Updated Jan 10, 2023
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Homeowners in Alaska will tell you that their state is the most beautiful in the nation. Many will agree that if you can manage the climate in Alaska, you will be rewarded with its beauty. As great as Alaska homeownership can be, it comes with its fair share of home warranty-related issues as well.
With the extremely cold temperatures in Alaska, there are lots of issues that can come up with heating systems or water heaters that can cause irreversible damage to your home. Let’s take a look at the best warranties in Alaska so that you can find something that will work well for you. Our guide features the best home warranty companies in Alaska; we will give you information on how to choose the best home warranty, why Alaska homeowners should invest in a home warranty, and which company is the best in the state.
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House Method’s Experts collected and analyzed 2000+ critical data points to identify what makes a great home warranty company in the eye of the consumer. Our reviews team used this data to assess over 60 home warranty providers for coverage extent, annual cost, and national availability to provide unbiased reviews so homeowners can confidently navigate key decisions about their homes.
Choice Home Warranty is the best overall home warranty in the state of Alaska. The Choice Home Warranty plan has been on the market for more than 13 years, and the BBB rating has remained right around a B. One of the things that set Choice Home Warranty apart is the simplicity of the plan. You will always know exactly what is covered under your plan and where you stand with your overall coverage selections. Choice Home Warranty has quick service, good communication, and impressive customer service.
Choice Home Warranty plans are unique in that there are only two of them. Each plan is a combo or a comprehensive plan, so it covers both systems and appliances. These plans are typically considered premium options from other providers, but Choice offers these as standard plans. In addition to the two impressive plan choices, there are plenty of options for services or add-ons that you can include as part of your plan as well. The service fees from Choice Home Warranty are $85, which is considered slightly below the industry average.
Here’s a detailed look at Choice Home Warranty’s coverage:
Choice Home Warranty has several add-on coverages that you can attach to either of its plans.
To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.
Read the full Choice Home Warranty Review.
The Select Home Warranty is the most cost effective home warranty plan for Alaska residents. When choosing a home warranty plan, it is crucial to keep the plan’s cost in mind. The lower the plan’s cost, the quicker it will help justify the costs you pay for it. In addition to offering fair value for the plan, Select Home Warranty also has excellent coverage associated with it. With each Select Home Warranty plan, you will get free roof leak coverage for your home. This is an added value that can save you anywhere from $5 to $20 per month.
There are three Select Home Warranty plans to choices from. The systems plan, appliance plan, and combo plan. You will quickly notice that the combo plan is only a few dollars more per month, but it includes the systems and appliance plan coverage. Having comprehensive coverage for this fair price is quite an important benefit. If you are new to home warranties, the coverage will be exactly what you need. In addition to the free roof leak coverage, there is plenty of paid add-on coverage options for Select Home Warranty customers. The Select Home Warranty has a service fee that is $65, which is one of the lowest on the market.
Here’s a detailed look at Select Home Warranty’s coverage:
Select Home Warranty has several add-on coverages that you can attach to either of its plans; roof leak coverage is included without having to pay extra.
Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.
Read our Select Home Warranty review to learn more.
The Home Service Club has the quickest coverage of any home warranty provider in Alaska. If you are in a hurry to get coverage for your new home, The Home Service Club has some great options for you to consider. With coverage starting just ten days after your home warranty is paid for, The Home Service Club has some impressive benefits. Home appliances, home systems, and plenty of extras are covered under The Home Service Club’s Comprehensive Coverage Plan. When it comes to the number of covered items, The Home Service Club is one of the best in the state.
The Home Service Club has two plans for customers to choose from. The Standard Coverage Plan has 18 covered items whereas the Comprehensive Coverage plan has 33 covered items. The plans will help protect homeowners from normal wear, and the coverage caps are high enough that replacement costs should not be a concern. The Home Service Club has a customizable service fee that will range from $65 to $125.
Here’s a detailed look at The Home Service Club’s coverage:
The Home Service Club also has plenty of add-on options, starting around $5 per month and increasing from there.
To get a free quote from The Home Service Club, fill out this online form or call 800-842-9334.
To learn more information, visit our The Home Service Club review.
Liberty Home Guard is the most trustworthy home warranty in the state of Alaska. If you want to be sure that your request for service is handled in a timely and effective matter, LIberty Home Guard is a great choice to consider. In just two years on the market, LHG has managed to earn an A rating with the BBB. This is almost unheard of in the home warranty industry. In addition to being highly rated by its customers, Liberty Home Guard offers some very broad protection and coverage for an Alaska home. With each home in Alaska being quite unique, it is nice to have these extensive plans to cover most systems and appliances in the home.
There are three Liberty Home Guard plans to choose from. Similar to Select Home Warranty, you will find a systems plan, appliance plan, and combo plan. The Liberty Home Guard pricing tends to be a little higher, but when you look at the list of coverages, you can typically see why. This is a plan with a lot of depth and protection, especially considering it is just a few years old. The add-on options from Liberty Home Guard are plentiful, and everything from a sump pump to floor cleaning can be included in the plan’s cost. The service fee from Liberty Home Guard is $75.
Here’s a detailed look at Liberty Home Guard’s coverage:
Liberty Home Guard has one of the most extensive lists of add on coverages in the industry; these will include:
To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.
To learn more information, visit our Liberty Home Guard review.
The First American Home Warranty is the best home warranty for appliance coverage in Alaska. Appliances tend to break quite often because of the use that they get. If you are worried about your refrigerator going down or your dryer quitting, the First American Home Warranty is a great option to consider. The company has spent more than 37 years providing home warranty policies for Alaska residents. This is certainly enough time in the industry to know what you need for your home and how to handle any claims that may come through.
With a First American Home Warranty, you will have access to two plans. The first plan is the appliance warranty, and the other is a more comprehensive plan option. Many Alaska homeowners will start with the low-price appliance plan, and then when they see the value in the plan, they switch to a comprehensive total option. There are also add-on or optional coverages associated with the First American Home Warranty. The service fee from First American Home Warranty is $75.
Here’s a detailed look at First American Home Warranty’s coverage:
First American Home Warranty has a basic list of add-on coverages, including central air conditioning.
To get a free quote from First American Home Warranty, you can fill out this online form or call 833-204-7164.
To find out more, read our First American Home Warranty review.
An average home warranty in Alaska will cost about $830 per year. A home warranty offers different ways to pay, and sometimes paying for the entire year upfront will help save you a bit of money. In addition to your monthly costs, be prepared to pay a service call fee or deductible each time you need service on your home. Most home warranty service providers will charge between $75 and $150 for a service call fee. Outside of that, you should have no additional out-of-pocket expenses to pay.
|Home Over 5,000 sq ft||$1,294.73|
|Home Under 10,000 sq ft||$641.17|
|Home Warranty Company||Choice Home Warranty||Select Home Warranty||The Home Service Club||Liberty Home Guard||First American Home Warranty|
|Best For||Best Overall||Most Cost Effective||Quickest Service||Most Trustworthy||Best Appliance Coverage|
|Annual Limit||Up to $3000 per covered item||Up to $2000 per covered item||Up to $2500 per covered item||Up to $2000 per covered item||Up to $1000 per covered item|
|Average Response Time||Up to 48 hours||Up to 48 hours||Within 24 hours||Within 24 hours||Up to 48 hours|
|State Availability||Excludes WA||Excludes NY, NV, WA, WI||Available in All States||Excludes WA & WI||Excludes CT DE HI IL LA ME MA MN NH NJ NY ND RI VT WI|
|Online Chat / Mobile App||No||No||Yes||Yes||Yes|
|Quote||Get Quote||Get Quote||Get Quote||Get Quote||Get Quote|
Hopefully, you now feel ready to pick a home warranty plan for your Alaska home. As great as these top five options are, Choice Home Warranty stands out as the best overall option for your home warranty needs. With 13 years in the industry, great customer service, and both plan choices being combo plans, Choice Home Warranty makes it easy. Regardless of the age of your home, you can sign up for Choice Home Warranty today. It’s a smart idea to get a few quotes for your home warranty to ensure that you are happy with the value that these plans offer. The most important thing is to start your coverage as soon as possible so that you can have peace of mind about your home.
Now that we have narrowed down the top five home warranties in the state of Alaska, it’s time for you to choose the one that works best for your home. When comparing the home warranty companies on the market, you will have to narrow them down based on some specific criteria. Three of the things we recommend looking at are the monthly pricing, service fees, and coverage caps.
There are three home maintenance problems that many Alaska homeowners will run into; they include heating systems, water heaters, and electrical systems. Let’s look at how having a home warranty in place can help you deal with these top home maintenance problems.
A home warranty is a protection plan that you have in place to avoid having to pay high repair or replacement costs on your home systems and appliances. Home warranties will cover appliances, systems, and optional add-ons from normal wear. A home warranty and homeowners insurance are not the same. The home warranty works to protect you from the issues that come up with your budget and have peace of mind about your home.
A homeowners insurance policy is a mandatory program that all mortgage companies require homeowners to have in place. When you are looking for a homeowners insurance policy, you will likely need coverage from things like fires, tornados, and hurricanes. With the home warranty, expect to have coverage for the things you use on an everyday basis, like your microwave and your plumbing system. Homeowners’ insurance policies do not offer protection for these things. Homeowners insurance can save you from catastrophic events, but a home warranty saves you from day-to-day expenses and peace of mind.
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From our #1 recommended home warranter provider in Alaska
Home warranty plans are actually quite simple to use. Man homeowners are able to get the appliances and system coverage they need just a few hours after filing a claim for service. Here are the steps for how to use a home warranty in Alaska and how this process works.
Most home warranty providers cover home systems, home appliances, and add-on coverages. The add-on coverages are going to have higher out-of-pocket costs and they are for additional items. The appliances will typically include things like your refrigerator, stove, oven, and dishwasher. These items are commonly used and experience quite a bit of wear and tear.
In addition, home warranty policies typically cover home systems as well. The home systems will include electrical, plumbing, and more. Home systems have very high out-of-pocket expenses, and it is smart for Alaska homeowners to consider this when purchasing a plan without system coverage.
Finally, home warranty plans cover the add-on coverages like sprinkler systems and central vacuum. These are going to be options, and you will not have to add them to your policy if they are not a good fit. Overall, home warranty plans only protect against normal wear and tear on your home systems and appliances.
Home warranty plans only cover normal wear and tear on systems and appliances. Anything that is caused by a natural disaster or misuse of a home system or appliance will likely not be covered. Home warranty policies are not an excuse to stop maintaining your home; you must still work hard to keep the home in great working condition.
The most common exclusions from a home warranty plan are:
Homeowners in Alaska are typically thankful to have a home warranty in place. During the winter months, when the weather gets really cold and the heating systems are essential, knowing that a repair may only be a few minutes and less than $100 away is a great benefit. However, there are also some complaints about home warranties.
Home warranty plans are worth it for Alaska homeowners. One of the main issues that Alaska homeowners will need to keep in mind is the extreme seasons that are experienced in Alaska. With the winters being as cold as they are, the home systems and appliances will experience normal wear at a faster pace.
Home warranty plans can help in the winter months when the majority of home systems and appliances start to see their issues. If your water heater and heating system go down in the same time frame, you could be out hundreds or thousands of dollars. With a home warranty in place, the total out-of-pocket costs could only be $75.
With a home warranty plan, you will also get peace of mind, something that is very difficult to put a price tag on. As your home systems and appliances are protected, you will be able to enjoy them and spend time in your home without worrying about what could come next.
An Alaska home warranty will cost you anywhere from $35 to $85 a month. The plan’s pricing is mainly dependent on the coverage that you choose. If you want every system and appliance in your home covered, the plan will be quite a bit more expensive. Pay attention to the service fees associated with the plan, as they will also change the pricing.
Pre-existing conditions are not covered as part of your home warranty plan. The pre-existing conditions must be fixed and repaired before starting your plan. In addition, if a home warranty company finds out that an issue is based on a previous repair or problem that wasn’t managed or handled, they won’t repair the item. It’s essential to follow all maintenance recommendations on your appliance and systems so that there are no issues with coverage.
The best home warranty company in Alaska is Choice Home Warranty. Choice is an industry veteran with 13 years in the industry, and they offer service throughout the entire country. Choice has good relationships in place with repair technicians, and they understand that speed of service is quite essential.
It only takes a few repairs to realize how much protection a home warranty can give you. If your refrigerator and your cooktop have an issue within the same month, would you be able to afford it? Chances are you could be looking at $500 or more in repair-related expenses. With a home warranty in place, the cost will just be the service fee associated with the policy.
At House Method, transparency and trust are our most important values for the reader.
To create this rating system, our team spent hours researching over 60 companies, analyzing 2500+ key data points, getting the thoughts and opinions of 1000+ homeowners, and speaking to home warranty company representatives directly. We also dug into the fine print on each company’s service agreement to ensure no detail was left out.
To make the most of our research, we developed an objective home warranty review and rating methodology to score each home warranty company based on several criteria.
Additional Alaska Home Warranty Resources