46 Easy Ways to Save Money at Home

By Emily Porter

1. Be aware of what you already have. How many times have you bought something that you already have at home? Whether it’s cheese or shampoo, try to be 100% sure that you only spend money on things you need. To do this, organize your items so that you can easily see what you have. 

2. DIY before you buy. Before you spend a ton of money on something, consider how you can spend less money and do it yourself. For example, consider all of the local businesses that have extra wooden pallets. You can make coffee tables, side tables, wooden shelves, and so much more for a quarter of the price. 

3. Replace your air filters. The older and dirtier your air filters are, the harder you make your air conditioning system work. The harder the system has to work, the pricier your energy bill gets. 

4. Don’t cool an empty house. When you’re leaving for the weekend, you don’t need the air conditioning to run. You can easily save by simply turning the air conditioning off when you’re not at home.

5. Take up couponing. With all of the competition in the market, brands are always giving out coupons. Before you go to the grocery store or buy something online, do a quick search online for coupons or coupon codes. 

6. Start a coin jar. If you’re saving up for a vacation or a plane ticket, coin jars are an easy way to put your extra money to good use. After 6 months of putting all of your change into a coin jar, bring your coin rollers to the bank. You may surprise yourself at how much you can save. 

7. Buy in bulk. Instead of buying household products once a month, consider searching for the best deal for buying in bulk. You save money and won’t have to head to the store as often. It’s a win-win.  

8. Meal prep every Sunday. Whether it’s for breakfast, lunch, dinner, or all three, consider what meal you can meal prep the easiest. If you commute to work every day, you can save a ton of money and time by meal prepping instead of going out for lunch. 

9. Buy from discount stores. Don’t forget about all of the dollar stores that sell perfectly good items that are triple the price at other stores—salt, coffee mugs, rags—you name it. 

10. Turn off lights when you’re not using them. This may seem obvious, but try to think about all of the lights that are accidentally left on throughout the day. Maybe it’s your closet light or the porch light. Make sure you check the house before you leave. 

11. Start a vegetable and herb garden. Instead of buying your herbs and vegetables from the grocery store, consider what you can grow in your backyard or on your patio. 

12. Ditch your home phone. With the growing use of cell phones, more and more households are saying goodbye to their home phones. 

13. Start a budget. One of the best ways to save money is to budget what you spend each month. Go through your bank statements and make a realistic budget that you can stick to. If you’re overspending on unnecessary things, a budget will allow you to get creative with your spending.

14. Stop buying plastic water bottles. Instead of constantly going through plastic water bottles, use a Brita filter and a reusable water bottle. The one time purchases will save you money and reduce your plastic use. 

15. Wash your clothes in cold water. The best part about washing your clothes in cold water, besides saving you money on your energy bill, is that there’s less risk of your clothes shrinking. 

16. Sell your old stuff online. Instead of keeping old furniture or clothes tucked away in your attic, sell them online. You can make some money and de-clutter your home at the same time. 

17. Use reusable containers instead of plastic baggies. Instead of packing lunches in plastic baggies, simply start using plastic containers. Simply buy more containers at your local dollar store and you will save money in the long run. 

18. Freeze food before throwing it away. A great way to save money on groceries is to freeze food that you aren’t using. For example, if you’re leaving for vacation, put your bread, meat, and fruit in the freezer while you’re gone to preserve it. 

19. Check the weatherstrips on doors and windows. Your energy bill may be higher because there is air getting in through your windows or front door. Check to make sure that there aren’t any gaps in the weatherstrip. 

20. Air dry your clothes. Not only will air drying your clothes save you money on the energy bill, but it will also ensure that your clothes don’t shrink.

Young woman pulls clean laundry from the washing machine

21. Choose water over soda. Even if it’s just for a month, you can save a ton of money by drinking water over soda. 

22. Rent books from the library. Instead of paying $20 for a book at Barnes & Noble, go to your local library and rent your books. This will easily save you money on your monthly expenses. 

23. Get money back for recycling. You can get money for recycling all sorts of things. Look up local organizations that reward you for recycling to see how you can start. 

24. Time yourself in the shower. While long showers can be nice, you may want to time yourself to see how long you’re running your water. If you’re serious about cutting down expenses at home, consider how you can speed up that process. 

25. Rent clothes for big events. Instead of buying a new dress for every wedding you attend, look online to find something you can rent. This will save you money and space in your closet. 

26. Reconsider your monthly expenses. Look at what you pay for monthly and determine what is and isn’t necessary. Do you need three tv streaming subscriptions? Probably not.

27. Look for cashback rewards. Some apps will give you cashback rewards for purchases like gas, groceries, and more. 

28. Make sure your home is properly insulated. If you have an older home, there’s a chance that your home’s insulation needs to be updated. A lack of proper insulation can result in high energy bills. 

29. Unplug things you’re not using. If you’re not using your toaster or coffee maker, don’t keep it plugged in. 

30. Keep up with regular maintenance on your home. Just like your health, it’s important to maintain your home through regular maintenance to avoid costly repairs. 


31. Add a little water to products to make them last longer. By adding water to products like hand soap, shampoo or mascara, you can double their life value. Whenever your mascara starts to dry up, simply add a small drop of water or eye drops to extend its usability. 

32. Start a compost pile. Instead of buying chemically treated fertilizer for your garden, start a compost pile with leftover vegetable peelings, grass cuttings, and more. 

33. Lower the temperature of your water heater. Most of the time, your water gets way hotter than you ever need it to get. Instead of burning your hands and spending extra money on your energy bill, lower the temperature on the water heater itself. 

34. Don’t keep your computer or phone charging overnight. Not only is this healthy for the battery on your devices, but it will also keep you from wasting energy charging devices that are already fully charged. 

35. Plant a blueberry tree. The cost of blueberries has gotten a little ridiculous. Grow a blueberry tree to pick blueberries from your own backyard. 

36. Say goodbye to cable tv. With all of the streaming services that are offered, such as Netflix, Hulu, and Youtube TV, you’re likely overpaying for channels that you don’t watch. It’s time to ditch your overpriced cable bill.

37. Buy furniture from estate sales. While it might sound strange, you can get extremely cheap furniture from estate sales simply because people have to get rid of their deceased family member’s furniture. 

38. Get a smart, programmable thermostat. Instead of having to manually turn off your air conditioning, install a smart thermostat that you can program to change at certain times of the day. 

39. Cook food on the grill or in the microwave rather than using the oven. Since the microwave and grill cook things faster, using them instead of your oven is a great way to save energy. 

40. Close blinds and drapes in the summertime to prevent your air conditioning from working overtime. Keeping your home cool in the summertime can be hard. If you leave for work during the day, consider closing your blinds and curtains so that your HVAC system doesn’t have to work overtime to keep your home cool. 

41. Use ceiling fans or portable fans instead of your air conditioner. Another great way to save on your energy bill is to let your ceiling fans and box fans do the work instead of your air conditioning system. 

42. Invest in a home warranty. If you have an older home that’s constantly needing repairs, consider investing in a home warranty. You can save thousands of dollars on repairs by simply paying $25–$60 monthly. 

43. Make sure your plumbing and faucets don’t have any leaks. If your toilet is running all day or your sink is dripping, it will end up costing you. Don’t wait to fix leaks if you have any. 

44. Try to repair things on your own before replacing them. Instead of immediately assuming that you need to buy a brand new refrigerator, take time to assess what the problems are. If you have a home warranty, call your provider and see if they can fix the issue. 

45. Compare internet plans to see if you can bundle. Whenever you invest in an internet plan, ask your provider if you’re able to save by bundling with another service.

46. Use cloth napkins instead of paper towels. Instead of going through excessive amounts of paper towels each week, invest in cloth napkins. If you’re not ready to ditch paper towels completely, try keeping a folded cloth napkin next to your paper towel holder. This will help you start becoming more mindful of when you need to use a paper towel. 

Looking for other ways to save a little money around the home? A home warranty could protect you against costly home repairs and appliance breakdowns saving you thousands. Check out our in-depth reviews to see which one may be right for you — all of them offer free quotes! 

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