- 24/7 online service
- Provides reliable protection for pool and spa
- Has several options for personalizing your home warranty plan
Having a pool can liven up your backyard, create a relaxing oasis, and make get-togethers more exciting. For many homeowners, however, taking on a pool means more responsibility.
If your pool happens to develop a maintenance issue or isn’t well-maintained, you could run into a slew of unforeseen costs, jeopardizing your household budget and putting a damper on your most anticipated pool plans.
Since maintaining a pool is a major investment, it raises the question: should you get pool coverage added to your home warranty plan? Keep reading to learn what a pool warranty covers, how much coverage costs, and which companies offer the best pool warranty coverage.
The following home warranty companies are known for providing adequate pool coverage, protecting you from pricey repair costs and saving you money in the long run.
There are three main types of pool warranties that exist. It’s important to note that these types of warranties are separate from home warranty coverage.
The terms of a pool warranty will depend on the type of pool installed and the materials used to make the pool. For example, if you’ve installed a concrete pool, you’ll be covered under a workmanship warranty (see below) since the builder (and not the manufacturer) poured concrete for installation.
For pools with vinyl liners, the warranty will cover the parts where the installer has melded the sections of the liner together. Note: if a leak happens after the warranty expires, you’ll have to provide coverage yourself. If you’ve installed a pool with a fiberglass pool shell, there’s a structural warranty in place that typically lasts for 25 years and an additional warranty that covers the gel coat surface of the pool. This additional warranty can last up to 15 years.
An equipment warranty is a warranty that covers specific pool equipment. Pumps, lights, filters, heaters, cleaners, salt chlorinators, and other types of equipment are generally covered under a pool warranty for one year. You can extend protection for these parts for up to three years with an equipment warranty. However, this will depend on the pool builder you used and their agreement with companies that provide pool parts.
Even though it’s the pool builder’s job to ensure proper installation, certain things may get overlooked and mistakes can happen. In addition to the manufacturer’s warranty, the builder may offer a workmanship warranty on the installation job.
This warranty covers plumbing leaks, liner leaks, and structural settlement. The major issue here is that many of these problems don’t really present themselves until at least a year into installation, making it all the more costly for you to take on repairs.
While the above pool warranties can be beneficial, they can also have their drawbacks. Some of the common complaints against pool warranties include:
If you’re not sure you want to settle for one of the previous pool warranties, you can have your pool covered under an existing home warranty, granting all-inclusive coverage that can help ease those pool repair woes.
Because so many unexpected things can go wrong with your pool, adding pool coverage to your home warranty plan can be greatly beneficial. It’s no secret that installing and maintaining a pool is a major investment. On average, installing an inground pool costs anywhere between $20,000–$65,000. The ultimate cost will depend on the type of material you choose (vinyl, fiberglass, concrete) and the method of installation.
Note: These numbers don’t reflect additional pool-related costs like waterfalls, custom lighting, diving boards, slides, pool decks, and more.
After the pool is installed, it has to be well maintained. One of the biggest complaints of pool owners is the routine maintenance involved. Pools need weekly upkeep for the pool pump to run smoothly and for the water to stay clean and safe. This process includes checking pH levels, skimming the surface of the water to remove leaves and debris, and adding chemicals to the water to make sure it’s not too acidic or too alkaline.
You can do this work yourself or have a pool maintenance company do it for you, but either way, the average cost for pool maintenance is around $177 per week. In addition, pool repairs can hike up the bill, with just a small tear in your vinyl liner costing around $200 to replace or $1,000 to fix a considerable plumbing issue.
Fiberglass and vinyl pools are typically the cheapest to maintain, however replacing the entire liner of a vinyl pool can cost $4,000 or more to replace. Concrete pools are definitely the most pricey in the long run, with sanding and resurfacing every 10–15 years costing $10,000 or more and $500 for acid washing every three to six years.
High price tags like these warrant pool coverage to keep you in the clear. One way that homeowners can get this coverage is to include it as an add-on to an existing home warranty plan.
READ MORE: Best home warranty companies
Because pool systems can be complex, coverage may vary depending on your home warranty provider and your pool’s components. American Home Shield swimming pool coverage, for example, extends to the pool sweep and motor pump, blower motor and timer, plumbing pipes and wiring, and plumbing and electrical components, covering repairs if any of these systems malfunction.
When you have a pool warranty and experience a pool maintenance problem, your first step is to call your home warranty provider to report the issue and request service. A qualified service technician will then be sent to your home to diagnose the issue and determine what kind of repair is needed or if anything needs to be replaced. For this service and/or repair, you won’t have to deal with the hassle of finding a service contractor on your own and will only pay a small deductible vs. shelling out full cost for new parts or repair fees.
Adding pool coverage to your home warranty will slightly raise the price of your original contract and will vary depending on the home warranty company you use and the plan you select. Though the terms and conditions will differ with each individual warranty, a home warranty with additional pool coverage typically costs between $100 and $205 per year.
American Home Shield pool warranty coverage is available to add on to any of their four plan options: a systems plan, an appliances plan, a combination of both, or the build-your-own, flexible plan that can be extended to pool and spa pump coverage.
READ MORE: American Home Shield Reviews
First American home warranty pool coverage adds an extra $15 to your basic plan (starting $25/month) or premier plan (starting $39.50/month), with replacement protection included should the covered system or appliance become unrepairable.
If you don’t have a home warranty, you can expect a high price tag for repairs, with filter and pump breaks costing anywhere between $150–$500 and heater repair costing from $400—$1,200 in certain cases. As mentioned before, equipment and workmanship warranties last for just one year, leaving you stuck with repair costs after the year is up, potentially costing you more money in the long run.
Pool warranties are not for all pool owners, so it’s important to assess your situation and consider your needs. You may want to opt in for pool coverage if:
The bottom line is that getting a pool warranty or pool coverage tacked on to your existing home warranty plan is an option not all pool owners need but could definitely benefit from.
However, the terms of each individual warranty will vary and depend on the type of pool installed and the materials used to make the pool.
Pool warranty coverage varies depending on your home warranty company and the coverage you sign up for, but common concerns like filters, pumps, and pool vacuums are covered.
Home warranties typically do not cover pool leaks, as those are usually covered in workmanship warranties.
Pool liners do not have their own warranty, but aspects of pool liners may be covered in an individual pool warranty.
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Cynthia Cook is a writer based in Chicago. She loves writing about all things home and lifestyle, including design, architecture, home improvement and inspiration, how to's, and real estate. An ideal night involves home renovation shows and Pinterest planning for every room in her apartment.