Best Home Warranty Companies in Alaska

Alaska is subject to some of the harshest weather in the United States, leaving homeowners vulnerable to frequent and expensive repairs to their home’s systems and appliances. A home warranty can help cover these costs in exchange for a monthly or annual premium and a per-use service fee. To learn more about home warranties, read our review on the best home warranty companies in the state.

Alaska’s top 5 home warranty companies

Top home maintenance problems in Alaska

Read on to learn a little more about the most common repair issues homeowners in Alaska see and how a home warranty can help you cover them for less.

• Roofing damage: Roofing damage is one of the most common problems Alaska’s homeowners need to plan for, as foliage and heavy snow cause excess strain on your roof that may lead to leaks down the road. Look for a home warranty in Alaska with roof leak coverage to avoid paying for this problem yourself.
• Heating system breakdowns: Alaska faces harsh winters, with temperatures regularly dropping below 20 degrees in December and January. This means that your heating system will need to work overtime in order to keep your home at a comfortable temperature. A home warranty with systems coverage can help you get a repair quickly if this constant use causes a breakdown.
• Washing machine breakdowns: Though any appliance has the potential to be damaged by extreme cold, washing machines might be especially susceptible to breakdowns in Alaska. If your washing machine sits against a poorly insulated wall, exterior temperatures can cause hoses, valves, and pumps to freeze or burst. Thankfully, a home warranty plan with appliance coverage will usually cover washers. 

1. Amazon Home Warranty

One of the best ways to customize your home warranty coverage is with optional add-ons, and no company offers more in the way of add-ons than Amazon Home Warranty. With upwards of 20 optional coverages, Amazon Home Warranty makes it easy to add coverage for uncommon items around your home like a wine refrigerator or lawn sprinkler system.

Amazon Home Warranty offers three plans:

• Appliances Plan ($479 per year): The Appliances Plan covers eight home appliances, ranging from your cooktop to your refrigerator.
• Systems Plan ($479 per year): The Systems Plan covers eight home systems, including your plumbing system and electrical system.
• Combo Plan ($579 per year): The Combo Plan includes all coverages found in both of the above listed plans plus a few more.

In addition to a monthly premium, you’ll also pay a service fee to the technician that performs a repair. Amazon Home Warranty’s service fee is $75.

Claim your free quote from Amazon Home Warranty by filling out this online form or calling 866-605-8194.

2. Choice Home Warranty

Choice Home Warranty is best known for its generous, 90-day repair guarantee. This means that if an appliance or system breaks down within 90 days of it already being fixed, you’ll get another technician visit for free.

Choice Home Warranty has two plan choices:

• Basic Plan ($36.17 per month): The Basic Plan includes coverage for 14 home appliances and systems, ranging from your heating system to your dishwasher.
• Total Plan ($43.85 per month): The Total Plan includes all coverages found in the Basic Plan plus coverage for your air conditioner, washer, dryer, and refrigerator.

You’ll also pay an $85 service fee each time you use your coverage.

Claim your free quote from Choice Home Warranty by filling out this online form or calling 929-400-6164. 

3. Select Home Warranty

Select Home Warranty is best known for its affordable pricing. All of the company’s policies are under $40 a month, and the service fee is $75 per repair, which is on the lower end of the industry standard of $75-$125.

Select currently offers three policy options:

• Bronze Care ($35.83 per month): The Bronze Care plan covers eight home appliances, ranging from your dishwasher to your washer-dryer combo.
• Gold Care ($35.83 per month): The Gold Care plan covers six home systems, ranging from your electrical system to your plumbing system.
• Platinum Care ($37.50 per month): The Platinum Care plan covers everything in both the Gold Care and Bronze Care packages plus a few more items.

You’ll also pay a $75 fee each time you make a service call.

Claim your free quote from Select Home Warranty by filling out this online form or calling 888-370-3953. 

4. Liberty Home Guard

Liberty Home Guard is a newer provider for Alaska home warranties, but in just three years, the company has gained accreditation from the Better Business Bureau and an average customer rating over 4.5 stars out of 5.

Liberty Home Guard has three levels of coverage:

• Appliance Guard ($40 per month): The Appliance Guard plan covers nine of your home appliances, like your clothes washer and built-in microwave.
• System Guard ($50 per month): The System Guard plan covers six of your home systems, including your heating system and ductwork.
• Total Home Guard ($60 per month): The Total Home Guard plan combines the System Guard and Appliance Guard plans.

You’ll also pay a $60 fee for each repair.

Claim your free quote from Liberty Home Guard by filling out this online form or calling 866-451-2281.

5. First American Home Warranty

First American Home Warranty is best known for its unique First Class Upgrade add-on. The First Class Upgrade extends your coverage to include improperly installed or maintained components, installation and removal fees, building permits, and more.

First American has two policy options:

• Basic Plan ($28 per month): The Basic Plan includes coverage for nine home appliances, like your washing machine and garbage disposal.
• Premier Plan ($42.50 per month): The Premier Plan includes coverage for everything found in the Basic Plan plus seven home systems. 

In addition to your monthly premium, you’ll also pay a $75 service fee each time you use your coverage.

Claim your free quote from First American by filling out this online form or calling 833-204-7164. 

Alaska home warranty buying guide

Homeowners in Alaska have plenty of options when it comes to home warranty coverage. Here are a few of the factors you might want to consider to narrow down your choices:

• Rural coverage: Much of Alaska is remote. If your home is in a rural part of the state, look for a home warranty company that offers coverage for well pumps and septic systems so that your home will be covered as extensively as a home in an urban area.
• Customer service: You’ll want a home warranty company that offers 24/7 claims reporting or 24/7 customer service. This ensures that you’ll receive a repair in a timely manner when an essential component of your home breaks down.
• Age of home: If you live in an older property, make sure to choose a company that offers coverage regardless of age. However, keep in mind that that company may require a home inspection before starting coverage to ensure that everything is in working order.

Our conclusion

We compared home warranty providers in terms of coverage, price, reputation, and more to come up with our top five recommendations. However, to get the most up-to-date information on plan options and prices, be sure to get a custom quote from each provider.

Frequently asked questions about Alaska home warranties

Can you get a home warranty without an inspection?

Many home warranty companies don’t require a home inspection before starting your coverage. However, this policy will vary by provider. Be sure to ask about home inspection requirements before you agree to a policy.

Do home warranties cover pre-existing issues?

Most home warranty companies don’t cover pre-existing issues. They prevent you from using your policy for this reason by either requiring a home inspection or by enforcing a 30-day waiting period. However, First American Home Warranty does offer a First Class Upgrade that covers improperly installed or maintained systems and appliances.

Will my home warranty cover tree removal?

No, your home warranty won’t cover tree removal. However, if you have a hazardous tree on your property, your homeowners insurance might cover its removal.