coverage selections. Choice Home Warranty has quick service, good communication, and impressive customer service. 

Pros and Cons

✓ Impressive customer service

✓ Comprehensive plan options that cover both systems and appliances

✓ 90-Day Repair Guarantee

X No Customization of plan

X 30-Day waiting period to start

Plans and Pricing

Choice Home Warranty plans are unique in that there are only two of them. Each plan is a combo or a comprehensive plan, so it covers both systems and appliances. These plans are typically considered premium options from other providers, but Choice offers these as standard plans. In addition to the two impressive plan choices, there are plenty of options for services or add-ons that you can include as part of your plan as well. The service fees from Choice Home Warranty are $85, which is considered slightly below the industry average.

Here’s a detailed look at Choice Home Warranty’s coverage: 

• Basic Plan ($42 per month): The Basic Plan from Choice Home Warranty covers 13 items, including plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. The Basic Plan is considered the budget-friendly option from Choice, and it is an excellent option for those new to home warranty coverage.
• Total Plan ($53.33 per month): The Total Plan from Choice Home Warranty is the more comprehensive plan and covers all 13 items in the Basic Plan, plus an additional four items. The Total Plan includes the clothes washer, dryer, refrigerator, and air conditioner coverage. Although air conditioner coverage may not be one of the home systems that Alaska residents are all that concerned with

Coverage

Choice Home Warranty has several add-on coverages that you can attach to either of its plans.

• Roof leak coverage (single-family homes only)
• Central Vacuum
• Septic Tank
• Well Pump
• Pool
• Spa (Can be combined with pool coverage if the equipment is shared)
• Sump Pump (must be permanently installed)
• Stand Alone Freezer

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.

Read the full Choice Home Warranty Review.

2. Select Home Warranty

• Our Take: Most Cost Effective
• Average Annual Cost: [$579] – [$650]
• Response Time: Up to 48 hours

The Select Home Warranty is the most cost effective home warranty plan for Alaska residents. When choosing a home warranty plan, it is crucial to keep the plan’s cost in mind. The lower the plan’s cost, the quicker it will help justify the costs you pay for it. In addition to offering fair value for the plan, Select Home Warranty also has excellent coverage associated with it. With each Select Home Warranty plan, you will get free roof leak coverage for your home. This is an added value that can save you anywhere from $5 to $20 per month.

Pros and Cons

✓ High workmanship quality

✓ Free roof coverage

✓ Good selection of appliance plan, systems plan, and combo plan

X Must file a claim within three days

X Coverage caps can be lower

Plans and Pricing

There are three Select Home Warranty plans to choices from. The systems plan, appliance plan, and combo plan. You will quickly notice that the combo plan is only a few dollars more per month, but it includes the systems and appliance plan coverage. Having comprehensive coverage for this fair price is quite an important benefit. If you are new to home warranties, the coverage will be exactly what you need. In addition to the free roof leak coverage, there is plenty of paid add-on coverage options for Select Home Warranty customers. The Select Home Warranty has a service fee that is $65, which is one of the lowest on the market.

Here’s a detailed look at Select Home Warranty’s coverage: 

• Bronze Care ($52 per month): The Bronze Care plan is an appliance-only home warranty plan. This plan covers seven major appliances, including a refrigerator, built-in microwave, clothes washer and dryer, oven, garbage disposal, and cooktop. 
• Gold Care ($52 per month): The Gold Care plan is a system-only plan from Select Home Warranty. There is coverage for six systems; plumbing, air conditioning, heating, water heaters, electrical systems, and ductwork. Gold Care can be a good starter plan because of the peace of mind it gives home buyers about the major systems in the home.
• Platinum Care ($58 per month): The Platinum Care plan will include all of the appliances under the Bronze Care plan and all of the systems under the Gold Care Plan. For just a few dollars extra per month, this home protection plan is an excellent value for Alaska homeowners.

Coverage

Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without having to pay extra.

• Central vacuums (Does not include clogged pipes)
• Lawn sprinkler systems
• Pools (Can combine with spa coverage if the equipment is shared)
• Spas
• Stand-alone freezers
• Sump pump (must be within the foundation of the home)
• Well pump

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

3. The Home Service Club

• Our Take: Quickest Service
• Average Annual Cost: [$600] – [$756]
• Response Time: Within 24 hours

The Home Service Club has the quickest coverage of any home warranty provider in Alaska. If you are in a hurry to get coverage for your new home, The Home Service Club has some great options for you to consider. With coverage starting just ten days after your home warranty is paid for, The Home Service Club has some impressive benefits. Home appliances, home systems, and plenty of extras are covered under The Home Service Club’s Comprehensive Coverage Plan. When it comes to the number of covered items, The Home Service Club is one of the best in the state.

Pros and Cons

✓ 13 years of industry experience

✓ Policy starts in just ten days

✓ Positive customer reviews

X No plan customization

X Does not have an ultimately budget-friendly cheap plan option

Plans and Pricing

The Home Service Club has two plans for customers to choose from. The Standard Coverage Plan has 18 covered items whereas the Comprehensive Coverage plan has 33 covered items. The plans will help protect homeowners from normal wear, and the coverage caps are high enough that replacement costs should not be a concern. The Home Service Club has a customizable service fee that will range from $65 to $125.

Here’s a detailed look at The Home Service Club’s coverage:

• Standard Coverage ($50 per month): The Home Service Club Standard Coverage Plan has 18 covered items, including air conditioners, ceiling fans, water leaks, water heater, electrical system, central vacuum, dishwasher, refrigerator, trash compactor, oven, and more. Standard Coverage has quite an extensive service contract with more covered items than some premium policies.
• Comprehensive Coverage ($63.00 per month): The Comprehensive Coverage Plan from The Home Service Club has 33 covered items. These extra coverages include gas leaks, ductwork, sump pump, pest control, doorbells, plumbing stoppages, attic fans, whole house exhaust, and more. The plumbing stoppages, as well as ductwork coverage, are two main reasons people switch to the Comprehensive Coverage from The Home Service Club.

Coverage

The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.

• Well pump
• Service line
• Plumbing sprinkler
• Spa
• Roof Leak (up to $1000 in coverage)
• Spa heater
• Free standing freezer
• Water softener
• Pool (can be combined with spa coverage if the equipment is shared)
• Sprinkler system
• Pump (Sewage ejector pump)

To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334. 

To learn more information, visit our The Home Service Club review.

4. Liberty Home Guard

• Our Take: Most Trustworthy
• Average Annual Cost: [$649] – [$749]
• Response Time: Within 24 hours

Liberty Home Guard is the most trustworthy home warranty in the state of Alaska. If you want to be sure that your request for service is handled in a timely and effective matter, LIberty Home Guard is a great choice to consider. In just two years on the market, LHG has managed to earn an A rating with the BBB. This is almost unheard of in the home warranty industry. In addition to being highly rated by its customers, Liberty Home Guard offers some very broad protection and coverage for an Alaska home. With each home in Alaska being quite unique, it is nice to have these extensive plans to cover most systems and appliances in the home.

Pros and Cons

✓ BBB rating of an A after a short time in the industry

✓ Easy to use customer claim portal

✓ An extensive list of add-on coverages

X No plan customization

X Has only been on the market for a few years

Plans and Pricing

There are three Liberty Home Guard plans to choose from. Similar to Select Home Warranty, you will find a systems plan, appliance plan, and combo plan. The Liberty Home Guard pricing tends to be a little higher, but when you look at the list of coverages, you can typically see why. This is a plan with a lot of depth and protection, especially considering it is just a few years old. The add-on options from Liberty Home Guard are plentiful, and everything from a sump pump to floor cleaning can be included in the plan’s cost. The service fee from Liberty Home Guard is $75.

Here’s a detailed look at Liberty Home Guard’s coverage:

• Appliance Guard ($64.99 per month): The Appliance Guard plan from Liberty Home Guard has coverage for 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker.
• Systems Guard ($69.99 per month): The Systems Guard plan is a systems-only option with nine systems. These systems are the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing and plumbing stoppages, and water heater. Although this plan covers only systems, things like HVAC breakdowns can sometimes cost thousands of dollars, and this home warranty will protect you.
• Total Home Guard ($74.99 per month): The Total Home Guard is the best value from LHG. Total Home Guard has more than 20 covered systems and appliances. If you want a plan that covers appliances and systems, the Total Home Guard is the best overall option, and it is just a few dollars more for your monthly cost.

Coverage

Liberty Home Guard has one of the most extensive lists of add on coverages in the industry; these will include:

• Pool and spa
• Additional spa (Billed as an extra to the pool system)
• Saltwater pool
• Gutter cleaning
• Floor/carpet cleaning
• Sump pump
• Fixtures
• Water softener
• Trash compactor
• Lawn sprinkler system (all mechanical parts)
• Electronics protection
• Swamp cooler
• Ejector pump
• Septic system pumping
• Limited roof leak
• Pest control
• Locksmith
• Free-standing ice maker
• Central vacuum
• Stand-alone freezer
• Re-key
• Second refrigerator
• Wine refrigerator
• Well pump
• TV and PC
• Generator
• Water dispenser 

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281. 

To learn more information, visit our Liberty Home Guard review.

5. First American Home Warranty

• Our Take: Best Appliance Coverage
• Average Annual Cost: [$420] – [$556]
• Response Time: Up to 48 hours

The First American Home Warranty is the best home warranty for appliance coverage in Alaska. Appliances tend to break quite often because of the use that they get. If you are worried about your refrigerator going down or your dryer quitting, the First American Home Warranty is a great option to consider. The company has spent more than 37 years providing home warranty policies for Alaska residents. This is certainly enough time in the industry to know what you need for your home and how to handle any claims that may come through. 

Pros and Cons

✓ 37 years in the home warranty industry

✓ Very fair pricing

✓ First Class Upgrade for additional coverages

X No plan customization

X Coverage caps are not all that high

Plans and Pricing

With a First American Home Warranty, you will have access to two plans. The first plan is the appliance warranty, and the other is a more comprehensive plan option. Many Alaska homeowners will start with the low-price appliance plan, and then when they see the value in the plan, they switch to a comprehensive total option. There are also add-on or optional coverages associated with the First American Home Warranty. The service fee from First American Home Warranty is $75.

Here’s a detailed look at First American Home Warranty’s coverage:

• Basic Plan ($38 per month): The Basic Plan from First American Home Warranty includes the attic fans, ceiling fans, cooktop exhaust fan, dishwasher, disposal, dryer, microwave, oven, refrigerator, trash compactor, washer, and water dispenser. This is one of the most cost effective appliance plans in the state of Alaska.
• Premier Plan: ($48.50 per month): The Premier Plan includes all of the items in the basic plan with quite a few extras, including ductwork, electrical, garage door, heating system, plumbing system, plumbing stoppages, toilet, vacuum, and water heater. This is an excellent option for those that need some extra coverage but don’t want to pay too much extra per month.

Coverage

First American Home Warranty has a basic list of add-on coverages, including central air conditioning.

• Central air conditioning (electric)
• Additional refrigeration
• Pool/Spa equipment
• Well pump
• Septic/septic tank pumping
• First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified).

To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164. 

To find out more, read our First American Home Warranty review.

Home Warranties in Alaska Cities

How Much Does a Home Warranty in Alaska Cost?

An average home warranty in Alaska will cost about $830 per year. A home warranty offers different ways to pay, and sometimes paying for the entire year upfront will help save you a bit of money. In addition to your monthly costs, be prepared to pay a service call fee or deductible each time you need service on your home. Most home warranty service providers will charge between $75 and $150 for a service call fee. Outside of that, you should have no additional out-of-pocket expenses to pay.

Compare the Best Home Warranty Companies in Alaska

Final Thoughts

Hopefully, you now feel ready to pick a home warranty plan for your Alaska home. As great as these top five options are, Choice Home Warranty stands out as the best overall option for your home warranty needs. With 13 years in the industry, great customer service, and both plan choices being combo plans, Choice Home Warranty makes it easy. Regardless of the age of your home, you can sign up for Choice Home Warranty today. It’s a smart idea to get a few quotes for your home warranty to ensure that you are happy with the value that these plans offer. The most important thing is to start your coverage as soon as possible so that you can have peace of mind about your home. 

How to Choose the Best Home Warranty in Alaska

Now that we have narrowed down the top five home warranties in the state of Alaska, it’s time for you to choose the one that works best for your home. When comparing the home warranty companies on the market, you will have to narrow them down based on some specific criteria. Three of the things we recommend looking at are the monthly pricing, service fees, and coverage caps. 

• Monthly Pricing: The monthly pricing of a plan is a very important factor. You will notice that the pricing per month varies considerably from one company to another. However, you must also look at the coverage offered for the price. The monthly pricing for a policy with six covered items should be lower than one with twelve covered items. 
• Service Fees: The service fees are what you will pay each time you call a technician to your property to work on your home. The service fees associated with a plan typically range from $60 to $150. 
• Coverage Caps: Each appliance or system covered as part of your plan has a coverage cap or limit associated with it. The coverage caps tell you how much the maximum is for repairs and replacements of that appliance or system in the course of a year. The higher the coverage cap, the better it is for high-value appliances and systems. 

There are three home maintenance problems that many Alaska homeowners will run into; they include heating systems, water heaters, and electrical systems. Let’s look at how having a home warranty in place can help you deal with these top home maintenance problems. 

• Heating Systems: Getting through an Alaska winter without a heating system would not be possible. It is essential that your heating system has access to a quick and affordable repair. A home warranty will guarantee a fix within a short time window so you can stay safe and comfortable. 
• Electrical System: All of the systems and appliances in your home will rely on the electrical system to stay in working condition. Electricians charge large sums of money to come to the home and try and figure out what the issues are. It is a great thing to have the electrical system in place to help keep these costs down to just a service fee. 
• Water Heaters: Taking a cold shower and living in Alaska don’t mix. Water heaters have a limited lifespan, and it is crucial to have a policy in place to help protect them when these water heaters start to go.

What is a Home Warranty?

A home warranty is a protection plan that you have in place to avoid having to pay high repair or replacement costs on your home systems and appliances. Home warranties will cover appliances, systems, and optional add-ons from normal wear. A home warranty and homeowners insurance are not the same. The home warranty works to protect you from the issues that come up with your budget and have peace of mind about your home.

Home Warranty vs. Homeowners Insurance

A homeowners insurance policy is a mandatory program that all mortgage companies require homeowners to have in place. When you are looking for a homeowners insurance policy, you will likely need coverage from things like fires, tornados, and hurricanes. With the home warranty, expect to have coverage for the things you use on an everyday basis, like your microwave and your plumbing system. Homeowners’ insurance policies do not offer protection for these things. Homeowners insurance can save you from catastrophic events, but a home warranty saves you from day-to-day expenses and peace of mind.

How Does a Home Warranty in Alaska Work?

Home warranty plans are actually quite simple to use. Man homeowners are able to get the appliances and system coverage they need just a few hours after filing a claim for service. Here are the steps for how to use a home warranty in Alaska and how this process works.

• Purchase a home warranty policy and wait the 10-30 days before the home warranty will go into full effect; cancellation during this time period is typically free of charge
• When you experience an issue with a home system or appliance, check your policy documents to ensure that you have coverage for this item
• Use the online portal system, a phone call, or a live chat to let a representative know about your home warranty-related issue; they will finalize the claim and file it for you
• Pay the service call fee before the representative comes to your home to inspect the issue; expect this to happen within 24 to 48 hours after submitting a claim
• Once the issue is inspected, options for repair or replacement costs will be presented to homeowners; if the appliance or system can’t be repaired, the home warranty plan will offer replacement options
• Repairs typically happen in a 24-48 hour period; sometimes, with ordering a part; you may experience a longer wait time
• A workmanship guarantee will protect you should an issue occur with your home warranty repair, simply call the provider, and they will come out to your property without charging you another service fee

What does a Home Warranty Cover?

Most home warranty providers cover home systems, home appliances, and add-on coverages. The add-on coverages are going to have higher out-of-pocket costs and they are for additional items. The appliances will typically include things like your refrigerator, stove, oven, and dishwasher. These items are commonly used and experience quite a bit of wear and tear.

In addition, home warranty policies typically cover home systems as well. The home systems will include electrical, plumbing, and more. Home systems have very high out-of-pocket expenses, and it is smart for Alaska homeowners to consider this when purchasing a plan without system coverage.

Finally, home warranty plans cover the add-on coverages like sprinkler systems and central vacuum. These are going to be options, and you will not have to add them to your policy if they are not a good fit. Overall, home warranty plans only protect against normal wear and tear on your home systems and appliances.

What is Not Covered by a Home Warranty?

Home warranty plans only cover normal wear and tear on systems and appliances. Anything that is caused by a natural disaster or misuse of a home system or appliance will likely not be covered. Home warranty policies are not an excuse to stop maintaining your home; you must still work hard to keep the home in great working condition.

The most common exclusions from a home warranty plan are:

• Cosmetic issues
• Preexisting conditions
• Natural disasters
• Lack of maintenance and upkeep
• Intentional breakage
• Misuse of a system or appliance

Biggest Complaints about Home Warranty Companies in Alaska

Homeowners in Alaska are typically thankful to have a home warranty in place. During the winter months, when the weather gets really cold and the heating systems are essential, knowing that a repair may only be a few minutes and less than $100 away is a great benefit. However, there are also some complaints about home warranties.

• Failed Repair: sometimes home warranty repairs fail. This can be a result of the home warranty provider that did the repair, or it can simply be something that was unavoidable. Either way, these failed repairs take a bit of time to correct, but the workmanship guarantee should help you from having to pay out of pocket.
• Claim Denial: home warranty providers have the right to deny a claim if they want to. A claim is typically denied when it was part of a pre-existing issue, or there was an intentional breakage; home warranty plans have strict rules that you should take a look at before you purchase.
• Replacement Costs: there are times when the replacement costs that a home warranty provider gives you will not be enough to fully replace your home system or appliance. Keep in mind that there are several factors that go into determining the replacement costs. Try to look at this as a cost-savings plan and any discount you get toward your new appliance is helpful.

Are home warranties worth it?

Home warranty plans are worth it for Alaska homeowners. One of the main issues that Alaska homeowners will need to keep in mind is the extreme seasons that are experienced in Alaska. With the winters being as cold as they are, the home systems and appliances will experience normal wear at a faster pace.

Home warranty plans can help in the winter months when the majority of home systems and appliances start to see their issues. If your water heater and heating system go down in the same time frame, you could be out hundreds or thousands of dollars. With a home warranty in place, the total out-of-pocket costs could only be $75.

With a home warranty plan, you will also get peace of mind, something that is very difficult to put a price tag on. As your home systems and appliances are protected, you will be able to enjoy them and spend time in your home without worrying about what could come next.

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. 

To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.

To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.