House Method x First American Home Warranty: Saving You Money

By: Katie Corbett

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First American Home Warranty:

Protect Your Money Against Expensive Repairs

You know the old saying: Home is where the heart is. You’ve probably even recited it once or twice yourself. It’s a widely accepted sentiment that many of us tend to agree with. Well, First American Home Warranty feels a little different. To them, heart is where the home is. They know that your home is more than just a place that just holds the stuff you’ve collected over the years. It’s a place where life happens and memories are made. First American believes that heart is what makes a house a home, and they’ve made it their mission to protect your home and the things that matter most with their home warranty plans.

 

Why We Trust First American

For almost 35 years, First American Home Warranty has been committed to protecting homeowners’ budgets from expensive repairs and replacements with their home warranty plans. Serving customers with value, integrity, and quality service, they’ve made quite a reputation for themselves of being reliable, consistent, and fairly priced. They’ve worked with thousands of Americans, helping people like you avoid spending a fortune on all kinds of household repairs and replacements.

Over the years, First American Home Warranty has been dedicated to positive growth by seeking out ways to improve their customer service and home warranty plans. For their efforts, they’ve been successful in expanding to serve more than 550,000 customers. And in the last year alone, First American Home Warranty saved their customers an astounding $169 MILLION in repair and replacement expenses. That’s crazy!

First American is a great choice for home warranty plans to help protect your home, because they’re always there to help. Available to assist you 24 hours a day, 365 days a year, accidents and failures don’t take breaks, so neither do they. And they’ve made it easy to submit a service request conveniently online or via phone.

My level of satisfaction with First American Home Warranty one to ten, ten being best - I would give it a ten.”

Home Warranty 101

If you’re a homeowner, you could be one of the smart ones who get to share in all the savings. After all, you know how hard you’ve worked to turn your house into a home. Wouldn’t you do everything you could to protect something that important? A home warranty plan with First American helps you do just that.

 

What Is It?

So, what exactly is a home warranty? It’s a one-year renewable service contract, designed to protect your budget from being sucked dry by unexpected, costly repairs to your home and appliances. Essentially, when you purchase home warranty with First American, they help you select a coverage plan that provides discounted repair and replacement services when you need it most. A home warranty plan is ultimately a security net that keeps your budget safe when something unexpectedly breaks or fails in your home. The reality is disaster can strike at any moment, without any warning. A home warranty plan with First American ensures that when this happens, fixing the problem won’t break the bank.

 

What Does It Cover?

The contract between a homeowner and a trusted home warranty company, like First American, covers the repair and replacement services for a home’s major systems and appliances. It protects the thing you rely on every day. Basic plans usually include coverage for major kitchen appliances, washers and dryers, plumbing, heating systems, and more. So, when these systems and appliances inevitably fail over time due to normal wear and tear or an unexpected accident, a home warranty will help repair or replace them.

Say it’s the middle of August. The weather is unbearably hot and humid, the air is muggy, and you’re counting on your trusty air conditioner to provide the much-needed relief that only bought air can satisfy in that type of heat. You’ve been outside all day and you can’t wait to get inside and cool off. But, today your air conditioner decides it’s quittin’ time and clocks out for good, leaving you abandoned in the sweltering heat. If you don’t have a home warranty plan, fixing this little fiasco could easily set you back $2,500. We don’t know about you, but that’s not something we have just lying around. With a home warranty plan with First American, you’re protected from these kinds of unforeseen circumstances and end up paying a fraction of the cost.

Without home warranty protection from First American, you put yourself at a much higher risk for drastically overpaying for repairs and replacements to your home and appliances. Breakdowns happen when you least expect them. That’s why First American’s got you covered.

Shot of a happy mature couple standing on the doorstep of their home

Home Warranty VS. Home Insurance: What’s the Difference?

A common misconception about a home warranty is that it’s the same as having homeowners insurance. This belief keeps many homeowners from getting the protection they need because it isn’t true, they aren’t the same thing.

The major difference is that a home warranty covers specific components of the home, like the systems and appliances within it, when repairs and replacements need to be made. Homeowners insurance covers the structure of your home against risks like fire or hail damage, water damage, property crimes, personal liability protection, etc.

 

Who Needs a Home Warranty?

If you’re a homeowner, it’s a good idea to get a home warranty in the event that something breaks or fails in your home. It’s a great way to take action to protect what you’ve worked so hard for. Some think that a home warranty isn’t necessary because making a claim or requesting a service doesn’t happen that often, when in reality it does. Last year, over 65% of homeowners filed at least one claim with First American, and they were glad they had the protection.

If you’re not sure if a home warranty is necessary, it’s important to first consider the type of systems and appliances you have in your home. If you have expensive appliances, it’s best to have a home warranty to protect the money you’ve already invested. In addition, if you have appliances that are near or past their life expectancy, a home warranty is necessary. Check the life expectancy of your common appliances at the International  Association of Certified Home Inspectors website.

A home warranty is also a great idea if you aren’t particularly handy around the house. If your expertise ends at basic upkeep and maintenance, a home warranty provides excellent protection that can offer you peace of mind. It’s also helpful to have a home warranty because if something does break down, you’ll never have to worry about finding a contractor because First American takes care of that for you. They only work with pre-screened, reputable technicians, so quality work is guaranteed.

If something happened and we weren't covered with First American, I can't even imagine how expensive it would be because things do go wrong when you own a home.”

First American Coverage Plans

First American offers a variety of comprehensive coverage plans that can be tailored to fit your specific needs.

The Basic Plan offers coverage for the essential appliances including refrigerators, washers, dryers, ovens, cooktops and more. Basically, all the necessities that you rely on daily. It’s a great deal, priced at monthly payments of only $28. When you think about it, you’re paying less than $1 a day to protect your home and budget.

Basic Plan Coverage

  • Range / Oven / Cooktop
  • Dishwasher
  • Garbage Disposal
  • Built-in Microwave
  • Kitchen Refrigerator
  • Trash Compactor
  • Clothes Washer
  • Clothes Dryer
  • Ceiling / Attic / Exhaust Fans
  • Instant Hot Water Dispenser

They also offer a Premier Plan, which is their best seller. It includes everything from the Basic Plan, with the major addition of coverage for heaters, plumbing, electrical, water heaters, and more.

Premier Plan Coverage

  • Everything in Basic Plan
  • Central Vacuum System
  • Electrical System
  • Ductwork
  • Plumbing System
  • Plumbing Stoppages
  • Sump Pump
  • Toilet Tanks and Bowls
  • Garage Door Openers
  • Water Heater
  • Heating System
  • Whirlpool Bath Pump

With a home warranty from First American, you can avoid outrageous repair expenses that can easily stack up to the thousands. And there’s no limit to the number of times you can request services or file a claim. In fact, it’s actually common for many customers to request service multiple times a year. When this happens, they save hundreds to thousands of dollars in repair and replacement bills.

While cost does vary based on plan and location, there are options for any situation. On top of that, First American is reasonable to work with, and usually offers flexible payment options. No matter the plan you choose, First American is dedicated to quality service. Technicians work diligently to complete each project, and work by the philosophy which says that “if [they] can’t repair it [they’ll] replace it.” How ‘bout that for customer service?

Get a quote from First American Home Warranty to see how affordable an annual home warranty actually is.

 

What Others Are Saying

At House Method, our consumer specialists are all about helping you find the products you need to truly enjoy your home. That’s kind of our thing. That’s why we got excited about First American Home Warranty and their dedication to saving you money and protecting your home. And we’re not the only ones who are excited. Through our research, we were bombarded with positive reviews about this company. It seemed like everywhere we turned there was another raving review. At first, we thought it had to be too good to be true, so we kept searching, trying to dig up some dirt. It turns out they’re really just that good at what they do and customers have noticed. It’s apparent that these customers really mean what they say, because many of them have been loyal customers for years.

One satisfied customer, Brian, has been a dedicated customer since 2004. For nearly 15 years, he’s relied on First American Home Warranty to protect him, his home, and his belongings. He’s upfront and acknowledges that he’s not a handyman. Besides basic maintenance, he leaves the real work to the pros, which is the smart thing to do. He always calls First American for repairs and has been happy with the quality of work every time.

Most reviewers have good things to say about the service technicians that came to repair their covered items. Some, however, did not. This should be taken with a grain of salt. Service technicians are vetted professional, certified independent contractors working with First American Home Warranty, not employees. A bad experience with a contractor in Texas will not be a reflection of an experience with a contractor in California.

Mackenzie E. had a positive experience with First American and her contractor, and was happy with the whole interaction. She shares, “First American has proven to be such a good choice!” Instead of a repair, Mackenzie chose to take a refund. “Everyone who I have talked to has been very personable and clearly focused on my needs as a customer. I would absolutely recommend them to a friend. Some of the most attentive customer service I’ve ever experienced, and would regularly check in on the repair every couple of days.”

Another loyal customer for over a decade, Bill, knows it’s important to always do your homework before choosing a company. That’s why he looked into First American Home Warranty closely before choosing them. Aware that other home warranty companies out there just don’t measure up, or don’t deliver on promises, he was pleasantly surprised with First American. He says not only “First American promises, but more importantly they deliver.”

First American promises, but more importantly they deliver.”

The Reviews Are In

It’s not a rare anomaly to find a raving review for First American. They’re considered a trusted company in nearly every review, even on independent websites. People can’t get enough of these guys. Check this out:

  • Trustpilot rates them a solid 4 out of 5 based on nearly 1,000 reviews.
  • Consumer Affairs gives them an overall satisfaction rating of 4.5 out of 5.
  • Winner of the 2017 Editor’s Choice Award from HomeWarrantyReviews.com

There is no shortage of positive reviews about this company. When it comes to your house, things will break down. It’s a fact. Whether due to normal wear and tear or a fluke accident, a home warranty can protect you from spending way more than you need to. Especially First American.

Maintenance Is Half the Battle: Protect Yourself from Disaster

Regular attention to your home can help you prevent costly repairs. But in the long run, eventually things break or need fixes and you never want to pay full price for an appliance or water issue if you can avoid it.

A home warranty like one from our friends at First American Home Warranty protects your essential systems and appliances. And getting a quote from First American Home Warranty on what’s covered is quick, easy, and no obligation.

 

Don’t Wait, Get Your Free Quote Today

For all of the unpredictability that comes with owning a home, choose First American Home Warranty to protect your hard-earned money. You know how much your home means to you, so why wouldn’t you do everything in your power to protect what you’ve worked so hard for? When you’re ready to protect your money and belongings, give First American a call.

Chat with one of their friendly service specialists and let them help you find the right coverage for your home. It’s easy. All you have to do is start by requesting a free online quote from First American Home Warranty and they’ll take care of the rest.

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