Homeowners in Alaska will tell you that their state is the most beautiful in the nation. Many will agree that if you can manage the climate in Alaska, you will be rewarded with its beauty. As great as Alaska homeownership can be, it comes with its fair share of home warranty-related issues as well.

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With the extremely cold temperatures in Alaska, there are lots of issues that can come up with heating systems or water heaters that can cause irreversible damage to your home. Let’s take a look at the best warranties in Alaska so that you can find something that will work well for you. Our guide features the best home warranty companies in Alaska; we will give you information on how to choose the best home warranty, why Alaska homeowners should invest in a home warranty, and which company is the best in the state.

Why Trust Us?

Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information.

76

Our team of experts reviewed over 70 home warranty providers to compare plan options, coverage limits, prices, and customer feedback.

152

We collected over 100 sample quotes from dozens of home warranty companies to give you an accurate look at industry pricing.

6

Our rating system scores providers based on 6 key factors: coverage options, affordability, customer experience, reputation, claims processes, and availability.


Alaska’s Top 4 Home Warranty Companies

As great as these top four options are, Liberty Home Guard stands out as the best overall option for your home warranty needs. With great customer service and customizable plans, LHG makes it easy to protect your Alaska home. It’s a smart idea to get a few quotes for your home warranty to ensure that you are happy with the value that these plans offer. The most important thing is to start your coverage as soon as possible so that you can have peace of mind about your home.

Liberty Home Guard: Best For Customization

Compare the Best Home Warranty Companies in Alaska

The table below outlines data for the best home warranty companies on the market. We constantly update these ratings as companies change their policies and prices to give you the most accurate information possible. Continue reading in-depth reviews of several top providers.

CompanyRatingMonthly CostService FeeResponse TimeBBB RatingLink

$50-$60

$75

12-48 hrs.

NR

VISIT SITE
AHS Logo

$35–$75

$100–$125

24-72 hrs

B

VISIT SITE

$44.99-$58.99

$70

48 hours

A+

VISIT SITE
choice home warranty logo

$46–$55

$85

24-48 hrs.

B

VISIT SITE
select home warranty logo

$52–$58

$60

24-48 hrs.

B

VISIT SITE
AFC Home Warranty logo

$38–$62

$75–$125

48 hours

B

VISIT SITE
first american logo

$38–$48

$75–$125

48 hours

B

VISIT SITE

$17–$60+

$65–$100

2–24 hrs

A-

VISIT SITE

$28–$68

$100–$150

2–24 hrs

B

VISIT SITE

*Quote and cost data gathered January 2023. Cost data are updated and monitored continuously.


How to Choose the Best Home Warranty in Alaska

Now that we have narrowed down the top four home warranties in the state of Alaska, it’s time for you to choose the one that works best for your home. When comparing the home warranty companies on the market, you will have to narrow them down based on some specific criteria. Three of the things we recommend looking at are the monthly pricing, service fees, and coverage caps.

The monthly pricing of a plan is a very important factor. You will notice that the pricing per month varies considerably from one company to another. However, you must also look at the coverage offered for the price. The monthly pricing for a policy with six covered items should be lower than one with twelve covered items.

The service fees are what you will pay each time you call a technician to your property to work on your home. The service fees associated with a plan typically range from $60 to $150.

Each appliance or system covered as part of your plan has a coverage cap or limit associated with it. The coverage caps tell you how much the maximum is for repairs and replacements of that appliance or system in the course of a year. The higher the coverage cap, the better it is for high-value appliances and systems.


How Much Does a Home Warranty in Alaska Cost?

An average home warranty in Alaska will cost about $830 per year. A home warranty offers different ways to pay, and sometimes paying for the entire year upfront will help save you a bit of money. In addition to your monthly costs, be prepared to pay a service call fee or deductible each time you need service on your home. Most home warranty service providers will charge between $75 and $150 for a service call fee. Outside of that, you should have no additional out-of-pocket expenses to pay.

Overall$718.97
Single Family$593.33
Multi Family$1,081.30
Townhome$499.41
Condo$605.48
Duplex$868.72
Home Over 5,000 sq ft$1,294.73
Home Under 10,000 sq ft$641.17

Home Warranty Cost Calculator

Use our below home warranty cost calculator to show you the yearly cost for a home warranty plan in Alaska. Just put in your monthly premium, service call fee, and the amount of service visits you expect and the tool will show you the full annual cost of a home warranty.

Appliance Average Repair Cost Average Replacement Cost
Dehumidifier $50–$200 $1,300–$2,800
Microwave $50–$400 $60–$2,000
Dishwasher $50–$500 $400–$3,000
Exhaust Fans $16–$300 $250–$950
Electric Range $100–$500 $230–$3,000
Gas Range $100–$500 $230–$3,000
Dryer $100–$400 $450–$2,300
Oven $100–$430 $400–$3,000
Washer $50–$450 $400–$2,300
Freezer $90–$500 $160–$2,900
Refrigerator $40–$350 $200–$5,000

Home Warranty Regulations in Alaska

Alaska does not view home warranties as insurance policies. So, home warranty companies are not regulated in the same way. That means you have to be even more diligent when you are shopping for a home warranty plan. 

  • Alaska Housing Finance Corporation: The Alaska Housing Finance Corporation diligently works to make Alaska homeownership a reality. If you are looking for mortgage assistance or down payment grants, the Alaska Housing Finance Corporation can help. 
  • Homeownership Assistance Alaska: The US Department of Housing and Urban Development can help Alaska homeowners who are considering purchasing a home or who are trying to stay in their home during a difficult economic time. This is a federal agency that can offer assistance throughout the United States, not just the state of Alaska. 
  • US Department of Agriculture Rural Development: Many areas of Alaska are considered to be rural. The US Department of Agriculture and Rural Development can help provide assistance, education, and even financial help for those living in rural areas of Alaska. 
  • NeighborWorks Alaska: From homeowner education courses to first-time homebuyer assistance, the NeighborWorks Alaska program can ensure that you stay educated and informed as an Alaska homeowner.  
  • Alaska Community Development Corporation: The Alaska Community Development Corporation can help provide education and assistance about affordable and energy-efficient housing. The Alaska Community Development Corporation has a wide scope of services, and it is worth reaching out to see how they can potentially help you. 

Our Reviews of the Best Alaska Home Warranty Companies

Best for Customization

Liberty Home Guard

4.6

Our Rating

Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage

Liberty Home Guard is the most trustworthy home warranty in the state of Alaska. If you want to be sure that your request for service is handled in a timely and effective matter, LIberty Home Guard is a great choice to consider. In just two years on the market, LHG has managed to earn an A rating with the BBB. This is almost unheard of in the home warranty industry. In addition to being highly rated by its customers, Liberty Home Guard offers some very broad protection and coverage for an Alaska home. With each home in Alaska being quite unique, it is nice to have these extensive plans to cover most systems and appliances in the home.

  • Our Take: Most Trustworthy
  • Average Annual Cost: [$649] – [$749]
  • Response Time: Within 24 hours
BBB rating of an A after a short time in the industry
Easy to use customer claim portal
Solid list of add-on coverages
No plan customization
Has only been on the market for a few years

There are three Liberty Home Guard plans to choose from. Similar to Select Home Warranty, you will find a systems plan, appliance plan, and combo plan. The Liberty Home Guard pricing tends to be a little higher, but when you look at the list of coverages, you can typically see why. This is a plan with a lot of depth and protection, especially considering it is just a few years old. The add-on options from Liberty Home Guard are plentiful, and everything from a sump pump to floor cleaning can be included in the plan’s cost. The service fee from Liberty Home Guard is $75.

Here’s a detailed look at Liberty Home Guard’s coverage:

  • Appliance Guard ($64.99 per month): The Appliance Guard plan from Liberty Home Guard has coverage for 11 major appliances, including garage door opener, ceiling fans, cooktop exhaust fan, oven, refrigerator, garbage disposal, dishwasher, microwave, clothes washer, clothes dryer, and refrigerator ice-maker.
  • Systems Guard ($69.99 per month): The Systems Guard plan is a systems-only option with nine systems. These systems are the electrical system, air conditioner, bath exhaust fan, heating system, toilet, ductwork, plumbing and plumbing stoppages, and water heater. Although this plan covers only systems, things like HVAC breakdowns can sometimes cost thousands of dollars, and this home warranty will protect you.
  • Total Home Guard ($74.99 per month): The Total Home Guard is the best value from LHG. Total Home Guard has more than 20 covered systems and appliances. If you want a plan that covers appliances and systems, the Total Home Guard is the best overall option, and it is just a few dollars more for your monthly cost.

Liberty Home Guard has one of the most extensive lists of add on coverages in the industry; these will include:

  • Pool and spa
  • Additional spa (Billed as an extra to the pool system)
  • Saltwater pool
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Fixtures
  • Water softener
  • Trash compactor
  • Lawn sprinkler system (all mechanical parts)
  • Electronics protection
  • Swamp cooler
  • Ejector pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Locksmith
  • Free-standing ice maker
  • Central vacuum
  • Stand-alone freezer
  • Re-key
  • Second refrigerator
  • Wine refrigerator
  • Well pump
  • TV and PC
  • Generator
  • Water dispenser
Best Claims Acceptance

Choice Home Warranty

4.3

Our Rating

Limited Time:
$50 Off + 1 month free!

Choice Home Warranty is the best overall home warranty in the state of Alaska. The Choice Home Warranty plan has been on the market for more than 13 years, and the BBB rating has remained right around a B. One of the things that set Choice Home Warranty apart is the simplicity of the plan. You will always know exactly what is covered under your plan and where you stand with your overall coverage selections. Choice Home Warranty has quick service, good communication, and impressive customer service.

Key Highlights
  • Our Take: Best Overall
  • Average Annual Cost: [$550] – [$650]
  • Response Time: Up to 48 hours
Impressive customer service
Comprehensive plan options that cover both systems and appliances
90-Day Repair Guarantee
No Customization of plan
30-Day waiting period to start

Choice Home Warranty plans are unique in that there are only two of them. Each plan is a combo or a comprehensive plan, so it covers both systems and appliances. These plans are typically considered premium options from other providers, but Choice offers these as standard plans. In addition to the two impressive plan choices, there are plenty of options for services or add-ons that you can include as part of your plan as well. The service fees from Choice Home Warranty are $85, which is considered slightly below the industry average.

Here’s a detailed look at Choice Home Warranty’s coverage:

  • Basic Plan ($42 per month): The Basic Plan from Choice Home Warranty covers 13 items, including plumbing system, ceiling fans, garbage disposal, heating system, cooktop exhaust fans, microwave, dishwasher, ductwork, electrical system, garage door opener, oven, toilet, and water heater. The Basic Plan is considered the budget-friendly option from Choice, and it is an excellent option for those new to home warranty coverage.
  • Total Plan ($53.33 per month): The Total Plan from Choice Home Warranty is the more comprehensive plan and covers all 13 items in the Basic Plan, plus an additional four items. The Total Plan includes the clothes washer, dryer, refrigerator, and air conditioner coverage. Although air conditioner coverage may not be one of the home systems that Alaska residents are all that concerned with

Choice Home Warranty has several add-on coverages that you can attach to either of its plans.

  • Roof leak coverage (single-family homes only)
  • Central Vacuum
  • Septic Tank
  • Well Pump
  • Pool
  • Spa (Can be combined with pool coverage if the equipment is shared)
  • Sump Pump (must be permanently installed)
  • Stand Alone Freezer
Best Value

Select Home Warranty

4.2

Our Rating

Limited Time:
$150 Off (Code HOUSE25)

The Select Home Warranty is the most cost effective home warranty plan for Alaska residents. When choosing a home warranty plan, it is crucial to keep the plan’s cost in mind. The lower the plan’s cost, the quicker it will help justify the costs you pay for it. In addition to offering fair value for the plan, Select Home Warranty also has excellent coverage associated with it. With each Select Home Warranty plan, you will get free roof leak coverage for your home. This is an added value that can save you anywhere from $5 to $20 per month.

  • Our Take: Most Cost Effective
  • Average Annual Cost: [$579] – [$650]
  • Response Time: Up to 48 hours
High workmanship quality
Free roof coverage
Good selection of appliance plan, systems plan, and combo plan
Must file a claim within three days
Coverage caps can be lower

There are three Select Home Warranty plans to choices from. The systems plan, appliance plan, and combo plan. You will quickly notice that the combo plan is only a few dollars more per month, but it includes the systems and appliance plan coverage. Having comprehensive coverage for this fair price is quite an important benefit. If you are new to home warranties, the coverage will be exactly what you need. In addition to the free roof leak coverage, there is plenty of paid add-on coverage options for Select Home Warranty customers. The Select Home Warranty has a service fee that is $65, which is one of the lowest on the market.

Here’s a detailed look at Select Home Warranty’s coverage:

  • Bronze Care ($52 per month): The Bronze Care plan is an appliance-only home warranty plan. This plan covers seven major appliances, including a refrigerator, built-in microwave, clothes washer and dryer, oven, garbage disposal, and cooktop.
  • Gold Care ($52 per month): The Gold Care plan is a system-only plan from Select Home Warranty. There is coverage for six systems; plumbing, air conditioning, heating, water heaters, electrical systems, and ductwork. Gold Care can be a good starter plan because of the peace of mind it gives home buyers about the major systems in the home.
  • Platinum Care ($58 per month): The Platinum Care plan will include all of the appliances under the Bronze Care plan and all of the systems under the Gold Care Plan. For just a few dollars extra per month, this home protection plan is an excellent value for Alaska homeowners.

Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without having to pay extra.

  • Central vacuums (Does not include clogged pipes)
  • Lawn sprinkler systems
  • Pools (Can combine with spa coverage if the equipment is shared)
  • Spas
  • Stand-alone freezers
  • Sump pump (must be within the foundation of the home)
  • Well pump
Best Appliance Coverage

First American Home Warranty

4.3

Our Rating

Limited Time:
$100 Off with code PROTECT

The First American Home Warranty is the best home warranty for appliance coverage in Alaska. Appliances tend to break quite often because of the use that they get. If you are worried about your refrigerator going down or your dryer quitting, the First American Home Warranty is a great option to consider. The company has spent more than 37 years providing home warranty policies for Alaska residents. This is certainly enough time in the industry to know what you need for your home and how to handle any claims that may come through.

Get a free quote from First American Home Warranty.

  • Our Take: Best Appliance Coverage
  • Average Annual Cost: [$420] – [$556]
  • Response Time: Up to 48 hours
37 years in the home warranty industry
Very fair pricing
First Class Upgrade for additional coverages
No plan customization
Coverage caps are not all that high

With a First American Home Warranty, you will have access to two plans. The first plan is the appliance warranty, and the other is a more comprehensive plan option. Many Alaska homeowners will start with the low-price appliance plan, and then when they see the value in the plan, they switch to a comprehensive total option. There are also add-on or optional coverages associated with the First American Home Warranty. The service fee from First American Home Warranty is $75.

Here’s a detailed look at First American Home Warranty’s coverage:

  • Basic Plan ($38 per month): The Basic Plan from First American Home Warranty includes the attic fans, ceiling fans, cooktop exhaust fan, dishwasher, disposal, dryer, microwave, oven, refrigerator, trash compactor, washer, and water dispenser. This is one of the most cost effective appliance plans in the state of Alaska.
  • Premier Plan: ($48.50 per month): The Premier Plan includes all of the items in the basic plan with quite a few extras, including ductwork, electrical, garage door, heating system, plumbing system, plumbing stoppages, toilet, vacuum, and water heater. This is an excellent option for those that need some extra coverage but don’t want to pay too much extra per month.

First American Home Warranty has a basic list of add-on coverages, including central air conditioning.

  • Central air conditioning (electric)
  • Additional refrigeration
  • Pool/Spa equipment
  • Well pump
  • Septic/septic tank pumping
  • First Class Upgrade (Fees associated with the use of lifting equipment, Up to $250 per local building permits, Haul away services, Appliances, and systems that have been insufficiently installed or modified).

What is a Home Warranty?

A home warranty is a protection plan that you have in place to avoid having to pay high repair or replacement costs on your home systems and appliances. Home warranties will cover appliances, systems, and optional add-ons from normal wear. A home warranty and homeowners insurance are not the same. The home warranty works to protect you from the issues that come up with your budget and have peace of mind about your home.

Most home warranty providers cover home systems, home appliances, and add-on coverages. The add-on coverages are going to have higher out-of-pocket costs and they are for additional items. The appliances will typically include things like your refrigerator, stove, oven, and dishwasher. These items are commonly used and experience quite a bit of wear and tear.

In addition, home warranty policies typically cover home systems as well. The home systems will include electrical, plumbing, and more. Home systems have very high out-of-pocket expenses, and it is smart for Alaska homeowners to consider this when purchasing a plan without system coverage.

Finally, home warranty plans cover add-on coverages like sprinkler systems and central vacuums. These are going to be options, and you will not have to add them to your policy if they are not a good fit. Overall, home warranty plans only protect against normal wear and tear on your home systems and appliances.

Home warranty plans only cover normal wear and tear on systems and appliances. Anything that is caused by a natural disaster or misuse of a home system or appliance will likely not be covered. Home warranty policies are not an excuse to stop maintaining your home; you must still work hard to keep the home in great working condition.

The most common exclusions from a home warranty plan are:

  • Cosmetic issues
  • Preexisting conditions
  • Natural disasters
  • Lack of maintenance and upkeep
  • Intentional breakage
  • Misuse of a system or appliance

How Does a Home Warranty in Alaska Work?

Home warranty plans are actually quite simple to use. Man homeowners are able to get the appliances and system coverage they need just a few hours after filing a claim for service. Here are the steps for how to use a home warranty in Alaska and how this process works.

  • Purchase a home warranty policy and wait the 10-30 days before the home warranty will go into full effect; cancellation during this time period is typically free of charge
  • When you experience an issue with a home system or appliance, check your policy documents to ensure that you have coverage for this item
  • Use the online portal system, a phone call, or a live chat to let a representative know about your home warranty-related issue; they will finalize the claim and file it for you
  • Pay the service call fee before the representative comes to your home to inspect the issue; expect this to happen within 24 to 48 hours after submitting a claim
  • Once the issue is inspected, options for repair or replacement costs will be presented to homeowners; if the appliance or system can’t be repaired, the home warranty plan will offer replacement options
  • Repairs typically happen in a 24-48 hour period; sometimes, with ordering a part; you may experience a longer wait time
  • A workmanship guarantee will protect you should an issue occur with your home warranty repair, simply call the provider, and they will come out to your property without charging you another service fee

Home Warranty vs. Homeowners Insurance

A homeowners insurance policy is a mandatory program that all mortgage companies require homeowners to have in place. When you are looking for a homeowners insurance policy, you will likely need coverage from things like fires, tornados, and hurricanes. With the home warranty, expect to have coverage for the things you use on an everyday basis, like your microwave and your plumbing system. Homeowners’ insurance policies do not offer protection for these things. Homeowners insurance can save you from catastrophic events, but a home warranty saves you from day-to-day expenses and peace of mind.


Common Home Issues to Consider in Alaska

There are three home maintenance problems that many Alaska homeowners will run into; they include heating systems, water heaters, and electrical systems. Let’s look at how having a home warranty in place can help you deal with these top home maintenance problems.

  • Heating Systems: Getting through an Alaska winter without a heating system would not be possible. It is essential that your heating system has access to a quick and affordable repair. A home warranty will guarantee a fix within a short time window so you can stay safe and comfortable.
  • Electrical System: All of the systems and appliances in your home will rely on the electrical system to stay in working condition. Electricians charge large sums of money to come to the home and try and figure out what the issues are. It is a great thing to have the electrical system in place to help keep these costs down to just a service fee.
  • Water Heaters: Taking a cold shower and living in Alaska don’t mix. Water heaters have a limited lifespan, and it is crucial to have a policy in place to help protect them when these water heaters start to go.

Biggest Complaints about Home Warranty Companies in Alaska

Homeowners in Alaska are typically thankful to have a home warranty in place. During the winter months, when the weather gets really cold and the heating systems are essential, knowing that a repair may only be a few minutes and less than $100 away is a great benefit. However, there are also some complaints about home warranties.

  • Failed Repair: sometimes home warranty repairs fail. This can be a result of the home warranty provider that did the repair, or it can simply be something that was unavoidable. Either way, these failed repairs take a bit of time to correct, but the workmanship guarantee should help you from having to pay out of pocket.
  • Claim Denial: home warranty providers have the right to deny a claim if they want to. A claim is typically denied when it was part of a pre-existing issue, or there was an intentional breakage; home warranty plans have strict rules that you should take a look at before you purchase.
  • Replacement Costs: there are times when the replacement costs that a home warranty provider gives you will not be enough to fully replace your home system or appliance. Keep in mind that there are several factors that go into determining the replacement costs. Try to look at this as a cost-savings plan, and any discount you get toward your new appliance is helpful.

More Alaska Resources


Final Thoughts: Are Home Warranties Worth it?

Home warranty plans are worth it for Alaska homeowners. One of the main issues that Alaska homeowners will need to keep in mind is the extreme seasons that are experienced in Alaska. With the winters being as cold as they are, the home systems and appliances will experience normal wear at a faster pace.

Home warranty plans can help in the winter months when the majority of home systems and appliances start to see their issues. If your water heater and heating system go down in the same time frame, you could be out hundreds or thousands of dollars. With a home warranty in place, the total out-of-pocket costs could only be $75.

With a home warranty plan, you will also get peace of mind, something that is very difficult to put a price tag on. As your home systems and appliances are protected, you will be able to enjoy them and spend time in your home without worrying about what could come next.

Best Coverage Limits
AHS Logo
VISIT SITE
Limited Time:
40% Off Our Most Popular Plan
Our Top Pick
Best for Customization
VISIT SITE
Limited Time:
$200 Off + 2 Months free + Free Roof Leak Coverage
Best Customer Ratings
VISIT SITE
Limited Time:
$150 Off + 1 Month Free
Best Claims Acceptance
choice home warranty logo
VISIT SITE
Limited Time:
$50 Off + 1 month free!

FAQs About Alaska Home Warranties

How much does a home warranty cost in Alaska?

An Alaska home warranty will cost you anywhere from $35 to $85 a month. The plan’s pricing is mainly dependent on the coverage that you choose. If you want every system and appliance in your home covered, the plan will be quite a bit more expensive. Pay attention to the service fees associated with the plan, as they will also change the pricing.


Do home warranties cover pre-existing conditions?

Pre-existing conditions are not covered as part of your home warranty plan. The pre-existing conditions must be fixed and repaired before starting your plan. In addition, if a home warranty company finds out that an issue is based on a previous repair or problem that wasn’t managed or handled, they won’t repair the item. It’s essential to follow all maintenance recommendations on your appliance and systems so that there are no issues with coverage.


What is the best home warranty company in Alaska?

The best home warranty company in Alaska is Choice Home Warranty. Choice is an industry veteran with 13 years in the industry, and they offer service throughout the entire country. Choice has good relationships in place with repair technicians, and they understand that speed of service is quite essential.


Is a home warranty worth it?

The best home warranty company in Alaska is Choice Home Warranty. Choice is an industry veteran with 13 years in the industry, and they offer service throughout the entire country. Choice has good relationships in place with repair technicians, and they understand that speed of service is quite essential.


Methodology: How We Evaluated Mississippi's Top Home Warranty Companies

At Today’s Homeowner, we strive to bring you the most transparent, accurate information for your home improvement projects. Our home warranty company ratings emphasize what matters most to you — whether you’re looking for low-cost coverage, a hassle-free repair process, 24/7 assistance, or all of the above.

Our ratings are based on publicly available information about each company, secret shopping online and over the phone, customer-review analysis, and discussions with real estate professionals and repair contractors.

A company can earn a maximum of 100 points across six categories converted to a five-star scale. We researched more than 60 home warranty providers to develop the following formula:

  • Plans and Coverage (24 points): A home warranty provider can earn the maximum point value in this category if it offers multiple robust plans that cover all basic systems and appliances and optional add-on coverage. We give bonus points to companies that cover uncommon items, such as electronics and roof leaks.
  • Affordability (22.5 points): When evaluating costs, we not only consider monthly plan prices, but we also take into account the cost of add-on coverage, service fees, and whether companies offer free cancellation periods or money-back guarantees. If a provider allows potential customers to view sample contracts before getting a quote, that transparency earns more points in this category.
  • Customer Experience (18.5 points): A home warranty company must give its customers ample support when they experience issues. We gauge overall support by looking at customer reviews and conducting homeowner surveys. We also go through the quotes process with each company and take meticulous notes about the friendliness of salespeople, how detailed each quote is, and how often the provider contacts us after giving a quote. 
  • Company Reputation (17.5 points): In this category, we look at a combination of customer reviews and reputable organizations such as the Better Business Bureau (BBB). We also consider the years of company experience, how satisfied its employees are, and whether it has been hit with any consumer rights violations or lawsuits. 
  • Claims Process (12.5 points): We score providers highly when they offer short response times, multiple ways to file claims, and around-the-clock availability. Companies can earn bonus points if they have a good reputation for quick and easy claims processing.
  • Availability (5 points): Providers that serve more areas can have experience dealing with a wider range of homeowner headaches. A company earns the maximum points in this category if it offers services in most U.S. states.

We monitor company data on an ongoing basis to keep rankings and information up to date.

Editorial Contributors
avatar for Britt Olizarowicz

Britt Olizarowicz

Britt Olizarowicz is a former real estate agent and landscaping business owner. She has a wide range of experience across several industries and was also a professional golfer. With her experience in investing, renovating, and improving properties Britt loves to share in all of the latest and greatest technologies, systems, and strategies to keep your home and garden looking great.

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photo of Roxanne Downer

Roxanne Downer

Editor

Roxanne Downer is a commerce editor at Today’s Homeowner, where she tackles everything from foundation repair to solar panel installation. She brings more than 15 years of writing and editing experience to bear in her meticulous approach to ensuring accurate, up-to-date, and engaging content. She’s previously edited for outlets including MSN, Architectural Digest, and Better Homes & Gardens. An alumna of the University of Pennsylvania, Roxanne is now an Oklahoma homeowner, DIY enthusiast, and the proud parent of a playful pug.

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