Best Home Warranty Companies In Alabama (2021)

If you like warm weather and quick access to the ocean, Alabama can be a great place to live. Homeownership in Alabama comes with lots of great perks; however, there are times that owning an Alabama home can be stressful. There are many issues that will come up with systems and appliances in your home that could need repair and replacement.

In our guide featuring the best home warranty companies in Alabama, we will give you information on:

• How to choose the best home warranty 
• Why Alabama homeowners need a home warranty 
• What the best companies in Alabama are for home warranties

A home warranty is a way to protect your budget and your savings from unexpected home repairs and expenses. With a home warranty in place, your repair costs are going to be considerably lower and allow you to live in your home with more peace of mind. To choose the best home warranties in the industry, you will have quite a project ahead of you. There are many options out there, and they all have different features and benefits. If you have given up on doing this project yourself and would like a little help, keep reading! 

Alabama Top 5 Home Warranty Companies

There are more than 50 home warranty companies in the state of Alabama. Some of these home warranty companies may seem like they are offering a great deal, and then, in reality, their coverage is not all that great. When we compare home warranty companies, we look at things like plan choices, service fees, coverage caps, overall coverage choices, and more. Here is how the top five plans in Alabama ranked.

Choice Home Warranty is the best overall home warranty in the state of Alabama. For the last 13 years, Choice Home Warranty has been offering homeowners some of the best warranty coverage on the market. If your Alabama home is older, or you just finished building it, you can sign up for a Choice Home Warranty plan. Even after 13 years in the industry Choice still has a B- rating with the BBB. If you are looking for a policy with a simple and straightforward plan and fair coverage limits, Choice is the answer. 

Choice Home Warranty offers two plans. The exciting thing about the plans is that they are both comprehensive or combo plans. This means that you will get a mix of system and combo coverage with the plan. Most companies make you pay extra for a premium plan that would offer this kind of comprehensive coverage. In addition, Choice Home Warranty has plenty of add-on coverage that you can include with your home warranty to cover all areas of your home. 

The add ons to the Choice Home Warranty plan include: 

• Central vacuum
• Limited roof leak
• Septic system
• Septic tank pumping
• Sump pump
• Well pump
• Pool/Spa
• Second refrigerator
• Standalone freezer

The Choice Home Warranty service fee is $85. This is about average across the market and not something that should keep you from choosing the Choice Home Warranty plan. 

Overall the Choice Home Warranty is offered almost nationwide, and people have been benefiting from this impressive coverage for many years. If you are new to home warranties or simply ready for some better coverage, it’s worth considering the Choice Home Warranty plan today.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6164.  

For more information, read our Choice Home Warranty Review.

2. American Home Shield

American Home Shield is the most customizable plan in the home warranty industry. If your Alabama home has unique features or high-end appliances, the premium coverage from American Home Shield will be something you will want to consider. This company has been offering home warranties to Alabama residents for more than 50 years. Considering the amazing coverage choices they offer and the fair pricing of their plans, it’s not surprising they have survived in the industry so long. Overall if you want some say in the pricing and coverage choices of your plan, this is the policy to choose. 

There are three American Home Shield plans to choose from. The two comprehensive plan options tend to be the most popular. These plans cover a variety of appliances and systems. In addition, the American Home Shield plans are known for their great add-on coverage, especially for pools and spas. You can build out an American Home Shield plan to work precisely for your needs. 

Some of the add on coverage that you can get with the American Home Shield warranty includes:

• Electronic extended warranty
• Pool and spas
• Well pump
• Septic pump
• Guest unit
• PC and TV

The American Home Shield service fees will range between $75 and $125. When the service fee is higher, the monthly fee will be lower. You can choose the service fee that works best for your budget and finances. 

The American Home Shield Home Warranty is considered to be one of the most trustworthy and premium plans on the market. Whether you are worried about your systems, appliances, or extras like a pool or well pump, AHS will have you covered.

To get a free quote from American Home Shield, you can fill out this form or call 888-365-2839. 

To read more, visit our American Home Shield review.

3. Select Home Warranty

Select Home Warranty is the most cost-effective home warranty plan for Alabama homeowners. With the Select Home Warranty plan, you can purchase the home warranty yet still stay in a good position with your monthly budget. When you look at the wide range of covered offered from Select Home Warranty, you will quickly see why they are considered a great value. The Select Home Warranty has been on the market for close to ten years. They are known for their impressive workmanship guarantee and high-quality service professionals. Even though the Select Home Warranty comes at a fair cost, the coverage is more than adequate. 

Select Home Warranty plans come in three different options. There is a systems plan, an appliance plan, and then a combo plan to choose from. Although the systems plan and appliance plan are great, the combo plan is just a few dollars more and includes all of the impressive coverage of the other two plans. Select Home Warranty also throws in the free roof leak coverage with the purchase of any of their plans. 

The add ons or options coverages from Select Home Warranty are:

• Pool
• Spa
• Septic system
• Well pump
• Sump pump
• Lawn sprinkler system
• Roof leaks
• Central vacuum
• Stand-alone freezer

A Select Home Warranty service fee is only $60. This is quite a bit lower than other companies and only helps increase the overall affordability of the plan. 

Living in Alabama does not have to be terribly expensive. Having an affordable home warranty like Select in place will help you avoid any of the major repair and replacement expenses that could have been coming your way.

Select Home Warranty will give you a free quote after filling out this form or calling 888-370-3953.

Read our Select Home Warranty review to learn more.

4. Liberty Home Guard

Liberty Home Guard is the most trustworthy home warranty in the state of Alabama. The interesting thing about this is that Liberty Home Guard has only been on the market for two years. In just two years’ time, the Liberty Home Guard warranty has earned a BBB rating of A, something no other home warranty company has done. In addition to their impressive customer service, Liberty Home Guard has impressive systems in place to get your quick and reliable service. Many people had their repairs completed before they expected they would be. 

The Liberty Home Guard has three plans to choose from. There is a systems plan, appliance plan, and combo plan. This is very similar to the Select Home Warranty plan choices, where the combo plan combines the system and appliance options. However, one of the things that really makes Liberty Home Guard stand out is the large list of add-on coverage options. If you have any unique features to your home that you would like to see covered as part of the plan, the Liberty Home Guard home warranty is an ideal choice. 

The add on coverage from Liberty Home Guard is quite impressive and includes things like:

• Pool and spa
• Additional spa
• Saltwater pool
• Gutter cleaning
• Floor/carpet cleaning
• Sump pump
• Fixtures
• Water softener
• Trash compactor
• Lawn sprinkler system
• Electronics protection
• Swamp cooler
• Ejector pump
• Septic system pumping
• Limited roof leak
• Pest control
• Locksmith
• Free-standing ice maker
• Central vacuum
• Stand-alone freezer
• Re-key
• Second refrigerator
• Wine refrigerator
• Well pump
• TV and PC
• Generator
• Water dispenser 

Liberty Home Guard has a very low service fee of just $60. When you combine this with the plan’s pricing, it helps to make the overall policy a bit more affordable. 

If you care about the trustworthiness of a home warranty company and want to make sure that they follow up on your plan benefits, Liberty Home Guard is a great choice. Alabama residents are lucky to have access to this plan after just a few years in the industry.

To get a free quote from Liberty Home Guard, fill out this online form or call 866-451-2281.

To learn more information, visit our Liberty Home Guard review.

5. ServicePlus Home Warranty

ServicePlus Home Warranty is the best Alabama home warranty for immediate service. Getting quick service for issues that come up around the home will help you feel as though your home warranty is worth every penny. With more than five years in the home warranty industry, Service Plus has learned how important it is for people to have repairs done on their property quickly and efficiently. In addition, similar to Select Home Warranty, Service Plus also offers free roof leak coverage.

There are two plans from Service Plus. The first is the Silver Combo plan, an affordable choice taking care of just the major systems and appliances. The Platinum Combo however is the more popular choice with a much broader range of coverage. If you are worried about overall costs, you could also choose the Silver Combo and then increase the coverages with the add-on options that Service Plus offers. 

The optional coverage choices from Service Plus Home Warranty include:

• Pool / Spa
• Additional Spa
• Limited Roof Leak
• Central Vacuum
• Sump Pump
• Well Pump
• Septic System
• Septic Pumping
• Second Refrigerator
• Stand Alone Freezer
• Water Softener
• Refrigerator Ice Maker
• Free Standing Ice Maker
• Add’l A/C System (each)
• Add’l Heading System (each)
• Water Heater (each)
• Add’l Garage Door Opener (each)

The deductible from Service plus is $75. This is right in line with other top home warranty companies in the state of Alabama. 

Even though your plan choices with Service Plus Home Warranty are a bit limited, it really makes sense to consider choosing this plan. Sometimes not having so many plan choices will make your decision-making process easier and the overall policy much more affordable.

To get a free quote from Service Plus Home Warranty, you can fill out this online form or call 478-210-5091.

Alabama Home Warranty Buying Guide

Narrowing down the list of the top five home warranties in Alabama to the top five is a great start; however, now it is time to choose just one for your home warranty needs. When you are trying to compare one home warranty to another, it makes sense to consider things like service fees, coverage caps, and plan options. 

• Service Fees: A service fee is the price you pay when you need a repair completed at your home. When a service technician is dispatched, you pay a service fee, and then the rest of the repair is covered under your warranty. If you happen to have many breakdowns in one year, the service fee costs can add up. 
• Coverage Caps: The caps on coverage are essential to pay attention to. Some policies stop covering things once you spend more than $500 or $1000 on a particular appliance or system. Look for coverage caps closer to $2000 or $3000. 
• Plan Options:  Some home warranty companies only offer two plans to choose from, and others will have four or five, find something that matches your specific needs and aligns with the appliances and systems in your home. 

Top Home Maintenance Problems in Alabama

Alabama homeowners have to deal with quite a bit of heat and humidity during the summer months. If your home is not adequately prepared for those times, you can expect some significant expenses to come your way. Three of the issues that Alabama homeowners need to be aware of include HVAC breakdown, ceiling fan coverage, and swimming pool equipment warranty.  Let’s take a look at how your home warranty policy can help in these situations. 

• HVAC Breakdown: There is no debating the fact that your HVAC system is very likely one of the most expensive systems in your home. To have a professional come out to your home and evaluate the issue with your HVAC will likely cost more than any service fee associated with the policies on our list. 
• Ceiling Fan Coverage: Ceiling fans typically allow rooms to stay cooler, even without the HVAC unit in place. The problem with ceiling fans is that they are hard to reach and repair on your home. Having a home warranty with ceiling fan coverage can keep you safe. 
• Swimming Pool Equipment Warranty: Many Alabama homes have swimming pools. If you have swimming pool equipment, you know that it is very expensive to repair and replace. The Alabama home warranty will help keep these expenses to a minimum. 

Our Conclusion

At this point, you should have a pretty good idea as to which home warranty is going to be the best fit for your home. There are plenty of great choices out there, but Choice Home Warranty stands out as the best option for Alabama homeowners. Taking into consideration the time that Choice has been in the industry, their impressive coverage options, and the ability to get a knowledgeable customer service representative on the phone, this is a home warranty that is worth considering. You won’t make a mistake choosing any of the top five options on this list, and it makes quite a bit of sense to get a few quotes to ensure you are choosing the right policy. 

House Method Home Warranty Ranking Methodology

At House Method, transparency and trust are our most important values for the reader. That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology.

We’ve done the homework for you and have researched over 50 home warranty companies so you can have the information you need to make the best choice for your home. Additionally, transparency and trust are our most important values for the reader.

That’s why we took the time to create an objective rating system and score each home warranty provider according to our methodology. Our team spent hours on the phone speaking to representatives from each home warranty company to get information right from the source. We also dug into the fine print on each company’s service agreement to make sure no detail was left out.

To make the most of our research, we developed a formula to objectively determine the best home warranty companies based on the following criteria:

• Plans: Do they provide a variety of plan options? We looked at the number of plans each company offered and the flexibility of adjusting the plan.
• Prices: How reasonable are the monthly fees and service fees in comparison to the industry average? We compared the costs of each company to competitors.
• Coverage: How many items are covered in each plan? We looked at the number of items each company covers. We dig into all service contracts available to get all the details.
• Customer service: How is the customer experience when calling the providers? Based on our phone calls, we were able to judge each company’s customer service.
• Trust: What do customers rate the company? We looked into what customers are saying about their experience with the company.
• Nationwide availability: How many states does the company cover? We found the number of states covered by each company.
• Unique perks: Does the company offer discounts or cover special items? We looked for perks offered by each company that sets them apart from the competition.

How do we keep our data up to date?

We want to make sure we’re providing you, the consumer, with the most current data available for every home warranty company we’ve researched and rated. That takes significant effort but we feel that’s vital to providing you thorough and trustworthy reviews.

With that in mind, we have dedicated staff members who regularly update our database of home warranty research.

For those that want to enjoy their years of being a veteran and come home to a house that is comfortable and functioning, a home warranty makes a lot of sense. For the price that a home warranty is offered, you will quickly learn that it is indeed a good value. At an average of around $40 per month, your policy will cost you just under $500 per year.

If you have ever had an appliance or a home system that needs repair, you probably understand quite well that you will quickly reach that $500 mark to get your home back up and running. Take your time to carefully consider your home warranty options, check around for veteran discounts and then give yourself the peace of mind that you deserve.